The Health Coverage Tax Credit (HCTC) Program
Welcome to the home page for the HCTC. This page provides links to information for those interested in receiving the Monthly or Yearly HCTC, for monthly participants, and for our partners who help administer the HCTC.
HCTC Latest News and Background
On this page, you will find important updates and an overview of the HCTC Program.
HCTC Information for Those Interested in Receiving the HCTC
On this page, you can find information about receiving the Monthly HCTC. The HCTC helps make health insurance more affordable for eligible individuals and their families by paying 72.5% of qualified health insurance premiums. You can also click on the links below to help you determine if the monthly or yearly option is right for you and learn more about:
-
How to register for the Monthly HCTC
-
How your qualified family members can continue to receive the HCTC after your enrollment in Medicare, death, or divorce
-
How to claim the Yearly HCTC on your federal income tax return
HCTC Information for Monthly Participants
If you are a monthly HCTC participant, you can find information about managing your monthly HCTC account including:
-
Make a payment to the HCTC Program, including electronic payments
HCTC Information for Yearly Filers
On this page, you can find information about the Yearly HCTC. With the yearly option, you pay your health plan premiums in full and then claim the HCTC on your federal income tax return. The credit will be applied to your taxes due or, if it is more than the taxes you owe, it will be issued as a refund.
HCTC Information for our Partners
The HCTC Program partners with companies, unions, the Department of Labor, state workforce agencies, Pension Benefit Guaranty Corporation (PBGC), and tax professionals to administer the HCTC.
HCTC Information for Tax Professionals
Tax Professionals can find information on how they can help yearly filers claim the HCTC on their federal income tax return.
HCTC Information for Health Plan Administrators and State Departments of Insurance
Health Plan Administrators and State Departments of Insurance are key contributors to the success of the HCTC by providing health coverage to eligible individuals. Use this information to learn how to get involved in the HCTC Program.
HCTC Online Tutorial
The HCTC online tutorial is designed for both individuals and partners. Take the tutorial now to learn more about the HCTC, including how the HCTC works, who is eligible, how to enroll in the monthly HCTC program, and how to claim the Yearly HCTC.
HCTC Quick References
You can find HCTC-related information including contact information, a glossary of common terms, frequently asked questions, popular forms, documents, and links.
For more information about the HCTC, please contact us.
