Over one hundred mortgage companies have agreed to participate in the Home Affordable Modification Program (HAMP), find their contact information here.
Throughout the country, federal, state, and local governments, along with nonprofit organizations, are sponsoring homeownership events where borrowers can learn about foreclosure prevention options and get immediate help connecting with loan servicer representatives and local housing counselors.
The Payment Reduction Estimator will determine what your current mortgage debt-to-income is and how much your monthly payment may be reduced if you qualify for a modification.