Fair Credit Reporting Act (PDF, 132 KB)
The Fair Credit Reporting Act establishes procedures for correcting mistakes on your credit record and requires that your record only be provided for legitimate business needs. Facts for Consumers: Your Access to Free Credit Reports
Fair Credit Billing Act
The Fair Credit Billing Act establishes procedures for resolving billing errors on your credit card accounts. It also limits a consumer's liability for fraudulent credit card charges. Facts for Consumers: Fair Credit Billing
Fair Debt Collection Practices Act
The Fair Debt Collection Practices Act prohibits debt collectors from using unfair or deceptive practices to collect overdue bills that your creditor has forwarded for collection. Facts for Consumers: Fair Debt Collection
Electronic Fund Transfer Act
The Electronic Fund Transfer Act provides consumer protection for all transactions using a debit card or electronic means to debit or credit an account. It also limits a consumer's liability for unauthorized electronic fund transfers.
Facts for Consumers: Electronic Banking
Hot Links
Use Our Materials In Your Community
The President's Identity Theft Task Force
2006 Identity Theft Survey Report
Test Your Knowledge about Identity Theft – Take the OnGuard Online Quiz
Key Publications
Taking Charge: What To Do if Your Identity is Stolen (PDF 1MB)
Safeguarding Your Child's Future (PDF 1MB)
To Buy or Not To Buy: Identity Theft Spawns New Products and Services To Help Minimize Risk (PDF 229KB)How To Plan and Host Protect Your Identity Days Kit (PDF 6MB)
Information Compromise and the Risk of Identity Theft: Guidance for Your Business
(PDF 152KB)
Protecting Personal Information: A Guide for Business (PDF 3.47MB)