It’s simple: You want to own a home. But we know the finances can be much more complicated than that. From adjustable rate mortgages to home equity lines of credit, ask CFPB your questions about mortgages. Find a question by searching, or by browsing this complete list. Select topics on the side to narrow your results.
Foreclosure processes differ by state. If you are worried about foreclosure, you should call the CFPB at 1-855-411-CFPB (2372) to be connected with a U.S. Department of Housing and Urban Development (HUD)-approved housing counselor.Typically, once you fall three months behind ...
There are steps you can take: Call your servicer. Depending on your situation, your servicer may be able to modify the terms of your loan or provide other forms of relief. Talk to a HUD-approved housing counselor. A U.S. Department ...
HUD-approved housing counselors are specially trained and work for agencies certified by the U.S. Department of Housing and Urban Development. That means you can have confidence that a HUD-approved housing counselor is well equipped to help you understand and evaluate ...
You do not need to pay someone large sums of money to help you modify your mortgage. People who charge a lot of money in advance of any result may be violating the law. Depending on your financial situation, U.S. ...
If you’re unemployed, there are federal programs – Home Affordable Unemployment Program or the Hardest Hit Fund – that are designed to help homeowners who have lost their jobs. Foreclosure prevention counseling and homeless counseling services are available free of ...
The U.S. Department of Housing and Urban Development (HUD) has approved housing counselors that may be available to meet and talk with you. To find a HUD-approved housing counselor today, call the CFPB at 1-855-411-CFPB (2372).
If you do not know what to say or are uncomfortable talking to your mortgage servicer, a U.S. Department of Housing and Urban Development (HUD)-approved housing counseling agency can help you understand your options, and help you learn how to ...
There are different ways to find a HUD-approved housing counselor: Call the CFPB at 1-855-411-CFPB (2372) to be connected to a HUD-approved housing counselor over the phone Call the HOPE Hotline, open 24 hours a day, 7 days a week, ...
Before speaking with a housing counselor, you should collect as much of your financial information as possible, including: Your last mortgage loan statement and any other recent information sent by your mortgage loan servicer Your recent pay stubs and tax ...
The HOPE Hotline offers personalized advice from housing counseling agencies approved by the U.S. Department of Housing and Urban Development (HUD). You can access this national hotline by calling 888-995-HOPE (4673) 24 hours a day, 7 days a week. You ...