Fair Debt Collection Practices Act Links

The Fair Debt Collection Practices Act [PDF]

Dealing with Debt Collectors

Debt Collection FAQs: A Guide for Consumers
Consumer Information on "Dealing with Debt"
from ftc.gov/moneymatters
Additional Consumer and Business Publications

FTC Staff Commentary on the FDCPA (December 13, 1988)

Commission's Annual FDCPA Report (March 2011) [PDF]

FTC Staff Opinion Letters
(April 1988 to May 2002)

Except in unusual circumstances, the staff will no longer issue informal written interpretations of the FDCPA. However, the staff may issue informal opinions or revise its Staff Commentary as necessary to provide guidance regarding significant amendments to the FDCPA in the future.

Recent FTC Debt Collection Reports

Repairing a Broken System: Protecting Consumers in Debt Collection Litigation and Arbitration (July 2010)

Collecting Consumer Debts: The Challenges of Change: A Federal Trade Commission Workshop Report (February 2009)

Commission FDCPA Advisory Opinions

FCRA Direct Dispute Rule and FDCPA cease communication requests (June 23, 2009)
Communicating with consumers regarding possible mortgage settlement options (March 25, 2008)
Informing consumers that collection efforts have ceased (October 9, 2007)
Collection activity during the Section 809 dispute period (March 31, 2000)

News Releases

FTC Submits 2011 Fair Debt Collection Practices Report to Congress (March 21, 2011)

Leading Debt Collector Agrees to Pay Record $2.8 Million to Settle FTC Charges (March 16, 2011)

Debt Collector Will Pay $1.75 Million to Settle FTC Charges (October 21, 2010)

FTC Issues Report on Reforming Debt Collection Litigation and Arbitration; Recommends Steps to Protect Consumers and Repair a Broken System (July 12, 2010)

Debt Collectors Will Pay More Than $1 Million to Settle FTC Charges (March 3, 2010)

Federal Trade Commission Protecting America's Consumers

Fair Debt Collection Practices Act Links