Too many individuals and families are experiencing financial crisis because of inadequate savings, too much debt, and poor planning for potential major life events. On average, U.S. households carry about $8,000 in credit card debt, up two-thirds compared to a decade ago. More than half of Americans report living paycheck to paycheck. During the past decade, the rate of personal bankruptcy in the U.S. rose by 69 percent. Working through land-grant universities and other partners, CSREES targets programs for youth, financially vulnerable populations, and consumers making financial decisions through their lifetime. The overall goal is for people to acquire the knowledge, skills, and motivation to build financial security. Programs focus on behavioral change, starting with achieving financial self-sufficiency, then stability. The ultimate goal, financial security, is the cornerstone of prosperous communities, nurturing neighborhoods, and strong families.
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In Focus
Partners/Partnership
Events
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Junior Achievment Worldwide Leadership Conference, Boston, MA, July 20-24, 2009
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Grantsmanship Workshops, November 10-11, 2009, Kansas City, MO; Embassy Suites Kansas City - International Airport
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Grantsmanship Workshops, November 18-19, 2009, Washington, D.C.; Marriott Crystal Gateway
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Selected Results and Impacts
Resources
Contacts
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