The Health Insurance Marketplace: Coverage for Pre-Existing Conditions
Starting in 2014, people with pre-existing conditions like Howard will be able to buy coverage in the Health Insurance Marketplace. Insurance companies will no longer be able to deny you because of a health condition like diabetes.
Open enrollment begins on October 1, 2013.
- Get ready! Sign up for email and text updates.
- Learn more about the Health Insurance Marketplace
- Find out how you can get a break on costs
Howard: 2014 is when the people with pre-existing conditions, like myself, will be able to get insurance through the insurance Marketplace. Five years ago, with my health, I was diagnosed with Diabetes. It was something very hereditary. Once you get that diagnosis of Diabetes, the insurance company says, You’re uninsurable. The biggest irony is, I’ve been designing software for healthcare since 2000, I cannot get healthcare. I’m totally uninsured. To access to medical care now, what I do is I participate in clinical trials on Diabetes. I’m one of the people who actually are guinea pigs for new drugs coming out by the drug companies. I do a lot of my own Diabetes testing. I test myself every day. Other than that, I’m totally healthy. Insurance companies want perfect people, which is totally impossible. Everybody is going to get something at some time. Having this new law will basically bring a lot of people who are uninsured into the Marketplace, and also it gives a person more choices. I’m Howard, and I’m looking forward to getting covered.
NOTE: The transcript for this program may have been compiled from uncorrected Closed Captioning.
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