16 CFR Parts 610 & 698
Fair and Accurate Credit Transactions Act of 2003 , Free Annual File Disclosures:
Proposed Rule and Request for Comment
- AARP (Certner, David) (4/26/2004) # EREG-000681
- ACA International (4/26/2004) # 000043
- ACA International c/o Stein, Mitchell & Mezines LLP (Beato, Andrew ) (4/16/2004) # EREG-000648
- AEGON Direct Marketing Services, Inc. (Lipps, David) (4/20/2004) # 000027
- Air Force Family Support Center (Geoffrey , John) (4/6/2004) # EREG-000052
- Allen , Eleanor (4/21/2004) # 000057
- America's Community Bankers (Drozdowski, Robert) (4/20/2004) # 000029
- Andrews , Tom (3/23/2004) # EREG-000013
- Arena , Beatrice (4/21/2004) # 000054
- Attorney Alternatives (Uhlig , David) (3/24/2004) # EREG-000018
- Baker II , James (3/29/2004) # EREG-000027
- Banbury, Allen (4/21/2004) # 000108
- Banko, Joseph (4/13/2004) # EREG-000075
- Beck-Azar, Barbara (4/21/2004) # 000077
- Bianco , Marjorie (4/7/2004) # EREG-000065
- Bisi , Robin (4/21/2004) # 000072
- Blasnik, Michael (4/21/2004) # 000065
- Boeing Employees' Credit Union (Stevenson , Ronda) (4/7/2004) # EREG-000063
- Boesl, Fred (4/21/2004) # 000088
- Borland, Matthew (4/15/2004) # EREG-000451
- Bouvier , Annette (3/30/2004) # EREG-000029
- Bowdon, Mahlona (3/22/2004) # EREG-000012
- BPS (Moore, Robert) (4/14/2004) # EREG-000245
- Brundage, Carlin (3/29/2004) # EREG-000026
- Buck , Arne (4/21/2004) # 000055
- Butler, A (4/15/2004) # EREG-000393
- Byk, Anthony (4/21/2004) # 000089
- Cahillane, James (4/21/2004) # 000063
- Callaway, Gabrian (4/7/2004) # EREG-000062
- Carney, Robert (4/21/2004) # 000047
- Carter, Barb (4/21/2004) # 000076
- Castiglioni, Steven (4/21/2004) # 000104
- CATCH (Downes , Mary) (3/24/2004) # EREG-000017
- Cendant (Hunter-Turner, Kimberly) (4/20/2004) # 000033
- Charleston Air Force Base (Fioretta , Valerie ) (4/6/2004) # EREG-000050
- Chartered Marketing Services (Tylin, Randy) (4/28/2004) # 000135
- Chisholm , Alexis (4/6/2004) # EREG-000051
- ChoicePoint Inc. (4/21/2004) # 000039
- ChoicePoint Inc. (Davis, David ) (4/16/2004) # EREG-000653
- Citizen, concerned (4/13/2004) # EREG-000073
- Coalition to Implement the FACT Act (4/26/2004) # EREG-000688
- Colao, Anthony (4/21/2004) # 000109
- Computer Sciences Corporation Credit Services (Denny, Bob) (4/21/2004) # 000037
- Consumer Credit Counselor of Los Angeles (Stutts, Kathleen) (4/20/2004) # 000020
- Consumer Data Industry Association (Pratt, Stuart K. ) (4/19/2004) # 000018
- Consumer Data Industry Association (Pratt, Stuart) (4/27/2004) # 000045
- Consumer Data Industry Association (Pratt, Stuart) (4/27/2004) # 000046
- Consumer Data Industry Association, Inc. (Pratt, Stuart) (4/26/2004) # EREG-000704
- Consumer Federation of America (Plunkett, Travis) (4/26/2004) # EREG-000666
- Consumer Federation of America (et al.) (Plunkett, Travis) (4/19/2004) # 000019
- Consumers Union (Hillebrand, Gail) (4/14/2004) # EREG-000318
- Consumers Union (et al.) (Hillebrand, Gail) (4/15/2004) # EREG-000453
- Cook , Elizabeth (3/26/2004) # EREG-000025
- Cooke , Charles (4/21/2004) # 000056
- Corrigan, Rory (4/21/2004) # 000110
- Cosgrove, Theresa (4/15/2004) # 000012
- Craft , Janice (4/21/2004) # 000058
- Craig , George (4/21/2004) # 000078
- Credit Union National Association (Bloch, Jeffery) (4/22/2004) # 000041
- CSC Credit Services, Inc. (Denny, Bob) (4/26/2004) # EREG-000614
- Cuddihy, Donna (4/15/2004) # EREG-000525
- Cutts , Maria (4/21/2004) # 000060
- Deluxe Corporation (Barbella, John) (4/26/2004) # EREG-000654
- DeVore , Thomas (4/7/2004) # EREG-000064
- DeWind, Susan (4/21/2004) # 000105
- Doran, Gerard (4/21/2004) # 000097
- Earle, Michael (4/21/2004) # 000084
- Eckels , Jo Ann (4/21/2004) # 000059
- Electronic Privacy Information Center (Hoofnagle, Chris) (4/26/2004) # EREG-000594
- Elliott, Christina (4/7/2004) # EREG-000058
- Epstein, Steven (4/26/2004) # EREG-000549
- Equifax (Chapman, Thomas) (4/26/2004) # 000129
- Equifax (Chapman, Thomas) (4/26/2004) # 000130
- Equifax (Chapman, Thomas) (4/26/2004) # 000131
- Equifax (Chapman, Thomas) (4/26/2004) # 000132
- Equifax (Chapman, Thomas) (4/26/2004) # 000133
- Equifax Information Services LLC (Mast, Kent) (4/26/2004) # EREG-000643
- Equifax Information Services LLC (Mast, Kent) (4/26/2004) # EREG-000655
- Equifax Information Services LLC (Mast, Kent) (4/20/2004) # 000028
- Erb, Jay (4/21/2004) # 000090
- Evans , Ken (3/23/2004) # EREG-000014
- Evergreen Credit Reporting, Inc. (Burnett, Charles) (4/20/2004) # 000031
- Experian Information Solutions (Callero, Christopher) (4/22/2004) # 000040
- Experian Information Solutions, Inc. (Engel, Jason) (4/26/2004) # EREG-000710
- Fair, Isaac and Company, Inc. (Hoge, Steven ) (4/12/2004) # 000011
- Family Support Center (Few, Thelma ) (4/6/2004) # EREG-000055
- Fettuccini , Alfredo (4/5/2004) # EREG-000047
- Field, Warren (4/14/2004) # EREG-000194
- Fort Hood Consumer Affairs Office (Squires , Melody) (3/22/2004) # EREG-000011
- Foster , Nathan (3/30/2004) # EREG-000030
- Foster, Barbara (4/21/2004) # 000050
- Francis, Orlin (3/25/2004) # EREG-000022
- Fraze, L.A. (4/13/2004) # EREG-000072
- Freeman, Rich (4/13/2004) # EREG-000074
- Gelb, Randy (4/14/2004) # EREG-000147
- Genemaras, S. (4/21/2004) # 000095
- Gimbert , Alaina (4/21/2004) # 000126
- Greaser , Kay Page (4/21/2004) # 000074
- Griffin, Jamille (4/6/2004) # 000003
- grotheer, james (4/3/2004) # EREG-000043
- Handly, Neal (4/21/2004) # 000125
- Hansknecht , John (4/21/2004) # 000113
- Hardy, Linda (4/14/2004) # EREG-000123
- Hatcher , John (4/21/2004) # 000083
- Heirich , Max (4/21/2004) # 000085
- Higgins , Michael (4/21/2004) # 000124
- Hillenbrand, Elizabeth (4/20/2004) # 000023
- Hoffman, Barbara (4/14/2004) # EREG-000307
- Hopper , Jerri (4/8/2004) # EREG-000067
- Houff, Amanda (4/13/2004) # EREG-000098
- Hussain , Muhammed (4/6/2004) # EREG-000053
- Ievins , Lydia (4/21/2004) # 000071
- Igunbor , O (3/31/2004) # EREG-000031
- Intersections Inc. (4/20/2004) # 000034
- Jackson , Catherine (4/21/2004) # 000111
- Jansen, Linda (4/19/2004) # EREG-000018a
- Jansen, Linda (4/20/2004) # 000021
- Johnson, Cathy (4/7/2004) # EREG-000057
- Jones, John (4/6/2004) # EREG-000048
- Kelley, Michael (3/22/2004) # EREG-000006
- Kelly, Gladys (3/30/2004) # EREG-000028
- Kelly, Margaret B (4/14/2004) # EREG-000264
- Kelly, Sue (4/21/2004) # 000121
- Khan, Jeanne (4/21/2004) # 000115
- Kilpatrick, Lisa (4/21/2004) # 000107
- Kincaid, Barbara (4/15/2004) # 000014
- Kochman, Lee (4/13/2004) # EREG-000076
- Kolbe, Liesl (4/21/2004) # 000120
- Koschmeder , Teresa (4/21/2004) # 000096
- Koss, Natalie (3/31/2004) # EREG-000033
- Lambert, Kevin (4/21/2004) # 000102
- Lampron, Cassandra (4/7/2004) # EREG-000060
- Landlord (Jacobsen , Molly) (4/4/2004) # EREG-000044
- Langaigne, Bella (4/12/2004) # 000010
- Langaigne, Lisa (4/12/2004) # 000009
- Larson, Robert (4/21/2004) # 000073
- Layton-Leal, Virginia (4/21/2004) # 000051
- Liburdi , Shawn (3/22/2004) # EREG-000003
- Lipko, Joseph (4/9/2004) # 000007
- Lomas, Phil (4/21/2004) # 000117
- Lopez, Sylvia (4/1/2004) # EREG-000037
- Lubasch, Barbara (4/8/2004) # 000006
- Lucas, Thomas (4/2/2004) # EREG-000039
- Lydick, Robyn (4/21/2004) # 000119
- Macsalka, Mary Lynn (4/21/2004) # 000128
- Mallory , Joyce (4/21/2004) # 000053
- Mann , Larisa (4/21/2004) # 000075
- Mansfield Housing Authority (Forcier , Cathy) (4/7/2004) # EREG-000061
- Martines, M (3/24/2004) # EREG-000016
- Mateo, Rita (4/17/2004) # EREG-000773
- Matsas , Donaald (4/21/2004) # 000062
- Maurer , Carol (4/21/2004) # 000086
- Mazzurco, Linda (4/15/2004) # EREG-000421
- McCauley, Patricia (4/21/2004) # 000106
- McElwain , Paul (4/21/2004) # 000127
- McKenna, John (4/21/2004) # 000092
- melielo , marianne (4/3/2004) # EREG-000040
- Melville, Kayla (4/21/2004) # 000100
- Melville, Kayla (4/21/2004) # 000101
- MIB, Inc (Corbett, James) (4/20/2004) # 000032
- Milakovic, Joseph (3/25/2004) # EREG-000023
- Miner, Ruth (4/21/2004) # 000094
- Mortgage Bankers Association (Sullivan, Mary Jo) (4/26/2004) # EREG-000668
- N/A, N/A (3/22/2004) # 000001
- National Association of Mortgage Brokers (Pickel III, A.W.) (4/26/2004) # EREG-000721
- National Association of Realtors (Ventrone, Joseph) (4/22/2004) # 000042
- National Consumers League (Grant, Susan) (4/26/2004) # EREG-000588
- Naturale, Frances (4/21/2004) # 000103
- Nelson, Mary (4/14/2004) # EREG-000258
- New York State Senate (Kruger, Carl) (4/2/2004) # 000002
- Ninh, Dat (4/13/2004) # EREG-000078
- Noble, Thomas (4/3/2004) # EREG-000041
- Obara , Paige (3/31/2004) # EREG-000035
- Oil Capital Community Credit Union (Warne, Dana) (3/19/2004) # EREG-000001
- Oliver, Susan (4/1/2004) # EREG-000038
- Otin, Jean-Paul (4/21/2004) # 000068
- Page, Cora (3/22/2004) # EREG-000009
- Paquin, George (4/21/2004) # 000049
- Parker, Karen (4/21/2004) # 000036
- Perrello , Christopher (4/4/2004) # EREG-000045
- Petrashek, Dave (4/21/2004) # 000091
- Piehl, Eric (4/21/2004) # 000087
- Pinchet, Larry (4/14/2004) # EREG-000217
- Piper, Roberta (4/13/2004) # EREG-000071
- Pippidis , Maria (4/8/2004) # EREG-000049
- Poff , Karen (4/7/2004) # EREG-000059
- Privacy Rights Clearinghouse (Givens, Beth) (4/19/2004) # 000017
- Privacy Rights Clearinghouse (Givens, Beth) (4/26/2004) # EREG-000702
- prof.guiding services (ersamuk, adil) (4/14/2004) # EREG-000157
- Proverb , Marie (4/21/2004) # 000064
- Ragard, Paul (3/26/2004) # EREG-000024
- Ramsay, Annette (4/12/2004) # 000008
- Reber , Patricia (4/21/2004) # 000122
- Redoutey, Colleen (4/21/2004) # 000098
- ReferencePro.net, Inc. (Caddell, Craig) (4/15/2004) # EREG-000431
- Reinholz, Jacquele (4/15/2004) # 000013
- Reno/Sparks Association of Realtors (Williams, Cheie ) (3/31/2004) # EREG-000032
- Roberts , Johnna (4/21/2004) # 000080
- Rocco, Peter (4/21/2004) # 000099
- Rogers , Christine (3/25/2004) # EREG-000020
- Romanowska, Janina (4/19/2004) # EREG-000025a
- Rouse , Frances (4/21/2004) # 000081
- Roy, Nancy Ellen (4/14/2004) # EREG-000164
- San Antonio Police Department (Witherell, Mark) (4/15/2004) # EREG-000392
- San Antonio Police Department Forgery Unit (Landgraf, Martin) (4/15/2004) # EREG-000388
- sashaw , barb (4/1/2004) # EREG-000036
- Schneider , Patricia (4/21/2004) # 000112
- Schubring, Steve (4/13/2004) # EREG-000069
- Schwartz & Ballen LLP (Schwartz, Gilbert) (4/26/2004) # 000044
- Schwartz & Ballen LLP (Schwartz , Gilbert ) (4/15/2004) # EREG-000405
- Scott, Elwin (3/31/2004) # EREG-000034
- Seibald , V (4/21/2004) # 000061
- Sharpe , Becky (4/21/2004) # 000048
- Sikorovsky, Charron (3/22/2004) # EREG-000010
- Smith, Kathy (4/13/2004) # EREG-000079
- Smith, Kevin (4/14/2004) # EREG-000177
- Smith, Roger (4/21/2004) # 000114
- Smith, Sheri (4/21/2004) # 000123
- Sodano, Susan (4/5/2004) # EREG-000046
- Soenneker , Richard (4/21/2004) # 000067
- Sohl , Daniel (4/21/2004) # 000066
- Solivais , Chandra (3/25/2004) # EREG-000021
- St James , james (3/25/2004) # EREG-000007a
- Stark , Barb (3/22/2004) # EREG-000008
- Stevens , Daphne (4/21/2004) # 000070
- Stroud, Bonnie (3/22/2004) # EREG-000004
- Sunshine , Helen (4/8/2004) # EREG-000066
- Test, Test (3/9/2004) # EREG-000003a
- thomas, JacK (3/21/2004) # EREG-000002
- Thomas, MAtthew (4/6/2004) # EREG-000056
- Tornheim , Susan (4/21/2004) # 000069
- TransUnion (Blenke, John) (4/20/2004) # 000035
- TransUnion LLC (Blenke, John) (4/26/2004) # EREG-000671
- Treanor-Brown, Karen (4/21/2004) # 000118
- Treubert, C. (4/14/2004) # EREG-000313
- Triantafillou, George (4/21/2004) # 000052
- Turner, Jason (3/25/2004) # EREG-000019
- Turner, Nancy (4/14/2004) # EREG-000348
- Tyler , Mary (4/21/2004) # 000082
- U S Air Force (Snyder , Tom ) (4/6/2004) # EREG-000054
- U.S. House of Representatives - Committee on Financial Services (Oxely, Michael, et. al.) (5/1/2004) # 000136
- U.S. Public Interest Research Group (Mierzwinski, Edmund) (4/26/2004) # EREG-000604
- U.S. Public Interest Research Group (Mierzwinski, Edward, and the 2157 others) (4/21/2004) # 000038
- U.S. Senate (Bennet, Senator Robert , et. al.) (5/6/2004) # 000137
- U.S. Senate (Schumer, Charles) (4/20/2004) # 000022
- US House of Representatives Committee on Financial Services (Frank, Barney, et. al.) (4/26/2004) # 000134
- Van Dame, Lesly (4/15/2004) # EREG-000400
- Van Hecke, Jeff (3/22/2004) # EREG-000005
- Walker, Gladys (4/7/2004) # 000004
- Wells, Jennifer (4/13/2004) # EREG-000077
- Whittler , Stephanie (4/21/2004) # 000079
- Williamson , Christopher (3/24/2004) # EREG-000015
- Wilson, Donna (4/15/2004) # 000015
- Wolf, Christian (4/3/2004) # EREG-000042
- Wright , Mary (3/22/2004) # EREG-000007
- Yaksick , Katherine (4/21/2004) # 000116
- Young , Michael (4/11/2004) # EREG-000068
- Young, Jane (4/21/2004) # 000093
- Zuccaro, Joseph (4/13/2004) # EREG-000070