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FDIC Law, Regulations, Related Acts |
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Table funding . Definition 2664, 6995 Takeover . Definition 8546.01 . Domestic financial institutions . . Foreign person 8546.01 Tangible capital . Definition 8720 Tangible equity . Definition 2244, 3124.12 Target balance . Definition 7010 Targeted communication . Definition 8533 Targeted population . Definition 8873 Targeted to the relevant electorate . Definition 8533 Tax certificates . Investments . . Insured state banks 4693 Tax deferral . FDIC . . Financial assistance 1222 Tax deferral plan . Insurance coverage . . Federal Savings and Loan Insurance Corporation 4412 Tax exempt . FDIC 1239 Tax-exempt organization . Insurance coverage . . Trust interest 4633 Tax implications . FDIC receiver or conservator . . Property taxes 4556, 5331 . Financial assistance . . Insured depository institutions 9549 . Home equity plans . . Advertising 6588.15 . . Disclosure requirements 6652.01, 6661 . RTC receiver or conservator . . Property taxes 4556 Tax levy . Internal Revenue Service . . Closed banks 4418 Tax refund offset . Corporate debt collection 2238.18 . Definition 2238.18 Tax refund payment . Definition 2238.18 Taxes SEE ALSO Income tax OR Property taxes . Edge Corporation 7518.01 Taxpayer identification number . Currency transactions . . Records maintenance and retention 8503 . Definition 8516.06-D, 8516.08-B, 8516.08-E, 8516.08-K . Financial recordkeeping and reporting of currency and foreign transactions . . Treasury Department instruction 8500, 9595 . Social Security number . . Employer identification number 9595 . . Insurance coverage 4421 Telephone Call Detail Records . FDIC . . System of records 2226.08 Teller's checks . Definition 7418, 7418.48, 7425 . FRB's Regulation CC . . Next-day availability 7418.03, 7418.50 . FRB Statement of Policy . . Delayed disbursement 7418.124 Teller's station or window . FDIC . . Deposits 2299 Temporary annual percentage rate . Definition 6586 Temporary annual percentage rate of interest . Definition 6586 Temporary banking facilities . Emergency . . Branch establishment, operation, or relocation 4098 Temporary cease-and-desist order . FDI Act, section 8(c) 2157 . Insolvent financial institutions 1136 . . Court injunctions 1136 . . Records maintenance and retention 1136 . Investment Advisers Act of 1940 9372 . Investment Company Act of 1940 9300.02 . Securities Act of 1933 8986.02 . Securities Exchange Act of 1934 9256 Temporary directors . Removal or suspension of institution-affiliated party . . Appointment 1141 Temporary Liquidity Program . Assessment for the transaction account guarantee program{, 3244 . Debt guaranteed program{, 3241 . . Eligible entity 3239 . . FDIC guaranteed debt{, 3239 . . Newly senior unsecured debt 3240 . . Noninterst-bearing transaction account 3240 . . Participating entity 3240 . . U.S. bank holding company 3239 . . U.S. savings and loan holding company 3239 . . Temporary liquidity guarantee program 3241 . . Transaction account guarantee program 3240 . Enforcement mechanisms 3246 . Oversight 3246 . Payment of claims 3246 . Recordkeeping requirements 3246 . Transaction account guarantee program 3242 Temporary suspension . Termination of insurance 1132 Tender offer SEE ALSO Form F-13 tender offer OR Issuer tender offer . Dissemination . . Long-form 9415 . . Shareholders lists 9415 . Exchanges . . Restrictions 9302 . Registered securities . . Limited partnership rollup transaction 9216, 9227 . . Securities transactions 9415 . . Unlawful practices 9431 . Registered transfer agent . . Book-entry depository account 9439 . Securities transactions . . Antifraud rules 9430.01 . . Issuer 9413 . . Purchase prohibition 9401 Term of agreement . Definition 2844.04 Terminating and transfer . Definition 2290 Terminating institution . Definition 2293 Terminating institution . Definition 2290 Terminating transfer . Definition 2293 Termination . Definition 9413 Termination of insurance . Adjudicatory proceedings . . FDI Act, section 8(p) 2155 . . Foreign banks and banking 2153 . . Grounds 2153 . . Notice of intention to terminate 2154 . . Notice to depositors 2154, 2155 . . Notice to primary regulator 2153 . . Savings associations 2156 . . Temporary suspension 2155 . Assessment . . Payment of assessment 2290 . Assumption of deposits . . Assessment 1147 . . Effective date 1146 . Consent order . . Final order 1133 . . Temporary cease-and-desist order 1133 . FDIC receiver or conservator . . Effective date 1146 . . Insured federal savings banks 1146 . . National member banks 1146 . Foreign banks and banking . . Extraterritorial act 2153 . . Jurisdiction of court 1147 . . Removal or suspension of institution-affiliated party 1147, 2153 . Hearing . . Consent 1132 . . Judicial review 1132 . . Order of termination 1131 . Involuntary termination of insurance 1131 . Money laundering 1151 . Notice of intention to terminate 1131, 2154 . . Statement of charges 1131 . Notice to depositors . . Publication 1132 . Records and Reports on Monetary Instruments Transactions 1151 . Savings associations . . Housing lender 1134 . . Tying arrangements 8713 . State member banks . . Effective date 1146 . . FRB membership 1146 . Temporary insurance coverage . . Existing deposits 1132 . Temporary suspension 1132 . Trust company . . Assessment 1146 . . Insurance coverage 4184 . Trust funds . . Deposits 1147 Termination of operation . Bridge banks 1188.26, 1189 . FDIC receiver or conservator . . Closed insured banks 1188.26, 1189 . Office of a foreign bank 7628.17, 8788 Termination of registration . Registered securities . . National securities exchange 9200 . . OTC securities 9203 . Registered transfer agent . . Appropriate regulatory agency 9240.01 . . Notice of withdrawal 2706 Territories and insular possessions . Definition 8486, 8516.12 Territory . Definition 8978 Terrorist activity . Definition 8516.04 . Money laundering 8516.04 . . Certification 8516.05 Testamentary account . Insurance coverage 4266 . . Children or stepchildren 4212, 4213, 4292, 4418 . . Trust account 4263, 4265, 4316, 4474 Testers . Fair Housing Initiatives Program 9783 Testimony . Adjudicatory proceedings . . Administrative law judge 2147 . Congressional or administrative proceedings 8311, 8312 . Fair Housing Act matters . . Hearing procedures 9807 Theft from bank . Criminal laws and procedures 8285 Thing of value . Definition 7072 Third party . Definition 6996 Thrift institutions SEE ALSO Savings associations . Definition 6026 Thrift Institutions Restructuring Act . Act 8676 Tie-in arrangements SEE Tying arrangements Tier 1 capital . Deferred tax assets 2248 . Definition 2046, 2244, 2257, 2262.36, 2847, 3119, 3135, 6028, 6113, 6117, 6120.27, 6120.59, 7614 . Leverage measure . . Guidelines 6120.26 . Risk-based capital 6117 Tier 1 risk-based capital ratio . Capital adequacy 6120.27 . Definition 2244, 7586.34 Tier 2 capital . Definition 2258, 2262.36, 3124.12, 6120.59 . Risk-based capital 6117 Tier 3 capital . Definition 2262.14, 6120.29 Tiered rate account . Definition 7430, 7461 . Disclosure requirements 7463 . . Annual percentage yield 4792 . . FRB's Regulation DD 4809 . . Sample form 7450 . Interest on deposits . . Calculations 7438 Time account . Definition 7430, 7461 Time and savings deposits SEE ALSO Savings deposits OR Time deposits . Definition 2292 Time deposits . Advertising 7434, 7477 . Bridge banks . . Insurance coverage 4397 . . Separate coverage 4397 . Definition 7575 . Disclosure requirements 7432, 7478 . . Model clauses 7442 . Early withdrawals 7575 . FDIC . . Interest rates limitation and regulation 1262 . FRB's Regulation D . . Interpretations 7586.22 . . Secondary market 7586.19 . Insurance coverage . . Federal Home Loan Banks 4984.23 . . Individual retirement account 4582 . . Merger transactions 4308, 4599, 4822 . Interest on deposits 7432, 7479 . . Grace period 2313 . Payment before maturity 4342 . . Delegated authority 6184 . . Federal disaster relief assistance 6184 . Terms, conditions or requirements . . Contract 4292 Time extension SEE Extension of time Title company . Definition 6995, 7072 . Federally-related mortgage loans 7008, 7081 Title insurance . Finance charges . . Real property transactions 6570 . Guarantee the obligations of third parties . . Warranties 4123 Title service . Definition 6996 Title VIII . Definition 9782 Total assets . Bank holding company . . Primary capital 6120.22 . Capital ratios . . Primary capital 6120.22 . . Risk-based capital 6117, 6120.22 . Definition 2046, 2244, 2866, 8720, 9203 Total capital . Definition 7586.31 Total liabilities . Definition 5197 Total of payments . Credit other than open end . . Disclosure requirements 6588.02, 6665, 6953 Total qualifying capital . Definition 2262.36, 6120.59 Total risk-based capital ratio . Definition 2245, 7586.34 Total risk weighted assets . Definition 2262.36, 6120.59 Total sale price . Credit other than open end . . Disclosure requirements 6588.02, 6665, 6954 Total wholesale and retail risk-weighted assets . Definition 2262.36, 6120.59 Totten trust account SEE Revocable trust account Tract development . Definition 2240, 6110.20 Trade credit . Definition 7263 Traded position . Definition 2262.04, 6120.04 Traditional securitization . Definition 2262.37, 6120.59 Training program . Definition 8873 Trance . Definition 2262.37 Tranche . Definition 2262.37, 6120.59 Transaction account . Definition 7511, 7577, 8403, 8485 . FRB's Regulation D . Interpretations . . Multiple accounts 7586.21 . . Time deposits 7586.22 . Reserve requirements 7584 . . Transactions with affiliates 7586.23 . . Trust account overdrafts 7586.25 Transaction value . Definition 2240, 4610, 6110.20 . Real estate . . Appraisals 4610 Transactions . Definition 8302, 8484 Transactions in currency SEE ALSO Currency transactions 8484 . Definition 8484 Transactions with affiliates SEE ALSO Loans or extensions of credit to affiliates . Bank holding company . . Tying arrangements 6042 . Collateral . . Capital notes 4206 . . Loans or extensions of credit 4608 . . Subordinated notes and debentures 4608 . Covered transaction 4970 . . Lease transactions 4937 . . Preferred shares 4415 . Credit card . . Purchase of receivables 4827 . Deposit broker 4846, 4921 . Foreign banks and banking 1264 . . Loan guaranty 4942 . FRB member banks . . Branch or agency of a foreign bank 7805 . . Collateral 7512.09, 7789 . . Derivatives 7799 . . Exemptions 7512.09, 7512.11, 7800 . . Financial subsidiaries 7798 . . Insider transactions 7512.06-A . . Low-quality assets 7791 . . Operating subsidiary 7797 . . Restrictions 7512.06, 7512.11 . . Section 23B provisions 7803 . . Valuation and timing 7792 . FRB's Regulation D . . Transaction account 7586.23 . FRB's Regulation O . . Covered transaction 4442 . . Credit card 4925 . . Loans or extensions of credit to affiliates 4442 . Insurance premiums . . Beneficiaries 4643 . Investment Company Act of 1940 . . Business development company 9347 . Mortgage banking affiliates . . Loans or extensions of credit 4404, 4750 . Profit sharing plan . . Controlling shareholder 4789 . Sale of loan participations . . Low-quality asset 4351 . Savings and loan holding company . . Acquisition of control 8731 . Savings associations 8740.07 . Subsidiaries . . Securities transactions 4312, 4338 Transcript SEE ALSO Minutes . Administrative enforcement . . Disclosure 1149 . FDI Act, section 10(c) . . Investigation 2164 . Hearing . . Adjudicatory proceedings 2144 . Sunshine Act . . Closed meeting 2231 . . Meeting 8042 Transfer . Definition 1188.14-F, 7418.01, 9433 Transfer agent SEE ALSO Registered transfer agent . Adjudicatory proceedings . . Municipal securities dealer 2160.03 . Bank holding company 6090 . Banks . . Corporate debt securities 4547 . . Registration 4547 . Definition 2708, 9177 . . Person associated with 9183 . FDIC . . Appropriate federal banking agency 9240.01 . Master securityholder file . . Lost securityholders 9432.16 . . Records maintenance and retention 9438.01, 9438.02-A, 9438.04 . . Reports and reporting requirements 9438.04 . Registration . . Qualification 9240 Transfer and consideration . Definition 7418.01 Transfer item . Definition 6110.17 Transfer of assets and liabilities . FDIC receiver or conservator . . Fraudulent and manipulative practices 1188.12-B . Powers 1188.07 . Recourse . . Study 8890.17 Transfer of book-entry securities . National clearance and settlement system . . Securities transactions 9240.02 Transfer of funds . Banks . . Recordkeeping requirement 8498.08 . Demand deposits 2311 . . Withdrawal of funds 2312 . FSLIC Resolution Fund . . Federal Savings and Loan Insurance Corporation 1201 Transfer risk SEE ALSO Allocated transfer risk reserve . Definition 2864.05, 7625 . International Lending Supervision Act of 1983 . . Foreign country exposure 8802 Transfer with respect to a substitute check or paper or electronic representation . Definition 7418.01 Transferee institution . Definition 1208 Transferee servicer . Definition 7021 Transferor servicer . Definition 7021 Transferred deposit . Definition 1070 . FDIC receiver or conservator . . Unclaimed deposit 1208 Transition period . Definition 8876 Transmittal of funds . Definition 8485 Transmittal order . Definition 8485 Transmittor . Definition 8486 Transmittor's financial institution . Definition 8486 Transportation of currency or monetary instruments . Financial recordkeeping and reporting of currency and foreign transactions 1303, 8487, 8512 . . Filing requirement 8497 Transportation of stolen goods, securities, moneys . Criminal laws and procedures 8308 Traveler's checks SEE ALSO Money orders, savings bonds, and travelers checks . Definition 7418, 7418.48 . Deposit liabilities . . Condition report 4791 . Financial institutions . . Records maintenance and retention 8498 Treasury backup . FSLIC Resolution Fund 1202 Treasury checks . FRB's Regulation CC . . Funds availability 7418.03 . . Next-day availability 7418.03, 7418.50 Trial running balance . Definition 7010 Tribal lands . Definition 8822.28 Troubled conditions . Definition 2065, 3249 Troubled institutions . Brokered deposits . . Renewal or substitution 1359 . Definition 1360 . Director change . . Prior notice 6110.24 . FDIC receiver or conservator 1359 . Management official . . Appointment 1391 . . Notice 1391, 2165 . . Notice of disapproval 1392 Truncate . Definition 7418.01 Truncating bank . Definition 7418.01 Trust account SEE ALSO Irrevocable trust account OR Revocable trust account OR Voting trust . Definition 7009 . Discount brokerage service . . Discount, allowance, commission, or special terms 4178 . Federal savings associations . . Trustee 8711 . FRB's Regulation D . . Federal funds transactions 7586.13 . . Overdrafts 7586.25 . Guarantee the obligations of third parties . . Investments 4126, 4128, 4143 . . Notes, bonds, debentures, or obligations 4143 . Insurance coverage 4840 . . Bankruptcy trustee 4101, 4264, 4375, 4405 . . Beneficial ownership 4254, 4271, 4354, 4398 . . Custodial account 4257 . . FDIC Improvement Act of 1991 4710 . . Fiduciary relationship 4476 . . Law firms 4575, 4633, 4984.30 . . Mutual funds 4365 . . Passthrough accounts 4504, 4984.72 . . Pension plan 4317, 4319, 4352 . . Recordkeeping requirement 4213, 4298, 4334 . . Revocable trust account 4496 . . Single ownership account 4563 . . Testamentary account 4263, 4265, 4316, 4474, 4508 . Offsets . . Beneficial ownership 4324 . Security interest . . Collateral 4532 Trust company . Bank holding company . . Permissible activities 4973 . CRA 4583, 4885 . Deposit broker . . Registration 4784 . Federal savings associations . . Trustee 8711 . Insurance coverage . . Eligibility 4191 . . Nonfiduciary deposits 4368 . . Termination of insurance 4184 . Interlocking relationship . . Depository institutions 4196, 4786 . Trustee . . Employee benefit plan 4447 . . Pension plan 4447 Trust department . Custodial holdings . . Government securities 8280.02 . Deposit broker . . Recordkeeping requirement 4713 . . Registration 4656, 4699, 4784 . Insured nonmember banks . . Discount brokerage service 4151 . Records maintenance and retention . . Securities transactions 4666 . Trust funds . . Joint account 4526 . . Termination of trust 4526 Trust estate . Definition 2352 Trust funds . Collective investment fund . . Investment services 4138 . Definition 1070, 2352, 5560 . Deposits 2053, 4296.01 . . Deposit insurance 2053 . . Direct ownership or control 4162 . . Mortgage pools 4162 . . Physicians' malpractice insurance trust 4602, 4625 . . Trustee 4194 . FDIC General Counsel's opinion . . Bank Holding Company Act 5563 . . Deposit insurance 5558 . . Deposits 5559 . . Guidance 5558 . FRB's Regulation O . . Beneficial ownership 4027 . Insurance coverage 1120 . . Bank Deposit Financial Assistance Program, DOE 1120 . . Interbank deposits 1120 . . Public bond issues 4269 . Securities Exchange Act of 1934, section 16 . . Securities transactions 9432.07 . Termination of insurance . . Assessment 1147 . . Deposits 1147 . Trust department . . Joint account 4526 . . Termination of trust 4526 Trust interest . Definition 2352 . Insurance coverage 4633 . . Deposit ownership 4256 . . Irrevocable trust 2361, 4280, 4289, 4406.01 . . Pension plan 4411 Trust powers . Application 2068.13 Trust service . Definition 6061 Trustee SEE ALSO Agent or trustee OR Bankruptcy trustee . Change in Bank Control Act of 1978 . . Notice 4943 . . Stock transfer 4727 . Federal savings associations . . Individual retirement account 8710 . . Trust account 8711 . FRB's Regulation O . . Principal shareholder 4025, 4027 . Individual retirement account . . Disclosure requirements 9543 . Trust company . . Employee benefit plan 4447 . . Pension plan 4447 . Trust estate . . Insurance coverage 4278 Truth in Lending Act SEE ALSO FRB's Regulation Z OR Truth in Lending Simplification and Reform Act . Act 6565 . Adjustable rate mortgages 8890.12 . Advertising 6588.14 . Annual percentage rate . . Determination 6570.01 . . Oral disclosure requirements 6588.15 . Attorney General . . Annual report to Congress 6575 . Civil liability . . Error as defense 6588.07 . . Lessee 6592.01 . Comptroller of the Currency . . Enforcement agency for national banks 6571 . Consumer Credit Protection Act 6565 . Consumer leases . . Advertising 6592.02 . . Disclosure requirements 6592.01 . . State laws 6592.03 . Credit card . . Fraudulent and manipulative practices 6588.10-A . . Issuance 6588.10 . . Liabilities 6588.10 . Definition 6643 . Disclosure requirements 6576 . . Error resolution 6572 . Effect on governmental agencies . . Consumer credit 6575 . Electronic fund transfers . . Error resolution 7408.02 . Enforcement agency . . Federal Trade commission 6571 . . Powers 6571 . Exempted transactions 6646, 6886 . Extensions of credit . . Good faith estimate 6588.03 . FDIC . . Enforcement agency for insured nonmember banks 6571, 6643 . FDIC Statement of Policy . . Joint Statement of Enforcement Policy 5049 . . Restitution 5049 . Finance charges 6570.01 . FRB . . Annual report to Congress 6575 . . Enforcement agency for state member banks 6571 . . Rules and regulations 6570 . FRB's Regulation Z . . Commentary 6871 . . Effect on state laws 6668, 6670.04 . . Interpretations 6671, 6979 . . State exemptions 6972, 6975 . Office of Thrift Supervision . . Enforcement agency for savings associations 6571 . Relief from reimbursement . . Application 2068.17 . RESPA . . Settlement statement fees 7083 . Restitution . . Administrative enforcement 6572 . Right of rescission . . Consolidation 6579 . . Disclosure requirements 6578 . . Foreclosure 6579 . . Refinancing 6579, 8890.17 . . Residential mortgage transactions 6579 . . Security interest 6579 . Violation . . Criminal penalties 6575 Truth in Lending Simplification and Reform Act . Act 8546 . Depository Institutions Deregulation and Monetary Control Act of 1980 8546 Truth in Savings Act . Act 7477 . Checking account charges . . Advertising 4958 . Deposit accounts . . Fees or charges 7479 . . Interest rates limitation and regulation 7479 . Disclosure requirements . . Advertising 4908, 7477 . . Annual percentage rate 7479 . . Fees or charges 7477 . . Interest rates limitation and regulation 7477 . FDIC Improvement Act of 1991 7477 . . Account schedules 7479 . . Administrative enforcement 7483 . . Civil liability 7484 . . Credit union . . Disclosure requirements 7477 . . Effect on state laws . . Interest 7481 . . Rules and regulations 7482 . FRB's Regulation DD . . Deposit accounts 7429 Turnaround . Definition 9433 . Registered transfer agent . . Expansion of new business 9434.01 . . Inquiries 9435, 9436 . . Noncompliance 9434 . . Registered securities 9434 . Small transfer agent . . Exemptions 9435 Tying arrangements . Bank holding company . . Safe harbor 6091 . . Transactions with affiliates 6042 . Credit card . . Discount for cash 6654 . . Fair Credit Billing Act 6590.02 . Damages . . Injunctive relief 6064.01 . . Recovery 6064.01 . Effect on other laws 6065 . Enforcement . . Limitation of action 6064.01 . Federal savings banks . . Recordkeeping requirement 4394 . Jurisdiction of court . . Court proceedings 6064 . Loans or extensions of credit . . Reduced interest rates 4958 . . Violation 6061 . Savings associations 8740.02 . Termination of insurance . . Savings associations 8713 . Violation . . Civil money penalties 6062 |
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