This publication has a lot of information to help individuals take charge of their retirement planning. Written for workers who are 10 to 15 years from retirement, it will help you calculate your income, savings and likely expenses in retirement to get a better idea of whether you are on track. The publication provides tips to help you close any savings gap and to make your money last through your retirement. The online worksheets do the calculations for you. For the Spanish publication click here.
Agency: U.S. Department of Labor
Want to know your life expectancy? You can use Social Security’s simple life expectancy calculator @ www.socialsecurity.gov/planners/lifeexpectancy.htm to get a rough estimate of how long you (or your spouse) may live. Knowing this information can help you make a more informed choice regarding when to collect Social Security retirement benefits.
Agency: Social Security Administration
Estimate Your Social Security Retirement Benefits Online Now at www.socialsecurity.gov/estimator The Retirement Estimator is tied to a person’s actual Social Security earnings records and eliminates the need to manually key in years of earnings information.
Agency: Social Security Administration
See what your monthly payment will be for a loan.
Agency: Department of Defense
Determine how long it will take to pay off your debt based on different monthly payment scenarios.
Agency: Department of Defense
See why it's better to start saving early for retirement.
Agency: Department of Defense
View the difference a regular savings plan can make!
Agency: Department of Defense
This publication explains the Federal Reserve's new credit card rules and related consumer protections. It tells consumers some of the key changes they can expect from their credit card company beginning on February 22, 2010.
Agency: Board of Governors of the Federal Reserve System
With the Savings Bond Wizard®, you can:
Agency: Department of the Treasury
The Federal Ballpark Estimate is a savings goal worksheet. The Federal Ballpark Estimate is modeled on the Ballpark Estimated developed in partnership with the American Savings Education Council (ASEC). It is tailored to include the retirement benefits of Federal employees. You can use the Federal Ballpark Estimate to automatically calculate estimates of future Civil Service Retirement System (CSRS) or Federal Employees Retirement System (FERS) retirement benefits and Thrift Savings Plan account balances. It will also let you know how well you are doing in meeting your savings goal.
Agency: Office of Personnel Management
Find information about repaying federal student loans including the new Income Based Repayment Plan, other repayment plans
Agency: Department of Education
EDIE the Estimator can calculate your FDIC insurance coverage for each FDIC-insured bank where you have deposit accounts.
Agency: Federal Deposit Insurance Corporation
Ensure that you're having the right amount of income tax withheld from your pay.
Agency: Department of the Treasury
Determine the face value, premiums and how to carry your coverage into retirement.
Agency: Office of Personnel Management
Use savings bonds to plan for your financial future.
Agency: Department of the Treasury
How much are your savings bonds worth now?
Agency: Department of the Treasury
Estimate the future growth of your Thrift Savings Plan account and your future contributions.
Agency: Office of Personnel Management
Compare monthly mortgage payments and the amount of equity you'll build for up to six types of fixed- and adjustable-rate mortgages.
Agency: Board of Governors of the Federal Reserve System
Learn how long it will take you to pay off your credit card balance.
Agency: Board of Governors of the Federal Reserve System
Online Tools for Later Life Financial Planning
Agency: Department of Agriculture
On May 20, 2009, the enactment of the Helping Families Save their Homes Act of 2009 extended, through December 31, 2013, the temporary increase in NCUA’s standard maximum share insurance amount from $100,000 to $250,000. The Electronic Share Insurance Calculator (E-SIC) is designed to give an accurate share insurance calculation.
Agency: National Credit Union Administration
Whether you are thinking of retiring gradually or about taking the big step all at once, you may wonder whether you can afford to retire. This site is designed to help you answer some of your questions about retirement.
Agency: Department of Agriculture