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GAAP SEE Generally accepted accounting principles . Definition 2262.30, 6120.52, 7787 Gain-on-sale . Definition 2262.30, 6120.52 Gambling, betting, lotteries SEE ALSO Lottery . Savings associations . . Supervision 8698 Gambling casino . Currency transactions 8513 . . Identity of person 8498 . . Records maintenance and retention 8501 . . Reports and reporting requirements 8486.02-E . Financial institutions 8483 . Records maintenance and retention . . Exemptions 8509 GAO audit, review, or report . Appropriate federal banking agency . . Deposit insurance fund loss 1440 . FDIC 1247, 1248 . . Borrowing 1240 . . Financial assistance 1220 . International Lending Supervision Act of 1983 8805 . Real estate appraisals . . Federally-related transactions 8590.02 Garn-St Germain Depository Institutions Act of 1982 . Act 8675 . Preemption of state due-on-sale laws 9535 Garnishment . Consumer credit contract . . Unfair or deceptive acts or practices 7411, 7412.09 . Corporate debt collection 2238.13 . . Hearing 2238.14 . Definition 2238.02, 6595 . Discharge from employment . . Employees 6596 Garnishment restriction . Aggregate disposable earnings subject to garnishment 7114 . . Exceptions 7115 . Consumer Credit Protection Act 6594 . Discharge from employment 6596 . Effect on state laws 6596 . Enforcement . . Secretary of Labor 6596 . Exceptions 6595 . Exemption for state-regulated garnishment 6596 . . Application 7117, 7118 . Limitations 6595 . State exemptions . . Virginia 7118 General Accounting Office SEE GAO audit, review, or report General Counsel . Definition 2045 General market risk . Definition 2262.14, 6120.29 General purpose credit card . Definition 7787, 7792 Generally accepted accounting principles . Uniform accounting principles . . Capital standards 1426 . Definition 7787 . . Reports and reporting requirements 1425, 1426 Geographic area . Definition 8497 Geography . Definition 2786.01 Gift . Definition 6588.14 Gift or compensation SEE ALSO Compensation . Criminal laws and procedures . . Financial institutions 8284 . Securities transactions . . Securities Exchange Act of 1934, section 16 exemption 9432.12 Glass-Steagall Act . Bank holding company . . Section 20 subsidiaries . Insured nonmember banks . . Brokerage service 4651 . . Nonbanking activities 4497 . . Subsidiaries 5225 Global certificate securities issue . Definition 9440.03 Going private transaction SEE ALSO Rule 13e-3 (SEC) transaction . Definition 8994.08, 9258.08 Gold . Insured state nonmember banks . . FDIC Statement of policy 5035 Golden parachute payment . Application 2068.14 . Benefit payment . . Institution-affiliated party 1265, 1456 . . National banks 4984 . Definition 1265, 3081 . Permissible payments 3082.02 . Prohibitions 3079, 3082.01 . Receivership 3082.04 Good faith . Adjudicatory proceedings . . Certification 2130 . Check presentment and issuance 7418.100 . Definition 7211, 7418, 7418.49, 7761 . Errors . . FRB's Regulation T 7661 . Good faith account 7664 . Margin stock loans 7764, 7768, 7775 Good faith estimate . Definition 6993 . Federally-related mortgage loans 6998, 7043 . . Home equity plans 7000 . Truth in Lending Act . . Extensions of credit 6588.03 Good faith margin . Definition 7659 Goodwill . Risk-based capital 6119 . . Intangible assets 2247 . Savings associations . . Qualified thrift lender 8740 . Termination of insurance . . Temporary suspension 1132 Government . Definition 2166.21 Government authority . Definition 7091 Government contractor SEE ALSO Contractors OR Private sector companies . Privacy Act of 1974 . . Agency records 8036 Government credit . Definition 7213, 7245, 7253 Government in the Sunshine Act SEE Sunshine Act Government obligations . FRB's Regulation K . . Powers 7615 Government securities SEE ALSO Government obligations OR United States Treasury securities . Authority . . Limitations 9228.13 . . Violation 9228.13 . Custodial holdings 8259 . . Clearance of securities 8280.03 . . Confirmation requirement 8280.01 . . Depository institutions 8276, 8280 . . Records maintenance and retention 4932, 8276 . . Repurchase agreements 4966, 8260, 8280.04, 8280.05 . . Temporary lag 8259, 8280.04 . . Trust department 8280.02 . Definition 2757, 3223, 7586.33, 8247, 8276, 9182, 9286 . Delegated authority . . FRB Division of Banking Supervision and Regulation Director 6186.01 . Government securities broker or dealer . . Disclosure requirements 8263 . . Repurchase agreements 8260 . Order . . Discriminatory practices 9228.07 . . Fraudulent and manipulative practices 9228.07 . . Secretary of the Treasury 9228.07, 9228.13 . Rules and regulations 8244 . . Discriminatory practices 9228.07 . . Form PD 1832, Special form of detached assignment for United States registered securities 8280.08 . . Fraudulent and manipulative practices 9228.07 . . Records maintenance and retention 9228.07 . . Reports and reporting requirements 9228.07 . . Secretary of the Treasury 9228.07, 9228.13 . United States savings bond . . Exemptions 8249 Government securities broker or dealer SEE ALSO Broker or dealer in securities OR Municipal securities dealer OR Registered broker or dealer OR Registered government securities broker or dealer OR Registered municipal securities dealer OR Unregulated securities dealer . Appropriate federal banking agency . . Examination 9228.13 . Associated person . . Form G-FIN-4, notification by persons associated with financial institutions that are government securities brokers and dealers pursuant to section 15C(a)(1)(B)(i) of the Securities Exchange Act of 1934 and section 400.4 of this chapter 8247, 8271 . . Form G-FIN-5, notification of termination of association with a financial institution that is a government securities broker or dealer pursuant to section 15C(a)(1)(B)(i) of the Securities Exchange Act of 1934 and section 400.4 of this chapter 8247, 8272 . Definition 8247, 9183 . . Person associated with 9183 . Exemptions . . CFTC 8252 . FDI Act . . Violation 9228.13 . Financial institutions 3223 . . Associated person 8247 . . Exemptions 8250 . . Financial responsibilities 8255 . . Form G-FINW, notification by financial institutions of cessation of status as government securities broker or dealer pursuant to section 15C(a)(1)(B)(i) of the Securities Exchange Act of 1934 and section 400.6 of this chapter 8248, 8271 . . Guidelines 3224 . Government securities . . Disclosure requirements 8263 . . Large position 9228.15 . . Repurchase agreements 8260 . Records maintenance and retention . . Form BD, amendment to application for registration and to notice of status as a government securities broker or dealer 8248 . . Form G-FIN, notification by financial institutions of status as government securities broker or dealer pursuant to section 15C(a)(1)(B)(i) of the Securities Exchange Act of 1934 8265 . . Form G-FIN-4, notification by persons associated with financial institutions that are government securities brokers and dealers pursuant to section 15C(a)(1)(B)(i) of the Securities Exchange Act of 1934 and section 400.4 of this chapter 8265 . . Form G-FIN-5, notification of termination of association with a financial institution that is a government securities broker or dealer pursuant to section 15C(a)(1)(B)(i) of the Securities Exchange Act of 1934 and section 400.4 of this chapter 8265 . . Form G-FINW, notification by financial institutions of cessation of status as government securities broker or dealer pursuant to section 15C(a)(1)(B)(i) of the Securities Exchange Act of 1934 and section 400.6 of this chapter 8265 . . Trade reconstruction 9228.14 . Registered securities association . . Membership 9228 . . Registration 9228.13 . Risks . . Disclosure requirements 9228.08 . . Reports and reporting requirements 9228.08 . Sanction 9228.02, 9228.12 . Securities Exchange Act of 1934 . . Appropriate federal banking agency 9178 . . Form G-FIN, notification by financial institutions of status as government securities broker or dealer pursuant to section 15C(a)(1)(B)(i) of the Securities Exchange Act of 1934 8271 Government-sponsored enterprise SEE ALSO United States government sponsored agencies . Definition 1271 . Relation with depository institutions 1271 Governmental account SEE Public unit account Governmental agencies . Definition 7196.07 . Electronic fund transfers . . Benefit payment 4771, 7374 . Misuse of name to indicate federal agency . . Criminal laws and procedures 8289 Grace period . Definition 7430 . Disclosure requirements 6578 . Time deposits . . Interest on deposits 2313 Gramm-Leach-Bliley Act . Act 8673.05 . Administrative enforcement . . Federal Trade Commission 8673.25 . Bank holding companies . . Subsidiaries 8673.10 . Customer information 3165, 3169, 6120.35 . . Guidelines 3165, 6120.35 . . Reports and reporting requirements 3171, 6120.37 . . Security devices and procedures 3170, 6120.36 . Disclosure requirements 8673.13, 8673.16 . Enforcement agency . . Federal Trade Commission 8673.20, 8673.25 . . National Cedit Union Administration 8673.20 . Enforcement agency for branches and agencies of foreign banks 8673.20 . Enforcement agency for broker or dealer in securities 8673.20 . Enforcement agency for insured nonmember banks 8673.20 . Enforcement agency for national banks 8673.20 . Enforcement agency for savings associations 8673.20 . Enforcement agency for state member banks 8673.20 . Exemption for certified public accountants . . Definitions . . State 8673.19 . Insurance activities 8673.14 . Report to Congress 8673.10, 8673.26 . Small farm loans 8673.10 . State laws 8673.05, 8673.21, 8673.26 Grand jury . Banking law violation 8311 . . Disclosure of information 8310.01 . Right to Financial Privacy Act of 1978 . . Subpoena 7105 Grand jury information . Definition 8310.01 Grandfather provisions . Activities and investments . . Insured state banks 3120 . Bank holding company . . Interest in nonbank shares 6031 . . Nonbanking acquisitions 6105 . Bank investment contracts . . Insurance coverage 4818 . Change in Bank Control Act of 1978 . . Notice of acquisition of control 4088 . Delegated authority . . Federal Reserve banks 6193 . Federal savings associations . . Activities 8709 . Financial holding companies 6046.05 . Insurance underwriting 4970.01 . Interlocking director . . Savings and loan associations 4056, 4062 . Loans or extensions of credit . . Senior executive officer 4634, 4687 . NOW Accounts . . Eligibility 7586.19 Gratuity SEE Gift or compensation Grievance Records . FDIC . . System of records 2226.05 Gross annual gaming revenue . Definition 8484 Gross capitalized cost . Definition 6686 Ground floor . Definition Group annuity contract . Definition 8486.02 Group life insurnace policy . Definition 8486.02 Group of investment companies . Definition 9305 Group of persons . Definition 1130, 6110.15 Growth SEE ALSO Asset growth . Definition 2296.04 Growth of deposits . Definition 2296.04 Guam SEE Pacific Island bank Guarantee . Definition 2262.30, 6120.52 Guarantee the obligations of third parties SEE ALSO Check guarantee OR United States government guaranteed loans . Employee stock ownership plan . . Exemptions 4164 . Foreign branches . . Powers 7615 . FRB's Regulation K . . Powers 7615 . Insured state nonmember banks . . Business credit card 4576 . . Check guarantee 4146 . . Exemptions 4155 . . Foreign loan 4111 . . Money orders, savings bonds, and travelers checks 4104 . . Public depository 4099 . . Violation 4215 . Loans or extensions of credit . . Executive officer 4649, 7512.05 . . Servicing activity 4054 . . Warranties 4205 . Obligations . . Subsidiaries 4123 . Ownership of option, put, call, spread, and straddle . . Sale 4175, 4188 . Powers consistent with FDI Act . . Employee stock ownership plan 4078 . . Loan participations 4050 . . Sale leaseback transaction 4247 . Public depository . . Substantial interest 4099 . . Violation 4110 . Securities transactions . . Investments 4126, 4128, 4143, 4153 . . Repurchase agreements 4153 . Standby letter of credit . . Exemptions 4085, 4127 . . Obligations 4127 . . Safe and sound banking practices 4127, 4166 . Substantial interest . . Insured state nonmember banks 4199 . . Investments 4126, 4128, 4143 . . Public depository 4099 . . Subordinated notes and debentures 4128 . . Trust account 4143 . . Warranties 4123 . Trust account . . Investments 4126, 4128, 4143 . . Notes, bonds, debentures, or obligations 4143 . Warranties . . Insurance or guarantee of real estate titles 4123 . . Real estate 4123 Guarantees SEE ALSO Check guarantee OR Cross-guaranties OR United States government guaranteed loans . Definition 9440 . Government guarantees . . Risk based capital 6120.02-B-3 . Signature . . Securities Exchange Act of 1934 9440 . . Securities transactions 9440 Handicap . Definition 2647, 6987 Handicapped persons . Fair housing . . Discriminatory practices . FDIC . . Facilities 2947 . . Nondiscrimination 2947 . . Program accessibility 2947, 2948 Hearing SEE ALSO Proceedings OR Rules of practice and procedure . Adjudicatory proceedings 2143 . . Evidence 2144.01 . . Filing of records 2144.02 . . Recommended decisions 2144.02 . Administrative procedure . . Adjudication 8046 . . Disclosure 1149 . . Rule making 8046 . . Witness fees 8022 . Application procedure 2049 . Bank holding company . . Application 6028 . . Time requirements 6028 . Cease-and-desist order . . Investment Company Act of 1940 9300.02 . . Securities Exchange Act of 1934 9255 . Civil money penalties . . Correspondent account 6063 . . Tying arrangements 6063 . Definition 9792 . Fair housing 9791 . FDI Act, section 19 . . Application 2166.01 . FDIC receiver or conservator . . Claims 1190 . Felony . . FDI Act, section 19 2166.02 . . Participation in bank affairs prohibited 2166.05 . Municipal securities dealer . . Sanction 2162 . Notice of change . . FDI Act, section 32 2166 . Removal or suspension of institution-affiliated party . . Notice of intention to remove or prohibit 1138, 1140, 1142 . Securities and Exchange Commission . . Investment Advisers Act of 1940 9378.01 . . Investment Company Act of 1940 9339 . Violation of orders . . Judicial review 1142 Hearing official . Definition 2238.02 Hedging techniques . Delegated authority . . FRB Division of Banking Supervision and Regulation Director 6188 Held of record . Definition 9203 High volatility commercial real estate (HVCRE) exposure . Definition 2262.30, 6120.52 Higher Education Act of 1965, title IV loan . Truth in Lending Act . . Exemptions 6569 Higher level of margin SEE Higher margin leval Higher margin level . Definition 9186.01 Highly indebted country . Definition 8802.01 . International Lending Supervision Act of 1983 . . Reserve requirements 8803 Highly leveraged transaction . Definition 2242 Highly leveraged transactions . Condition report . . Insured depository institutions 1113 Historic conservation district . Definition 8822.28 Historic light station . Definition 8822.34 Historic preservation review commission . Definition 8822.28 Historic property . Definition 8822.27 Holder-in-Due-Course Rule SEE Rule Concerning Preservation of Consumers' Claims and Defenses Holding company SEE ALSO Bank holding company OR Savings and loan holding company . Definition 7091 Holds on funds . FRB's Regulation CC . . Depositary banks 7418.12, 7418.73 Home . Definition 9535 Home country . Definition 7628.06 Home country supervisor . Definition 7628.06 Home-equity line of credit . Definition 7273 Home equity loans . Definition 2786.01 Home equity plans . Advertising . . Balloon payment 6588.16 . . Free money 6588.16, 6661 . . Tax implications 6588.15 . Disclosure requirements 6670.02 . . Advertising 6660, 6933 . . Annual percentage rate 6652.01, 6660, 6902.02, 6902.08 . . Application 6652, 6902.01 . . Balloon payment 6660, 6902.06 . . Change in terms 6588.11 . . Contents 6652, 6652.04, 6902.04 . . Disclosure form 6588, 6902.03 . . Fees or charges 6588.12, 6652.01, 6902.08 . . Payment 6652, 6902.02, 6902.05, 6902.22 . . Security interest 6652 . . Tax implications 6652.01, 6661, 6902.09, 6902.21 . . Terms, conditions or requirements 6652.06 . . Variable rates 6652.01, 6902.09, 6902.21 . Executive officer . . Loans or extensions of credit 4687 . Federally related mortgage loans . . Good faith estimate 7000 . FRB . . Publication 6652.02, 6902.12 . Limitations . . Changes 6652.02, 6902.12 . Open end credit . . Application 6586 . . Form G-14(A)-(B) Home equity sample (FRB) 6678.06 . . Form G-15 Home equity model clauses (FRB) 6678.09 . . Loans secured by principal dwelling 6586, 6652, 6902.01 . Closed end credit 6670.01 . . Prohibitions 6670.02 Home fuel budget plan . Truth in Lending Act . . Exemptions 6886 Home improvement loan SEE ALSO Federally related mortgage loans . Data compilation . . Form FR HMDA-LAR Loan/Application Register 4395 . Definition 7273, 7289 . Requirements 6588.05 Home mortgage SEE ALSO Adjustable rate mortgages OR Federally related mortgage loans OR Real property loan OR Reverse mortgage OR Wrap-around mortgages . Alternative Mortgage Transaction Parity Act of 1982 8678 . Appraisals . . Nonrecourse financing 4572 . Assignment . . Liabilities 6588.08 . Balloon payment 6588.05 . Closed end credit . . Forms and instructions 6678.16 . Consumer credit practices . . Exceptions 7255 . CRA . . Performance tests and standards 2786.11, 2786.13 . Data compilation . . Form FR HMDA-LAR Loan/Application Register 2651, 7304 . . Home Mortgage Disclosure Act of 1975 7274 . Disclosure requirements 6588.04, 6665, 6665, 6670, 6957, 6958.10, 7275, 7302 . . Annual percentage rate 6670.01 . . Assumption policy 6665 . . Home equity loans 6670.01 . . Interpretations 6979 . . Reverse mortgage . . Variable rates 6958, 6958.01 . Fair housing . . Discriminatory practices 6988.03 . Insider transactions . . FRB member banks 7512.04 . Loans or extensions of credit . . FRB's Regulation O 4018, 4038, 4624 . Prepayment 6588.04 . Prohibited practices . Refinancing . . Balloon payment 4272 . . Executive officer 4649, 4923 . . Rule of 78's 8775 . Reports and reporting requirements 7275, 7303 . Right of rescission 6579 Home Mortgage Disclosure Act of 1975 . Act 7301 . Administrative enforcement 7276, 7306 . Compliance . . Study 7308 . Disclosure requirements . . Data compilation 7274, 7303 . . Interpretations 7290 . . State exemptions 7273, 7307 . Effective date 7308 . . Data compilation 7309 . Mortgage Loan/Application Register . . Form FR HMDA-LAR Loan/Application Register 7276, 7304, 7284 . Records maintenance and retention . . Disclosure requirements 7302 . State laws 7307 Home mortgage loans . Definition 2786.01 Home Owners' Loan Act . Act 8695 . Conversion transactions . . Insurance fund membership 4951 . Preemption of state due-on-sale laws 9535 Home purchase loan . Definition 7273, 7290 Home state . Definition 1261, 1325, 1517, 2056, 2857, 3235, 6028, 7493, 8791 . Foreign banks and banking . . Interstate banking 7628.06 . . Merger transactions 7628.11 Homeless families . FDIC receiver or conservator . . Assets liquidation 1192 Homeownership . Affordable housing program . . FDIC 1475 Homesteads . Office of Thrift Supervision 8696 Honorary director SEE ALSO Insider . Interlocking relationship . . Management consulting to depository institutions 4099 . Management official . . Advisory director 4056, 4062 Host state . Definition 1261, 1325, 1517, 2056, 3236, 6028, 7493 . Interstate banking . . State laws 1324 Host state, home state, and out-of-state bank . Definition 1177 Host state loan-to-deposit ratio . Definition 3236 Host transfer services . Definition 6628 Household goods . Definition 7411, 7412.07 Housing and Community Development Act of 1977 SEE CRA Housing and Community Development Act of 1992 . Act 8775 Housing and Community Development Amendments of 1978 . Neighborhood Reinvestment Corporation Act 8761 Housing and Urban Development Act of 1968 . Act 8740.51 . Low-income housing . . Counseling 8740.51 . Secretary of Housing and Urban Development . . Report to Congress 8740.52 Housing and Urban-Rural Recovery Act of 1983 SEE International Lending Supervision Act of 1983 Housing assistance programs SEE ALSO Affordable housing program . Discriminatory practices 9703, 9705 . . Complaints 9706 . . Compliance 9707, 9709 . . Penalties 9709 . . Review 9708 . Federal financial assistance 9715 . Sale or rental of housing . . Compliance 9716 . . Marketing 9715 . . Penalties 9719 Housing creditor . Definition 8678 Housing discrimination SEE Discriminatory practices OR Fair Housing Act Housing for older people . Definition 6988.04 . Discriminatory practices 6988.03 . Fair housing exemptions . Loan-to-value ratio . . Construction loans 4789 Housing lender . Federally-related mortgage loans . . Discriminatory practices 9703 . Termination of insurance . . Savings associations 1134 Housing, neighborhood development and preservation . Neighborhood Reinvestment Corporation Act . . Act 8761 HUD . Housing assistance programs . . Data compilation 9775 . . Discriminatory practices 9703, 9705 . . Fair Housing Initiatives Program 9781 . . Federal financial assistance 9703 . Loans or extensions of credit . . Surety business 4198 HUD-1 Uniform Settlement Statement . Form 7034 . Definition 6993 . Federally-related mortgage loans 7000 . . Fees or charges 7003 . . Instructions 7026 . Reproduction 7001 HUD-1A Settlement Statement . Form 7036 . Definition 6993 . Federally related mortgage loans 7000 . . Fees or charges 7003 . . Instructions 7037 . Reproduction 7001 HUD Special Information Booklet SEE Special Information Booklet HUD's Regulation X . Regulation 6991 . Federally-related mortgage loans 6992 Husband and wife aggregate account . Insurance coverage . . Joint account 4368 . . Revocable trust account 4485, 4984.99 Hybrid capital instruments . Definition 6117 Hybrid products SEE New hybrid products Hypothecation restriction . Registered securities . . Broker or dealer in securities 9193 Identified losses . Definition 2243 Identifying activity level . Definition 9213 Identity of account . Currency transactions . . Records maintenance and retention 8503 . Insured depository institutions . . Records maintenance and retention 1304 Identity of creditor . Credit other than open end . . Disclosure requirements 6588.01, 6946 Identity of person . Federally-related mortgage loans . . Cooperative bank 1327 . . Insured banks 1327 . . Insured branches 1327 . . Mutual savings banks 1327 . . Reports and reporting requirements 1327 . Insured banks . . Records maintenance and retention 1304 Identity theft . Consumer report 6610.05, 6610.08, 6610.13, 6610.27 . Definition 6605 . Victim rights 6610.13 Identity theft report . Definition 6605 Illegal acts . Audit . . Registered securities 9194.01 . Definition 9194.03 Immediate family . Definition 6110.11, 7643, 7651, 9432.02 Immediate family member of a natural person . Definition 2857 Immediate parent . Definition 7628.06 Immigration status . Consumer credit practices . . Exceptions 7214, 7250 Immunity . Witnesses 8310.02 Implementation of Dividend Requirements . Annual Dividend determination 2296.04-A . Allocation and payment of dividends 2296.04-A . Request for Review of dividend amount 2296.04-A . Sunset date 2296.04-C Impound account . Definition 7009 Improper professional conduct . Definition 9186.06 Improved property loan . Definition 3183 Improved real estate . Definition 7498 In any manner . Definition 8485 In contemplation . Definition 7787 In danger of default . Definition 1072.01, 6027 In-state depository institution . Definition 1225 In-state holding company . Definition 1225 In the process of collection . Definition 5082 Inactive accounts SEE Dormant or inactive accounts Inadvertent errors . Definition 7212 . Nonbank banks . . Permissible overdrafts 6110.17 Incidental credit . Definition 7213, 7253 Includes, including . Definition 1071 Income . Definition 1486 Income level . Definition 2786.01 Income tax . Bank holding company . . Bank remittance 4366 . . FDIC Statement of Policy Increased interest rate . Definition 6670.02 Indebtedness . Definition 7652 . Disclosure requirements . . Executive officer . . Principal shareholder . FRB's Regulation O . . Interpretations 7656.11 Indemnification payment . Definition 1266 . Institution-affiliated party 1265 . Permissible payments 3082.03 . Prohibitions 3079, 3082.01 . Receivership and liquidation 3082.04 Indemnifying bank . Definition 7418 Independent activity . Definition 2351 . Insurance coverage . . Deposits 4256 . . Partnership account 4633 . . Revocable trust account 4539 . . Unincorporated association account 4266 Independent appellate process . Definition 8890.14 . . Federal banking agencies 8890.13 Independent public accountant SEE ALSO Certified public accountant . Audit 3162, 3162.04 . . Guidelines 3162.01 . . Peer review 3162.05 . . Qualifications 1421 . . Reports and reporting requirements 1422, 3162, 3162.05 . . Standards 1420 . Definition 2166.40, 5306 . Financial statement . . Registered investment company 9336 . Management official . . Interlocking director 4022 . Removal or suspension 2166.39 Index . Agency rules . . Information availability and management 8024 Indian Gaming Regulatory Act . Definition 8486 Indian reservation . Definition 8872 Indian tribe . Definition 8822.27, 8873 Indiana . Truth in Lending Act requirements . . Preemption 6973 Indians SEE Native American Indictment . Definition 3207 Indirect pecuniary interest . Definition 9432.01 Indirectly . Definition 2847 Indirectly secured . Definition 7761 Individual . Definition 2166.21, 2188, 8029, 8590.51 Individual account . Deposit ownership . . Signature 4569 . Insurance coverage . . Revocable trust account 2359, 4368 . . Single ownership account 2356 . Insured depository institutions . . Records maintenance and retention 1304 Individual retirement account . Disclosure requirements . . Internal Revenue Code of 1954 9543 . . Trustee 9543 . Federal savings associations . . Trustee 8710 . Insurance coverage 1184, 2362, 4094, 4377, 4406, 4552 . . Beneficial ownership 4317, 4500, 4546, 4550 . . Decedent account 4534, 4703, 4800, 4984.25 . . Defined contribution plan 4807 . . Demand deposits 4582 . . Employee benefit plan 4571 . . FDIC Improvement Act of 1991 4785 . . Merger transactions 4542 . . Notice to depositors 4772 . . Self-directed 4807 . . Simplified employee pension funds 4960 . . Time deposits 4582 . Insured state nonmember banks . . Consent of FDIC 2407 Individual with a disability . Definition 2946 Indorsements . FRB's Regulation CC 7418.20 . . Liabilities . . Standards 7418.92 Industrial banks . Definition 6108 . FRB's Regulation AA . . Enforcement agency 4214 . Insured state nonmember banks . . Business classification 2405 . Interlocking relationship . . Depository institutions 4143 . . Extension of time 4143 . Overdrafts . . Affiliates 6110.17 Ineligible condominium property . Definition 1488 Ineligible multifamily housing property . Definition 1488 Ineligible residential property . Definition 1488 Ineligible single family housing property . Definition 1488 Inferred rating . Definition 2262.31, 6120.53 Informants . Freedom of Information Act . . Confidentiality of record 8028 . Rewards . . Civil money penalties 1411 . . Monetary instruments transactions 8402, 8513 Information availability and management . Agency records 8024 . . Freedom of Information Act and Privacy Act Request Records 2226.11 . . Privacy Act of 1974 2188, 8032, 8590.51 . . Time requirements 8026 . Criminal laws and procedures . . Confidentiality of record 8299 . FDIC . . Appeals 2175 . . Disclosure of information 2167 . . Fees or charges 2172, 2173 . . Freedom of Information Act 2167 . . Internet requests 2168 . . Nondiscrimination . . Request procedures 2169 . . Service of process 2180 . Federal Financial Institutions Examination Council . . Federal financial institutions regulatory agencies 8598 . Foreign banks and banking 7628.19 . Freedom of Information Act . . Investment Company Act of 1940 9342 . . Records of other agency 2174 . Inspection 8024 . Investment Advisers Act of 1940 . . Disclosure requirements 9377 . . Registration statement 9377 . Registered transfer agent . . Records maintenance and retention 9436 . Sunshine Act . . Closed meeting 2231 Information data base service . Definition 9440.03 Information systems . Safe and sound banking practices . . Standards 1455 Inheritance . Securities Exchange Act of 1934, section 16 exemption . . Securities transactions 9432.12 Initial decision . Definition 2166.21 Initial deposit . Definition 2857 Initial disclosure statement . Open end credit . . Annual percentage rate 6657, 6924 . . Billing rights statement 6652.04 . . Charges other than finance 6652.04, 6902.20 . . Finance charges 6652.06, 6902.18 . . Security interest 6652.04, 6902.21 . . Time requirements Initial escrow account statement . Definition 7009 Injunction SEE Court injunctions Injunctive relief . Foreign Corrupt Practices Act of 1977 . . Prohibited foreign trade practices 9263 . Right to Financial Privacy Act of 1978 . . Cost reimbursement 7104 . Tying arrangements . . Damages 6064.01 Insider SEE ALSO Director OR Executive officer OR Institution-affiliated party OR Officer . Definition 2045, 7643 . Securities Exchange Act of 1934 . . Civil liability 9246.01 Insider indebtedness . Foreign banks and banking . . Reports and reporting requirements 4071 . FRB member banks . . Reports and reporting requirements 7512.05 . FRB's Regulation O . . Corrective action 4074, 4088, 4089 . . Divestiture 4061 . . Extension of time 4042 . . Interpretations 7656.12 . . Overdrafts 4018 . . Preferential loans 4046, 4085, 4101 . . Principal shareholder 4089 . . Violation 4074, 4088, 4089 . . Wrap-around mortgage 4038 . Loans or extensions of credit . . Renegotiation or extension 4102 Insider transactions SEE ALSO Crimes and dishonesty OR Form F--8 Statement of Changes in Beneficial Ownership of Equity Securities . Civil money penalties . . Securities and Exchange Commission 9252.01 . Correspondent account 6061 . Correspondent banks . . Preferential loans 4046 . Exemptions . . Broker or dealer in securities 9231 . . Investment accounts 9231 . . Securities Exchange Act of 1934 9203 . FDIC Improvement Act of 1991 . . Extensions of credit 8550.22 . . Grandfather provisions 4634 . . Loans secured by bank shares 4845 . Foreign banks and banking . . Insured branches 1264 . FRB's Regulation O . . Aggregate lending limit 2638, 4017, 4649, 4670, 7647 . . Credit card 4156, 4925 . . Creditworthiness 4156, 7646 . . Interpretations 7656.08 . . Loans or extensions of credit 4023, 4157, 4635, 4920, 7644 . . Mortgage loan 4624, 4923 . . Overdrafts 4281, 7648 . . Partnership 4649 . . Preferential loans 4046, 4694 . . Prior approval 4365 . . Prohibitions 7646, 7648.01 . . Records maintenance and retention 7649, 7652 . . Refinancing 4649, 4779, 4923 . . Related interest 4049, 4710 . . Sale leaseback transaction 4247 . Issuer . . Profits 9231 . Loans or extensions of credit 1264, 2638, 7512.04, 7512.05 . . Aggregate lending limit 7512.06 . . Correspondent banks 4021 . . Educational loans 7512.04 . . Grandfather provisions 4634 . . Guarantee the obligations of third parties 7512.05 . . Limitations 2638, 4083, 4641, 4642, 4644, 4646 . . Line of credit 4086, 4889 . . Loans secured by bank shares 4845 . . Majority vote requirement 4083 . . Mortgage loan 7512.04 . . Overdrafts 7512.06 . . Partnership 7512.05 . . Preferential loans 7512.04, 7512.05 . . Prohibitions 7512.04 . . Sale leaseback transaction 4247 . . Savings associations 8740.08 . . Transactions with affiliates 7512.06-A . Open end credit . . Form G-14(A)-(B) Home equity sample (FRB) 6678.04, 6678.06 . . Form G-15 Home equity model clauses (FRB) 6678.09 . Registered investment company . . Ownership of ten percent 9332 . Registered securities . . Arbitrage transaction 9231 . . Ownership of ten percent 9230 . . Stock option plan 4370 . Reports and reporting requirements . . Employee benefit plan 4399 . . Registered securities 2762, 4399, 4845 Installment payment . Definition 7009 Institution . Definition 2128, 3119, 5368.01, 5479, 7430 Institution-affiliated party SEE ALSO Removal or suspension of institution-affiliated party . Benefit payment . . Golden parachute payment 1265 . . Indemnification payment 1265 . Cease-and-desist order . . Civil money penalties 1143 . Definition 1072, 1139, 2045, 2128, 2965, 3082 . Felony . . FDI Act, section 19 1291, 2166.01, 4734 Institution of higher education . Definition 6588.14-A Institutional investment manager . Definition 9211 . Reports and reporting requirements . . FDIC 9209 . . Investment discretion . . Securities and Exchange Commission 9208 . Securities Exchange Act of 1934, section 13(f) securities . . Electronic filing . . Form 13F (SEC) 9458 Insurance activities . Bank holding company . . Exemptions 6041 . . Subsidiaries 7423 . Consumer rights 2735, 2738, 2739 . Depository institutions 1527 . . Advertising 1527 . . Consumer complaint procedure 1529 . . Disclosure requirements 1527 . . Firewalls 1528 . . Regulatory authority 1530 . . Subsidiaries 1527 . Gramm-Leach-Bliley Act 8673.14 . Nonbanking activities . . Moratorium 7422 . Savings associations 8733 . State banks . . State rights 7423 . Subsidiaries . . Insured state banks 4897, 4984.22, 4984.24, 4984.28 Insurance agency activities . FRB's Regulation Y . . Nonbanking activities closely related to banking 6110.07 . Powers . . Foreign branches 7616 . . FRB's Regulation K 7616 Insurance agent . Definition 8486.02 Insurance broker . Definition 8486.02 Insurance company . Definition 6028.01, 8486.02, 8979, 9176.04, 9286, 9364 Insurance company or issuer . Definition 8486.02 Insurance coverage SEE ALSO Deposit insurance . Advertising 4984.34 . Agent or trustee . . Money orders 4535 . Aggregation of deposits 1184 . Annuity contract accounts 2357 . Bank investment contracts 2353, 4378, 4411, 4478, 4480, 4912 . . Employee benefit plan 4816 . . Grandfather provisions 4818 . Association accounts 2361 . Broker or dealer in securities . . Certificate of deposit 4398 . . Pooled collateral certificate of deposit 4398 . Brokered deposits 4629 . . Earnings based accounts 4208 . . Passthrough accounts 4299, 4432, 4444, 4984.83 . . Recordkeeping requirement 4224 . . Trust department 4713 . Cash item in process of collection . . Settlement 4245 . Certificate of deposit 4225, 4226, 4984.83 . . Bank failure 4487, 4490 . . Bondholder 4675 . . Conversion transactions 4530 . . Hybrid 4871 . . Interest 4984.94 . . Limited liability companies 4984.65, 4984.88 . . Merger transactions 4675, 4900 . . Negotiable instruments 4384, 4852, 4963 . . Passthrough accounts 4984.76 . . Public bond issues 4647 . . Representative or nominee 4830 . . Savings and loan associations 4522 . . Securities transactions 4193, 4230 . Charities 4633 . . Irrevocable trust 4577 . . Nonprofit organizations 4642 . . Revocable trust account 4577 . Church accounts 4823 . Clearing agency . . Margin account 4200 . . United States security 4200 . Closed insured banks . . Checks 4200 . . Final payment 4280 . . Payments and collections 4317, 4324 . . Uncollected checks 4280, 4701 . Compensation . . Custodial account 4984.62 . Corporation account 4278 . . Merger transactions 4377 . . Multiple accounts 4187, 4927 . Correspondent banks 4225 . . Credit union 4227 . Custodial account 1183 . . Agency or nominee account 2356 . . American Indians 2356 . . Annuity contract account 2356, 4321, 4493 . . Condominium association 4595 . . Court 4606 . . Court of the United States 4492 . . Fiduciary capacity 2358 . . Forfeited funds 4525 . . Funeral services and merchandise 4373 . . Governmental units 4282, 4283 . . Investments 4355 . . Joint account 2356 . . Mortgage loan 4408 . . Mortgage servicing account 2356, 4408, 4774, 4909, 4928 . . Reports and reporting requirements 4449 . . Repurchase agreements 4799 . . Security deposits 4609 . . Seized funds 4609 . . Separate coverage 4266 . . Uniform Gifts to Minors Act 2356 . De novo savings associations . . Conversion transactions 4434 . . Savings Association Insurance Fund (SAIF) member 4434 . Decedent account 2354 . Deposit ownership . . Custodial account 2354 . . Rights and capacities 2352 . Deposits 4244, 4344, 4450, 4451, 4617 . . Automated clearinghouse 4300 . . Earnings based accounts 4238 . . Federal Home Loan Banks 4984.23 . . Foreign deposits 2352, 4278 . . Minority organization 4300 . . Multibank deposits 4221, 4222, 4223, 4285 . . Subsidiaries 4215, 4221, 4223, 4225, 4331, 4549 . Employee benefit plan 4929 . . Brokered deposits 4611, 4919 . . Defined benefit plan 2363 . . Defined contribution plan 2363, 4446, 4708, 4773 . . Limitations 4611 . . Passthrough accounts 4402, 4574, 4708, 4722, 4776, 4777, 4899, 4919, 4984.83 . . Private insurance 4488 . . Vacation plan 4834 . Escrow account . . Agent or trustee 4187 . . Mortgage servicing account 4823 . . Recordkeeping requirement 4330, 4350, 4374, 4674 . . Separate coverage 4267 . FDIC Improvement Act of 1991 . . Decedent account 4703 . . Deposits 8550.22, 8550.31 . . Employee benefit plan 4776 . . Exemptions . . Mortgage servicing account 4774 . . Notice to depositors 4772 . . Passthrough accounts 8550.22 . . Reinsurance 8550.23 . . Report to Congress 8550.22, 8550.23 . . Study 8550.22-B . . Trust account 4710 . Fiduciary capacity . . Escrow account 4554 . . FDIC Improvement Act of 1991 4785 . . Passthrough accounts 4682, 4918 . . Social Security payments 4711 . . Subsidiaries 4548 . Foreign branches (of U.S. banks) . . Military community 4974 . Independent activity . . Unincorporated association account . Individual retirement account 1184, 2362, 4377 . . Beneficial ownership 4317, 4500, 4550 . . Decedent account 4534, 4703, 4800, 4984.25 . . Defined contribution plan 4807 . . Demand deposits 4582 . . Employee benefit plan 4571 . . FDIC Improvement Act of 1991 4785 . . Insured depository institutions 4552 . . Merger transactions 4542 . . Notice to depositors 4796 . . Self-directed 4807 . . Simplified employee pension funds 4960 . . Time and savings deposits 4094, 4406, 4582 . Investment company . . Bank failure 4552 . Irrevocable trust 2361, 4840 . . Funeral services and merchandise 4482 . . Investment annuity account 4445 . . Prepayment 4482 . . Trust interest 4406.01 . Joint account 4147 . . Deposit ownership 4256 . . Husband and wife aggregate account 4280, 4289, 4368 . . Individual and corporation 4460 . . Records maintenance and retention 4654 . . Revocable trust account 4368 . . Separate coverage 2358 . . Signature 4562, 4598 . Local laws 2353 . Lock box account 4220 . Medical savings accounts 4984.31 . Merger transactions 1087, 2354, 4308, 4371 . . Demand deposits 4599 . . Deposits 4599 . . Noninsured institutions 1087 . . Separate coverage 4595 . . Time deposits 4599, 4822 . Money market instruments 4535 . Mortgage servicing account 4774, 4823 . . Beneficial ownership 4563 . . Recordkeeping requirement 4563 . Nonprofit organizations 4309, 4332, 4642 . . Insured savings and loan associations 4409 . . Multiple accounts 4917 . Partnership account 4633 . Passthrough accounts 1183, 2362 . . Attorney 4524 . . Certificate of deposit 4984.76 . . Court order 4573 . . Deposits 4419 . . Employee benefit plan 4597, 4615, 4629, 4708 . . Escrow account 4314, 4315, 4482, 4498, 4630 . . Funeral services and merchandise 4496 . . Insurance premiums 4591, 4918 . . Legal proceedings 4667 . . Mortgage servicing account 4491 . . Municipal bonds 4346, 4367, 5521 . . Payroll account . . Perpetual care fund 4561 . . Premiums 4536 . . Recordkeeping requirement 4298, 4303, 4919 . . Rent payments 4693 . . Support payments 4573 . . Trust account 4504, 4614, 4984.72 . . Worker's compensation 4273, 4302 . Payable-on-death account 4917 . . Recordkeeping requirement 4481, 4854 . Pension plan 1184 . . Agent or trustee 4410 . . Beneficial ownership 4312 . . Calculations 4331 . . Certificate of deposit 4107 . . Contract 4211 . . FDIC 4393 . . Federal Savings and Loan Insurance Corporation 4393, 4406, 4422, 4457, 4458, 4474 . . Merger transactions 4502 . . Overfunded plan 2363 . . Passthrough accounts 4239, 4240, 4284, 4331, 4919 . . Recordkeeping requirement 4298, 4303 . . Separate accounts 4153, 4314 . . Trust interest 4411 . Private insurance 4448, 4817 . Profit sharing plan 4275, 4919 . . Agent or trustee 4410 . . Federal Savings and Loan Insurance Corporation 4412 . Public unit account 2364 . . Accounts of a state, county, municipality or political subdivision 4641, 4859 . . American Indians 2366 . . Child support program 4820 . . Colleges and universities 4334 . . Custodial holdings 4171, 4174, 4175, 4179, 4182 . . Investments 4355 . . Multiple accounts 4171, 4174, 4175, 4179, 4182, 4185, 4192 . . Pledge of assets 4443 . . Public bond issues 2366, 4269, 4275, 4531 . . Registry accounts 4467 . . Transit commission 4835 . . United States funds 2364, 4757 . Recordkeeping requirement 2354 . . Agent or trustee 4216 . . Bearer certificate of deposit 4216 . . Brokered deposits 4396, 4713 . . Certificate of deposit 4466 . . Custodial account 4381, 4383, 4386 . . Custodial holdings . . Deposits 4301 . . Escrow account 4386, 4494, 4602 . . Fiduciary relationship 4486, 4573, 4575 . . Items forwarded for collection 2355 . . Mortgage servicing account 4472 . . Negotiable instruments 2355, 4466 . . Separately insured banks . . Trust account 4213 . Repurchase agreements 4416, 4799 . Revocable trust account 4266, 4401, 4614, 4811, 4876, 4917, 4962, 4984.95 . . Contingencies 4461 . . Decedent account 4984.25 . . Deposits 4363, 4458 . . Guidelines 4513 . . Husband and wife aggregate account 4485, 4984.99 . . Independent activity 4539 . . Individual account 2359, 4368 . . Irrevocable trust 4280, 4289 . . Joint account 2359, 4280, 4289, 4368 . . Living trust accounts 4876, 4984.101 . . Power of attorney 4853 . . State laws 4467 . . Trust account 4496 . Rollover funds . . Securities 4556 . Savings banks . . Conversion transactions 4562 . . Merger transactions 4502 . Self-employed retirement plan 4406 . . Decedent account 4703 . . Defined contribution plan 4807 . . Self-directed 4796, 4807 . Separate coverage . . Assumption of deposits 4410 . . Demand deposits 4397 . . Multiple accounts 4917 . . Time deposits 4397 . Single ownership account 2356 . Standby letters of credit 4200, 4453 . State laws 2353, 4125 . Stock subscription 4349 . Stored value cards 4984.84 . . Payroll cards 4984.81 . Tax deferral plan . . Federal Savings and Loan Insurance Corporation 4412 . Taxpayer identification number . . Social Security number 4421 . Temporary insurance coverage . . Termination of insurance 1132 . Testamentary account 4266 . . Children or stepchildren 4212, 4213, 4375, 4418 . Trust account 4710, 4840 . . Bankruptcy trustee 2362, 4264, 4375, 4405 . . Beneficial ownership 4254, 4271, 4354, 4398 . . Custodial account 4257 . . Fiduciary relationship 4476 . . Law firms 4575, 4633, 4984.30 . . Mutual funds 4365 . . Pension plan 4317, 4319, 4352 . . Recordkeeping requirement 4298, 4334 . . Single ownership account 4563 . . Testamentary account 4263, 4316, 4474, 4508 . Trust company . . Eligibility 4191 . . Nonfiduciary deposits 4368 . . Termination of insurance 4184 . Trust estate . . Trustee 4278 . Trust funds 1120, 4296.01 . . Agent or trustee 4194 . . Direct ownership or control 4162 . . Mortgage pools 4162 . . Physicians' malpractice insurance trust 4602, 4625 . Trust interest 4633 . . Deposit ownership 4256 . . Irrevocable trust 4406.01 . . Joint account 4256 . Unincorporated association account . . Independent activity 4266 . Unit investment trust . . Investment company 4490 . United States securities 4253, 4535 . Usufruct account . . Beneficial ownership 4254, 4271 . Wire transfer 4200 Insurance premiums . Insurance coverage . . Passthrough accounts 4591, 4918 . Transactions with affiliates . . Covered employee 4643 Insurance underwriting . Insured state banks . . Activities 1321, 1322, 3123, 4886 . . Grandfather provisions 4970.01 Insured Bank Liquidation Records . FDIC . . System of records 2224 Insured banks SEE ALSO specific insured financial institutions . Definition 1067, 2857, 8287, 8294, 9238.01 . Emergency thrift institution acquisition . . Savings associations . Merger transactions . . State banks 1087 Insured branches . Assessment base . . Deposit liabilities 1112 . Assumption of deposits . . Merger transactions 2109 . Definition 1071, 2068.04, 2351, 2857 . Deposits not assumed . . Notice to depositors 2109 . Federally-related mortgage loans . . Identity of person 1327 . Foreign banks and banking . . Applications for insurance 1093 . . FDIC receiver or conservator 1226 . . Insurance coverage 2353, 4419 . . Pledge of assets 1094 . . Records maintenance and retention 1305 . . Reports and reporting requirements 4071 . . Surety bond 1094 . Interest rates limitation and regulation . . Loans or extensions of credit 1339 . International banking facility . . International banking facility eligible assets . Transactions with affiliates 1264 Insured community development financial institution . Definition 8873 Insured credit union . Definition 8873, 9184 Insured deposit transfer . Bank Insurance Fund (BIF) member . . Entrance or exit fees . . Retained deposit base . Definition . Payment . . Bank Insurance Fund (BIF) . . Liabilities discharged 1207 . . Savings Association Insurance Fund (SAIF) . Savings Association Insurance Fund (SAIF) member . . Entrance or exit fees . . Retained deposit base Insured depository institutions SEE ALSO Closed insured depository institutions OR Commonly controlled depository institutions OR De novo depository institution OR Depository institutions OR District depository institutions OR Interim depository institutions OR Minority-owned depository institutions OR Newly organized depository institutions OR Undercapitalized insured depository institution . Accounting . . Reports and reporting requirements 1425 . Administrative enforcement . . FDIC 1148 . . FRB's Regulation AA 4214 . Assessment 2281 . Assumption of deposits . . Certification to FDIC 2109 . . Notice to depositors 2109 . Audit 3161 . . Accountability 1420 . . Audited financial statements 1419 . Branch closure . . Notice to depositors 1501 . . Policy 1501 . Brokered deposits . . Deposit broker 4454 . . FDI Act, section 29 4432 . . Interest on deposits . . Waiver . Capital adequacy . . Corrective action 2246 . . Minimum requirements 2246 . Cease-and-desist order . . Civil money penalties 1143 . Certified statement . Condition report 1111 . . Highly leveraged transactions 1113 . . Lifeline accounts 1113 . . Penalties 1111 . Contract . . Report to Congress 1371 . . Study 1371 . . Unfair method of competition 1371 . Conversion transactions . . Bank Insurance Fund (BIF) member . . Entrance or exit fees 1096 . . Insurance fees 1095 . . Moratorium 1095 . . Savings Association Insurance Fund (SAIF) member . Definition 1066, 1130.03, 1269, 1272, 2243, 2351, 2608, 2844.03, 3082, 3124.11, 3193, 3249, 5415, 6027, 6086, 6988.27, 8181, 8550.03, 8550.04, 8550.08-B, 8550.21, 8673.12, 8673.13, 8873, 8890.01, 9184, 9213, 9337 . Deposit broker 4731, 4763 . Employees . . Discharge from employment 1401 . . Discriminatory practices 1401 . Examination report 1111 . . Penalties 1112 . FDI Act . . Nondiscrimination 1309 . FDIC Improvement Act of 1991 . . Bank Insurance Fund (BIF) 8549 . Federally-related mortgage loans . . Identity of person 1327 . Financial assistance . . FDIC 1219, 1220 . Foreign deposits . . Claims 1495 . . Financial assistance 1495 . . Payments and collections 1495 . Insured status continuation . . Consolidation 1087 . . Conversion transactions 1087 . . Merger transactions 1087 . Leverage capital 1432, 2245 . Management official . . Changes 1391 . . Notice of disapproval 1392 . Real estate lending . . Guidelines 3179 . Records maintenance and retention 1303 . . Checks 1304 . . Foreign currency transactions 1303 . . Identity of account 1304 . . Records and reports on monetary instruments transactions 1304 . Safe and sound banking practices . . Standards 1455 Insured deposits . Definition 1069, 2351 Insured federal savings banks SEE ALSO Federal savings banks . Conversion transactions . . Eligibility 4207 . FDIC receiver or conservator . . Termination of insurance 1146 . Mutual insurance company . . Directors and officers liability insurance 4246 . Notice of proposed transaction . . Merger transactions 4306 Insured institutions . Definition 6026 Insured nonmember banks SEE ALSO Insured depository institutions . Affiliates . . Brokerage service 4651 . . Common name or logo 4260 . . Discount, allowance, commission, or special terms 4160 . . Interlocking relationship 4167, 4182 . . Mortgage-backed securities 4287 . . Restrictions 4211 . . Securities subsidiaries 4380 . Crimes and dishonesty . . Reports and reporting requirements 2965 . Definition 2263, 2706 . Discount brokerage service . . Commission sharing 4135, 4136 . . Nondiscretionary accounts 4135, 4136 . . Securities transactions 4154 . . Soft dollar arrangement 4132 . . Trust department 4151 . . Underwriter 4131 . FDIC General Counsel's opinion . . Brokerage service 4984.28-A, 5522 . . Discount brokerage service 5522 . Foreign bank subsidiary . . Restrictions 4189 . Insured status continuation 1087 . . Conversion transactions 1087 . Loans or extensions of credit . . Unit investment trust 4188 . Merger transactions . . FDIC 1257 . Missing, lost, counterfeit, or stolen securities . . Securities and Exchange Commission 9234.01 . Nonbanking activities . . Business arrangements 4343 . Principal shareholder . . Reports and reporting requirements 4149 . Securities 2415 . . Confidentiality 2419 . . Filing requirements 2419 . . Forms 2416, 2419 . Securities subsidiaries . . Affiliates 4139, 4217, 4232, 4274, 4343, 4385 . . Bona fide subsidiary 4360 . . Prior notice 4584 . Securities transactions . . Affiliates 4211 . . Bank employees 2762 . . Brokerage service 4665 . . Confirmation requirement 2756, 2758, 2760, 4869, 4908, 4965 . . Exceptions 2755 . . Investment or financial advice 4139, 4217, 4232, 4274, 4343, 4385, 4651 . . Notification 2758, 4908 . . Policy 2762 . . Records maintenance and retention 2755, 2756, 2758, 4388 . . Servicing activity 4388 . . Settlement 2761 . Security devices and procedures 2264 . . Reports and reporting requirements 2265 . Stock option plan . . Disinterested person 4392 . Subsidiaries . . Glass-Steagall Act 5225 . . Restrictions 4211 . . Securities transactions 4211, 4318, 5225 Insured state banks . Activities 3117 . . Insurance activities 3121, 3143, 4897 . . Insurance underwriting 1321, 1322, 3123, 4886 . . Permissible activities 1321 . . Savings bank life insurance 3121, 3140 . . Stock ownership 1323, 3143 . Definition 3119, 3124.11, 3137 . Equity investments 1321, 3117, 4632, 4957 . . Community development 4905 . . Delegated authority 3157 . . Divestiture 3147, 3156 . . Farmer Mac securities 4964 . . Grandfather provisions 3120 . . Limited liability companies 4903, 4906 . . Maximum investment 3124.03, 3152 . . Mutual funds 4729 . . Notice to FDIC 3149 . . Permissible investments 1323, 4788 . . Prohibitions 3138 . . Qualified housing project 1321, 3120, 3140, 4903, 4906 . . Security company affiliations 3124.06 . . Subsidiaries 1322, 1523, 3120, 3123, 3124.02, 3139, 4897 . . Tax certificates 4693 . Financial subsidiaries . . Firewalls 1523 Insured state branches . Definition 2782 Insured state nonmember banks SEE ALSO Insured banks OR Insured depository institutions . Activities . . Application procedure 2067 . Affiliates . . Brokerage service 4258 . Annual disclosure statement 2905 . Bank services . . Effect on state laws 4158 . Business classification . . Bank and trust company 2405 . . Cash depository 2405 . . Commercial banks 2405 . . Industrial banks 2405 . . Savings banks 2405 . Capital adequacy . . Intangible assets 2262.09 . . Mandatory convertible debt 2262.11 . . Minimum requirements 2246, 2262.07 . . Perpetual preferred stock 2262.10 . Capital ratios . . Risk categories 2262.06-O . Consent of FDIC 2407 . Corporate powers 1105, 2405 . Definition 2847, 3124.06, 3124.11, 8550.28-A . Disclosure requirements . . Examination report 2907 . Examination 1171 . . Frequency . Filings 2041 . Financial reports 2905 . Foreign activities 2845 . . Equity investments 2847 . . FDIC approval 2854 . . Futures commission merchant 2851 . . Loans or extensions of credit 2852 . . Records maintenance and retention 2853 . . Risk assets 2853 . . Supervision 2853 . . Underwriting 2850 . Foreign branches (of U.S. banks) . . Approval 1260 . . Branch establishment, operation, or relocation 2854 . . Permissible activities 2848, 2852 . Government securities broker or dealer 3223 . . Guidelines 3223 . Guarantee the obligations of third parties . . Check guarantee 4146 . . Exemptions 4155 . . Foreign loan 4111 . . Money orders, savings bonds, and travelers checks 4104 . . Public depository 4099 . . Substantial interest 4199 . . Violation 4215 . Interest rates limitation and regulation . . Loans or extensions of credit 1339 . . Most favored lender 4063 . Lottery . . Advertising 1297 . Management official . . Unaffiliated nondeposit subsidiaries 4567 . Report of assets and liabilities 7509 . Reports and reporting requirements 2905 . Special flood hazard . . Borrower notification 2664.02 . . Loans secured by improved real estate 2663 . . National flood insurance program 2665 . Standby letter of credit . . Limitations 2637 . Subsidiaries . . Broker or dealer in securities 4326 . . Disclosure requirements 4342 . . Discount brokerage service 4200 . . Investment or financial advice 4338 . . Nonbanking activities 4984.78 . . Securities transactions 4326 Insured state savings associations . Definition 3124.07 Insured status continuation . Depository institutions 1087 . National banks . . Conversion transactions 4618 . . Federal Reserve System withdrawal 4618 Insurer . Definition 5416, 8673.10 Intangible assets . Bank holding company . . Capital adequacy 6119, 6120.19 . Capital . . Calculations 1268 . . Goodwill 2247 . Definition 2243 . Insured state nonmember banks . . Capital adequacy 2262.09 . State member banks . . Capital adequacy 6120.20 Interactive computer service . Definition 6586 Interagency advisory on the unsafe and unsound use of limitation of liability provisions in external audit engagement letters 5365 . Auditor and independence 5365.02 . Alternative dispute resolution agreements and jury trial waivers 5365.03 Interest . Certificate of deposit . . Insurance coverage 4984.94 . Definition 2312, 5550, 7430, 7461, 8545 . Finance charges . . FRB's Regulation Z 6646, 6891 . Payment of assessment 2291 . Securities Exchange Act of 1934, section 16 exemption . . Securities transactions 9432.09 . Truth in Savings Act . . Payment 7481 . . Periodic statement 7482 Interest compensation . Definition 7418, 7418.49 Interest in a promissory note or a lease of personal property . Definition 9184 Interest on deposits . Advertising 1262, 7432, 7477 . Brokered deposits . . Renewal or substitution 4679 . Computation of rates . . Annual percentage yield 7431, 7480 . Demand deposits . . Corporation account 4631 . . Prohibitions 1262, 2312 . . Puerto Rico 4831 . . Sweep account 4824 . Deposit accounts 2312, 7479 . Depository institutions . . Effective date 7428.04 . FRB's Regulation CC . . Checks returned unpaid 7418.09, 7418.64 . . Credit union 7418.08, 7418.64 . . Funds availability 7418.09 . . Interest-bearing accounts 7418.08, 7418.62 . Investment accounts . . Corporation account 4631 . Payment 7434, 7481 . Premiums 2313, 4888, 7452 . Time deposits . . Grace period 2313 Interest or discount on loans . Computation of rates . . Shareholders 4108 Interest rate derivative . Definition 2262.31, 6120.53 Interest rate exposure . Safe and sound banking practices . . Standards 1455, 3168 Interest rate risk . Joint Statement of Policy 5421 Interest rates SEE ALSO Annual percentage rate OR Computation of rates OR Interest on deposits OR Periodic rate OR Prime rate OR Rate tables or charts OR Stepped rate account OR Tiered rate account OR Variable rate account OR Variable rates . Definition 7430 . Futures, forward, and standby contracts . . Risk-based capital 2262.06-I, 6120.13 . Interstate banking . . Limitations 1516 Interest rates limitation and regulation . Adjustable rate mortgages . . Disclosure to applicant 6989 . Brokered deposits 4719, 4768, 4948 . . Adequately capitalized insured depository institution 4718, 4736, 4737 . . Foreign deposits 4714 . . Restrictions 1361, 4781 . . Well capitalized insured depository institution 4775 . Business or agricultural loan . . Penalties 8545 . . State usury laws 8545 . Consumer credit contract . . Disclosure requirements 6669 . . Variable rates 6669 . Demand deposits 2312, 4631, 7479, 7656.31 . . Premiums 7656.32 . FRB's Regulation K . . Edge Corporation 7618 . Home equity plans . . Advertising 6588.15 . Insured nonmember banks 1261 . . Most favored lender 4063 . Loans or extensions of credit . . FDIC General Counsel's opinion 5549, 5551 . . Insured depository institutions 1339 . . Interstate transactions 4649, 4751, 5551 . Premiums 4888 . State usury laws . . Out-of-state customer 4069, 4751, 4984.67 . Truth in Savings Act . . Account schedules 7479 . . Disclosure requirements 7480 . Undercapitalized insured depository institution 1435 Interested person . Definition 9286 Interference, coercion, or intimidation SEE ALSO Assault and resistance . Fair Housing . . Civil action 6988.16 Interim depository institutions . . Deposit insurance 1093 Interim merger transaction . Definition 2058 Interior . Definition Interlocking relationship SEE ALSO Depository Institution Management Interlocks Act . Acquisition of control . . Proxy 4059, 4067 . Affiliates . . Credit union 2867, 4112 . . Insured nonmember banks 4167, 4182 . . Management official 4036 . . Notice of acquisition of control 4267 . Application 2068.17 . Bank holding company . . Banks 4154 . Beneficial ownership . . Affiliated company 4057, 4124 . . Voting rights 4080 . Delegated authority . . Application 2057 . . Federal Reserve banks 6197 . . FRB General Counsel 6186 . . FRB Secretary 6183 . Depository institutions . . Attorney 4039 . . Banks in danger of failing 8593 . . Exemptions 2867, 2868, 2869, 4090 . . Foreign banks and banking 8593 . . Independent public accountant 4022 . . Minority organization 4105 . . Newly-chartered organization 4105, 4115 . . Prohibitions 2867 . . Receivership and liquidation 8593 . . Representative or nominee 4039, 4056, 4062, 4916 . . Savings and loan holding company 8593 . . Successor institutions 4463 . Diversified savings and loan holding company . . Unaffiliated depository institutions 4464 . Industrial banks . . Depository institutions 4143 . . Extension of time 4143 . Management consulting to depository institutions . . Advisory director 4099 . . Honorary director 4099 . Management official . . Advisory director 4121 . . Change in Bank Control Act of 1978 4059 . . Conditions endangering safety or soundness 4096, 4125, 4150 . . Family relationship 4052 . . Legal services 4645 . . Low income area 4075, 4090 . . Newly-chartered organization 4117, 4130 . . Prohibitions 4185 . . Stock ownership 4070 . Minority organization 4105, 4147 . Relevant metropolitan statistical area . . Conditions endangering safety or soundness 4125 . Representative or nominee . . Adjacent cities, towns, or villages 4044 . . Change in Bank Control Act of 1978 4059 . . Family relationship 4067 . . Management official 4031, 4052, 4166, 4176 . . Voting trust 4048 . Savings associations 8594 . . Grandfather provisions 4056, 4062 . Trust company 4196, 4786 Interlocks Act SEE Depository Institution Management Interlocks Act Interlocutory appeals . Adjudicatory proceedings . . Collateral attacks 2134 . . FDIC Board of Directors 2141 Intermediary bank . Definition 8484.01 Intermediary financial institution . Definition 8484.01 Internal accounting control . Registered transfer agent . . Annual report 9438.06 Internal auditing . Definition 5306 . FDIC Statement of Policy . . Outsourcing 5368.01 Internal compliance and audit record . Definition 9336 Internal compliance policies and procedures . Definition 9335 Internal controls . Merchant banking investments 6110.28-R . Safe and sound banking practices . . Standards 1455, 3167 Internal operational loss event data . Definition 2262.31, 6120.53 Internal Revenue Code of 1954 . Individual retirement account . . Disclosure requirements 9543 Internal Revenue Service . Financial recordkeeping and reporting of currency and foreign transactions . . Enforcement agency 8510 . Tax levy . . Closed banks 4418 International assets SEE ALSO Foreign country exposure . Definition 2864.04, 7628.25 . International Lending Supervision Act of 1983 . . Disclosure 7630 . Reports and reporting requirements 2864.06 International Banking Act . Act 8785 . Branch or agency of a foreign bank . . Branch establishment, operation, or relocation 8786, 8797 . Capital standards . . Report to Congress 8794.02 . Comptroller of the Currency . . Enforcement agency for federal agencies 8786 . Edge Corporation . . Competition 7513 . . Representative office 8797 . Examination . . Federal agencies or branches 8793 . Foreign banks and banking . . Capital standards 8794.02 . . Judicial review 8794.02 . . Retail deposit-taking 7491, 8792 . Foreign supervisor . . Disclosure of information 8799 . FRB's Regulation K . . Interstate banking 7631 . . Shell branches 8794.03 . Violation 8799 International banking facility . Definition 7586.03 . Establishment 7586.03 . International banking facility eligible assets . . Depository institutions in the United States . . Edge Corporation . . FRB . . Insured branches . Reserve requirements 7586.03 International banking facility deposit . Definition 2353, 3088.02, 7586.03 International banking facility extension of credit . Definition 7586.04 International Lending Supervision Act of 1983 . Act 8801 . Appropriate federal banking agency . . Authority 8804 . . Capital adequacy 8803 . . FDI Act 8803 . . Fees or charges 8802, 8803 . . Records maintenance and retention 8803 . . Reserve requirements 8802 . . Rules and regulations 8802 . Audit authority . . General Accounting Office 8805 . Committee on Banking Regulations and Supervisory Practices of the Group of Ten Countries and Switzerland . . FDIC 8806 . Foreign country exposure . . Appropriate federal banking agency 8803 . . Reports and reporting requirements 7630, 8803 . . Transfer risk 8802 . Foreign loan . . Evaluation 8804 . Highly indebted country . . Reserve requirements 8803 . International assets . . Disclosure 7630 International loan . Accounting 7630 . . Fees or charges 2864.06 . . International syndicated loan 7631 . Allocated transfer risk reserve 2864.05 . Definition 2864.04, 7628.25 . Fees or charges 7630 . Insured state nonmember banks 2864.04 International operations SEE ALSO FRB's Regulation K . FRB's Regulation K . . United States banking organization 7612 Internationally active banking organization . Definition 6113 Internet . Definition 6586 Internet banking . Advertising . . Official name 4984.54 . Branches . . Different name 4984.38 Interstate bank . Definition 1502 Interstate banking . Bank holding company . . Acquisition of control 6030.01 . Bank in danger of closing 6030.02 . Branch closure 1501 . Branch establishment, operation, or relocation 1260, 4984.48 . . Deposit production prohibition 3235, 7492 . . Permissible activities 1324 . Concentration limits 6030.01 . Contract branches . . Affiliates 4944 . . Contract branching under section 18(r) of the fdi act 4984.119 . . State restrictions on the establishment of interstate de novo branches by industrial loan companies 4984.121 . CRA 6030.02, 6988.28 . Examination 1175 . Federal savings associations . . Branch establishment, operation, or relocation 8714 . Foreign banks and banking 7628.06, 7631, 8789 . . Branch or agency of a foreign bank 8789 . . CRA 8790 . . Deposit production office prohibition 7628.07 . . Home state 7628.02 . . Merger transactions 4982, 7628.11 . . Subsidiaries 8790 . Interest rate limitation 1516 . Recordkeeping requirement . . Comptroller General study 7494 . Savings associations 8732.01 Interstate branch . Definition 7493 Interstate commerce . Definition 8978, 9176.03, 9266, 9286, 9364 . Securities information processor . . National securities exchange 9197 . Unregistered securities . . Prohibitions 8984 Interstate merger transactions . Approval 1514 . Banks in danger of failing 1516 . Branch establishment, operation, or relocation 1513, 4984.48 . CRA 1515 . Definition 1517 . Phantom merger 1513 . State rights 1513, 1515 Interstate transactions . Acquisition of control . . Emergency 1222 . . Nonemergency 1223 . Bank holding company 6095 . Credit card . . Preemption of state lending restrictions 4751 . Financial assistance . . Emergency 1222.03 . Interest rates limitation and regulation 4649 . . FDIC General Counsel's opinion 5551 Intervenor . Definition 9792 Intraday extension of credit . Definition 7787, 7803 Introducing broker . Customer identification programs 8516.08-E . Definition Introducing broker-commodities . Definition 8486.01 Introductory period . Definition 6586 Invasion of privacy . Privacy Act of 1974 . . Right to privacy 8036.03 Invest . Definition 8181 Investigating official . Definition 2166.21 Investigation . Confidentiality of record . . Freedom of Information Act 8027 . Fair Housing . . Complaints 9660 . . Secretary of Housing and Urban Development 6988.05 . FDI Act, section 10(c) . . Adjudicatory proceedings 2163 . . Confidentiality of record 2164 . . Powers 2163 . . Subpoena 2164 . . Transcript 2164 . . Witnesses 2164 . Foreign financial regulatory authority . . Appropriate federal banking agency 1150 . . FDIC receiver or conservator 1191 . Securities Exchange Act of 1934 . . Securities transactions 9247 Investigative consumer report . Consumer report . . Disclosure requirements 6610.09 . Definition 6602, 7185 Investigative Files of the Office of the Inspector General . FDIC . . System of records 2217 Investing bank holding company . Definition 2262.31, 6120.53 Investing fund . Definition 2262.31 Investment accounts . Corporation account . . Interest on deposits 4631 . Insider transactions . . Exemptions 9231 . Money market mutual funds 4984.44 Investment adviser SEE ALSO Investment or financial advice . Definition 9176.04, 9288, 9300.03, 9338.01, 9364 . Investment Advisers Act of 1940 . . Fraudulent and manipulative practices 9375 . . Registration 9366.01 . . State laws 9373, 9381 . Person associated with . . Definition 9365 . Registered investment company . . Contract 9307 . Registration . . Deposit broker 4658, 4676, 4687 . . Nonpublic information 9374.01 Investment Advisers Act of 1940 . Act 9363 . Cease-and-desist order 9372 . . Authority 9376 . . Violation 9376 . Civil money penalties 9254, 9300.01, 9370 . . Accounting and disgorgement 9371 . Contract 9374.01 . . Validity 9380 . Disclosure requirements . . Information availability and management 9377 . Enforcement . . Securities and Exchange Commission 9373, 9375 . Exemptions 9375 . Fraudulent and manipulative practices 9375 . Investment adviser . . Registration 9366.01 . . State laws 9381 . Registration statement . . Information availability and management 9377 . Securities and Exchange Commission . . Annual report to Congress 9380 . . Hearing 9375 . . Judicial review 9379 . . Order 9378.01 . . Reports and reporting requirements 9374 . . Rules and regulations 9378.01 . Securities transactions . . Prohibitions 9374.02 . Unlawful representations 9375 . Violation . . Jurisdiction of court 9379 . . Penalties 9380 Investment advisory contract . Definition 9374.01 Investment annuity account . Deposit insurance 4984.58 . Insurance coverage . . Irrevocable trust 4445 Investment area . Definition 8873 Investment bank holding companies . Definition 9238.01 . . Person associated with 9238.01 . Securities Exchange Act of 1934 9237 . Supervision 9238 Investment banker . Definition 9288 Investment company SEE ALSO Registered investment company OR Unregistered investment company . Definition 8994.08, 9176.04, 9258.08, 9293, 9364 . FRB's Regulation D . . Federal funds transactions 7586.13 . Insurance coverage . . Bank failure 4552 . . Unit investment trust 4490 . Investment Company Act of 1940 . . Exemptions 9298 . . Functions 9303 . . Registration 9298.04 . . Size 9307 Investment Company Act of 1940 . Act 9283 . Annual report to Congress 9342.01 . Business development company . . Capital structure 9351 . . Closed-end company 9344, 9351 . . Director 9346 . . Functions 9345, 9351 . . Investment policy 9350.01 . . Loans or extensions of credit 9353 . . Transactions with affiliates 9347 . Capital structure . . Registered closed-end company 9314 . . Registered face-amount certificate company 9313 . . Registered open-end company 9315 . Cease-and-desist order . . Accounting and disgorgement 9300.03 . . Collection 9341 . . Hearing 9300.02 . . Judicial review 9300.03 . . Review 9300.03 . . Violation 9300.02, 9340 . Civil money penalties . . Accounting and disgorgement 9300.02 . . Willful violation 9300.01 . Effect on other laws 9344 . Exchange . . Offer 9302 . Exemptions 9298 . Face-amount certificate company 9327 . Falsification of book, record, report, account, or statement 9337 . Freedom of Information Act . . Information availability and management 9342 . Functions 9303 . Investment adviser . . Breach of fiduciary duty 9337 . Investment company . . Exemptions 9298 . . Functions 9303 . . Registration 9298.04 . . Size 9307 . Judicial review 9341 . Jurisdiction of court 9342 . Liability of controlling person . . Compliance 9343, 9354 . Management company . . Loans or extensions of credit 9318 . Registered diversified company . . Functions 9303 . Registered investment company . . Affiliated person 9332 . . Circular ownership 9317 . . Director 9301, 9309 . . Dividends 9317 . . Functions 9303, 9305, 9306 . . Larceny and embezzlement 9338.01 . . Proxy 9317 . . Reorganization 9322 . . Reports and reporting requirements 9332 . . Voting trust 9317 . Registered management company . . Capital structure 9314.01 . Rules and regulations 9338.01 . Securities and Exchange Commission . . Enforcement 9339, 9343 . . Hearing 9339 . Securities transactions . . Affiliated person 9311 . . Underwriter 9311 . . Unregistered investment company 9298.03 . Temporary cease-and-desist order 9300.02 . Willful violation . . Penalties 9343 Investment discretion . Definition 2757, 9180 . Institutional investment manager . . Reports and reporting requirements Investment fund . Definition 2262.31, 6120.53 Investment grade . Definition 2847, 1350, 7613 Investment or financial advice . Bank holding company . . Scope . Examination report . . Disclosure of information 9378 . Insured state nonmember banks . . Securities transactions 4139, 4217, 4232, 4274, 4343, 4385, 4651 . Misrepresentation of guarantees 9337 . Nonbanking activities closely related to banking . . Edge Corporation 7619 . Securities subsidiaries . . Insured state nonmember banks 4338 . . Waiver 4226 Investment policy . Investment Company Act of 1940 . . Business development company 9350.01 Investment securities . Definition 8484.01, 9293 . Risk management . . FDIC Statement of Policy 5437 Investment services . Trust funds . . Collective investment fund 4138 Investment supervisory services . Definition 9364 Investments SEE ALSO Equity investments OR Permissible investments OR Portfolio investment OR Registered investment company . Affiliates . . Capital notes 4112 . Bank holding company . . Edge Corporation . . Foreign activities 7623 . Bank service company 8181 . Definition 3124.03, 7613 . Delegated authority . . Federal Reserve banks 6195 . . FRB Division of Banking Supervision and Regulation Director 6188 . Export trading companies . . Eligible investors 7628.23 . Federal savings associations . . Office of Thrift Supervision, Director 8701 . Foreign activities 7623 . FRB's Regulation K . . Debt for equity conversion 7622 . . Divestiture 7622 . . Eligible investors 7623 . . Foreign branches 7614 . . Limitations 7621 . . Private sector companies 7622 . . Public sector companies 7622 . . United States affiliates of a bank holding company 6186 . . United States banking organization 7614, 7632 . Guarantee the obligations of third parties . . Securities transactions 4126, 4128, 4143, 4153 . . Substantial interest 4126, 4128, 4143 . . Trust account 4126, 4128, 4143 . Insurance coverage . . Custodial account 4355 . . Public unit account 4355 . Insured state banks . . Tax certificates 4693 . Savings associations . . Permissible investments 1349 . . Supervision 8698 . United States banking organization . . Divestiture 7623 . . Eligible investors 7623 . . Limitations 7623 Investor . Definition 7287, 7613 Investors' interest EAD . Definition 2262.31, 6120.53 Involuntary termination of insurance SEE ALSO FDI Act, section 8(a) OR FDI Act, section 8(p) . Unsafe or unsound practices or conditions 1131 . Violations 1131 Irrevocable trust account . Insurance coverage . . Charities 4577 . . Investment annuity account 4445 . . Prepayment 4482 . Trust interest 4280, 4289, 4406.01 Issuer . Definition 8978, 9176.02, 9194.03, 9213, 9288, 9289, 9413, 9440.06 . Insider transactions . . Profits 9231 . Registered securities . . Audit 9194.02 . Securities transactions . . Tender offer 9413 Issuer capitalization . Definition 9438.04 Issuer tender offer . Definition 9413 . Securities transactions 9413 . . Disclosure requirements 9414 . . Dissemination 9415 . . Schedule 13E-4 (SEC) 9425 Issues in controversy . Definition 8890.14 Issuing institution . Definition 8516.08, 8516.08-N Item . Definition 9432.16 |
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