HUD-approved housing counselors are specially trained and work for agencies certified by the U.S. Department of Housing and Urban Development. That means you can have confidence that a HUD-approved housing counselor is well equipped to help you understand and evaluate your options. The services of HUD-approved housing counselors are provided at little or no cost to you. Foreclosure prevention counseling and counseling services for homeless persons are available free of charge through HUD's Housing Counseling Program. Call the CFPB at 1-855-411-CFPB (2372) to be connected to a HUD-approved housing counseling agency today.