Skip to ContentSkip to Secondary Navigation
ERS - Employees Retirement System of Texas
HOME  |  ABOUT ERS  |  EMPLOYMENT  |  CUSTOMER SERVICE  |  DOING BUSINESS WITH ERS  |  A-Z INDEX
Link for User Login to view benefits
INSURANCE RETIREMENT TEXFLEX TEXA$AVER NEWS EVENTS CALENDAR ERS INVESTMENTS
 
Insurance
Monday, October 5, 2009
search
 
 
ERS - Employee Retirement System
Overview of Insurance Benefits
You are here: home > Insurance > Overview of Insurance Benefits

photo of mother and children

The Texas Employees Group Benefits Program (GBP) is ERS’ insurance program. This section highlights GBP insurance and optional benefits available to you. ERS administers benefits for employees and retirees of state agencies, higher education institutions and other groups.

ERS also administers insurance benefits for other retirement systems.

Notice about Insurance - Health and other insurance benefits for employees and retirees are subject to change based on available State funding. The Texas Legislature determines the level of funding for such benefits and has no continuing obligation to provide those benefits beyond each fiscal year.

Medical/Prescription Drugs
ekgThere are two medical plans in the Group Benefits Program: HealthSelectSM of Texas and health maintenance organizations (HMOs).  Both provide comprehensive health and prescription drug benefits, but there are some differences in the way benefits work.
read more  >
Dental
There are two plans to choose from for dental coverage.  Each has different costs, benefits, and participating dentists.
read more  >
Life and Disability (optional coverage)
One of the benefits of working for the State of Texas is knowing that you have options for coverage that can protect you and your loved ones in the event of an accident, disability or death.
read more  >
Long-term care
Long-term care coverage can give you the peace of mind that comes with knowing you are prepared for the future.
read more  >
Premium Rates
Now that you know about all the benefits offered by ERS, how much do they cost?  See tables showing monthly premium amounts for employees and retirees.
read more  >
COBRA
COBRA allows you and your eligible dependents to keep your health and dental coverage for a certain period of time after you leave employment.
read more  >
State Kids Insurance Program (SKIP)
If you qualify for the State Kids Insurance Program (SKIP), you pay lower monthly premiums to cover your children under age 19.
read more  >
Benefits for Survivors
Your survivors need to know what to do in the event of your death; you need peace of mind knowing the benefits they will have when that time comes.
read more  >
Insurance Forms
This page includes forms and instructions for SKIP, COBRA, evidence of insurability and more.
read more  >
Wellness Information
Valuable information on wellness programs and health risk assessment tools.
read more  >