There are steps you can take: Call your servicer. Depending on your situation, your servicer may be able to modify the terms of your loan or provide other forms of relief. Talk to a HUD-approved housing counselor. A U.S. Department ...
The U.S. Department of Housing and Urban Development (HUD) has approved housing counselors that may be available to meet and talk with you. To find a HUD-approved housing counselor today, call the CFPB at 1-855-411-CFPB (2372).
If you do not know what to say or are uncomfortable talking to your mortgage servicer, a U.S. Department of Housing and Urban Development (HUD)-approved housing counseling agency can help you understand your options, and help you learn how to ...
HUD-approved housing counselors are specially trained and work for agencies certified by the U.S. Department of Housing and Urban Development. That means you can have confidence that a HUD-approved housing counselor is well equipped to help you understand and evaluate ...
You do not need to pay someone large sums of money to help you modify your mortgage. People who charge a lot of money in advance of any result may be violating the law. Depending on your financial situation, U.S. ...
There are different ways to find a HUD-approved housing counselor: Call the CFPB at 1-855-411-CFPB (2372) to be connected to a HUD-approved housing counselor over the phone Call the HOPE Hotline, open 24 hours a day, 7 days a week, ...
Before speaking with a housing counselor, you should collect as much of your financial information as possible, including: Your last mortgage loan statement and any other recent information sent by your mortgage loan servicer Your recent pay stubs and tax ...
The HOPE Hotline offers personalized advice from housing counseling agencies approved by the U.S. Department of Housing and Urban Development (HUD). You can access this national hotline by calling 888-995-HOPE (4673) 24 hours a day, 7 days a week. You ...
The housing counselor will ask you for information about your mortgage loan, such as the amount you owe and the date of your last payment. This information is generally on your last mortgage loan statement. The housing counselor may also ...
If you are having trouble paying your mortgage, a legitimate housing counselor cannot promise that you will get to keep your home. A housing counselor can help you look at your options and make a decision thats right for you. ...