Comments:

     To the FTC, RE FACTA Free File Disclosures Proposed Rule, Matter No. R411005

     Faster free reports, with a privacy guarantee

     To the FTC:

     Identity thft is a growing concern with many Americans. I thank Congress and FTC for working to protect

     consumers. I am however, concerned with some details in regard to the new rule changes in annual credit

     reporting to consumers. 

     The rule should make clear that information is only collected to verify identity. Many consumers, including me,

     don't think it is fair to give up personal information to take advantage of an important new federal right to a free

     credit report.

     Sincerely,