If you live in a presidentially declared disaster area, you may be able to redeem savings bonds early, before the end of the 12-month holding period. Check the TreasuryDirect® Press Room page to see if any financial companies in your area may redeem bonds early.

You may also be able to get faster replacement of any paper bonds lost or destroyed in a disaster.

You may ask to both redeem and replace a savings bond if:

• It’s less than 12 months old, and
• It was destroyed in a disaster.

As of January 1, 2012, we no longer sell or issue paper bonds as replacements. TreasuryDirect now issues only electronic bonds. This supports the U.S. Treasury’s goal to increase the use of electronic trade.

Take a guided tour to learn more about TreasuryDirect.

To qualify, you must:

• Have a bond that’s been destroyed.
• Live in a presidentially declared disaster area.

No evidence of hardship or property damage is required.

Learn how to Redeem or Replace Bonds in Areas Affected by Disasters. You can also learn about Replacing or Reissuing a Paper EE Bond.