Speeches

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2008

11/19/2008
Comptroller Dugan Says CRA not Responsible for Subprime Lending Abuses
Release 2008-136 | Remarks Before the Enterprise Annual Network Conference (PDF)

10/24/2008
Comptroller Dugan Details OCC Response to Extraordinary Market Events and Offers Lessons Learned
Release 2008-126 | Speech (PDF)

10/16/2008
OCC Deputy Comptroller for International Banking Supervision Addresses the International Association of Insurance Supervisors
Release 2008-122 | Speech (PDF)

10/07/2008
OCC Deputy Comptroller for Community Affairs Addresses the Summit on Housing
Release 2008-118 | Speech (PDF) | Neighborhood Stabilization on OCC.gov

09/10/2008
Comptroller Dugan Emphasizes Importance of Fair Lending at New Orleans Conference
Release 2008-103 | Speech (PDF)

07/17/2008
Comptroller Dugan Addresses the Interagency Minority Depository Institutions National Conference
Release 2008-83 | Speech (PDF)

07/15/2008
OCC Deputy Comptroller for Community Affairs Addresses the Stabilizing Communities Symposium
Release 2008-80 | Speech (PDF)

07/09/2008
OCC Deputy Comptroller for Credit and Market Risk Testifies Before Senate Subcommittee on Securities, Insurance, and Investment
Release 2008-79 | Oral Statement (PDF) | Written Testimony (PDF)

07/07/2008
Comptroller Dugan Tells OCC Examiners that Agency Must Continue to Focus on Consumer Compliance
Release 2008-76 | Speech to the OCC Compliance Conference (PDF)

06/11/2008
Comptroller Dugan Unveils New OCC Mortgage Metrics Report
Release 2008-65 | Speech (PDF) | OCC Mortgage Metrics Report (PDF 2MB)

06/05/2008
Comptroller Dugan Testifies Before Senate Committee On Banking, Housing, and Urban Affairs
Release 2008-63 | Oral Statement (PDF) | Written Testimony (PDF)

05/22/2008
Comptroller Dugan Tells Lenders that Unprecedented Home Equity Loan Losses Show Need for Higher Reserves and Return to Stronger Underwriting Practices
Release 2008-58 | Speech (PDF)

04/17/2008
OCC Chief Counsel Julie Williams Testifies Before House Financial Institutions and Consumer Credit Subcommittee
Release 2008-45 | Oral Statement (PDF) | Written Testimony (PDF)

04/16/2008
Comptroller Dugan Says Lessons Learned from Last Downturn Will Help OCC Deal with Problems in the Current Environment
Release 2008-44 | Speech (PDF)

04/15/2008
OCC Deputy Comptroller for Community Affairs Testifies Before House Financial Services Committee
Release 2008-42 | Oral Statement (PDF) | Written Testimony (PDF)

04/09/2008
Comptroller Comments on Proposed FHA Housing Stabilization and Homeownership Retention Act of 2008
Release 2008-38 | Oral Statement (PDF) | Written Testimony (PDF)

03/04/2008
Comptroller Dugan Tells Senate that Industry is Fundamentally Sound, Though Credit Market Disruptions and Economic Slowdown Test Banks
Release 2008-28 | Oral Statement (PDF) | Written Testimony (PDF)

03/03/2008
Comptroller Dugan Tells International Bankers that Basel II U.S. Implementation on a Prudent, Deliberate Path
Release 2008-26 | Remarks before the Institute of International Bankers (PDF)

02/27/2008
Comptroller Dugan Outlines Steps In Response to Losses by Banks and Investors Holding Tranches of Securities Considered Safe
Release 2008-22 | Speech (PDF)

02/13/2008
OCC Deputy Comptroller for Compliance Policy Testifies Before House Financial Services Committee
Release 2008-15 | Oral Statement (PDF) | Written Testimony (PDF)

02/12/2008
Comptroller Dugan Urges Action to Help Communities Suffering from Effects of Mortgage Foreclosure Crisis
Release 2008-14 | Speech (PDF)

01/31/2008
Comptroller Dugan Expresses Concern About Commercial Real Estate Concentrations
Release 2008-9 | Speech (PDF)

2007

12/12/2007
OCC Supports Efforts To Establish A Single, Toll-Free Number for Bank Customers Seeking Regulator Assistance
Release 2007-133 | Oral Statement (PDF) | Written Testimony (PDF)

12/06/2007
Comptroller Dugan Testifies on Accelerating Loan Modifications to Help Troubled Borrowers
Release 2007-131 | Oral Statement (PDF) | Written Testimony (PDF)

11/28/2007
OCC Chief Counsel Addresses Harvard University's Joint Center for Housing Studies
Release 2007-128 | Speech (PDF)

10/30/2007
OCC Chief of Staff Testifies Before House Oversight and Investigations Subcommittee
Release 2007-121 | Oral Statement (PDF) | Written Testimony (PDF)

10/24/2007
OCC Chief of Staff Addresses the Kennedy School of Government
Release 2007-118 | Speech (PDF)

10/24/2007
OCC Deputy Comptroller for Compliance Policy Ann F. Jaedicke Testifies Before House Oversight and Government Reform Subcommittee
Release 2007-117 | Oral Statement (PDF) | Written Testimony (PDF)

10/24/2007
Comptroller Testifies on House Subprime Lending Bill
Release 2007-116 | Oral Statement (PDF) | Written Testimony (PDF)

10/23/2007
Comptroller Dugan Tells Conference of Basel II Capital Accord Forward Progress
Release 2007-114 | Speech (PDF)

10/15/2007
Comptroller Dugan Tells Conference that Consumers Will Benefit From More Unified Interagency Approach to Complaint Handling
Release 2007-111 | Speech (PDF)

10/10/2007
OCC Chief of Staff Addresses the National Bankers Association
Release 2007-110 | Speech (PDF)

10/08/2007
Comptroller Dugan Urges Improved Underwriting Standards on Third Party Loans
Release 2007-109 | Speech (PDF)

10/02/2007
Comptroller Dugan Urges Stronger Risk Management For Commercial Real Estate Loans, And Discusses Money Laundering Supervision
Release 2007-105 | Remarks Before the Independent Bankers Association of Texas (PDF)

09/27/2007
Comptroller Dugan Urges Federal Reserve to Consider Rule Allowing Consumers to Opt Out of Higher Credit Card Rates
Release 2007-104 | Speech (PDF)

09/20/2007
OCC First Senior Deputy Comptroller and Chief Counsel Testifies Before Senate Committee About the Hardships Created By Garnishment of Federal Benefits
Release 2007-98 | Oral Statement (PDF) | Written Testimony (PDF)

09/05/2007
Comptroller Dugan Tells House Committee that National Banking System Remains Safe and Sound despite Challenging Credit and Mortgage Markets
Release 2007-93 | Oral Statement (PDF) | Written Testimony (PDF)

08/01/2007
OCC Chief of Staff Addresses Minority-Owned Financial Institutions
Release 2007-80 | Speech (PDF)

07/25/2007
OCC Director of Compliance Calvin R. Hagins Testifies Before House Financial Services Subcommittee
Release 2007-78 | Oral Statement (PDF) | Written Testimony (PDF)

07/11/2007
OCC Chief Counsel Addresses the New York Bankers Association
Release 2007-72 | Speech (PDF)

06/25/2007
Comptroller Dugan Unveils Public Service Announcements Encouraging Delinquent Borrowers to Contact Lenders for Help to Avoid Foreclosure
Release 2007-61 | Speech (PDF)

06/13/2007
Comptroller Dugan Tells House Committee that OCC Supervision Plays Critical Role In Ensuring National Bank Compliance with Federal Consumer Protection Standards
Release 2007-57 | Oral Statement (PDF) | Written Testimony (PDF)

06/07/2007
Comptroller of the Currency Calls for Better Credit Card Disclosures
Release 2007-54 | Oral Statement (PDF) | Written Testimony (PDF)

05/23/2007
Comptroller Dugan Expresses Concern Over 'Stated Income' Subprime Loans
Release 2007-48 | Speech (PDF)

04/24/2007
Comptroller Dugan Expresses Concern over Subprime Mortgage Foreclosures; Receives "Making-the-Difference" Award from Credit Counseling Foundation
Release 2007-44 | Speech (PDF)

04/20/2007
Comptroller Dugan Discusses Evolution of Community Reinvestment Act And Says Effectiveness of OCC Regulation has Prevented Subprime Lending Abuses
Release 2007-43 | Speech (PDF)

03/27/2007
OCC Chief National Bank Examiner Emory W. Rushton Testifies Before House Financial Services Subcommittee
Release 2007-28 | Oral Statement (PDF) | Written Testimony (PDF)

03/22/2007
OCC Chief National Bank Examiner Emory W. Rushton Testifies Before Senate Committee on Subprime Mortgage Lending Issues
Release 2007-27 | Oral Statement (PDF) | Written Testimony (PDF)

03/20/2007
Comptroller Dugan Addresses the China Banking Regulatory Commission
Release 2007-23 | Speech (PDF)

03/07/2007
Comptroller Dugan Calls Community National Banks Vital to U.S. Economy and a Mainstay of the OCC Mission
Release 2007-20 | Speech (PDF)

02/27/2007
Comptroller Dugan Says Regulators and Industry Both Benefit From Inter-connection between Regulation and Risk Management
Release 2007-14 | Speech (PDF)

01/18/2007
Comptroller Dugan Highlights Importance of Financial Literacy Programs
Release 2007-6 | Speech (PDF)

01/17/2007
Comptroller John C. Dugan Highlights Important Role Played by the OCC's Consumer Complaint Function
Release 2007-4 | Speech (PDF 960KB)

2006

11/16/2006
Comptroller of the Currency Visits Pittsburgh Community Reinvestment Projects
Release 2006-124 | Speech (PDF 462KB)

11/10/2006
Comptroller Dugan Tells Bankers that Managing Risk in Derivatives Markets Is Essential to Maintain Public Confidence in Nation's Financial Institutions
Release 2006-121 | Speech (PDF)

10/17/2006
Comptroller Dugan Urges Key Principles of Federal Nontraditional Mortgage Guidance Apply to All Mortgage Originators
Release 2006-115 | Speech (PDF)

10/16/2006
Comptroller Speaks to the American Bankers Association about Credit Risk and Loan Loss Reserves
Release 2006-113 | Speech (PDF)

10/12/2006
Comptroller Dugan Highlights OCC Efforts to Assist Minority Banks
Release 2006-112 | Speech (PDF)

09/27/2006
OCC First Senior Deputy Comptroller and Chief Counsel Testifies on Bank Premise Issues Before House Subcommittee
Release 2006-105 | Oral Statement (PDF) | Testimony (PDF)

09/26/2006
Comptroller Dugan Tells Senate Panel that Basel II Capital Framework Will Substantially Improve Large Bank Risk Management and Controls
Release 2006-104 | Oral Statement (PDF 430KB) | Testimony (PDF)

09/20/2006
OCC Deputy Comptroller Testifies before Senate Subcommittees On Nontraditional Mortgage Products
Release 2006-100 | Oral Statement (PDF) | Testimony (PDF)

09/14/2006
Comptroller Dugan Tells House Panel that Goal of Basel II Capital Framework And Commercial Real Estate Guidance is to Address Risks Facing Banking System
Release 2006-96 | Oral Statement (PDF) | Testimony (PDF)

06/21/2006
OCC Deputy Comptroller Testifies before House Subcommittee On Bank Secrecy Act's Impact upon Money Services Businesses
Release 2006-76 | Oral Statement (PDF) | Testimony (PDF)

06/10/2006
OCC Volunteers Help Improve Transitional Housing In Northeast DC during NeighborWorks^® Week Event
Release 2006-70 | Speech (PDF)

06/08/2006
Comptroller Dugan Discusses Basel II Capital Accord
Release 2006-69 | Speech (PDF)

06/07/2006
OCC Chief of Staff Discusses Mortgage Guidance at National Housing Advisory Council
Release 2006-68 | Speech (PDF)

06/02/2006
OCC Ombudsman Shares Insight on Leadership Opportunities in Financial Services
Release 2006-66 | Speech (PDF)

05/19/2006
Comptroller Dugan Tells Bankers That Supervisory Process Must Support a Competitive, Safe and Sound Banking Industry
Release 2006-61 | Speech (PDF)

05/03/2006
Comptroller Dugan Underscores Banks' Responsibility To Serve Credit Needs of All Community Members
Release 2006-55 | Speech (PDF)

04/20/2006
Comptroller Dugan Expresses Concern about New Types of Mortgages That Offer Low Initial Monthly Payments, but Higher Payments Later
Release 2006-48 | Speech (PDF)

04/06/2006
Comptroller Dugan Tells Bankers Commercial Real Estate Concentrations Raise Concerns, but Can Be Safe if Effectively Managed
Release 2006-45 | Speech (PDF)

03/30/2006
OCC Chief Counsel Highlights Need For Improved Consumer Financial Disclosures
Release 2006-40 | Speech (PDF)

03/13/2006
Comptroller Dugan Says Basel II Transition Should Move Forward, But with Significant Safeguards to Protect Banking System
Release 2006-30 | Speech (PDF)

03/09/2006
Comptroller Speaks to Independent Community Bankers
Release 2006-28 | Speech (PDF) | Video

03/02/2006
Comptroller Dugan Says in Speech to Hard-Pressed Gulf Communities That Regulators 'Are Determined to do Everything We Can to be Helpful'
Release 2006-27 | Speech (PDF)

03/01/2006
OCC Chief Counsel Testifies on Regulatory Relief
Release 2006-25 | Oral Statement (PDF) | Testimony (PDF 238KB)

02/03/2006
Comptroller Dugan Underscores Bank Responsibility for Model Validation
Release 2006-11 | Speech (PDF)

02/02/2006
Comptroller Dugan Praises Interagency Effort to Overhaul Privacy Notices; Supports Efforts to Develop Federal Standards to Protect Consumer Financial Data
Release 2006-8 | Speech (PDF)

2005

12/01/2005
Comptroller Dugan Expresses Concern about Negative Amortization
Release 2005-117 | Speech (PDF)

11/10/2005
Comptroller Dugan Says Basel II Capital Framework Will Substantially Enhance Safety and Soundness
Release 2005-111 | Oral Statement (PDF) | Testimony (PDF 256KB)

11/01/2005
Comptroller Dugan Tells Bankers OCC Is Committed To Measured, Fair, and Effective BSA/AML Supervision
Release 2005-108 | Speech (PDF)

10/27/2005
Comptroller Dugan Discusses Credit Risk
Release 2005-107 | Speech (PDF)

10/06/2005
Comptroller Dugan Initiates Process to Improve Risk-Based Capital Rules
News Release 2005-101 | Statement to FDIC (PDF)

09/26/2005
Comptroller Dugan Tells Bankers that Long Fight to Shed Outdated Laws Promoted Innovation and Broad Range of New Consumer Products and Services
News Release 2005-95 | Speech (PDF)

09/22/2005
Chief Counsel and First Deputy Comptroller Julie L. Williams Testifies before House Committee on Financial Services on Regulatory Relief and support to Katrina Recovery Efforts
Oral Statement (PDF) | Testimony (PDF)

09/14/2005
OCC's Chief Counsel and First Senior Deputy Comptroller Julie L. Williams addresses Canisius College School of Business
Speech (PDF)

07/14/2005
Acting Comptroller Williams Discusses History and Characteristics of National Banks and the Bank Supervisory Process in Light of Current Issues
Release 2005-68 | Speech (PDF)

06/21/2005
Acting Comptroller of the Currency Julie L. Williams Supports Regulatory Burden Relief Legislation; Urges New Approach to Consumer Disclosure Requirements to Reduce Regulatory Burden and Deliver Information Consumers Understand
Release 2005-60 | Oral Statement (PDF) | Testimony (PDF 467KB)

06/09/2005
Acting Comptroller of the Currency Julie L. Williams Urges Steps To Reduce Unnecessary Regulatory Burden and Improve Consumer Disclosure
Release 2005-57 | Oral Statement (PDF) | Testimony (PDF 281KB)

05/27/2005
Acting Comptroller Williams Tells Community Bankers OCC Working Hard to Make Regulation More Efficient and Less Burdensome
Release 2005-53 | Speech (PDF)

05/17/2005
Acting Comptroller of the Currency Julie L. Williams Tells Senate Banking Committee Credit Card Disclosures Can be Improved, Urges New Approach to Consumer Disclosures for Financial Products and Services
Release 2005-49 | Oral Statement (PDF) | Testimony (PDF)

05/12/2005
Acting Comptroller Williams Tells Bankers Disclosures not Working for Consumers and Imposing Unnecessary Burdens, Calls for Re-Examination of Process of Developing Consumer Disclosures for Financial Products and Services
Release 2005-47 | Speech (PDF)

05/11/2005
Acting Comptroller of the Currency Julie L. Williams Testifies before House Subcommittees On Basel II Framework Issues
Release 2005-46 | Oral Statement (PDF) | Testimony (PDF)

05/06/2005
Acting Comptroller Williams Discusses Management and Supervision of Reputation Risk In Large Banking Organizations; Stresses Important Role of Ethics and Corporate Values
Release 2005-45 | Speech (PDF)

05/03/2005
Acting Comptroller Williams Cites Foreclosures as Most Immediate Community Development Challenge; Stresses Need for Multi-Dimensional Mortgage Delinquency Interventions Programs
Release 2005-44 | Speech (PDF)

04/26/2005
Acting Comptroller of the Currency Julie L. Williams Testifies before Senate Committee On Implementation of Bank Secrecy Act in the Context of Money Services Businesses
Release 2005-41 | Oral Statement (PDF) | Testimony (PDF)

03/21/2005
Acting Comptroller Williams Highlights Changes in Retail Credit Products and Risks; Stresses Need for Lenders to Adjust Techniques for Measuring and Monitoring Risk In Retail Loan Portfolios Consumer Protection
Release 2005-34 | Speech (PDF)

03/14/2005
Acting Comptroller Williams Tells International Bankers Of Challenges Ahead, OCC Commitment to Integrity of Basel Rulemaking Process
Release 2005-30 | Speech (PDF)

03/11/2005
Acting Comptroller Williams Tells Bankers Regulatory Burden Relief Should be a National Priority Lending Practices
Release 2005-29 | Speech (PDF)

02/10/2005
Acting Chief Counsel Addresses Bank Secrecy Act and Anti-Money Laundering Compliance
Release 2005-13 | Speech (PDF)

01/18/2005
Acting Comptroller Williams Issues Statement Regarding FDIC Proposal to Expand Special Examination Authority
Release 2005-4 | Speech (PDF)

01/12/2005
Acting Comptroller Williams Urges New Approach to Disclosures To Enhance Consumer Protection
Release 2005-1 | Speech (PDF)

12/03/2004 Acting Comptroller Williams Addresses BAI Roundtable		Release 2004-107 Speech (PDF)
10/04/2004 Comptroller Hawke Addresses ABA Convention		Release 2004-91 Speech (PDF)
09/29/2004 OCC Chief Counsel Spotlights Challenges and Opportunities Presented By New Home Mortgage Disclosure Act Reporting Requirements		Release 2004-90 Speech (PDF)
09/15/2004 Comptroller Hawke Addresses Japan Society		Release 2004-84 Speech (PDF)
06/22/2004 OCC Chief Counsel Julie L. Williams Tells Senate Banking Committee That Unnecessary Regulatory Burden Hurts Both Banks and Consumers		Release 2004-50 Speech (PDF)
06/15/2004 OCC Chief Counsel Julie L. Williams Calls For Greater Cooperation to Combat Predatory Lending		Release 2004-46 Speech (PDF)
06/03/2004 Comptroller Hawke Directs Review of Agency's Handling Of Bank Secrecy Act Compliance at Riggs Bank N.A.		Release 2004-43 Oral Statement (PDF) Testimony (PDF 289KB)
06/02/2004 OCC Testifies on Challenges Faced in Combating Money Laundering		Release 2004-42 Oral Statement (PDF) Testimony (PDF 279KB)
05/17/2004 Comptroller Hawke Addresses Conference on Credit Rating and Scoring Models		Release 2004-36 Speech
04/20/2004 Comptroller Hawke Tells Senate Banking Committee That National Banking System is in Strong Condition		Release 2004-30 Oral Statement (PDF) Testimony (PDF 264KB)
04/07/2004 Comptroller Hawke Tells Senate Panel of Overarching Considerations for Preemption and Visitorial Powers Rules		Release 2004-28 Oral Statement (PDF) Testimony (PDF 1.2MB)
04/01/2004 Comptroller Hawke Tells House Panel National Banks Are in Sound Condition.		Release 2004-26 Oral Statement (PDF) Testimony (PDF 484KB)
03/25/2004 First Senior Deputy Comptroller Julie L. Williams Sets the Record Straight Regarding Nature, Consequences of OCC's Recent Preemption Regulations.		Release 2004-25 Speech
03/09/2004 First Senior Deputy Comptroller and Chief Counsel Julie L. Williams discussed misunderstandings and mischaracterizations of the OCC's preemption rule in a speech to America's Community Bankers.		Release 2004-18 Speech (PDF)
02/12/2004 OCC Chief Counsel Julie L. Williams Explains New Preemption Rules, Urges Cooperation Between States and OCC		Release 2004-13 Speech (PDF)
01/28/2004 OCC First Senior Deputy Comptroller Julie L. Williams Tells House Panel New Regulations Grounded in Federal Law, Court Precedent and Constitution		Release 2004-8 Oral Statement (PDF)
12/15/2003 Comptroller Hawke Restates U.S. Commitment to Basel Capital Process But Warns that Many Complex and Difficult Issues Must Still be Resolved		Release 2003-99 Speech (PDF)
12/05/2003 OCC Chief Counsel Julie L. Williams Addresses Consumer Federation of America		Release 2003-97 Speech (PDF)
10/23/2003 New OCC Paper Describes Benefits of the Dual Banking System		Release 2003-83 Speech (PDF 582KB)
10/09/2003 OCC Chief of Staff Mark A. Nishan Addresses Midwest National Bank Conference		Release 2003-80 Speech (PDF)
09/22/2003 Comptroller Hawke Addresses ABA Convention		Release 2003-75 Speech (PDF)
09/09/2003 Comptroller of the Currency John D. Hawke, Jr. Addresses Women in Housing and Finance		News Release 2003-69 Speech (PDF)
07/24/2003 Comptroller Hawke Urges New Approach to Combating Predatory Lending		News Release 2003-57 Speech (PDF)
06/19/2003 Remarks by John D. Hawke, Jr. Comptroller of the Currency Before the Subcommittee on Financial Institutions and Consumer Credit of the Committee on Financial Services of the United States House of Representatives		News Release 2003-51 Speech (PDF)
06/18/2003 Remarks by John D. Hawke, Jr. Comptroller of the Currency Before the Committee on Banking, Housing, and Urban Affairs United States Senate		News Release 2003-50 Speech (PDF)
06/10/2003 Remarks by Julie L. Williams First Senior Deputy Comptroller of the Currency and Chief Counsel before the Risk USA 2003 Conference Boston, Massachusetts		News Release 2003-46
06/03/2003 Remarks by Julie L. Williams First Senior Deputy Comptroller of the Currency and Chief Counsel before the Risk Management Association's Retail Risk Management Conference Chicago, Illinois		News Release 2003-44
05/14/2003 Chief Counsel Julie L. Williams Provides Historical Perspective On Issues Facing the National Banking System		News Release 2003-36 Speech (PDF 237KB)
04/16/2003 Remarks by John D. Hawke, Jr. Comptroller of the Currency Before the Exchequer Club Washington, D.C.		News Release 2003-30
04/15/2003 Comptroller Hawke Urges Banks to Court Minority Customers		News Release 2003-29 Speech (PDF)
03/04/2003 Comptroller Hawke Calls for Study of Compliance Regulation And Development of Simpler and Less Burdensome Disclosure		News Release 2003-17 Speech (PDF)
03/03/2003 Comptroller Hawke Highlights Importance of New Basel Capital Accord But Says Important Issues Must be Resolved Before OCC Will Issue Rules		News Release 2003-15 Speech (PDF)
11/05/2002 Comptroller Hawke Says Thrift Charter Remains Viable Despite Convergence of Banking and Thrift Industries		News Release 2002-86 Speech
10/22/2002 Comptroller Hawke Says Reforming the System of Funding Bank Supervision Would Improve Safety and Soundness and Strengthen Dual Banking System	News Release 2002-84	WORD ASCII
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10/15/2002 Comptroller Explains the Structure of U.S. Bank Supervision	News Release 2002-80	WORD ASCII
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10/07/2002 Comptroller Addresses Corporate Reform for Banks	News Release 2002-78	WORD ASCII
10/07/2002 Comptroller Addresses Corporate Reform for Banks	Speech	WORD ASCII
09/23/2002 Comptroller Hawke Addresses Independent Bankers Association of Texas	News Release 2002-76	WORD ASCII
06/06/2002 Remarks by Mark A. Nishan Chief of Staff Office of the Comptroller of the Currency Before a Bankers Outreach Meeting Minneapolis, Minnesota	News Release 2002-50	WORD ASCII
06/06/2002 The Road to Basel II: Good Intentions and Imposing Challenges	News Release 2002-49	WORD ASCII
05/09/2002 Comptroller Welcomes Growing Consensus that Fee Disparity Problem Must Be Fixed	News Release 2002-40	WORD ASCII
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04/10/2002 Chief Counsel Julie L. Williams Underscores Major Increase In the Beneficial Relationships Between Banks and CDCs	News Release 2002-34	WORD ASCII
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04/08/2002 Comptroller Outlines the Benefits of Financial Literacy Programs	News Release 2002-32	WORD ASCII
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03/25/2002 Comptroller Hawke Says Independence of Bank Regulators Helped Industry Remain Strong to Support Economic Recovery	News Release 2002-31	WORD ASCII
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03/22/2002 OCC Chief Counsel Julie L. Williams Urges Banks to be Vigilant In Avoiding Unfair and Deceptive Marketing Practices	News Release 2002-30	WORD ASCII
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03/18/2002 Comptroller Urges Industry to Adapt Technology To Give Low-Income Americans Greater Access to Banking Services	News Release 2002-24	WORD ASCII
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03/07/2002 Comptroller Hawke Says Industry Still Faces Challenges, But Emerged from Difficulties of 2001 in Good Condition	News Release 2002-20	WORD ASCII
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03/04/2002 Comptroller Hawke Says Good Progress is Being Made on Capital Accord, Although Many Thorny Issues Remain to be Worked Out by Basel Committee	News Release 2002-17	WORD ASCII
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02/12/2002 Comptroller Calls Preemption a Major Advantage of National Bank Charter	News Release 2002-10	WORD ASCII
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11/30/2001 Comptroller Underscores National Bank Efforts to Meet the Financial Services Needs of Native Americans	News Release 2001-97	WORD ASCII
11/09/2001 Challenges Faced by Women in Building and Maintaining Assets	News Release 2001-93	WORD ASCII
10/15/2001 Remarks by John D. Hawke, Jr. Comptroller of the Currency Before the New York State Department of Banking New York, NY	News Release 2001-89	WORD ASCII
05/22/2001 Comptroller Hawke Tells Bankers that Regulators Must Respond In Measured and Predictable Way to Credit Problems	News Release 2001-50	WORD ASCII
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05/21/2001 Julie L. Williams Speaks Before the Consumer Bankers Association	News Release 2001-49	WORD ASCII
04/23/2001 Remarks by Julie L. Williams Before the American Banker's 2nd Account Aggregation Conference	News Release 2001-39	WORD ASCII
04/05/2001 Comptroller Hawke Urges New Look at Funding Bank Supervision	News Release 2001-35	WORD ASCII
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03/08/2001 Comptroller Hawke Says Bankers and Regulators Better Prepared to Deal with Challenging Economy	News Release 2001-26	WORD ASCII
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03/06/2001 Comptroller Hawke Outlines the Challenges of Reaching the Unbanked	News Release 2001-24	WORD ASCII
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03/05/2001 Comptroller Hawke Outlines the Global Challenges of Internet Banking	News Release 2001-23	WORD ASCII
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03/01/2001 Comptroller Hawke Praises Community Development Lenders	News Release 2001-20	WORD ASCII
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02/23/2001 Comptroller Hawke Notes Promise, Risks of Internet Banking	News Release 2001-18	WORD ASCII
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02/05/2001 Comptroller Hawke Outlines E-Banking Challenges Facing International Bank Supervisors	News Release 2001-14	WORD ASCII
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12/20/2000 Comptroller Hawke Urges FDIC Reforms To End Inequitable Treatment of National Banks	News Release 2000-104	WORD ASCII
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12/12/2000 Wilcox Discusses Deposit Insurance Reform	News Release 2000-100	WORD ASCII
10/11/2000 Mark A. Nishan Chief of Staff Office of the Comptroller of the Currency Before the Community Bank Directors Hershey, Pennsylvania October 11, 2000	News Release 2000-79	WORD ASCII
9/18/2000 Comptroller Hawke Tells Bankers OCC is Using Technology To Improve Bank Supervision and Reduce Regulatory Burden	News Release 2000-71	WORD ASCII
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7/27/2000 Cooperation And Coordination Among Federal Banking Agencies Underlies New Financial Modernization Law	News Release 2000-58	WORD ASCII
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6/20/2000 Remarks by John D. Hawke, Jr. Comptroller of the Currency Before the Stonier Graduate School of Banking Washington, D.C.	News Release 2000-46	WORD ASCII
6/5/2000 Remarks by Julie L. Williams First Senior Deputy Comptroller and Chief Counsel Office of the Comptroller of the Currency Before the Robert Morris Associates/Consumer Bankers Association 5th Annual Consumer Risk Management Conference Chicago, Illinois June 5, 2000	News Release 2000-42	WORD ASCII
4/06/2000 Financial Modernization Law Strengthens Role of Primary Bank Regulators, Comptroller Hawke Says in Speech to New York State Bankers	News Release 2000-26	ASCII
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3/21/2000 Comptroller Hawke Urges Increased Action, Education To Combat Predatory Lending	News Release 2000-21	ASCII
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3/07/2000 OCC Reemphasizes Importance of Internal Controls and Audit at National Banks	News Release 2000-15	ASCII
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2/24/2000 Remarks by Julie L. Williams 1st Senior Deputy Comptroller and Chief Counsel Office of the Comptroller of the Currency Before the 5th Annual Cyberbanking and Electronic Commerce Conference Washington, DC February 24, 2000	News Release 2000-11	WORD ASCII
2/17/2000 Comptroller Hawke Cautions Agricultural Bankers About Uncertain Farm Environment	News Release 2000-8	ASCII
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12/02/99 Comptroller Discusses Benefits for Consumers in Financial Modernization	News Release 99-108	ASCII
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11/18/99 Comptroller Says Financial Modernization Law Will Strengthen Banking System	News Release 99-105	ASCII
11/08/99 Comptroller Hawke Highlights Strong Commitment Community Banks Have Made to Risk Management	News Release 99-102	ASCII
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10/15/99 Remarks by John D. Hawke, Jr. Before a Conference on Measuring Financial Risk in the 21st Century	News Release 99-95	ASCII
10/06/99 OCC Chief Counsel Julie L. Williams Urges Banks To View Compliance Obligations as Part of Customer Relations Strategy	News Release 99-91	ASCII
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10/06/99 OCC's Williams Warns of Credit Risk In the Banking System; Calls for Bankers to Scrutinize Loan Portfolios More Closely	News Release 99-90	ASCII
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09/24/99 Comptroller of the Currency Addresses Bank Administration Institute	News Release 99-84	WORD ASCII
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06/28/99 Comptroller Says OCC Will Continue to Expand Risk-Based Approach to Compliance Exams	News Release 99-62	ASCII
	Speech	WORD ASCII
06/22/99 OCC Chief Counsel Urges Industry to Act on Privacy Concerns	News Release 99-59	ASCII
	Speech	WORD ASCII
06/08/99 Comptroller Hawke Outlines Promising Approaches to International Capital Standards	News Release 99-53	ASCII
	Speech	WORD ASCII
06/07/99 Comptroller Urges Industry to End Abusive Practices and Elevate Customer Service Standards	News Release 99-51	ASCII
	Speech	WORD ASCII
05/05/99 Comptroller Criticizes Subprime Lenders Who Fail to Report Borrower Payment Histories	News Release 99-41	ASCII
	Speech	WORD ASCII
05/04/99 Comptroller Urges Banks to Improve Risk Management Practices	News Release 99-39	ASCII
	Speech	ASCII
04/19/99 Comptroller Warns That Pending Financial Modernization Legislation Could "Do Violence" to Dual Banking System	News Release 99-36	ASCII
	Speech	ASCII
04/15/99 Comptroller Urges Regulators, Financial Institutions to Improve Communication with Consumers on Year-2000 Issues	News Release 99-34	ASCII
	Speech	ASCII
03/19/99 Comptroller Says "Information and Education" Can Help Draw Unbanked into System	News Release 99-25	ASCII
	Speech	ASCII
03/17/99 Comptroller Unveils Proposals to Help Community Banks	News Release 99-22	ASCII
	Speech	ASCII
03/01/99 Comptroller Says Effective Supervision Needed to Manage International Crisis	News Release 99-16	ASCII
	Speech	ASCII
02/22/99 Comptroller Cautions Community Banks about Shortcomings in Financial Modernization Legislation	News Release 99-12	ASCII
	Speech	ASCII
02/09/99 Remarks by Julie L. Williams, Chief Counsel, Office of the Comptroller of the Currency before the National Association of Affordable Housing Lenders	News Release 99-8	ASCII
01/28/99 OCC Remarks by Julie L. Williams, Chief Counsel Office of the Comptroller of the Currency, before the Third Annual Race and Relations Conference	News Release 99-6	ASCII

Featured Speeches

01/17/2007
Comptroller John C. Dugan Highlights Important Role Played by the OCC's Consumer Complaint Function
Release 2007-4 | Speech (PDF)

06/08/2006
Comptroller Dugan Discusses Basel II Capital Accord
Release 2006-69 | Speech (PDF)

The Office of the Comptroller of the Currency was created by Congress to charter national banks, to oversee a nationwide system of banking institutions, and to assure that national banks are safe and sound, competitive and profitable, and capable of serving in the best possible manner the banking needs of their customers.