• How to Disenroll from PCIP
• What If You Get Other Coverage?
• Moving to Another State?
• How to Change Your Address
• Need a New ID Card?
• Paying Your PCIP Premium

How to Disenroll from PCIP

To disenroll from PCIP, you must submit a signed and dated written request that includes:

• Your name
• Your account number
• Your permanent address
• The date you want to disenroll

Your disenrollment will be effective starting the last day of the month in which we received your request. Your premium must be paid for that full month. Once you’re disenrolled, you can’t re-apply for PCIP until 6 months after your coverage ends.

Mail your written disenrollment request to the National Finance Center.

What If You Get Other Coverage?

If you get other health coverage (such as Medicare, Medicaid, or private insurance), you’re no longer eligible for PCIP.

Call the National Finance Center and let us know if you have (or plan to get) other health coverage. This way, we can disenroll you from PCIP and no longer bill you a monthly premium.

Moving to Another State?

If you move out-of-state, call the National Finance Center and let us know so we can update our records and tell you about any changes to your coverage.

If you move out of the service area of the federally-run PCIP, you won’t have to go without health coverage for another 6 months to be eligible to enroll in another PCIP in your new area. Contact the PCIP in your new area for instructions.

How to Change Your Address

To submit a written request for a mailing address change, mail your request to the National Finance Center. Please include your name, your current mailing address, your new mailing address, and your account number. You can also make the request by phone. Call us at 1-866-717-5826 (TTY: 1-866-561-1604).

Need a New ID Card?

If you need a new ID card, call the GEHA benefits administrator at 1-800-220-7898 between 7:00 a.m. and 5:30 p.m. CT, Monday through Friday.

Paying Your PCIP Premium

Payments are due on or before the first day of each month. Any payments we get after the due date will be considered late, and may result in your disenrollment from the plan.

Your first premium payment is due within 30 calendar days from the date of your approval letter. You must send in your payment to access your coverage, but please do not send in the payment before you receive the letter. You’ll get monthly coupons to send with future payments.

Note that your premium may increase if you age into a higher rate tier, or if PCIP adjusts its premiums.

Ways to Pay

• Personal check, money order, or other certified funds: We do not accept payment by credit card or over the phone. Make checks payable to the National Finance Center, and remember to enclose the monthly coupon with your payment. Mail your payment to:
  
  • USDA, National Finance Center
  • PCIP Collections
  • P.O. Box 790275
  • St. Louis, MO 63179-275
  
  Call PCIP at1-866-717-5826 to request a replacement coupon book, between 8 a.m. - 11 p.m. EST, Monday through Friday.


• Electronic transfer from your bank account: With the safety and security of electronic transfer of funds, you have the guarantee that your payment will be made, not lost in the mail. Click here to learn more about electronic debit.

Late Payments

If we don’t get your payment on time, you’ll get a notice in the mail letting you know that your premium must be paid by the end of the month, or you’ll be disenrolled from the PCIP. If we don’t get your payment, your insurance coverage will end on the last day of the month that we got a full monthly premium payment. For example, if you are paid through August, then your coverage would end on August 31. You’ll be financially responsible for any coverage claims we paid during months in which you didn’t pay your premium.

If you’re disenrolled because you didn’t pay your premiums on time, you’ll have to wait 6 months from the date your coverage was cancelled before you can re-apply for PCIP.

PCIP Coverage Cancelled?

If you couldn’t pay your premium on time due to circumstances beyond your control, you can ask us to reconsider the decision to cancel your coverage. For example, you can submit evidence that you were a victim of a natural or manmade disaster, or that you were hospitalized and couldn’t pay on time. If you want to ask us to reconsider our decision, we must get your written request within 30 days of the date of your notice of cancellation.

Include your account number on any correspondence, and mail your request and supporting evidence to the National Finance Center.