| Government Resources |
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Choosing A Credit Card: The Deal is in the Disclosures - Here are the most important terms to understand - or ask about - when you are
choosing among credit offers. |
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Credit Card
Repayment Calculator - Based on the information you provide, the
calculator will give you an estimate of how long it will take you to pay off your credit card
balance. |
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Federal Reserve Board - Consumer Information - This page
lists information on credit cards, home mortgages, vehicle leasing, personal finance and
more. |
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FTC - Credit
Publications - |
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Get Your
Free Annual Credit Report Online - An amendment to the federal Fair
Credit Reporting Act (FCRA) requires each of the nationwide consumer reporting companies to provide you
with a free copy of your credit report, at your request, once every 12 months. |
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Identity Theft Resources from the Federal Trade Commission - Identity theft occurs when someone uses your personal information such as your
name, Social Security number, credit card number or other identifying information, without your permission to
commit fraud or other crimes. |
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Office Of Financial Education - The Office of
Financial Education serves to provide the Department of the Treasury with expertise on the many complex and
interdisciplinary issues involved in financial education, and is able to tap into the Department's wide base of
expertise on finance. |
| Private Resources |
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Airlines or Low Interest Card - Which Is Better? -
This calculator compares the value of an Airlines card and a Low Interest credit card to help you determine
which card is better for you. |
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Are You Credit Wise? - MasterCard Learning Center - Being credit wise means playing it smart with your plastic; knowing how to build
good credit, how to prevent fraud, and how to develop and stick to a budget so that whether you’re starting out
or starting over you start on the right foot. |
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Cash Back or Low Interest Card - Which Is Better? - This calculator compares a Cash Back card with a Low Interest rate card. This
information will help you determine which card is better for you. |
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Credit Page -
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Debt Counselors of
America (Now Myvesta.org) - An Internet-based, nonprofit organization
providing services, information and support to people in all financial circumstances |
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Debt Know-How - MasterCard Learning
Center - Learn the basics of personal budgeting. |
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FileSafe - system is
the home of safe, affordable, and convenient online tax return preparation and e-filing with free
access. |
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How Much Could I Save By Transferring My Balances? - This calculator calculates the amount of interest you’ll save by transferring existing
balances to a lower rate card. It factors in the fees often associated with transferring balances. Be sure to read
the fine print of any balance transfer offer. |
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Pay Day Loan
Consumer Information - Information resource on payday lending for
consumers and advocates |
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Right to Free
Credit Report - The three nationwide consumer reporting companies have
set up one central website,hrough which you can order your free annual report. Free reports will be phased in
during a nine-month period, rolling from the West Coast to the East beginning December 1, 2004. Beginning
September 1, 2005, free reports will be accessible to all Americans, regardless of where they
live. |
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Smart About Money - Gain control of your finances during critical times in your life with information and
tools you can trust. |
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Springboard
Non-Profit Consumer Credit Management - Springboard® offers a
wealth of services to consumers who are experiencing difficulty and want to regain financial
freedom. |
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True Cost of Paying The Minimum - Use this calculator to
check how long it will take to pay off your debt, and how much interest you will pay over the life of your debt if
you only make minimum monthly payments. |
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What Will It Take To Pay Off My Current Balance? - This
calculator calculates either the monthly payment amount or the number of months it will take to pay your
credit card balance in full. |
