You'll enjoy worry-free Share Draft (Checking) because at AFCU there are no minimum balance requirements and no monthly service charges. You'll also receive:

• Unlimited check writing with no per check fees
• Monthly statements and carbon copies of each check
• Convenient ATM access worldwide and 24-hour telephone or online banking access

Additional Share Draft services are available:
 

Visa Debit Card Member Privilege Overdraft protection

Agriculture Federal Credit Union is pleased to announce our partnership with Go Direct, a national campaign sponsored by the U.S. Department of the Treasury and the Federal Reserve Banks, to encourage people who get Social Security and other federal benefit payments by check to switch to direct deposit.

Direct deposit is simply the best way to receive Social Security and Supplemental Security Income (SSI) payments. Direct deposit eliminates the risk of lost or stolen checks, reduces fraud, helps protect against identity theft and gives people more control over their money. Plus, direct deposit provides people with immediate access to their money from virtually everywhere.

It’s easy for you to sign up for direct deposit – call toll-free (800) 333-1795 or sign up online at www.GoDirect.org.

If you're using your Agriculture FCU ATM or debit card, you'll receive free unlimited ATM cash withdrawals if you use machines on the Allpoint or Encore networks, including all five AFCU owned machines. That's over 60,000 free ATMs nationwide so whether you're traveling on business, on vacation or just at the corner grocery store, there's probably a free ATM close by. Click on the logos below to find the nearest FREE participating ATM.

You're still able to use our AFCU ATM or debit card for withdrawals outside the three networks listed above; however, you're limited to four free withdrawals per month. After the third free withdrawal, there will be a $2.00 AFCU fee for each non-network ATM withdrawal. Remember, to take advantage of the over 60,000 free ATMs nationwide, look for the Alliance One, Allpoint, or Encore network logos.

ACH/Routing Number Information

The routing number (ABA) at Agriculture Federal Credit Union is 254074057.

Automated payments (also known as Automated Clearing House or ACH) and Automated Deposits (also known as Electronic Funds Transfer or EFT) are a fast, convenient and safe method to move money into or out of your AFCU accounts. Whether it's your payroll, tax refund payments, Social Security benefits or payments like insurance premiums, health club dues or your mortgage payment, doing your transactions electronically saves time and hassle.

When establishing an EFT or ACH transaction, please use the following information: