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Office of Advocacy - The voice for small business in the Federal Government and the source for small business
 


Economic Research Studies

 

    December 2003 – Small Business Frequently Asked Questions [PDF file] - Provides answers to basic questions about small business.

    November 2003 – Firm size data [PDF files and Excel files] - This is a longitudinal that contains the most recent data (1988-2000) on the number of employer and non-employer firms, number of establishments, employment, annual payroll, and receipts. Data are presented by location (U.S., state, and MSA) and industry and  by size of firm.

    November 2003 – Research Study [PDF file], Expect Costs of Startup Ventures, submitted by Blade Consulting Corporation Research Summary.

    August 2003 Research Study [PDF file], Redefining Business Success: Distinguishing Between Closure and Failure - This paper uses government data sources to analyze business survival and the success status of closed businesses. It was published in the August 2003 edition of Small Business Economics, a journal from Kluwer Online, and appears here with their permission, written by Brian Headd.

    July 2003 – Research Study [PDF file], Small Business During the Business Cycle, submitted by Joel Popkin and Company, Research Summary.

    June 2003 – Research Study [PDF file], Impact of Tight Money and/or Recessions on Small Business, submitted by PM KeyPoint LLC., Research Summary.

    June 2003 – Research Report [PDF file] Small Business Economic Indicator, 2002, (historical versions 1995 - 2002), - Serves as a quick reference guide to most recent data on small business activity (new firms, employment, income and failures) by state. Includes tables with indicators for roughly the last ten years by state.

    June 2003 – Research Report [PDF file] Self-employment and Computer Usage, Includes available data and information on the demographics and characteristics of self-employed with computer ownership. Research Bulletin.

    May 2003 – Research Study [PDF file], Assessing the Profitability and Riskiness of Small Business Lenders in the Banking Industry, submitted by James W. Kolari Research Summary.

    May 2003 – Small Business Frequently Asked Questions [PDF file] - Provides answers to basic questions about small business [HTML file] - [Text file].

    April 2003 – Research Study [PDF file], Foreign Patenting Behavior of Small and Large Firms: An Update, submitted by Mary Ellen Mogee, Research Summary.

    April 2003 – Research Study [PDF file], An Exploration of a Secondary Market for Small Business Loans, submitted by Kormendi/Gardner Partners Research Summary.

    March 2003 – Research Study [PDF file], The Impact of Purchase Card Activity on Small Businesses, submitted by Eagle Eye Publishers, Inc., Research Summary.

    March 2003Research Study [PDF file], Dynamics of Women-Operated Sole Proprietorships, 1990-1998, includes major industries, patterns in the number of gross receipts, and net income of women-operated sole proprietorships based on data from the Statistics of Income, Internal Revenue Service. Financing patterns of women-owned businesses, based on the Survey of Small Business Finances of the Federal Reserve Board are also available in downloadable tables (Microsoft Excel Files). Research Bulletin.

    February 2003 – Research Study [PDF file],  Small Serial Innovators: The Small Firm Contribution To Technical Change, submitted by CHI Research, Inc., Research Summary.

    February 2003 – Research Report  [PDF file], Small Business Economic Indicators, 2001, [PDF file], - Serves as a quick reference guide to current data on small business activity (new firms, employment, income and failures) by state. Tables listing indicators for about the last ten years by state are included.

    January 2003 – Research Study [PDF file], Study of the Administrative Costs and Actuarial Values of Small Health Plans, submitted by Actuarial Research Corporation Research Summary.

    January 2003 – Research Study [PDF file], State and City (MSA) Firm Size Data - Includes the number of employer firms, number of establishments, employment, annual payroll, and receipts.

    January 2003 –Research Publications, 2002 – Advocacy produced economic reports on a variety of topics of importance to U.S. small businesses.

    January 2003 –  Working Paper [PDF file], A Longitudinal Analysis of Industry, Enterprise and Behavioral Predictors of SME Inter-firm cooperation, submitted by Robert Hartl.

  

2002

    November 2002 – Working Paper [PDF file], A Profile of Owners and Investors of Privately Held Businesses in the United States, submitted by Dr. Charles Ou and Dr. George Haynes. 1989-1998

    November 2002 – Research Study [PDF file], The Real Effects of Liquidity on Behavior: Evidence from Regulation and Deregulation of Credit Markets, Submitted by Jonathan Zinman Research Summary.

    November 2002 – Banking Studies [PDF file], Small Business Lending in the United States, 2001 Edition prepared by the Office of Advocacy lists the activity of small business lenders by state. Research Bulletin

    November 2002 – Research Study [PDF file], Rules Versus Discretion in Tax Policy, submitted by Dr. Radwan Saade.

    October 2002 – Research Study [PDF file], Influence of R&D Expenditures on new Firm Formation and Economic Growth Submitted by BJK Associates, Research Summary)

    October 2002 – Research Study [PDF file], The Impact of Contract Bundling on Small Business: FY1992-FY2001 submitted by Eagle Eye Publishers, (Research Summary, The Facts About

    October 2002 – Research Study [PDF file], E-Biz: Strategies for Small Business Success, submitted by Joanne H. Pratt, Research Summary.

    October 2002 – Research Study [PDF file], Analysis of State Efforts to Mitigate Regulatory Burden on Small Businesses submitted by Management Research and Planning Corporation Research Summary.

    September 2002 – Research Study [PDF file], Share of Small Business NAICS Industries, submitted by Joel Popkin and Company Research Summary.

    September 2002 – Research Study [PDF file], Estimation of Small Business Wealth, submitted by Joel Popkin and Company Research Summary.

    August 2002 – Research Report [PDF file], Micro-Business-Lending Study 2001 (historical versions 2000, 1999, 1998,(PDF files) 1997, 1996 [HTML Files]  This report uses Call Report and Community Reinvestment Act (CRA) data to identify the micro-business-friendly with significant lending activity in loans under $100,000.

    May 2002 – Research Study [PDF file], State Small Business Economic Profiles - Provides statistics on the number and characteristics of small businesses in each state, submitted by Office of Economic Research

    March 2002 – Research Study [PDF file], Emissions Trading for Small Businesses, submitted by Jack Faucett Associates, Inc., Research Summary.

    January 2002 – Research Study [PDF file], An Investigation of Venture Capital in Women-and Minority-led Firms, submitted by Dr. Candida G. Brush; Dr. Nancy Carter; Elizabeth Gatewood; Dr. Patricia G. Greene; and Myra M. Hart, Research Summary

    January 2002 – Research Study [PDF file], Value of Worker Training Programs to Small Business, submitted by Carolyn Looff and Associates Research Summary.

    January 2002 – Research Study [PDF file], Small Business Share of Economic Growth, submitted by Joel Popkin and Company Research Summary.

    January 2002 – Firm size data [PDF files and Excel files] - contains the data on the number of employer and non-employer firms, number of establishments, employment, annual payroll, and receipts. Data are presented by location (U.S., state, and MSA) and industry and  by size of firm.

 

2001

    December 2001 – Research Study [PDF file], E-Commerce's Impact on the Travel Agency Industry, submitted by Heartland Information Research, Research Summary

    November 2001 – Research Study [PDF file], Earnings Growth among Disadvantaged Business Owners, submitted by Dr. Robert Fairlie, Research Summary

    November 2001 – Research Report [PDF file], Minorities in Business,– is a report on statistical information about minority-owned businesses such as the number of businesses, types of businesses, business turnover, income, industry, procurement, and financing.

    October 2001 – Research Study [PDF file], The Impact of Regulatory Costs on Small Firms, submitted by W. Mark Crain and Thomas D. Hopkins, Research Summary

    October 2001 – Research Study [PDF file], Women in Business, 2001, –  is a report on the ownership, formation, growth, management, financing and other social and economic characteristics of women in business, based upon data complied from federal government sources by the Office of Economic Research of the U.S. Small Business Administration, Office of Advocacy. (Research Bulletin)

    August 2001 – Research Study [PDF file], Does a Rising Tide of Small Business Jobs Lift All Boats? submitted by John M. Fitzgerald and David C. Ribar, Research Summary

    June 2001 – Research Study [PDF file], Economic Policy and the Start-up, Survival, and Growth of Entrepreneurial Ventures, submitted by Douglas Holtz-Eakin and Harvey S. Rosen Research Summary

    June 2001 – Research Study [PDF file], Wealth and Income: How Did Small Businesses Fare from 1989 to 1998?, submitted by Dr. George W. Haynes Research Summary.

    March 2001 – Research Study [PDF file], An Evaluation of Compliance with the Regulatory Flexibility Act by Federal Agencies, submitted by CONSAD Research Corporation, Research Summary.

    March 2001 – Research Study [PDF file], Analyses of Business Dissolution by Demographic Category of Business Ownership, submitted by Dr. Richard J. Boden, Jr. Research Summary.

    March 2001 – Research Study [PDF file], Rural and Urban Areas by Firm Size, 1990-1995, – A report on the changing share of small employer firms with regard to establishments and employment in rural and urban areas by major industry and state prepared by Dr. Charles Ou and Dr. Robert Berney.

    January 2001 – Research Study [PDF file], Impact of E-commerce on Auto Dealers, submitted by Jack Faucett Associates Research Summary.

    January 2001 – Research Study [PDF file], Business Success: Factors leading to surviving and closing successfully (leaving SBA) - Article written in the Office of Advocacy and published as a U.S. Census Bureau, Center for Economic Studies working paper analyzing survival and closure issues by business type, submitted by Brian P. Headd.

    2001 – Research Report [PDF file], Small Business Economic Indicators, 2000 - Contains current data on small business activity (new firms, employment, income and terminations) by state, and serves as a quick reference guide. Tables listing indicators for about the last ten years by state are included.

    2001 Research Report  [PDF file], Small Business Economic Indicators, 1999 - A reference guide to the latest data on small business activity, including state and industry data.

    2001 – Firm size data [PDF file], - Statistics by business size from the U.S. Census Bureau - Serves as a quick reference guide to Census small business figures, and contains the data on the number of employer and non-employer firms, number of establishments, employment, annual payroll, and receipts. Data are presented by location (U.S., state, and MSA) and industry and  by size of firm.

    2001 – Research Report , (historical versions 1998,1997,1996) [PDF file] The State of Small Business: A Report of the President, 1999–2000, - The annual reference source since 1982 that business owners, policymakers, and researchers have turned to when they need information on small business' performance in the economy. To obtain a printed copy, see the U.S. Government Online Bookstore . (Text synopsis version)


    2000

    October 2000 Research Study [PDF file], The Impact of Contract Bundling on Small Business: FY1992-FY1999, submitted by Eagle Eye Publishers, Research Summary.

    October 2000 Research Study [PDF file], Small Business and Access to Health Insurers, Particularly HMOs, (unfortunately incompatible software make the file difficult to read) submitted by Dr. Saundra H. Glover; Carleen Stoskopf; Dr. Thomas E. Brown; Dr. Fran Wheeler; Dr. Yang Kim; and Dr. Sudha Xirasagar, Research Summary.

    September 2000 Research Study [PDF file], The High-Tech Rural Renaissance? Information Technology, Firm Size and Rural Employment Growth, submitted by Jed Kolko Research Summary.

    September 2000 Research Study [PDF file], Establishment Employment Change and Survival, 1992-1996: Analyses Based on a New, Longitudinal Data Base with Special Focus on Information Technology Industries, submitted by Dr Richard J. Boden, Research Summary

    September 2000 Research Study [PDF file], Analysis of Hispanic-Owned Companies, submitted by Cognetics, Research Summary.

    June 2000 – Banking Studies [PDF file] - Small Business Lending in the U.S. list the nation's top small business lenders, and identifies these lenders also by state. This study lists small business commercial lending for Micro-Business-Friendly banks, and Bank Holding Companies.

    June 2000 Research Study [PDF file], Developing High-Technology Communities: San Diego, submitted by Innovation Associates Inc., Research Summary.

    June 2000 – Research Report [PDF file], Small Business Expansions in Electronic Commerce – summarizes the available studies on how small firms are helping shape e-commerce.

    May 2000 Research Study [PDF file], Small Business Survival in Competition with Large Multi-Unit Retail Firms, submitted by Jack Faucett Associates, Inc., Research Summary.

    April 2000 Research Study [PDF file], The Characteristics of Small-Business Employees, – Article written in the Office of Advocacy and published in the April 2000, Monthly Labor Review showing how the small-business workforce differs from the large-business workforce, submitted by Brian P. Headd

    March 2000 Research Study [PDF file], Distribution of Low-Wage Workers by Firm Size in the United States, submitted by Carolyn Looff Associates.

    March 2000 – Research Report  [PDF file], Small Business Economic Indicators, 1998 - Contains data on small business activity, (such as: employment, failures, bankruptcy). 

    March 2000 Research Study [PDF file], Homebased Business: The Hidden Economy, submitted by Joanne H. Pratt Associates Research Summary.

     2000 Research Report [PDF file], The State of Small Business: A Report of the President, 1999–2000, (historical versions 1998 ,1997, 1996)- The annual reference source since 1982 that business owners, policymakers, and researchers have turned to when they need information on small business' performance in the economy. 

     2000 –  Research Report [PDF file], Small Business Economic Indicators for 2000, (historical versions 1999, 1998, 1997, 1996, 1995) [PDF file] - Serves as a quick reference guide to current data on small business activity (new firms, employment, income and failures) by state. Tables listing indicators for about the last ten years by state are included.

    2000 Research Report [PDF file], The Third Millennium, – Report on themes gathered from focus groups.

     


    1999

    November 1999 –  Research Report [PDF file], Minorities in Business  –  reports a report on statistical information about minority-owned businesses such as the number of businesses, types of businesses, business turnover, income, industry, procurement, and financing.

    August 1999 Research Study [PDF file], Measures of Job Flow Dynamics in the U.S. Economy, submitted by Zoltal J. Acs; Cartherine Armington; and Alicia Robb Research Summary.

    July 1999 Research Report [PDF file], E-commerce: Small Businesses Venture Online - Summarizes the available studies on e-commerce related to small business.

    June 1999 –  Banking Studies [PDF file] - This study identifies small business commercial lending for Micro-Business-Friendly banks ,Small Farm Lending banks ,Small Farm Lending by Bank Holding CompaniesBank Holding Companies, and Small Business Lending in Rural America . Small business lending is provided on the state and national level.

    May 1999 Research Study [PDF file], Women and Minorities in Franchising and Financing Practices, submitted by Women in Franchising Inc., Research Summary.

    April 1999 Research Study [PDF file], Measuring Contribution of Small Business (Using Assoc. Directories for Technology Study) submitted by Nestor E. Terleckyj Research Summary.

    April 1999 Research Study [PDF file], Survey of High Technology Firms, submitted by Joseph J. Cordes; Henry R. Herzfeld; and Nicholas S. Vonortans Research Summary.

    March 1999 –  Research Study [PDF file], Labor Shortages, Needs and Related Issues in Small and Large Businesses - Part A: Labor Shortages in Small FirmsPart B: Contingent Workers in Small and Large Firms, submitted by Joel Popkin and Company Research Summary.

    March 1999 Research Study [PDF file], Statistics of U.S. Businesses - Microdata and Tables, submitted by Catherine Armington Research Summary.

    March 1999 Research Study [PDF file], Financial Difficulties of Small Businesses and Reasons for Their Failure, submitted by Teresa Sullivan; Elizabeth Warren; and Jay Westbrook Research Summary.

    March 1999 Research Study [PDF file], Federal Procurement from Small Firms,  U.S. Summary Tables - State Tables (state index up front) Rankings of Federal Procurement Centers on their Procurement from Small Firms in FY 1998.

    January 1999 – Research Study [PDF file], Impact by Firm Size of the Dollar Amount of Penalties Imposed by Federal Government Regulators - Part A - Part B - Part C - submitted by Kelly Lear-Nordby Research Summary.

    1999 – Research Report  [PDF file], The State of Small Business: A Report of the President, 1998, - Serves as a resource guide since 1982 to business owners, policymakers, and researchers when seeking information on small business' performance in the economy. To obtain a printed copy, see theU.S. Government Online Bookstore. (Text synopsis version)


    1998

    December 1998 – Research Report  [PDF file]Small Business Economic Indicators, 1997 - This report serves as a quick reference guide and contains data on small business activity, such as turnover. 

    December 1998 Research Study [PDF file], Impacts of Federal Regulations, Paperwork, and Tax Requirements on Small Business, submitted by Microeconomic Applications Inc., Research Summary.

    October 1998 –  Research Report [PDF file], Women in Business – a report on statistical information about women-owned business.

    October 1998 Research Study [PDF file], Mergers and Acquisitions in the United States, 1990-1994 - An analysis of business acquisition activity by firm size and industry.

    June 1998 –  Banking Studies [PDF file] - The Banking study for 1998 list small business lenders for each state and provides information on small business lending nationally. The study also identifies small business lending by Bank Holding Company, Farm-Friendly lending, and Micro-Business-Friendly banks.

    June 1998 – Research Study [PDF file], The New American Evolution, June, 1998 - Illustrates the role and impact of small firms on the U.S. economy, prepared by the U.S. Small Business Administration’s Office of Advocacy.

    April 1998 Research Study [PDF file], Profitability of Small Business Lending by Small Banks, submitted by Charles Ou; James Kolari; and Robert Berney Research Summary.

    April 1998 Research Study [PDF file], U.S. Summary Corporate Change Tables, submitted by Dr. David L. Birch Research Summary.

    March 1998 Research Report [PDF file], Exporting by Small Firms - Reports on the most recent (1992) data available on exporting by firm size.

    January 1998 Research Study [PDF file], Characteristics of Small Business Owners and Employees, - Analyzes the demographic characteristics of employees and owners of small businesses. Employee and self-employment data covers the period 1992 to 1996 while the owner data covers 1992.

    1998 – Research Report  [PDF file]The State of Small Business: A Report of the President, 1997 - A reference source that business owners, policymakers, and researchers have turned to when they need information on small business' performance in the economy. To obtain a printed copy, see the U.S. Government Online Bookstore. (Text synopsis version)  


    1997

    October 1997 –  Research Study [PDF file], Small Business Share of Private, Nonfarm, Gross Domestic Product, submitted by Joel Popkin and Company Research Summary.

    October 1997 Research Study [PDF file], Bank Mergers and Acquisitions - A conference report on the impact of bank mergers and acquisitions on small business lending.

    September 1997 Research Study [PDF file], The Impact of Structural Change in the Banking Industry on Small Business Lending, submitted by James Kolari and Asghar Zardkoohi Research Summary.

    September 1997 Research Study [PDF file], The Effect of Interstate Banking on Small Business Lending: Impact of the Banking & Branching Efficiency Act, P.L. 103-32, submitted by Joe Peek Research Summary.

    August 1997 Research Study [PDF file], Why New Franchisers Succeed, submitted by Dr. Scott Shane Research Summary.

    August 1997 Research Study [PDF file], Trends in Venture Capital Funding in the 1990s - Identifies and summaries the sources of venture capital in the U.S., by state and industry with impact on company growth.

    July 1997 – Research Report  [PDF file], Small Business Economic Indicators, 1996 - This report contains data on small business activity (new firms, employment, income and terminations) by state, and serves as a quick reference guide.

    July 1997 Research Study [PDF file], Contract Bundling and Small Business: Effects of the Federal Acquisition Streamlining Act on Small Business, submitted by Eagle Eye Publishers Inc., Research Summary.

    June 1997 –  Banking Studies [HTML file] - Small Business Lending in the United States for 1997 lists small business commercial bank lenders on the national and state level. The study also identifies small business lending by Bank Holding Company, Farm lending, and Micro-Business-Friendly banks.

    March 1997 – Research Study,  Measuring Impact of Crime on Small Business, submitted by Bonnie Fisher, Research Summary.

    1997 Research Study [PDF file], Small Business Growth by Major Industry 1988-1995 - Analyzes Bureau of the Census data to show the growth and the changing importance of small business by major industry, prepared by the U.S. Small Business Administration’s Office of Advocacy.

    1997 –  Research Report  [PDF file], The State of Small Business: A Report of the President, 1996, - This annual report serves as a reference source that business owners, policymakers, and researchers have turned to when they need information on small business' performance in the economy. To obtain a printed copy, see the U.S. Government Online Bookstore. (Text synopsis version) 


    1996

    December 1996 – Research Report  [PDF file], Small Business Economic Indicators, 1995 - Contains current data on small business activity (new firms, employment, income and terminations) by state, and serves as a quick reference guide.

    September 1996 – Research Study, Small Firm Innovative Success: External Resources and Barriers, submitted by Maryann Feldman, Research Summary [PDF file]

    June 1996 Research Study [PDF file], Creating New Capital Markets for Emerging Ventures, submitted by John Freear; Jeffery E. Sohl; and Williams E. Wetzel.

    June 1996 –  Banking Studies [HTML file] - This study identifies the nation's top small business commercial bank lenders, Micro-Business-Friendly, and Bank Holding Company banks in the United States for 1996. The directory rates banks in each state on their performance in small business lending.

    April 1996 – Research Study, Changing Characteristics of the Self-Employed, submitted by Carolyn Looff Associates Research Summary [PDF file].

    1996 – Research Study, Impact of Environmental Liability on Access to Capital for Small Business, submitted by Public Policy Associates Research Summary [PDF file].

    1996 – Research Study, Tabulations of 1983, 1988, and 1993 Current Population Survey Data on Job & Worker Attributes by Firm Employment Size (Tracing New Firm Hires in Small Business), submitted by Richard Boden Research Summary [HTML file]

    1996 – Research Study, The Role of Social Relationships in Financial Intermediation: Empirical Evidence from the United States Small Business Credit Market, submitted by Margaret Jane MillerResearch Summary [HTML file].

    1996 – Research Study, Lilliputian Strategies: Small Business Responses to Big Business Entry, submitted by Reginald Litz, Research Summary [HTML file].

    1996 – Research Study, State Unemployment Compensation and Workers' Compensation Programs: A Review of Major Legislative Changes, Program Costs & Suggested Reforms, submitted by the National Foundation of Unemployed Compensation and Worker's Compensation, Research Summary [HTML file].

    1996 – Research Study, Cross Firm-Size Variation in Sub-national Taxation Under Federal Consumption-Based Taxation: Impact and Implications, submitted by Dr. James Papke, Research Summary [HTML File].

    1996 – Research Study, The Role of Small Firm in the Upward Mobility of New Immigrants, submitted by Dr. Steve Lustgarten, Research Summary [HTML File].

    1996 – Research Study, The Costs of Financing Exports for Small Business, submitted by Mckendrick & Associates Research Summary [HTML File].

    1996 – Research Study, Foreign Patenting Behavior of Small and Large Firms, submitted by Mary Ellen Mogee and Associates Research Summary [HTML File].

    1996 – Research Study, Differential Impact of State-Local Tax Incentives on Small versus Large Firms, submitted by James A. Papke Research Summary [HTML File].

    1996 – Research Study, Survival Patterns Among Franchises & Non-franchises Started in 1986/87, submitted by  Dr. Timothy Bates Research Summary [HTML File].

    1996 – Research Study, Pension Funds and Small Firm Financing: Models of Successful Small Business Investment Programs, submitted by M&R Associates Research Summary [HTML File].

    1996 – Research Study, Technology Transfer to Small Manufacturers: A Literature Review, submitted by Mt Auburn Associates Inc., and Regional Technology Strategies, Inc., Research Summary [HTML File].

    1996 Research Study, Electric Utility Restructuring: Issues for Small Business, submitted by J. W. Wilson and Associates Research Summary [HTML File].

    1996 – Research Study, Finance Companies and Small Business Borrowers: Who Are They, What Financial Services Do They Buy & Do They Pay Higher Prices?, submitted by Dr. George W. Haynes Research Summary [HTML File].

    1996 – Research Study, Differences Between Successful and Unsuccessful Franchisers, submitted by Dr. Scott Shane, Research Summary [HTML File].

     


    1995

    October 1995 –  Research Study [HTML File],The Changing Burden of Regulation, Paperwork, and Tax Compliance on Small Business - addresses the burden of regulation, paperwork, and tax requirements, how that burden affects the cost structure of small firms relative to large firms, and, ultimately, how it may affect their profitability.

    June 1995 –  Banking Studies [HTML File], - This study identifies the nation's top small business commercial bank lenders in the United States for 1995. The directory rates banks in each state on their performance in small business lending.

    1995 – Research Study, A Survey of Regulatory Burdens, [also available, Profile of Regulatory Costs [PDF file] submitted by Thomas D. Hopkins, Research Summary [HTML File].

    1995 – Research Study, Impact of Electronic Data Interchange on Small Firms (EDI), submitted by Peter Ashton, Research Summary [HTML file].

    1995 – Research Study, Measuring the Uninsured by Firm Size and Employment Status (Phase II), submitted by Mark C. Berger, Dan A. Black and Frank A. Scott, Research Summary [HTML File].

    1995 – Research Study, The Effect of Computer Use on the Earnings of Workers by Firm Size, submitted by Rakesh Kochhar, (Research Summary [HTML File].

    1995 – Research Study, Workers' Compensation by State: Assessing the Burden of Workers' Compensation by Business Size, submitted by Joel Popkin and Company, Research Summary [HTML File].

    1995 – Research Study, Taxes and the Choice of Entity for Small Businesses, submitted by George A. Plesko, Research Summary [HTML File].

    1995 – Research Study, Pension Funds and Small Business Financing, submitted by Mariana McNeill and Richard Fullenbaum, Research Summary [HTML File].

    1995 – Research Study, Entrepreneurial Origins: A Longitudinal Inquiry, submitted by Bradley R. Schiller and Philip Crewson, Research Summary [HTML File].

    1995 – Research Study, Business Ownership as an Employment Opportunity for Women, submitted by Steven Lustgarten, Research Summary [HTML File].

    1995 – Research Study, Environmental Financial Responsibility, submitted by Robert E. Burt Research Summary [HTML File].

    1995 – Research Study, How Small Businesses Learn, submitted by Sydelle Raffe, Eric Sloan, Mary Vencill, Research Summary [HTML File].

    1995 – Research Study, Estimating the Local Effects of Defense Cuts on Small Business, submitted by Nestor Terleckyj, Research Summary [HTML File].

    1995 – Research Study, Pollution Regulation as a Barrier to the Formation of Small Manufacturing Establishments: A Longitudinal Analysis, submitted by Thomas J. Dean, Research Summary [HTML File].

     


    1994

    June 1994 – Banking Studies [HTML File] - Small Business Lending in the United States for 1994 identifies the nation's top small business commercial bank lenders. The directory rates banks in each state on their performance in small business lending.

    1994 – Research Study, Measuring the Uninsured by Firm Size & Employment Status (Part I), submitted by Mark C. Berger, Dan A. Black and Frank A. Scott, Research Summary [HTML File].

    1994 – Research Study, Small Businesses and Large Banks, submitted by P. Michael Laub, Research Summary [HTML File].

    1994 – Research Study, The Function of Failure, submitted by Richard F. Fullenbaum and Mariana A. McNeill, Research Summary [HTML File].

    1994 – Research Study, Technological & Organizational Diversity and Technical Advance in the Early History of the American Semiconductor Industry, submitted by Wesley Cohen, Daniel Holbrook and Steven Klepper, Research Summary [HTML File]. 


    1993

    December 1993 – Research Study, A Comparison of Borrowers with SBA and Other Loan Guarantees, submitted by George W. Haynes, Research Summary [HTML File].

    July 1993 – Research Study, Environmental Concerns for Small Business, submitted by Eric Van De Verg, Research Summary [HTML File].

    May 1993 – Research Study, Future of Franchising (Franchising's Growing Role in the U.S. Economy, 1975-2000), submitted by James Trutko, John Trutko, and Andrew Kostecka, Research Summary [HTML File].

    April 1993 – Research Study, The Pattern of Federal Procurement from Minority and Women-Owned Small Businesses, submitted by Jonathan Skolnik and Harry J. Chmelynski, Research Summary [HTML File].

    January 1993 – Research Study, The Impact of Federal Procurement on the Growth and Viability of Small Businesses, submitted by Richard F. Fullenbaum and Mariana A. McNeill, Research Summary [HTML File].

    January 1993 – Research Study, Equity Capital Access by Small and Minority Business Enterprises, submitted by Robert J. Gaston, Research Summary [HTML File].

    1993 – Research Study, Job Training Approaches in Small and Large Firms, submitted by Dan A. Black, Mark C. Berger, and John Barron, Research Summary [HTML File].

    1993 – Research Study, Myths and Realities of Working at Home: Characteristics of Homebased Business Owners and Telecommuters, submitted by Joanne H. Pratt, Research Summary [HTML File].

     


    1992

    May 1992 – Research Study, State Export Promotion and Small Business, submitted by Charles Cadwell, Research Summary [HTML File].

    1992 – Research Study, Small Business Access to Health Care (Programs To Improve Health Insurance Access for Small Business), submitted by Zachary Dyckman Ph.D., and Joanna Burnette, Research Summary [HTML File].

    1992 – Research Study, Efficacy of State Export Promotion Efforts, submitted by Charles Cadwell, Research Summary [HTML File].

    1992 – Research Study, Measuring the Impact of Non-Uniform Product Liability Laws on the Costs of U.S. Goods, submitted by Arthur Wright, Research Summary [HTML File].

    1992 – Research Study, Business Survival Rates by Age Cohort of Business, submitted by Joel Popkin and Company, Research Summary [HTML File].

    Historical Research

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