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Safe and sound banking practices SEE ALSO Conditions endangering safety or soundness OR Unsafe or unsound practices or conditions . Administrative enforcement 2166.16, 2166.19 . Compliance plans 2166.17 . Credit union . . Advertising 4984.53 . . Deposit insurance 4984.53 . FDIC Improvement Act of 1991 . . Supervisory reform 8549 . Guarantee the obligations of third parties . . Standby letter of credit 4127, 4166 . Savings associations . . Supervision 8697 . Standards 1455, 3165 Safe deposit business . Bank holding company . . Exemption from ownership or control prohibition 6033 . . Nonbanking activities 6104 Safe harbor . Annual disclosure statement . . Disclosure of information 2908 . Bank holding company . . Tying arrangements 6091 . Securities litigation . . Forward-looking statement 8994.06, 9258.06 SAIF member state banks . Conversion transactions . . Capital adequacy 4755 Salary SEE Compensation Salary offset . Corporate debt collection 2238.06 . . Hearing 2238.08 . Definition 2238.03 Sale . Definition 8977, 9176.03, 9288 Sale leaseback transaction . Insider transactions . . FRB's Regulation O 4247 . . Loans or extensions of credit 4247 . Powers inconsistent with FDI Act . . Guarantee the obligations of third parties 4247 Sale of federal funds . Definition 9388 Sale or rental of housing . Fair Housing . . Discriminatory practices 6988.01 . FDIC receiver or conservator . . Affordable housing program 1475 . . Contract 1188.12-A . Housing assistance programs . . Marketing 9715 Sales load . Definition 9288 Same family . Definition 8516.12, 8516.14-A Sanction . Definition 8023 Sasser banks SEE ALSO Conversion transactions SEE Conversion transactions . Financing Corporation . . Assessments 5529 Savings and loan associations . Definition 8307, 9290 . Full faith and credit . . Deposit insurance 4422 . Grandfather provisions . . Interlocking director 4056, 4062 . Insurance coverage . . Certificate of deposit 4522 . . Nonprofit organization 4409 . Notice of proposed transaction . . Merger transactions 4306 Savings and loan holding company SEE ALSO Diversified savings and loan holding company OR Foreign savings and loan holding company . Acquisition of control 8727, 8730, 8740.06 . . Commercial firms 8730 . . Consolidation 8740.06 . . Insurance affiliates 8733 . . Interstate banking 8732.01 . . Merger transactions 8740.06 . . Savings bank subsidiaries 4732 . Bank holding company . . Savings associations 8730 . Cease-and-desist order 8734, 8740.04 . . Service corporations 1135 . Compliance 8733 . . Administrative proceedings 8733 . . Civil money penalties 8735 . . Penalties 8734, 8740.05 . Definition 1072, 2611, 3080, 8673.12, 8726, 8727 . Dividends . . Savings associations 8733, 8740.04 . Foreign savings and loan holding company 8730 . Interlocking director . . Dual service 8593 . Mutual holding company 8740.02 . . Acquisition 8740.03 . Office of Thrift Supervision, Director . . Administrative enforcement 8733 . . Examination 8727 . . Registration 8727 . . Supervision 8726 . Permissible activities 8728, 8740.03 . Prohibited activities 8728, 8734, 8740.04, 8740.08 . . Exceptions 8729 . Reporting requirements 8740.05 . Transactions with affiliates 8740.07 . Tying arrangements 8740.02 . Undercapitalized savings association . . Stock issuance 8740.04 Savings Association Insurance Fund (SAIF) . Assessment rates 1115, 2294 . . Authority 1130.05 . . Offsets 1130.04 . . Reserve ratios 1114, 1130.04 . Closed insured depository institutions 1130.04 . Conversion transactions . . Application 2068.01 . . Bank Insurance Fund (BIF) 4418 . . Entrance or exit fees 4484 . . Merger transactions 4444 . . Oakar bank 4586 . Definition . Deposit insurance . . Borrowing authority . . Establishment 1185 . . Full faith and credit 4422 . . Source of funds 1185 . Equity investments . . Conversion transactions 4565 . . Excess over federal savings associations 4565 . FDIC . . Federal Financing Bank 1233 . . Reports and reporting requirements 1247 . Investment of corporate money . . Government obligations 1219 . Loans from Treasury 1233 . Net worth . . Audit 1240, 1248 . Newly insured institutions 1130.03 . . Membership 1130.04 . Recapitalization 1115 Savings Association Insurance Fund (SAIF) member . Assessment rates 2294 . Conversion transactions . . De novo depository institution 4430 . . Insured depository institutions . . Newly organized depository institutions 4430 . Definition 1130.04, 2293, 5532 . Financial assistance . . Economically depressed region 3077 . Insurance coverage . . De novo savings associations 4434 . Insured deposit transfer . . Entrance or exit fees . . Retained deposit base . Newly insured institutions 1130.03 Savings Association Insurance Fund (SAIF) reserve ratio SEE ALSO Reserve ratios . Conversion transactions . . Audited financial statements . . Entrance or exit fees . Definition 1130.04 . Insured deposit transfer . . Entrance or exit fees Savings associations SEE ALSO Enforcement agency for savings associations OR Federal savings associations OR Qualified savings associations OR Savings and loan associations OR State savings associations OR Undercapitalized savings association . Activities 2068 . . Capital standards 1349 . . Permissible activities 8728, 8740.03 . . Prohibitions 8728, 8734, 8740.04 . . Significant risk 1349 . . Subsidiaries 1267 . Administrative enforcement 8733 . . FDIC 1267 . . Office of Thrift Supervision, Director 1267, 8740.08 . Advertising 8740.08 . . Insured depository institutions 4406.01 . . Official sign 4569 . Application procedure . . Activities 2068 . Assessment . . Collection 1130.05 . . Office of Thrift Supervision 1130.05 . Bank holding company . . Acquisition 6043, 8731 . . Exemption from ownership or control prohibition 6043 . Branches . . District depository institutions 8710 . Capital adequacy . . Exceptions 1442 . . Minimum requirements 2262.12, 8714.01 . Civil money penalties 8735, 8740.04 . . Affiliates 8725 . Conversion transactions 1095, 4567, 8737 . . Assessment 8738 . . Deposit insurance fund protection 1095 . . Entrance or exit fees 8738 . . Federal savings associations 8708 . . Merger transactions 1095, 4477 . . Regulatory authority 4742 . . State savings banks 8736 . Cooperative bank 8736 . Definition 1065, 2244, 5530, 6026, 6086, 8695, 8707, 8726, 8982, 9238.01 . Divestiture . . Noninvestment grade securities 1350, 1352 . Dividends 8733, 8740.04 . Emergency . . Acquisition of control . . Merger transactions . Examination 8727 . Examiners 8740.08 . FDIC receiver or conservator . . Appointment . Fees or charges . . Affiliates 8724 . . Examination 8724 . Insolvent savings associations . . Acquisition 6043 . Insurance coverage 1087 . . Conversion transactions 1087 . Interlocking director . . Dual service 8594 . Investments 1349 . Loans or extensions of credit . . Insider transactions 8740.08 . . Limitations 8720 . Merger transactions 8740.06 . . Office of Thrift Supervision 1258 . Money laundering . . Penalties 8722 . Mutual holding company 8740.02 . Noninsured institutions . . Disclosure of information 1352 . Office of Thrift Supervision, Director . . Condition report 8720 . . District depository institutions 8724 . . Federally-related mortgage loans 8699 . . Registered securities 8699 . Official sign 1257, 4541 . . Eagle logo 4414 . . Mandatory use . Pledge of assets . . Security interest 4419 . Public depository . . Insured depository institutions 8710 . Qualified note . . Noninvestment grade securities 1350 . Qualified thrift lender 8737 . . Exceptions 8738 . . Goodwill 8740 . . Qualified thrift investments 8739 . Reporting requirements 8740.05 . Restructured debt . . Debt securities 4429 . . Noninvestment grade securities 4483 . Savings banks 8736 . Security devices and procedures . . Bank Protection Act of 1968 8074 . State usury laws . . Preemption of state lending restrictions 8699 . Supervision 8726 . . Accounting 8697, 8698 . . Disclosure 8697 . . Examination 8697 . . Gambling, betting, lotteries 8698 . . Investments 8698 . . Minimum standards 8698 . . Rules and regulations 8697 . . Safe and sound banking practices 8697 . Termination of insurance . . Adjudicatory proceedings 2156 . . Housing lender 1134 . . Temporary suspension 1132 . Transactions with affiliates 8740.07 Savings bank holding company . Definition 6027 Savings bank subsidiaries . Savings and loan holding company . . Acquisition of control 4732 Savings banks SEE ALSO Federal savings banks OR Insured federal savings banks OR Mutual savings banks OR State savings banks . Bank service company . . Subsidiaries 4553 . Conversion transactions . . Regulatory authority 4742 . Definition 1067 . Insurance coverage . . Conversion transactions 4562 . . Merger transactions 4502 . Insurance underwriting 3121, 3124, 3140 . Insured state nonmember banks . . Business classification 2405 . Qualified thrift lender 8736 . Reorganization . . Insurance fund membership 4951 Savings deposits SEE ALSO Deposit accounts . Advertising 4984.46, 7434, 7477 . Definition 7576 . Demand deposits . . Automatic transfers 1263 . . Interest rates limitation and regulation 1262 . Disclosure requirements 7432, 7478 . Interest on deposits 7432, 7479 . . Calculations 7481 SBIC exemption . Bank holding company . . Nonbank shares Scenario analysis . Definition 2262.35, 6120.58 Schedule 13E-3 (SEC) . Securities transactions . . Rule 13e-3 (SEC) transaction 9418 . . Securities Exchange Act of 1934, section 13(e) statement 9418 Schedule 13E-4 (SEC) . Securities transactions . . Issuer tender offer 9425 . . Securities Exchange Act of 1934, section 13(e)(1) statement 9425 Scheduling conference . Adjudicatory proceedings . . Hearing 2142 . Definition 2142 Seal SEE Corporate seal Search . Definition 2171, 8025, 8590.13, 8590.72 Search and seizure SEE ALSO Seized funds . Monetary instruments transactions 8387 . . Export and import of monetary instruments 8387 Search warrant . Financial record . . Government authority 7092, 7093 SEC . Definition 2262.35, 2706, 6120.58 Secondary fund . Definition 2293 Secondary market . Time deposits . . FRB's Regulation D 7586.19 Secret Service . Right to Financial Privacy Act of 1978 . . Special procedure 7102 Secretary . Definition 8590.31, 8822.28, 8822.35, 9793 Secretary of Commerce . Foreign Investment Study Act of 1974 . . Foreign direct investment 9169 Secretary of Housing and Urban Development . Fair Housing Act . . Administrative enforcement 6988.07 . . Administrative procedure 6988.05 . . Conciliation 6988.06 . . Enforcement 6988.11 . . Evidence 6988.10 . . Rules and regulations 6988.16 . . Subpoena 6988.10 . . Witness fees 6988.10 . Housing and Urban Development Act of 1968 . . Report to Congress 8740.52 . RESPA . . Authority 7084 Secretary of Labor . Garnishment restriction . . Enforcement 6596 Secretary of the Treasury . Domestic currency transactions 8496 . FDIC . . Forms and instructions 1243 . . Reports and reporting requirements 1247 . Financial holding companies 6046 . Financial recordkeeping and reporting of currency and foreign transactions . . Annual report to Congress 1305 . . Reports and reporting requirements 8177 . Foreign Investment Study Act of 1974 . . Portfolio investment 9169 . Government securities . . Rules and regulations 9228.07, 9228.13 . Monetary instruments transactions 8388 Section 13(f) securities . Definition Section 20 subsidiaries SEE Glass-Steagall Act Section 5(d)(3) transactions SEE Merger transactions Section 501(c)(4) organization . Definition 8533 Secured credit transactions . FDIC Statement of Policy . . Repurchase agreements 5265 Securities SEE ALSO Borrowing and lending securities OR Broker or dealer in securities OR Debt securities OR Derivative securities OR Equity security OR Federal securities OR Foreign securities OR Government securities OR Margin security OR Missing, lost, counterfeit, or stolen securities OR Mortgage-backed securities OR Municipal securities OR Noninvestment grade securities OR Redeemable security OR Registered securities OR Unregistered securities OR Voting securities . Definition 2755, 2759, 3119, 3124.06, 6592, 6686, 7512.08, 7512.12, 7788, 7805, 8486.01, 8977, 8980, 9176.02, 9186.03, 9289, 9365, 9438.06 . Insurance coverage . . Rollover funds 4556 . Receivership and liquidation . . Repurchase agreements 4581 . Registered closed-end company . . Distribution 9320 . . Repurchase 9320 Securities Act of 1933 . Act 8977 . Cease-and-desist order 8986.02 . . Civil money penalties 9255 . . Court injunctions 8993 . . Review 8986.04 . Civil money penalties . . Accounting and disgorgement 9255 . . Willful violation 9254, 9300.01 . Exemptions 8994.09 . Jurisdiction of court . . Court proceedings 8994.01 . Liabilities 8990 . Prospectus . . Requirements 8986.04 . Registration statement . . Amendment 8986 . . Effective date 8986 . . Registered investment company 9320 . . Requirements 8985, 8997 . Securities and Exchange Commission . . Powers 8992.01, 8993 . Securities transactions 8977 . . Antifraud rules 8991, 9208 . . Exempted transactions 8984 . . Registration statement 8985 . . State laws 8991 . Temporary cease-and-desist order 8986.04 . Unlawful representations 8994.02 . Violation . . Penalties 8994.02 Securities Acts Amendments of 1975 SEE Securities Exchange Act of 1934 Securities affiliate . Definition 7788 Securities analyst . Definition Securities and Exchange Commission . Affiliated securities association 9225 . Antifraud rules . . Securities transactions 9401 . Appropriate federal banking agency . . Risk analysis coordination 1417 . Appropriations authorization 9272 . . EDGAR 9273 . Broker or dealer in securities . . Large trader 9211 . . Registration 9214 . Cease-and-desist order . . Securities Act of 1933 8986.02 . . Violation 9249 . Civil money penalties . . Collection 9249 . . Insider transactions 9252.01 . . Violation 9255 . Definition 8978 . Delegated authority 9186.04 . . FRB Division of Banking Supervision and Regulation Director 6190 . . Proxy solicitation 9214 . Disclosure requirements . . Confidentiality of record 9258.11 . . Foreign securities authority 9258.11 . Fees or charges . . Cost recovery 9269 . . Proxy solicitation 9215 . Financial holding companies 6046.11 . Financial recordkeeping and reporting of currency and foreign transactions . . Enforcement agency 8510 . Foreign securities authority . . Expenses 9286 . Form TA-2 Form for Reporting Activities of Transfer Agents Registered Pursuant to Section 17A of the Securities Exchange Act of 1934 . . Annual report 9432.16 . . Notice Pursuant to Rule 17f-2 (SEC) 9443 . . Registration 9235 . Functionally regulated subsidiaries . . Regulatory authority 1519 . Government securities broker or dealer . . Revocation of registration 9228.12 . . Sanction 9228.02 . . Suspension of registration 9228.02 . Institutional investment manager . . Reports and reporting requirements 9208 . Investment Advisers Act of 1940 . . Annual report to Congress 9380 . . Enforcement 9375 . . Hearing 9378.01 . . Judicial review 9378.01 . . Order 9378.01 . . Recordkeeping requirement 9378.01 . . Reports and reporting requirements 9374 . Investment Company Act of 1940 . . Enforcement 9339, 9343 . . Hearing 9339 . Lease transactions . . Authority 9185 . Market volatility . . Fraudulent and manipulative practices 9194.01 . Missing, lost, counterfeit, or stolen securities . . Insured nonmember banks 9234 . . Reports and reporting requirements 9440 . Municipal securities dealer . . Sanction 2161 . Municipal securities transactions 9228.02-B, 9228.04 . . Reports and reporting requirements 9228.06 . National clearance and settlement system . . Securities transactions 9238.02 . National securities association . . Registration 9221 . National securities exchange . . Disciplinary action 9188.01 . . Fees or charges 9188.02 . . Registration 9186.03, 9240 . New hybrid products . . Broker or dealer registration 9226 . Order 9258.09 . Registered securities 2415 . . Internal securities standards 9233 . . Missing, lost, counterfeit, or stolen securities 9234.01 . . Suspension of registration 9204 . . Suspension of trading 9204 . Registration . . Clearing agency 9238.02, 9240.05 . . National securities exchange 9221, 9240.05 . Removal or suspension of institution-affiliated party 9248 . Right to Financial Privacy Act of 1978 7091 . . Financial record 9250 . Risk analysis coordination . . Registered broker or dealer 1417 . . Registered government securities broker or dealer 1417 . . Registered municipal securities dealer 1417 . Securities Act of 1933 . . Powers 8992.01, 8993 . Securities Exchange Act of 1934 . . Creation 9185 . . Delegated authority 9186.04 . . Employee appointment 9185 . . Employee compensation 9185 . . Enforcement agency for other clearing agencies 9178 . . Enforcement agency for other municipal securities dealers 9178 . . Enforcement agency for other transfer agents 9178 . . Exemption authority 9275 . . Obligation to maintain registration, disciplinary, and other data 9228.02 . Securities ownership record . . Study 9204 . Self-regulatory organization 9241 . . Proposed rule making 9240.06 . Suspension of trading . . Emergency 9204 Securities certificate . Definition 9438.06 Securities contract . Definition 1188.14-C Securities credit . Consumer credit practices . . Exceptions 7212 . Definition 7212 Securities dealer SEE Broker or dealer in securities Securities Exchange Act of 1934 SEE ALSO Registered securities . Act 9169 . Annual report to Congress 9258.09 . Annual report to shareholders requirement . . Liabilities 9240.04 . Broker or dealer in securities . . Antifraud rules 9194.02, 9208 . Cease-and-desist order . . Accounting and disgorgement 9257 . . Adjudicatory proceedings 2157 . . Hearing 9255 . . Judicial review 9257 . Civil liability . . Falsification of book, record, report, account, or statement 9240.04 . . Insider 9246.01 . Civil money penalties . . Willful violation 9254, 9300.01 . Class actions 9258.16 . Comptroller of the Currency . . Enforcement agency for District banks 9178 . . Enforcement agency for national banks 9178 . Court injunctions . . Prosecution 9250 . Director . . Statement of ownership 9230 . Effect on other laws 9258.15 . Exemptions 8249 . FDIC . . Enforcement agency for insured nonmember banks 9178 . Financial institutions . . Form G-FIN, notification by financial institutions of status as government securities broker or dealer pursuant to section 15C(a)(1)(B)(i) of the Securities Exchange Act of 1934 . Foreign securities exchanges 9258.19 . FRB . . Enforcement agency for bank holding companies 9178 . . Enforcement agency for state member banks 9178 . Government securities broker or dealer . . Appropriate federal banking agency 9178 . . Form G-FIN, notification by financial institutions of status as government securities broker or dealer pursuant to section 15C(a)(1)(B)(i) of the Securities Exchange Act of 1934 8271 . Hearing 9258.09 . Insider transactions . . Exemptions 9203 . Investment bank holding companies 9237 . . Supervision 9238 . Jurisdiction of court . . Violation 9249 . Loans secured by securities . . Margin requirements 9189 . Member of national securities exchange . . Borrowing restrictions 9192 . . Hypothecation restriction 9193 . Penalties 9271 . Registered broker or dealer . . Form G-FIN, notification by financial institutions of status as government securities broker or dealer pursuant to section 15C(a)(1)(B)(i) of the Securities Exchange Act of 1934 8271 . Registered securities . . Reacquired shares 9209 . . Repurchases by issuer 9209 . Rules and regulations 9258.09 . Securities and Exchange Commission . . Authority 9186.04 . . Creation 9185 . . Delegated authority 9186.04 . . Employee appointment and compensation 9186.04 . . Enforcement agency for other clearing agencies 9178 . . Enforcement agency for other municipal securities dealers 9178 . . Enforcement agency for other transfer agents 9178 . Securities transactions . . Antifraud rules 9208, 9215 . . FDIC 9203 . . Fraudulent and manipulative practices 9194.01 . . Investigation 9247 . Statement of ownership . . Penalties 9230 . . Principal shareholder 9230 . Subpoena 9248 . Temporary cease-and-desist order 9256 . Unlawful representations 9258.14 Securities Exchange Act of 1934, section 13(e)(1) statement . Securities transactions . . Schedule 13E-4 (SEC) 9425 Securities Exchange Act of 1934, section 13(f) securities . Institutional investment manager . . Electronic filing . . Form 13F (SEC) 9458 . . Reports and reporting requirements Securities Exchange Act of 1934, section 16 . Securities transactions 9432.03 . Signature . . Guarantees 9440 Securities Exchange Act of 1934, section 16 exemption . Employee benefit plan . . Effective date 4769 . . Short swing profits 4750 . . Stock option plan . Securities transactions . . Arbitrage transaction 9432.15 . . Broker 9432.15 . . Derivative securities 9432.05, 9432.12, 9432.15 . . Distribution 9432.06, 9432.15 . . Dividends 9432.09 . . Gift or compensation 9432.13 . . Inheritance 9432.13 . . Insiders 9432.09 . . Interest 9432.09 . . Merger transactions 9432.13 . . Regulatory authority approval 9432.09 . . Stock dividends 9432.08 . . Stock splits 9432.08 . . Voting trust 9432.13 Securities financing transaction . Definition 7807 Securities industry personnel . Fingerprinting . . Registered transfer agent 9442.01 Securities information center . Missing, lost, counterfeit, or stolen securities . . Registration 9440 Securities information processor . Definition 9176.04 . National securities exchange 9195 . . Interstate commerce 9197 . Qualification 9195 . Records maintenance and retention 9232 Securities intermediary . Definition 9440.05 Securities laws . Definition 8486.02-B-2, 8994.08, 9183 Securities litigation . Class action 8994.02, 9258, 9258.16 . . Safe harbor 8994.06, 9258.06 Securities loans SEE Borrowing and lending securities Securities-related transaction . Definition 9440.03 Securities subsidiaries . Insured nonmember banks . . Affiliates 4139, 4217, 4232, 4274, 4343, 4384, 4385 . . Prior notice 4582 . Investment or financial advice . . Bona fide subsidiary 4360 . . Securities transactions 4312, 4338 . . Transactions with affiliates 4312 . . Waiver 4226 Securities transactions SEE ALSO Insider transactions OR Municipal securities transactions OR Registered securities . Affiliates . . Specialist 4268 . Bank holding company 6089 . Cash issuer tender offer . . Dissemination 9415 . Delegated authority . . Federal Reserve banks 6197 . Exempted transactions . . Truth in Lending Act 6886 . FDIC Statement of Policy 5249 . Fraudulent and manipulative practices 9401 . FRB's Regulation X 7841 . Guarantee the obligations of third parties . . Investments 4153 . . Repurchase agreements 4153 . . Trust account 4126, 4128, 4143 . Insurance coverage . . Certificate of deposit 4193, 4230 . Insured nonmember banks . . Affiliates 4139, 4211, 4217, 4232, 4274, 4343, 4385 . . Bank employees 2762 . . Brokerage service 4665, 4684 . . Confirmation requirement 2756, 2758, 2760, 4869, 4908, 4965 . . Discount brokerage service 4151 . . Exceptions 2755 . . Investment or financial advice 4139, 4217, 4232, 4274, 4343, 4385 . . Notification 2758, 4908 . . Policy 2762 . . Records maintenance and retention 2755, 2756, 2758, 4388, 7221 . . Securities subsidiaries 4139, 4217, 4232, 4274, 4343, 4385 . . Subsidiaries 4211, 4318, 4326, 5225 . Investment Advisers Act of 1940 . . Prohibitions 9374.02 . Investment Company Act of 1940 . . Affiliated person 9311 . . Underwriter 9311 . . Unregistered investment company 9298.03 . Issuer tender offer 9413 . . Disclosure requirements 9414 . . Dissemination 9415 . . Schedule 13E-4 (SEC) 9425 . Loans or extensions of credit . . Margin requirements 9189 . Member of national securities exchange . . Trading 9194.04-B . National clearance and settlement system . . Securities and Exchange Commission 9238.02 . . Transfer of book-entry securities 9240.02 . National market system . . Securities information processor 9195 . National securities exchange . . Fees or charges 9269 . . Registration 9200 . OTC margin stock . . Listing requirement 7668 . Record date . . Antifraud rules 9402 . Records maintenance and retention . . Broker or dealer in securities 9232 . . Trust department 4666 . Registered securities . . Tender offer 9415 . Reserves . . Brokered deposits 4889 . Restrictions . . Affiliates 4239 . . Subsidiaries 4239 . . Transactions with affiliates 4312 . Rule 13e-3 (SEC) transaction . . Antifraud rules 9409 . . Disclosure requirements 9410 . . Exceptions 9412 . . Schedule 13E-3 (SEC) 9418 . Securities Act of 1933 8977 . . Antifraud rules 8991, 9208 . . Exempted transactions 8980, 8984 . . Registration statement 8985 . . State laws 8991 . Securities Exchange Act of 1934 . . Antifraud rules 9194.01, 9208 . . Fraudulent and manipulative practices 9194.01 . . Investigation 9247 . . Unregistered exchange 9186.07 . Securities Exchange Act of 1934, section 13(e) statement . . Schedule 13E-3 (SEC) 9418 . Securities Exchange Act of 1934, section 13(e)(1) statement . . Schedule 13E-4 (SEC) 9425 . Securities Exchange Act of 1934, section 16 . . Derivative securities 9432.05 . . Distribution 9432.06 . . Reports and reporting requirements 9432.04 . Securities Exchange Act of 1934, section 16 exemption . . Arbitrage transaction 9432.15 . . Derivative securities 9432.12, 9432.15 . . Distribution 9432.06 . . Dividends 9432.09 . . Gift or compensation 9432.12 . . Inheritance 9432.12 . . Insiders 9432.09 . . Interest 9432.09 . . Merger transactions 9432.13 . . Odd-lot dealer 9432.06 . . Regulatory authority approval 9432.09 . . Small transaction exemption 9432.06 . . Stock dividends 9432.08 . . Stock splits 9432.08 . . Trust funds 9432.07 . Self-regulatory organization . . Rules and regulations 9232 . . Statutory disqualification 9180 . Settlement 2761, 9238.02 . . Appropriate regulatory agency 9240.01 . Signature . . Guarantees 9440 . Tender offer . . Antifraud rules 9430.01 . . Issuer 9413 . . Purchase prohibition 9401 . Transactions with affiliates . . Subsidiaries 4338 . Unregistered securities . . Mail or telephone 8984.01 Securitization . Definition 2262.04, 2262.35, 3087, 6120.02-C, 6120.04, 6120.58 Securitization exposure . Definition 2262.36, 6120.58 Securitization special purpose entity (securitization SPE) . Definition 2262.36, 6120.58 Security-based swap agreement . Definition 8991, 9186.03, 9193, 9194.01, 9194.02, 9226.01, 9230, 9231, 9252.01, 9254 Security deposits . Insurance coverage . . Credit card banks 4977 . . Custodial account 4609 Security devices and procedures SEE ALSO Bank Protection Act of 1968 . Bank Protection Act of 1968 8073 . . Compliance 2263, 4564, 8073 . Bank Secrecy Act 2265 . Customer information 3170, 6120.36 . . Gramm-Leach-Bliley Act 3165, 3169, 6120.35 . . Reports and reporting requirements 3171, 6120.37 . Delegated authority . . Federal Reserve banks 6197 . . FRB Division of Banking Supervision and Regulation Director 6189 . Registered transfer agent 9438.05 . Security officer 2264 Security future . Broker or dealer in securities . . Registration 9221 . Definition 8979, 9185, 9292, 9366 Security futures products . Definition 8979, 9186 . Margin requirements 9190 . Registration 9188.02-A, 9228.02-A . Rules and regulations 9188.02-B, 9228.02-A, 9242 . Trading 9188.02-B Security holders SEE ALSO Lost securityholders . Definition 9413 Security interest . Closed insured depository institutions . . Bridge banks 4423 . . FDIC receiver or conservator 4423, 5377 . . Right of rescission 4836 . Collateral . . Receivership and liquidation 4537, 4726 . Consumer credit contract . . Unfair or deceptive acts or practices 7411, 7412.09 . Definition 6592, 6645, 6686, 6722, 6882, 8671 . Disclosure requirements . . Credit other than open end 6665, 6954.01, 6955 . . Home equity plans 6652 . Federal Home Loan Banks . . Receivership and liquidation 3083 . Food Security Act of 1985 8669 . FRB member banks . . Foreign banks and banking 6110.15 . Open end credit . . Initial disclosure statement 6651, 6902.21 . Pledge of assets 4419 . . Employee benefit plan 4777 . . Nonprofit organizations 4984 . . Savings associations 4419 . Trust account . . Collateral 4532 . Truth in Lending Act . . Right of rescission 6579 Security officer . Insured nonmember banks . . Appointment 2264 . . Reports and reporting requirements 2265 . . Security devices and procedures 2264 Security position listing . Definition 9413, 9438.02 Seized funds SEE ALSO Search and seizure . Insurance coverage . . Custodial account 4525 Seizure SEE Search and seizure Self-directed . Definition 4796 . Retirement plan . . Insurance coverage 4796, 4807 Self-employed retirement plan SEE ALSO Individual retirement account . Insurance coverage 4094, 4406 . . Decedent account 4703 . . Defined contribution plan 4807 . . Self-directed 4796, 4807 . Insured state nonmember banks . . Consent of FDIC 2407 Self-insurance . State-owned property . . Flood insurance requirement 2663 Self-regulatory organization . Definition 6606, 8516.06, 8516.06-C, 9177 . Disciplinary action . . Notice 9242.02 . . Proceedings 9243 . Fingerprinting . . Exemptions 9442.03 . National Market Advisory Board . . National Market Regulatory Board 9198 . National market system . . Study 9196 . Rules and regulations . . Compliance 9244 . . Definition 9178 . . Securities transactions 9232 . Securities and Exchange Commission 9241 . . Proposed rule making 9240.06 . Securities transactions . . Statutory disqualification 9180 . Violation . . Suspension of registration 9244 . . Suspension of trading 9245 Self-test . Definition 7223, 7258 . Discriminatory residential real estate-related lending transaction . . Privileged information Self-testing . Consumer credit practices . . Discriminatory practices 6614, 7222, 7224, 7256, 7257 Sell . Definition 8977, 9176.03 Seller . Definition 7163 Selling agent . Definition 8671 . Insured depository institutions . . Pension plan 4542 Semiannual period . Definition 1116, 2293 Sender . Definition 8485 Senior examiner . Definition 2611 Senior executive officer SEE ALSO Management official . Changes 2064.01 . . Notice of proposed changes 2165 . Compensation . . Undercapitalized institutions 1437, 2068.10 . Definition 1152, 1432, 2065, 6110.24, 8722 . Loans or extensions of credit . . Demand feature 4678 . . Federal Reserve Act, section 22(g) 4687 . . Grandfather provisions 4634, 4687 . . Guarantee the obligations of third parties 4673 . . Home equity plans 4687 . . Related entity 4710 Senior foreign political figure . Definition 8516.13 Senior foreign political figure . Definition 8516.13 Senior securitization exposure . Definition 2262.36, 6120.58 Senior security . Definition 8992.01, 9315 Sensitive customer information . Definition 3172.03, 6120.40 Separate accounts . Definition 8979, 9176.04, 9289 . FRB's Regulation T . . Records maintenance and retention 7660 Separate item . Definition 7010 Separately identifiable department or division . Definition 9366 Service charges . Fair Housing Act . . Administrative enforcement 6988.10 Service company . Definition 8708, 9432.16, 9438.02-A Service corporations . Cease-and-desist order . . Savings and loan holding company 1135 . Definition 3124.07 . State savings associations . . Equity investments 1349, 3124.10 . . Examination 8707 Service of process . FDIC 2180 Service provider . Definition 3170, 6120.35 Servicer . Definition 2664, 6588.08-D, 6588.10, 6994, 7078, 7498 Servicer cash advance facility . Definition 2262.36, 6120.58 Servicing SEE ALSO Loan servicing OR Mortgage servicing rights . Definition 6994, 7078 Servicing activity . Bank holding company . . Data processing . . Exemption from ownership or control prohibition 6033 . . Nonbank shares . . Nonbanking activities 6103 . Insured nonmember banks . . Securities transactions 4388 . Loans or extensions of credit . . Guarantees 4054 Settlement . Definition 6994 . FRB's Regulation CC . . Bank insolvency 7418.22-A, 7418.104 . . Good faith 7418.100 . . Liabilities 7418.22, 7418.102 . . Returning banks 7418.87 . . Same day settlement 7418.98 . Insurance coverage . . Cash item in process of collection 4245 . Securities transactions . . Appropriate regulatory agency 9240.01 . . Insured state nonmember banks 2761 Settlement costs . Finance charges . . Real property transactions 6570.02 . RESPA . . Closing costs 6998, 7073 . . Special Information Booklet 6997, 7073 . . Truth in Lending Act 7083 Settlement offers . Adjudicatory proceedings . . FDIC 2134 Settlement services . Definition 6994, 7072 . Federally-related mortgage loans 7071 . . Affiliated business arrangement 7006 . . Enforcement 7020 . . Exceptions 6996 . . Forms and instructions 7043, 7045 . . Good faith estimate 6998, 7043 . . HUD-1 and HUD-1A Settlement Statement 7000, 7026, 7032 . . Interpretations 6996 . . Kickback 7004, 7079 . . Relation to state laws 7003 . . Rules and regulations 6996 . . Title company 7008, 7081 . . Unearned fees 7004, 7079 . . Violations 7038 . RESPA . . Special Information Booklet 7073 Settlement statement SEE Uniform settlement statement Severance of actions . Adjudicatory proceedings . . Administrative law judge 2136 Sex discrimination SEE Discriminatory practices Shareholder proposal . FDIC . . Approval 4439 Shareholder's rights . Registered securities . . Accelerated registration 4420 Shareholders . Affiliates . . FRB's Regulation O 4607 . Bank failure . . RTC Completion Act 4835 . Change in Bank Control Act of 1978 . . Grandfather provisions 4088 . . Notice of acquisition of control 4088 . . Voting rights 4137 . Definition 2054 . Interest or discount on loans . . Computation of rates 4108 Shareholders lists . Tender offer . . Dissemination 9415 Short call or short put . Definition 7660 Short sale . FRB's Regulation T . . Margin account 7662 . Prohibitions 9194.01 Short-term loans . FRB's Regulation D . . Deposits 7586.20 . . Repurchase agreements 7586.20 Short-term paper . Bank holding company . . Issuance . Definition 9289 Shortage . Definition 7014 Sign SEE Official sign Signature . Definition 7418.56-A . Deposit ownership . . Individual account 4569 . Guarantees . . Securities Exchange Act of 1934 9440 . . Securities transactions 9440 . Insurance coverage . . Joint account 4562, 4598, 4654 . Insured depository institutions . . Records maintenance and retention 1304 Significant risk to the deposit insurance fund . Definition 2857, 3119, 3134 Significantly undercapitalized . Definition 1431, 2252 . Insured depository institutions . . Capital restoration plan 1437 . . Divestiture 1436 . . Receiver or conservator 1435 . . Removal or suspension of institution-affiliated party 1435, 1441, 2166.15 . . Restrictions 1435, 1437 Similarly situated banks . Definition 7417 Simplified employee pension funds . Individual retirement account . . Insurance coverage 4960 Single credit rule . Purpose credit . . FRB's Regulation U 7763 Single interest insurance . Definition 6894 Single-item analysis . Definition 7010 Single ownership account . Insurance coverage 2356 . . Trust account 4563 Sisters . Definition 2359 Site . Definition Small banks . Audit . . Exemptions 1423 . CRA . . Foreign banks and banking 4922 . . Performance tests and standards 2786.07, 2786.20 . . Regulatory relief 6988.29 . Definition 2786.02 . Examination . . Frequency 6988.30 Small business . Definition 2262.06-B, 8050, 8890.01 . FDIC Improvement Act of 1991 . . Supervisory reform 8550 . Foreign banks and banking . . Reports and reporting requirements 2069 . Loan documentation . . FDIC Statement of Policy 5373 . Riegle Community Development and Regulatory Improvement Act of 1994 . . Study 8890.16 Small Business Administration . Regulatory Flexibility Act . . Compliance 8054.02 . . Regulatory flexibility analysis 8051 Small business capital enhancement program . Community development financial institution fund 8890, 8890.02 . . Default 8890.06 . . Insured depository institutions 8890.04 . . Loans or extensions of credit 8890.05 . . Participation agreements 8890.04, 8890.07 . . Premium charges 8890.05, 8890.08 . . Reimbursement 8890.09 . . Reports and reporting requirements 8890.08 . . Reserves 8890.05, 8890.07 . . State participation 8890.03 . . Terminology 8890.01 Small business concern . Definition 8050, 9184 Small business investment company SEE SBIC exemption Small business issuer . Definition 2417 Small business loans . CRA 2786.11 . Definition 2786.02, 9389 . Leverage capital . . Transfer with recourse 2262.06-B, 6120.07 . Pilot program 9396 . . Residential real estate loans 9396 Small business related security . Definition 9184 Small entity . Definition 8050 Small farm . FDIC Improvement Act of 1991 . . Supervisory reform 8550 . Foreign banks and banking . . Reports and reporting requirements 2069 . Loan documentation . . FDIC Statement of Policy 5373 Small farm loans . CRA 2786.11 . Definition 2786.02, 9389 . Gramm-Leach-Bliley Act 8673.10 Small farm loans or extensions of credit . Definition 9389 Small governmental jurisdiction . Definition 8050 Small instituion . Definition 2290 Small one-bank holding company SEE One-bank holding company Small organization . Definition 8050 Social Security number . Taxpayer identification number . . Employer identification number 9595 . . Insurance coverage 4421 Social Security payments . Fiduciary capacity . . Insurance coverage 4771 Soft dollar arrangement . Discount brokerage service . . Insured nonmember banks 4132 Sole proprietorship . Definition 2352 . Insurance coverage . . Single ownership account 2356 Solicitation SEE ALSO Proxy solicitation . Brokered deposits . . Undercapitalized insured depository institution 1359 . Credit card . . Disclosure requirements 6649, 6898.02 . . Effect on state laws 6668 . Definition 6610.41, 6649 . Minority and women outreach program . . Legal services 3089 . . Nonlegal services 3090 . Registered securities . . Broker or dealer in securities 9214, 9214.01 . Uninsured deposits . . Advertising 4712 Source agency . Definition 8031 Source of funds . FSLIC Resolution Fund 1201 . Resolution Trust Corporation 1186 Source of income . Consumer credit practices . . Discriminatory practices 7214, 7215, 7246 Source of strength . Bank holding company . . Subsidiaries 6177 Sovereign and entity . Definition 2262.36, 6120.58 Sovereign expsoure . Definition 2262.36, 6120.58 Spanish language . FRB's Regulation Z . . Disclosure requirements 6970 Special examination . Examiners . . Insured depository institutions 1171 Special flood hazard . Federal Emergency Management Administration 2665, 4913 . Loans secured by improved real estate 2664 . . Escrow requirement 2664 . . Forms 2664.01, 2664.03 . . Insurance requirements 2664.01 . Notice 2664.02, 8655 Special flood hazard area . Definition 2664 Special Information Booklet . Definition 6995 . RESPA 6997, 7073 Special memorandum account . FRB's Regulation T 7664 Special purpose credit . Consumer credit practices . . Exceptions 7214 Special purpose entity . Definition 3087 Special supervisory association . Termination of insurance . . Temporary suspension 1132 Specialist . Affiliates . . Securities transactions 4268 Specific risk . Definition 2262.14, 6120.29 Specified procedures . Definition 5306 Specified unlawful activity . Definition 8303, 8306 Sponsor . Definition 2262.04, 6120.04 Spousal information SEE ALSO Marital status . Consumer credit practices . . Exceptions 7214, 7220 . . Loan ceilings 7220 Standard conditions . Definition 2045 Standard interval of time . Definition 6678.39 Standard maximum deposit insurance amount . Definition 2352 Standby letter of credit SEE ALSO Collateralized letters of credit . Check guarantee . . Credit card 4056 . Definition 2637, 9389 . Guarantee the obligations of third parties . . Exemptions 4085, 4127 . . Obligations 4127 . . Safe and sound banking practices 4127, 4166 . Insurance coverage . . Insured depository institutions 4453 . Insured state nonmember banks 2637 . . Insurance coverage 4200 . Powers inconsistent with FDI Act . . Performance bonds 4219 State . Definition 1065, 2857, 3236, 6567, 6592.06, 6604, 6618, 6624.09, 6626, 6645, 6686, 6987, 6995, 7212, 7362, 7417, 7425, 7430, 7628.06, 8021, 8486, 8671, 8673.10, 8673.16, 8695, 8785, 8822.27, 8873, 8890.03, 8992.01, 9176.03, 9289, 9365, 9528, 9536, 9655, 9704, 9792 State agency . Definition 7628.05, 8785 State appraiser certifying and licensing agency . Definition . Financial Institutions Reform, Recovery, and Enforcement Act of 1989 (FIRREA) . . Appraisers 8590 . . Establishment 8590.03 . . Fees or charges 8590.01 . . Monitoring 8590.03 . Waiver . . Appraisal Subcommittee (FFIEC) 8590.22 State appraiser regulatory agency . Definition 8590.72 State bank supervisor SEE ALSO State supervisory authority . Definition 1071, 6027, 8710, 8786 . Functionally related affiliates . . Regulatory authority 1519 State banks SEE ALSO Insured state banks OR Insured state nonmember banks OR SAIF member state banks OR State member banks OR State savings banks . Definition 1065, 2053, 5559, 5561, 7788, 8710 . Insurance activities . . State rights 7423 State branches . Definition 2068.04, 2858, 7628.05, 8785 State certified appraiser . Definition 2240, 6110.20, 8590.02 State chartered credit union . Definition 8307 State-chartered depository institutions . Definition 3119 State depository institution, federal depository institution, state savings association and federal savings association . Definition 8181 State depository institutions . Definition 1066 State government checks . FRB's Regulation CC . . Funds availability 7418.03 . . Next-day availability 7418.03, 7418.50 State historic preservation review board . Definition 8822.28 State housing finance agency . Affordable housing program . . FDIC 1482 . Definition 1487 . Federal savings associations . . Loans or extensions of credit 8700 State insurance authority . Definition 8673.23 State laws SEE ALSO State property laws OR State usury laws . Bank holding company . . Interstate banking 6030.01 . Consumer Credit Protection Act 6614.01, 6592.03 . Electronic Fund Transfer Act 6636, 6637 . Fair Credit Reporting Act . . Judicial review 6592.06 . Fair Debt Collection Practices Act . . Debt collection 6624, 6624.20 . . Exemptions 6625, 6624.20 . Federally-related mortgage loans . . Residential mobile home 9529 . Fingerprinting . . Registered transfer agent 9442.02 . Foreign banks and banking . . Branch or agency of a foreign bank 8787, 8788 . Gramm-Leach-Bliley Act 8673.05, 8673.21, 8673.26 . Home Mortgage Disclosure Act of 1975 7307 . Insurance coverage . . Deposits 2353, 4124 . . Revocable trust account 4467 . Investment Advisers Act of 1940 . . Investment adviser 9373, 9381 . Preemption of state due-on-sale laws 9535 . Relation to state law 7220 . Securities Act of 1933 . . Securities transactions 8991 State liaison . Federal Financial Institutions Examination Council 8598 State licensed appraiser . Definition 2240, 6110.20, 8590.02 State member banks SEE ALSO FRB member banks . Capital adequacy . . Intangible assets 6120.19 . Definition 1066, 7409, 8550.28-A . Examiners . . Special examination 1171 . Merger transactions 1258 . Termination of insurance 1146 State nonmember banks SEE ALSO Insured state nonmember banks . Definition 1066 State-owned property . Flood insurance requirement . . Self-insurance 2664 State pension plan . Definition 9258.17 State property laws . Consumer credit practices . . Exceptions 7216 . FDIC receiver or conservator . . Unclaimed deposit 1208 State rights . Bank Holding Company Act 6046.12 . Insurance activities . . State banks 7423 . Interstate merger transactions 1513, 1515 State savings associations SEE ALSO Federal savings associations OR Savings associations . Activities 2068 . . Application procedure 2068 . Definition 1065, 8708 . Equity investments . . Divestiture 1349 . . Service corporations 1349 . . Subsidiaries 3124.11 . Federal savings associations . . Permissible investments 4455 . Service company . . Examination 8707 State savings banks . Conversion transactions . . Federal savings banks 8712 . . Savings associations 8736 State supervisory authority . Bank holding company . . Application 6028 . . Approval 6028 . Foreign banks and banking 8794.02 . Merger transactions . . Emergency 1231 . Notice of intention to remove or prohibit . . Corrective action 1145 . . Grounds 1145 State supervisory fees . Definition 1177 State usury laws . Depository Institutions Deregulation and Monetary Control Act of 1980 8539 . . Rules and regulations 9527 . Interest rates limitation and regulation . . Agricultural loans 8545 . . Business credit 8545 . Out-of-state customer . . Interest rates limitation and regulation 4069 . . Loans or extensions of credit 4134, 4345, 4984.67 . Preemption of state lending restrictions . . Federally-related loans 9528 . . Federally-related loans secured by first liens on manufactured homes 9529 . . Mortgage usury laws 8539 . . Savings associations 8699 Statement . Definition 2166.21 Statement of policy SEE FDIC Statement of Policy OR FRB Statement of Policy OR Joint Statement of Policy Statewide loan-to-deposit ratio . Definition 3236 Statistical record . Definition 8030 Statistically sound credit scoring system . Definition 7211 Statute of limitations . Acquisition of control 1130.01 . Change in Bank Control Act of 1978 . . Jurisdiction 1130.01 . Criminal laws and procedures . . Financial institutions 8310 . FDIC receiver or conservator 1188.10 . . Claims 1188.10, 1188.12-A . Right to Financial Privacy Act of 1978 . . Government authority 7105 . Securities Exchange Act of 1934 . . Civil action 9258.15 Statutorily prescribed amount . Definition 1130.05 Statutory disqualification . Definition 9180 . Securities transactions . . Self-regulatory organization 9180 Stepped rate account . Definition 7430 . Interest on deposits . . Calculations 7437 Stock SEE ALSO Capital stock OR Equity security OR Margin stock OR OTC margin stock OR Penny stock OR Perpetual preferred stock OR Registered securities OR Securities . FDIC Statement of Policy 5061 Stock dividends . Bank holding company . . FRB . Securities Exchange Act of 1934, section 16 exemption . . Securities transactions 9432.08 Stock exchange SEE National securities exchange Stock loans SEE Security interest Stock option plan SEE ALSO Employee stock option plan . Insured nonmember banks . . Disinterested person 4392 . Registered securities . . Insider transactions 4370 . Securities Exchange Act of 1934, section 16 exemption Stock ownership . Acquisition of control . . Management official 4070 . Edge Corporation 7617 . Insured state banks . . Equity investments 1323, 3120, 3143 . Interlocking relationship . . Management official 4070 Stock purchase plan SEE ALSO Employee stock option plan . Definition 9432.10 Stock splits . Bank holding company . . FRB . Securities Exchange Act of 1934, section 16 exemption . . Securities transactions 9432.08 Stock subscription . Deposits . . Insurance coverage 4349 Stock valuation . Safe and sound banking practices . . Standards 1455 Stockholder of record . Definition 7650 Stockholders SEE Shareholders Stolen securities SEE Missing, lost, counterfeit, or stolen securities Stored value . Definition 8486.01 Stored value cards . FDIC General Counsel's opinion 5534 . Insurance coverage 4984.84 . . Payroll cards 4984.81 Structure (structuring) . Definition 8485 . Reports and reporting requirements . . Monetary instruments transactions 8402, 8513 Structured finance program . Definition 2262.04, 6120.04 Student loan . Credit other than open end . . Disclosure requirements 6663, 6944.01 . Lending limits of the Comptroller of the Currency . . Loans to student loan marketing association 9392 . Truth in Lending Act . . Exemptions 6569, 6886 Study . Deposit insurance 8677 . FDIC Improvement Act of 1991 . . Capital requirements 8794.02 . . Deposit tracking 8550.22-A . . Foreign Bank Supervision Enhancement Act of 1991 8550.02 . . Insurance coverage 8550.22-B . . Regulatory burdens 8550.02 . . Reserve requirements 8550.28-A . Home Mortgage Disclosure Act of 1975 . . Compliance 7308 . . Disclosure requirements . Insured depository institutions . . Contract 1371 Subcommittee . Definition 8590.31, 8590.51 Subcontracting . Minority and women's programs . . FDIC 3089 Submission . Definition 7010 Subordinated debt . Definition 1432 Subordinated notes and debentures SEE ALSO Capital notes OR Notes, bonds, debentures, or obligations . Corrective action . . Application procedure 2068.10 . Delegated authority . . Federal Reserve banks 6197 . . FRB Division of Banking Supervision and Regulation Director 6189 . Guarantee the obligations of third parties . . Substantial interest 4128 . Transactions with affiliates . . Collateral 4608 . Unregistered securities . . Capital notes 4399 Subpoena SEE ALSO Administrative subpoena and summons OR Judicial subpoena . Adjudicatory proceedings . . Compliance 2139, 2141 . . Document discovery 2137 . . Service of documents 2133 . Bank records 8291 . Delegated authority . . FRB General Counsel 6185 . Examination 1172 . Fair Housing . . Rules of practice and procedure 9806 . . Secretary of Housing and Urban Development 6988.10 . FDI Act, section 10(c) . . Investigation 1172, 2164 . FDIC receiver or conservator . . Authority 1188.07 . Investigation . . FDI Act, section 10(c) 2164 . Right to Financial Privacy Act of 1978 . . Grand Jury 7105 . Securities Exchange Act of 1934 9248 Subprime lending . Definition 5479 . FDIC Statement of Policy 5479 Subrogation of FDIC . FDIC receiver or conservator . . Closed insured depository institutions 1188.18-A Subservicer . Definition 7021 Subsidiaries SEE ALSO Affiliates OR Banking subsidiary OR Bona fide subsidiary OR Financial subsidiaries OR Foreign bank subsidiary OR Functionally regulated subsidiaries OR Nonbanking subsidiaries OR Operations subsidiary OR Savings bank subsidiaries OR Securities subsidiaries OR Wholly owned subsidiary . Bank holding company . . Acquisition of control 6028, 6092 . . Audit 1423 . . Foreign activities 7623 . . Gramm-Leach-Bliley Act 8673.10 . . Insurance activities 4886, 4984.22, 7423 . . Member of FDIC 6031 . . Source of strength 6177 . . Statement of policy 6177 . Brokerage service . . Discount brokerage service 4200 . . Mutual funds 4236, 4249 . Definition 1072, 1135, 1268, 1523, 2736, 2847, 3119, 3124.06, 3124.11, 3135, 6025, 6061, 6086, 6120.35, 7512.06-B, 7512.08, 7512.12, 7614, 7628.06, 7628.23, 7644, 7788, 8708, 8727, 8785, 8873 . Depository institutions . . Capital adequacy 2247 . Deposits . . Recordkeeping requirement 4232 . Domestic branches 4984.35 . Foreign banks and banking . . Reports and reporting requirements 4071 . FRB's Regulation O . . Director 4020 . Guarantee the obligations of third parties . . Obligations 4123 . Insurance activities 1527, 4984.28 . Insurance coverage . . Deposits 4215, 4221, 4223, 4225, 4331, 4549 . . Fiduciary capacity 4548 . . Loans or extensions of credit to affiliates 4331 . Insured nonmember banks . . Glass-Steagall Act 5225 . . Restrictions 4211 . . Securities transactions 4211, 4318, 5225 . Insured state banks . . Equity investments 1322, 3120, 3123, 3124.02, 3139, 4897 . Insured state nonmember banks . . Broker or dealer in securities 4326 . . Investment or financial advice 4338 . . Securities transactions 4326 . Powers . . Foreign branches 7616 . . FRB's Regulation K 7616 . Powers inconsistent with FDI Act . . Surety business 4469 . Receivership and liquidation . . Securities issued or contracted 4209 . Savings associations . . Activities 1267, 2068 . Savings banks . . Bank service company 4553 . Securities transactions . . Restrictions 4239 . . Transactions with affiliates 4338 Subsidiary . Definition 2262.36, 6120.58, 8516.16-C, 8516.16-D-1 Subsidiary file . Definition 9438.02 Substandard . Definition Substantial loss to federal deposit insurance funds . Definition 2609, 2680, 3207, 5416 Substantial penalty or adjustment . Definition 2353 Substantially all business functions . Definition 7389 Substantially engaged . Definition 6110.28-C Substantially equivalent state or local agency . Definition 9655 . Fair housing 9753 . . Certification 9754 Substantially similar purchase offers . Definition 1479 Substitute checks . Definition 7418.01 . FRB's Regulation CC 7418.22-C, 7418.110-A . Disclosure requirements 7418.22-J, 7418.110-J, 7418.110-M . . Model disclosure 7418.34 . Indemnity 7418.22-D, 7418.110-D . Liabilities 7418.22-I, 7418.110-L . Recredit . . Consumer 7418.22-E, 7418.110-G . . Banks 7418.22-H, 7418.110-K . Warranties 7418.22-C, 7418.110-C Succession . FDIC 1155 Successor . Definition 2296.02, 6025 Successor institutions . Bank holding company 6022 . Depository institutions . . Interlocking relationship 4463 Sufficient copy of original check . Definition 7418.01 Sunshine Act . Act 8040 . Annual report to Congress 8043 . Closed meeting . . Certification 2229, 8042 . . Minutes 2231 . Court costs 8043 . FDIC . . Rules and regulations 2227 . Meeting 8040 . Privacy Act of 1974 8043 . Public announcement 2229 Supervised investment bank holding company . Definition 9238.01 Supervised person . Definition 9366 Supervisory agency . Definition 7091 Supervisory evaluations . Risk-based assessment system . . Assessment risk classification 2287 . . Disclosure restrictions 2288 Supervisory reform . FDIC Improvement Act of 1991 . . Examination 8549 . . Safe and sound banking practices 8549 . . Small business 8550 . . Small farm 8550 Supplementary capital elements . Definition 6116 Support payments . Insurance coverage . . Court order 4573 Surcharge . Definition 6567 . Fair Credit Billing Act . . Credit card 6590.02 Surety bond SEE ALSO Banker blanket bond . Bankruptcy trustee . . Insurance coverage 4101 . FDIC receiver or conservator . . Closed insured depository institutions 1207 . Insured branches . . Deposit insurance fund protection 1094 Surety business . Loans or extensions of credit . . HUD 4198 . Powers inconsistent with FDI Act . . Subsidiaries 4469 Surplus . Definition 7010 Surviving institution . Definition 2293 Suspension of registration SEE ALSO Termination of registration . Sanction . . Government securities broker or dealer 9228.12 . Securities and Exchange Commission . . Government securities broker or dealer 9228.02 . . Registered securities 9204 . Self-regulatory organization 9244 Suspension of trading . Securities and Exchange Commission . . Emergency 9204 . . Registered securities 9204 . Self-regulatory organization 9245 Suspension order SEE Order of suspension OR Removal or suspension of institution-affiliated party Suspicious activities . Money laundering . . Foreign activities 8394 . Reports and reporting requirements 2965 . . Broker or dealer in securities 8486.02-A . . Casinos 8486.02-D Suspicious activity report . Reports and reporting requirements 8486.05, 6090 . . Edge Corporation 7619 . . Foreign banks and banking 7619 Swap agreements . Definition 3086, 1188.14-E Swap transactions . Closed insured banks . . FDIC receiver or conservator 4391 . FRB's Regulation K . . Commodity-related transaction 7634 . . Equity security 7634 . Interest rates . . Risk-based capital 6120.13 Sweep accounts . Money market mutual funds . . Checking accounts 4984.33, 4984.44 Synthetic securitization . Definition 2262.36, 6120.58 System manager . Definition 2188 System of recordkeeping . Definition 7010 System of records . Definition 2188, 8030, 8590.51 . FDIC . . Administrative and Personnel Action Records 2207 . . Affordable Housing Program Records 2226.14 . . Attorney--Legal Intern Applicant Records 2203 . . Chain Banking Organizations Identification Records 2215 . . Changes in Bank Control Ownership Records 2208 . . Consumer Complaint and Inquiry Records 2210 . . Corporate Recruitment Tracking Records 2220 . . Employee Confidential Financial Disclosure Records 2211 . . Employee Medical and Health Assessment Records 2226.03 . . Employee Training Information Records 2214 . . Financial Information Management Records 2222 . . Financial Institutions Investigative and Enforcement Records 2204 . . Fitness Center Records 2226.10 . . Freedom of Information Act and Privacy Act Request Records 2226.11 . . Grievance Records 2226.05 . . Insured Bank Liquidation Records 2224 . . Investigative Files of the Office of the Inspector General 2217 . . Potential Bidders List 2226.07 . . Professional Qualification Records for Municipal Securities Dealers, Municipal Securities Representatives and U.S. Government Securities Brokers . . Telephone Call Detail Records 2226.08 . . Unclaimed Deposit Account Records 2226.15 . . Unofficial Personnel System 2226.01 . Privacy Act of 1974 2188, 8590.51 . . Matching program 8036.01 . . Sanction 8036.03 Systemic risk . Banks in danger of failing . . Financial assistance 1221 |
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