Advances in technology and the ease with which individuals can
share financial and other personal information has heightened the risk
of identity theft and the need to safeguard this information. In recent
years, Congress has approved legislation to strengthen consumer
protection laws with regard to how personal and financial information
is shared and used. However, consumers should also take steps to
protect themselves against identity theft. The Federal Trade Commission
is an excellent resource for consumers who want to learn more about how
to safeguard their personal information. Congress is also working on
legislation to strengthen identity theft laws.
I also encourage Kansans to take advantage of a recent law that
allows individuals to obtain a free copy of their credit report from
each of the credit reporting agencies once a year. Reviewing your
credit report is another important means of safeguarding your personal
information. Free reports from each agency are available through a
single source:
http://www.annualcreditreport.com or
call 1-877-322-8228. Consumers should be aware that many imposter
websites have sprung up claiming to offer free credit reports. The
above website is the only website authorized to issue the free credit
report you are entitled to under federal law.