Life and Health Insurance

Home Page

• Accident and Health
• Cooperatives and Coalitions
• Filings Intake
• Health Maintenance Organizations (HMOs)
• Independent Review Organizations (IROs)  
• Life, Annuity and Credit
• Life and Health Data Calls  
• Utilization Review Agents (URAs) 

Life and Health

• The Impact of Mandated Health Benefits 1998 (HTML Version) | (Adobe PDF Version)
• Milliman & Robertson Cost Impact Study of Mandated Health Benefits in Texas / Report #1 - 2000 (Adobe PDF)
• Milliman & Robertson Cost Impact Study of Mandated Health Benefits in Texas / Report #2 - 2000 (Adobe PDF)
• Myths & Reality - Tips for Faster Policy Review. (Excerpts from Reprint of Texas Insurance News Article, June 1998.)
• Texas Mandated Benefits/Offers/Coverages
• 2002 Life/Health - Licensing Compliance Workshop Introduction and Presentation Materials
• Exhibit A - Exclusions, Reductions and Limitations for Individual Health Provisions (.pdf format)
• Figures for Mandatory Benefit Notices: 28 TAC § 21.2106
• Notice of Availability of Coverage Under the Texas Health Insurance Risk Pool, §§21.2305 Form
• HIV Consent Form(.pdf format)
• Federal HIPAA Information
• Bulletin that provides a detailed explanation of the federal and state law which regulate union and ERISA plans

• FAQs About Form Filing Requirements
• Most Common Rejections For Life And Accident & Health Form Filings
• List of Form Filing Fees
• NEW - Implementation of the form filing fee billing system, pursuant to 28 TAC §§7.1301 and 7.1302 (effective on February 1, 2005).

Required Certifications Form and Checklists

• Transmittal Form for Certain Miscellaneous Documents For Life/Health
• NEW - Transmittal Checklist for Life/Health Form Filings
• Summary of Exempt Forms (Download Only, 24K, MS Word, lh_exmpt.zip)

• Product Checklists
• General information on Variable Annuities

Viatical and Life Settlements

• Listing of Authorized Viatical and Life Settlement Providers, Provider Representatives and Brokers
• Viatical and Life Settlement Rules 28 TAC §§3.1701 - 3.1717

NEW - Forms

• Finger Print Requirements
• Viatical and Life Settlement Application
• Transmittal Checklist for Viatical and Life Settlement Form Filing; See the (Sample completed form)
• Viatical Settlement Consumer Disclosure form
• Life Settlement Consumer Disclosure form
• Viatical Settlement Consumer Acknowledgement form
• Life Settlement Consumer Acknowledgement form

Credit

• Comments on Draft/Proposed Rules and Rate recommendations for Credit Life and Credit Accident and Health
• Consumer Bill of Rights for Credit Life, Credit Disability & Involuntary Unemployment Insurance
• New - Report on Credit Life, Accident, and Health Insurance - HB2159
• Credit Insurance Credit Life and Accident & Health Presumptive Rates | for §3.5206, proceed to page 84 of the document (.pdf format)

• Product Checklists
• Long Term Care Shopper's Guide
  
• Companies offering Long Term Care Insurance
• Long Term Care Consumer Disclosure Form
• Consumer Choice Health Benefit Plans Resources

List of companies that have approved or filed forms utilizing:

• PPO contract Provisions
• Dental contract Provisions
• Individual Health contract Provisions
• Medical Savings Account (MSA) contract Provisions
• Health Savings Account (HSA) contract Provisions

Small Employer

• Certifications (Download Only, 58K, MS Word, lh_smemp.zip)
• Chapter 26 Health Insurance Portability and Availability Act Regulations Small Employer Section; Large Employer Section (use your browser's "Back" key to return to TDI).
• Carriers offering coverage in the Mid-Size and Large Employer Market

For more information contact: LifeHealth@tdi.state.tx.us