Banking

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• New poll has Scotland rejecting independence by four-point margin – as it happened

  11 Sep 2014: Andrew Sparrow and Ben Quinn’s rolling coverage of all the developments in the Scottish independence referendum campaign, including Alex Salmond holding a press conference

• Retailers under pressure to back no vote in Scottish referendum

  11 Sep 2014: Campaign warning of higher prices following independence backed by No 10, but leading supermarkets refuse to join

• Scottish referendum: a sudden exodus of banks not the worry, a slow leak is

  11 Sep 2014: It is hard to be confident over what a shift would mean in terms of jobs and the long-term prosperity of Scotland's financial sector

• Ecuador’s ‘digital currency’ explained

  Guardian Professional, 11 Sep 2014: 40% of Ecuadorian adults don’t have a bank account, but is their new ‘currency’ more about escaping the US dollar?

• Leading ad industry figures raise concerns over Scottish independence

  11 Sep 2014: Agencies including Bartle Bogle Hegarty and M&C Saatchi say yes vote would be disastrous for UK advertising market. By Mark Sweney

• Bitcoin could pose threat to financial stability of UK, warns Bank of England

  11 Sep 2014:

  Factors such as inherent volatility means digital currency unlikely to win over enough users to supplant existing banking system

• Apple Pay: a new frontier for mobile payments?

  Guardian Professional, 11 Sep 2014: Tim Cook wants Apple Pay to replace the consumer wallet – but its future is uncertain, writes Hiroki Takeuchi
  
  • Five reasons why the Apple Watch won’t take off
  • Apple’s new iOS 8 will change the way brands connect with their customers
  • What Apple’s iWatch could mean for the marketing world
  

• RBS will leave Scotland if voters back independence

  11 Sep 2014: Statement follows Lloyds saying it would quit as concern deepens for financial consequences for mortgages and retail operations

• Bank account switch scheme brings in 1 million customers

  11 Sep 2014:

  Watchdog says current account scheme, which aims to eliminate fear factor from moving bank, is empowering customers

• Banks say: we'll leave Scotland if the independence vote is a yes

  10 Sep 2014: RBS and Lloyds Banking Group warn of possible relocation to London, if Scottish voters back breakaway from the UK

• France to miss EU budget deficit target

  10 Sep 2014: Finance minister says country will not achieve 3% goal by 2017, and slashes growth outlook for this year and next

• Santander bids farewell to Emilio Botín, its canny patriarch

  10 Sep 2014: Bank chairman, who helped transform Spanish lender into global heavyweight, had impressive ability to make fools of his rivals

• Bank of Japan drives rates below zero

  10 Sep 2014: Central bank's surprise first purchase at a yield less than zero underlines its determination to boost ailing economy

• Scottish savers likely to have continued bank account protection

  10 Sep 2014: FSCS admits uncertainty exists but says EU directive protecting €100,000 in accounts should calm any bank run fears

• Why do you have to buy an iPhone 6 to get a working digital wallet? Think different

  10 Sep 2014: Apple’s new payments system seems promising, but why is it limited only to the elite? The postal service can serve everyone, writes David Dayen
  

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