How to Save Money Tips

Everyone's making plans for a fresh start this year, and if one of your goals is to save money, make a few changes here and there to save a little or a lot of money. Remember the little things do add up! Read this list below on suggestions for saving money and pick a few for a frugal 2013.

1. Bring lunch to work
2. Take public transportation
3. Drop your landline and rely on your cell phone
4. Reassess your savings accounts
5. Make your gifts
6. Make your own cleaning products, like detergent and carpet cleaner
7. Cook more and eat out less often
8. Be aware of bank fees
9. Make a list before grocery shopping
10. Grocery shop at lower-priced supermarkets like ethnic stores
11. Buy generic products
12. Don't go to the grocery store when hungry
13. Entertain indoors
14. Explore free activities on the weekend
15. Shop your wardrobe
16. Wait on purchases before buying them
17. Get a home energy audit
18. Seal up air leaks in your home to cut heating and cooling costs
19. Buy generic medicine
20. Use your health benefits
21. Skype instead of making long distance calls
22. Turn roaming off and rely on WiFi when traveling
23. Know the right things to buy in bulk
24. Reassess your Internet and cable provider and see if you can find a cheaper plan
25. Turn off lights that aren't in use
26. Unplug electronics when not in use
27. Use cold water to wash your clothes
28. Hang dry your clothing instead of tumbling it in the dryer
29. Hand wash your clothing instead of taking it to the dry cleaner's when possible
30. Drink tap water instead of bottled water. Consider investing in a filter
31. Cancel cable and watch your favorite shows online
32. Work out outdoors, play sports, or go to a friend's gym instead of paying for a gym membership
33. Shop at the farmers market
34. Swap clothes, bags, and accessories with friends
35. Google coupons before buying something online

Read on for more.

36. Renegotiate your cell phone plan, find a new carrier, or cancel some features to save money
37. Use a prepaid phone instead of signing up for a phone plan
38. Read books and magazines from the library
39. Make your own coffee at home
40. Return the purchases you need to return
41. Sell your old things
42. Buy used items
43. Automate payments so you won't forget and be charged with late fees
44. Negotiate a lower APR
45. Upcycle your old items instead of throwing them away
46. Always comparison shop
47. Find a good rewards credit card and use it smartly
48. Book trips early
49. Stock up on holiday decor after the holidays
50. Don't feel obligated to say yes to every invitation (this includes weddings, dinners, events, etc.)
51. Eat right and exercise and get enough sleep, so you won't have to pay with your health
52. Pay bills online to save on postage
53. Stop smoking
54. Stop drinking soda
55. Compare gas prices to find the most affordable gas with sites like GasBuddy.com
56. Get beauty treatments from trainee beauticians
57. Keep plastic takeout containers for future use
58. Wash dishes in a full dishwasher
59. Avoid out-of-network ATMs
60. Keep track of your money with a spreadsheet or Mint.com
61. Plan out your meals for the week
62. Refill printer ink instead of buying new cartridges
63. Brush and floss every day and take care of your teeth to prevent pricey dental bills
64. Keep your receipt or take picture of it in case you want to return an item
65. Vacation closer to home
66. Don't check in your luggage
67. Check out Airbnb instead of hotels
68. Travel during an off-peak season or time
69. Travel to an underrated place instead of famous tourist spots
70. Use reusable grocery bags
71. Find a place with lower rent or get roommates
72. Join loyalty programs
73. Wait for daily deals for services you like, such as dental cleaning or a massage
74. Feed your pet the right foods and keep it in shape to reduce vet bills
75. Work toward getting a better credit score so you'll be quoted cheaper rates
76. Review your receipts to make sure you're not being charged for odd items
77. Check your bank account daily to make sure there aren't any weird charges
78. Always try to wait for a sale before buying something
79. Don't use your credit card overseas unless it doesn't have foreign transaction fees
80. Rent movies instead of going to the theater