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FDIC Quarterly
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The FDIC Quarterly provides a comprehensive summary of the most current financial results for the banking industry, along with feature articles. These articles range from timely analysis of economic and banking trends at the national and regional level that may affect the risk exposure of FDIC-insured institutions to research on issues affecting the banking system and the development of regulatory policy. The FDIC Quarterly brings together data and analysis that were previously available through three retired publications -- the FDIC Outlook, the FDIC Banking Review, and the FYI: An Update on Emerging Issues in Banking. Past issues of these publications are archived under their original publication names.

2011 Volume 5, Number 2 (PDF) 1.7MB (PDF Help)

Quarterly Banking Profile – First Quarter 2011

FDIC-insured institutions reported an aggregate profit of $29 billion in the first quarter of 2011, an $11.6 billion improvement (66.5 percent) from the $17.4 billion in net income the industry reported in the first quarter of 2010. This is the seventh consecutive quarter that earnings registered a year-over-year increase. More than half of all institutions (56.2 percent) reported improved earnings. For the sixth consecutive quarter, reduced provisions for loan losses drove the improvement in earnings.

Insurance Fund Indicators
Estimated insured deposits (based on $250,000 coverage) increased by 1.4 percent during the first quarter of 2011. The Deposit Insurance Fund reserve ratio was -0.02 percent on March 31, 2011, up from -0.12 percent on December 31, 2010, and the -0.39 percent low point reached at the end of 2009. Twenty-six FDIC-insured institutions failed during the quarter.

Featured Articles:

We Must Resolve to End Too Big to Fail
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Remarks by FDIC Chairman Sheila C. Bair on May 5, 2011, before the 47th Annual Conference on Bank Structure and Competition sponsored by the Federal Reserve Bank of Chicago.

The Orderly Liquidation of Lehman Brothers Holdings Inc. under the Dodd-Frank Act
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On September 15, 2008, Lehman Brothers Holdings Inc. (Lehman) filed for bankruptcy. The disorderly and costly nature of the bankruptcy—the largest, and still ongoing, financial bankruptcy in U.S. history—contributed to the massive financial disruption of late 2008. In this article FDIC staff examine how the government could have structured a resolution of Lehman under the orderly liquidation authority of Title II of the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 and how the outcome could have differed from the outcome under bankruptcy.

Past Issues

FDIC Quarterly 2012 Volume 6, Number 2
FDIC Quarterly 2012 Volume 6, Number 1
FDIC Quarterly 2011 Volume 5, Number 4
FDIC Quarterly 2011 Volume 5, Number 3
FDIC Quarterly 2011 Volume 5, Number 2
FDIC Quarterly 2011 Volume 5, Number 1
FDIC Quarterly 2010 Volume 4, Number 4
FDIC Quarterly 2010 Volume 4, Number 3
FDIC Quarterly 2010 Volume 4, Number 2
FDIC Quarterly 2010 Volume 4, Number 1
FDIC Quarterly 2009 Volume 3, Number 4
FDIC Quarterly 2009 Volume 3, Number 3
FDIC Quarterly 2009 Volume 3, Number 2
FDIC Quarterly 2009 Volume 3, Number 1
FDIC Quarterly 2008 Volume 2, Number 4
FDIC Quarterly 2008 Volume 2, Number 3
FDIC Quarterly 2008 Volume 2, Number 2
FDIC Quarterly 2008 Volume 2, Number 1
FDIC Quarterly 2007 Volume 1, Number 3
FDIC Quarterly 2007 Volume 1, Number 2
FDIC Quarterly 2007 Volume 1, Number 1

Archived Issues

FDIC Outlook – 1997 thru 2006
FDIC Banking Review – 1995 thru 2006
FYI: An Update on Emerging Issues in Banking – 2002 thru 2006




Last Updated 07/06/2011 Questions, Suggestions & Requests