Comptroller of the Currency, Administrator of National Banks Ensuring a Safe and Sound National Banking System for all Americans
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Publications:
Quarterly Journal

For comments or questions, please send e-mail to the Quarterly Journal mailbox.

Cover image for Volume 26  No. 1, March 2007 (for 4th quarter CY 2006)
Volume 26-No. 1, March 2007 (for 4th quarter CY 2006) [PDF 1,905 KB]
Contents:
  • Front Matter [PDF 1,102 KB]
  • Condition and Performance of Commercial Banks [PDF 1,076 KB]
  • Recent Licensing Decisions [PDF 708 KB]
  • Special Supervision and Enforcement Activities [PDF 856 KB]
  • Speeches and Congressional Testimony [PDF 701 KB]
  • Interpretations [PDF 706 KB]
  • Mergers [PDF 759 KB]
  • Corporate Structure of National Banks [PDF 788 KB]
  • Financial Performance of National Banks [PDF 873 KB]
  • Index [PDF 801 KB]
  • Order form [PDF 115 KB]
    Cover image for Volume 25  No. 4, December 2006 (for 3rd quarter CY 2006)
    Volume 25-No. 4, December 2006 (for 3rd quarter CY 2006) [PDF 1,535 KB]
    Contents:
  • Introduction [PDF 505 KB]
  • Condition and Performance of Commercial Banks [PDF 1,149 KB]
  • Recent Licensing Decisions [PDF 110 KB]
  • Speeches and Congressional Testimony [PDF 98 KB]
  • Interpretations [PDF 133 KB]
  • Mergers [PDF 207 KB]
  • Financial Performance of National Banks [PDF 409 KB]
  • Index [PDF 93 KB]
  • Order form [PDF 115 KB]
  • Cover image for Volume 25  No. 3, September 2006 (for 2nd quarter CY 2006)
    Volume 25-No. 3, September 2006 (for 2nd quarter CY 2006) [PDF 1,845 KB]
    Contents:
  • Front matter [PDF 294 KB]
  • About the OCC [PDF 490 KB]
  • Condition and Performance of Commercial Banks [PDF 666 KB]
  • Recent Licensing Decisions [PDF 145 KB]
  • Special Supervision and Enforcement Activities [PDF 348 KB]
  • Appeals Process [PDF 163 KB]
  • Speeches and Congressional Testimony [PDF 172 KB]
  • Interpretations [PDF 201 KB]
  • Mergers [PDF 236 KB]
  • Corporate Structure of the National Banking System [PDF 409 KB]
  • Financial Performance of National Banks [PDF 495 KB]
  • Index [PDF 187 KB]
  • Order form [PDF 115 KB]
  • Cover image for Volume 25  No. 2, June 2006 (for 1st quarter CY 2006)
    Volume 25-No. 2, June 2006 (for 1st quarter CY 2006) [PDF 1,562 KB]
    Contents:
  • Front matter [PDF 237 KB]
  • About the OCC [PDF 366 KB]
  • Condition and Performance of Commercial Banks [PDF 584 KB]
  • Recent Licensing Decisions [PDF 108 KB]
  • Appeals Process [PDF 101 KB]
  • Speeches and Congressional Testimony [PDF 119 KB]
  • Interpretations [PDF 143 KB]
  • Mergers [PDF 208 KB]
  • Financial Performance of National Banks [PDF 522 KB]
  • Index [PDF 98 KB]
  • Order form [PDF 117 KB]
  • Cover image for Volume 25  No. 1, March 2006 (for  4th quarter CY 2005)
    Volume 25-No. 1, March 2006 (for 4th quarter CY 2005) [PDF 1,557 KB]
    Contents:
  • Front matter [PDF 459 KB]
  • About the OCC [PDF 670 KB]
  • Condition and Performance of Commercial Banks [PDF 344 KB]
  • Recent Licensing Decisions [PDF 139 KB]
  • Special Supervision and Enforcement Activities [PDF 397 KB]
  • Appeals Process [PDF 130 KB]
  • Speeches and Congressional Testimony [PDF 99 KB]
  • Interpretations [PDF 133 KB]
  • Mergers [PDF 132 KB]
  • Corporate Structure of the Financial Banking System [PDF 208 KB]
  • Financial Performance of National Banks [PDF 208 KB]
  • Index [PDF 146 KB]
  • Order form [PDF 115 KB]
  • Cover image for Volume 24  No. 4, December 2005 (for 3rd quarter CY 2005)
    Volume 24-No. 4, December 2005 (for 3rd quarter CY 2005) [PDF 3,872 KB]
    Contents:
  • About the OCC [PDF 1,478 KB]
  • Condition and Performance of Commercial Banks [PDF 986 KB]
  • Special Studies [PDF 900 KB]
  • Recent Licensing Decisions [PDF 237 KB]
  • Speeches and Congressional Testimony [PDF 258 KB]
  • Interpretations [PDF 290 KB]
  • Mergers [PDF 251 KB]
  • Financial Performance of National Banks [PDF 605 KB]
  • Index [PDF 238 KB]
  • Order form [PDF 115 KB]
  • Cover image for Volume 24  No. 3, September 2005 (for 2nd quarter CY 2005)
    Volume 24-No. 3, September 2005 (for 2nd quarter CY 2005) [PDF 1,963 KB]
    Contents:
  • About the OCC [PDF 629 KB]
  • Condition and Performance of Commercial Banks [PDF 677 KB]
  • Recent Licensing Decisions [PDF 164 KB]
  • Special Supervision and Enforcement Activities [PDF 297 KB]
  • Appeals Process [PDF 170 KB]
  • Speeches and Congressional Testimony [PDF 156 KB]
  • Interpretations [PDF 185 KB]
  • Mergers [PDF 205 KB]
  • Corporate Structure of the National Banking System [PDF 315 KB]
  • Financial Performance of National Banks [PDF 537 KB]
  • Index [PDF 160 KB]
  • Order form [PDF 115 KB]
  • Cover image for Volume 24  No. 2, June 2005 (for 1st quarter CY 2005)
    Volume 24-No. 2, June 2005 (for 1st quarter CY 2005) [PDF 1,953 KB]
    Contents:
  • About the OCC [PDF 637 KB]
  • Condition and Performance of Commercial Banks [PDF 827 KB]
  • Recent Licensing Decisions [PDF 136 KB]
  • Appeals Process [PDF 130 KB]
  • Speeches and Congressional Testimony [PDF 128 KB]
  • Interpretations [PDF 133 KB]
  • Mergers [PDF 165 KB]
  • Financial Performance of National Banks [PDF 503 KB]
  • Index [PDF 355 KB]
  • Order form [PDF 113 KB]
  • Cover image for Volume 24  No. 1, March 2005 (for year-end and 4th quarter CY 2004)
    Volume 24-No. 1, March 2005 (for year-end and 4th quarter CY 2004) [PDF 2,230 KB]
    Contents:
    Cover image for Volume 23  No. 4, December 2004 (for 3rd quarter CY 2004)
    Volume 23-No. 4, December 2004 (for 3rd quarter CY 2004) [PDF 1,149 KB]
    Contents:
    Cover image for Volume 23  No. 2, June 2004 (fourth quarter 2004)
    Volume 23-No. 3, September 2004 (for 2nd quarter CY 2004) [PDF 2,283 KB]
    Contents:
    Cover image for Volume 23  No. 2, June 2004 (fourth quarter 2004)
    Volume 23-No. 2, June 2004 (for 1st quarter CY 2004) [PDF 2,394 KB]
    Contents:
    Cover image for Volume 23  No. 1, March 2004 (fourth quarter 2003)
    Volume 23-No. 1, March 2004 (fourth quarter 2003) [PDF 2,834 KB]
    Contents:
    Cover image for Quarterly Journal, Volume 22-No. 4, December 2003 (for 2nd quarter CY 2003)
    Volume 22-No. 4, December 2003 (for 3rd quarter CY 2003) [PDF 1,860 KB]
    Contents:
    Cover image for Quarterly Journal, Volume 22-No. 3, September 2003 (for 2nd quarter CY 2003)
    Volume 22-No. 3, September 2003 (for 2nd quarter CY 2003) [PDF 2,770 KB]
    Contents:
    Cover image for Quarterly Journal, Volume 22-No. 2, June 2003 (for 1st quarter CY 2003)
    Volume 22-No. 2, June 2003 (for 1st quarter CY 2003) [PDF 2,224 KB]
    Contents:
    Cover image for Quarterly Journal, Vol. 22, No. 1, for  March 2003 (for 4th quarter CY 2002)
    Volume 22-No. 1, March 2003 (for 4th quarter CY 2002) [PDF 2,612 KB]
    Contents:
    Cover image for Quarterly Journal, Vol. 21, No. 4, for third quarter data, calendar year 2002
    Volume 21-No. 4, December 2002 (for 3rd quarter) [PDF 1,467 KB]
    Contents:
    Cover image for Quarterly Journal, Vol. 21, No. 3, for second quarter data, calendar year 2002
    Volume 21-No. 3, September 2002 (for 2nd quarter) [PDF 1,384 KB]
    Contents:
    Cover image for Quarterly Journal, Vol. 21, No. 2, for first quarter data, calendar year 2002
    Volume 21-No. 2, June 2002 (for 1st quarter) [PDF 1,328 KB]
    Contents:  
    Quarterly Journal Vol. 21-No.  1
    Volume 21-No. 1, March 2002 (for 4th quarter and year-end) [PDF 3,969 KB]
    Contents:
    Quarterly Journal Vol. 20-No.  4
    Volume 20-No. 4, December 2001 (for 3rd quarter)
    Highlights:
    • Condition and Performance of Commercial Banks
    • Congressional Testimony, including white paper attachment on "Reforming the Funding of Bank Supervision"
    • Interpretive letters
    Quarterly Journal Vol. 20-No.  3
    Volume 20-No. 3, September 2001 (for 2nd quarter)
    Highlights:
    • Condition and Performance of Commercial Banks
    • Corporate structure tables
    • Speeches and Congressional Testimony
    • Interpretive letters
    Quarterly Journal Vol. 20-No.  2
    Volume 20-No. 2, June 2001 (for 1st quarter)
    Highlights:
    • Chief Financial Officer's Annual Report-2000
    • Condition and Performance of Commercial Banks
    • Speeches and Congressional Testimony
    • Interpretive letters
    • Mergers, with several "Comptroller's Decisions" and financial performance tables
    Quarterly Journal Vol. 20-No.  1
    Volume 20-No. 1, March 2001 (for 4th quarter)
    Highlights:
    • Comptroller's Report of Operations-2000
    • OCC Organization Chart
    • Condition and Performance of Commercial Banks
    • Special Supervision/Fraud and Enforcement Activities
    • Annual merger and semiannual corporate structure tables
    Quarterly Journal Vol. 19-No.  4
    Volume 19-No. 4, December 2000 (for 3rd quarter)
    Highlights:
    • Global Economic Report
    • Condition and Performance of Commercial Banks
    • Merger Decisions
    • Interpretive Letters
    Quarterly Journal Vol. 19-No.  3
    Volume 19-No. 3, September 2000 (for 2nd quarter)
    Highlights:
    • Special Supervision/Fraud and Enforcement Activities
    • Condition and Performance of Commercial Banks
    • Tables on the Corporate Structure of the National Banking System
    Quarterly Journal Vol. 19-No.  2
    Volume 19-No. 2, June 2000 (for 1st quarter)
    Highlights:
    • New article on "Who Offers Internet Banking?"
    • Latest "Global Report"
    • Condition and Performance of Commercial Banks
    • 1999 Audited Financial Statements
    Quarterly Journal Vol. 19-No.  1
    Volume 19-No. 1, March 2000 (for 4th quarter)
    Highlights:
    • Condition and Performance of Commercial Banks
    • Annual Comptroller's Report of Operations-1999
    • OCC Organization Chart, December 1999
    • Special Supervision/Fraud and Enforcement Activities
    • Corporate structure tables, with annual merger summaries
    Quarterly Journal Vol. 18-No. 4
    Volume 18-No. 4, December 1999 (for 3rd quarter)
    Highlights:
    • "Condition and Performance of Commercial Banks"
    • First external publishing of "Global Report-Executive Summary"
    • Congressional "Year-2000 Report"
    Quarterly Journal Vol. 18-No. 3
    Volume 18-No. 3, September 1999 (for 2nd quarter)
    Highlights:
    • "Condition and Performance of Commercial Banks"
    • "1998 Chief Financial Officer's Annual Report"
    • "Special Supervision/Fraud and Enforcement Activities"
    • Corporate structure tables
    • Speeches and testimony on risk management, year-2000 progress, consumer privacy, and more
    Quarterly Journal Vol. 18-No. 2
    Volume 18-No. 2, June 1999 (for 1st quarter)
    Highlights:
    • "Condition and Performance of Commercial Banks"
    • Speeches and testimony on H.R. 10 and S. 753, agricultural credit, know your customer, international supervision, and the impact of technology, among many others
    • Interpretive letters on providing investment advice, electronic transfer network, stored value systems, Web site hosting services, and much more
    Quarterly Journal Vol. 18-No. 1
    Volume 18-No. 1, March 1999 (for 4th quarter)
    Highlights:
    • "Comptroller's Report of Operations-1998," with organization chart
    • Congressional "Year 2000 Reports"
    • Corporate structure tables
    • "Special Supervision/Fraud and Enforcement Activities"
    Quarterly Journal Vol. 17-No. 4
    Volume 17-No. 4, December 1998 (for 3rd quarter)
    Highlights:
    • Biography of Comptroller John D. Hawke, Jr.
    • Special Studies article on Internet banking
    • Report on year-2000 examinations
    Quarterly Journal Vol. 17-No. 3
    Volume 17-No. 3, September 1998 (for 2nd quarter)
    Highlights:
    • Inauguration of Special Studies series with article on new banking and payments technology
    • Full testimony to Senate, with attached detailed analysis, on financial modernization
    • New, separate condition and performance tables on all commercial banks
    • Special supervision/fraud and enforcement activities
    Quarterly Journal Vol. 17-No.  2
    Volume 17-No. 2, June 1998 (for 1st quarter)
    Highlights:
    • 1997 Chief Financial Officer's Annual Report
    • Biography of Acting Comptroller
    • Map of Districts
    Quarterly Journal Vol. 17-No.  1
    Volume 17-No. 1, March 1998 (for 4th quarter)
    Highlights:
    • Comptroller's Report of Operations-1997
    • Organization Chart
    • Tables on the Corporate Structure of the National Banking System


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    The Office of the Comptroller of the Currency was created by Congress to charter national banks, to oversee a nationwide system of banking institutions, and to assure that national banks are safe and sound, competitive and profitable, and capable of serving in the best possible manner the banking needs of their customers.

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