FDIC Law, Regulations, Related Acts |
U.S. SEE United States U.S. tri-party repurchase agreement market . Definition 7808 Ultimate parent . Definition 7628.06 Unaffiliated security holder . Definition 9409 Unauthorized electronic fund transfers SEE ALSO Electronic fund transfers OR Preauthorized electronic fund transfers . Consumer liabilities 7364.01, 7394 . . Accepted card or other means of access 6631 . . Burden of proof 6631 . . Electronic Fund Transfer Act 6630 . Definition 6626, 7362, 7390 Unauthorized use of credit card . Definition 6567, 6652.09 Uncertificated security . Definition 9440.03 Unclaimed Deposit Account Records . FDIC . . System of records 2226.15 Unclaimed deposits . FDIC receiver or conservator 1207 . . State property laws 1208 . . United States deposit 1208 . Termination of insurance . . Notice to depositors 1208, 2290 Uncollected checks . Insurance coverage . . Closed insured banks 4280, 4701 Undercapitalized . Definition 1431, 2252 Undercapitalized insured depository institution SEE ALSO Critically undercapitalized OR Significantly undercapitalized . Brokered deposits . . Deposit broker 1359 . . Prohibitions 1360, 4682 . . Renewal or substitution 1359, 1435 . . Solicitation 1361 . Capital categories 2251 . . Notice 2251 . Corrective action 2166.12-A . . Administrative procedure 2166.12-A, 2166.15 . . Application procedure 1434, 2068.09 . . Capital restoration plan 1433, 2166.16, 2246, 2253 . . Directives 2166.12-A, 2166.15 . . Enforcement 2166.16 . . Reclassification 2166.13, 2252 . . Removal or suspension of institution-affiliated party 2166.15 . . Restrictions 1433, 1434, 2068.10-A, 2255 . . Savings associations 1442 . . Supervisory actions 1437, 2254 . Employee benefit plan . . Passthrough accounts 4809 . FDI Act, section 29 . . FDIC receiver or conservator 4427 . . RTC receiver or conservator 4427 . Purchased credit card relationships 6119 . Risk-based assessment system . . Assessment risk classification 2287 Undercapitalized savings association . Definition 8740.05 . Qualified stock issuance 8740.04 Underlying and exposures . Definition 2262.37, 6120.59 Underlying asset . Definition 7660 Understated APR . Definition 5049 Understated finance charges . Definition 5050 Undertaking . Definition 8822.27 Underwriter SEE ALSO Credit underwriting OR Insurance underwriting . Capital notes . . Covered transaction 4206 . Definition 8979, 9176.04, 9289, 9365 . Delegated authority . . FRB Division of Banking Supervision and Regulation Director 6188 . Foreign banks and banking . . Foreign activities 7634.01 . FRB's Regulation Y . . Nonbanking activities closely related to banking 6110.07 . Insured nonmember banks . . Discount brokerage service 4131 . . Foreign activities 2850 . Investment Company Act of 1940 . . Securities transactions 9311 . Registered investment company . . Contract 9307 . . Eligibility 9299 Undesignated information . Definition 7196.05 Unearned fees . Federally-related mortgage loans . . Prohibitions 7004, 7079 Unexpected operational loss (UOL) . Definition 2262.37, 6120.60 Unfair method of competition . Federal Trade Commission . . Cease-and-desist order 8551 . . Complaints 8551 . . Unlawful practices 8551 . Insured depository institutions . . Contract 1371 Unfair or deceptive acts or practices . Collecting a debt . . Late payment charges 7412, 7412.13 . Consumer credit contract . . Confession of judgment 7411, 7412.08 . . Garnishment 7411, 7412.09 . . Security interest in household goods 7412, 7412.09 . . Waiver of exemption 7411, 7412.08 . Disclosure requirements . . Cosigner 7412, 7412.11 . Fair Debt Collection Practices Act . . Debt collection 6620, 6622, 6624.12, 6624.19 . False or misleading statement . . Cosigner liability 7412, 7412.11 . Federal Trade Commission . . Cease-and-desist order 8551 . . Complaints 8551 . . Rule Concerning Preservation of Consumers' Claims and Defenses 7163 . . Rules and regulations 8551 . . Unlawful practices 8551 . FRB's Regulation AA . . Consumer complaint procedure 7409 . . Consumer credit contract 7411 . . Consumer credit practices 7409 . . Credit Practices Rule 7412.04 Uniform commercial code . Definition 7418, 7418.48 . FRB's Regulation CC . . Interpretations 7418.110 Uniform financial institutions rating system . FDIC Statement of Policy . . Composite CAMELS rating 5079 Uniform Gifts to Minors Act . Insurance coverage . . Custodial account 2356 Uniform interagency consumer compliance ratings . FDIC Statement of Policy . . Federal Financial Institutions Examination Council 5213 Uniform rules . Definition 2128 Uniform settlement statement SEE ALSO HUD-1 Uniform Settlement Statement OR HUD-1A Settlement Statement . RESPA 7073 . . Federally-related mortgage loans 7000 Uniform Standards of Professional Appraisal Practice . Appraisers 4555 Unimpaired capital and unimpaired surplus . Definition 9386 Uninsured branch . Definition 7492 Uninsured deposits . Definition 1069 . Deposit broker . . Affiliated insured bank 4678 . Employee benefit plan . . Pledge of assets 4777 . FDIC Improvement Act of 1991 8550.22-A . Solicitation . . Advertising 4712 Uninsured institutions SEE Noninsured institutions Unit investment trust . Definition 9298 . Insured nonmember banks . . Loans or extensions of credit 4188 . Investment company 9323 . . Insurance coverage 4490 Unit of general local government . Definition 7418, 7418.48, 7425 Unit of measure . Definition 2262.37, 6120.60 United States . Definition 2867, 6086, 7418, 7425, 7581, 8383, 8486, 8486.02, 8516.12 . Deposit insurance . . Full faith and credit 4277, 4288, 4289, 4373, 4438 United States Congress . Agency records . . Information not withheld 8027 . FDIC Improvement Act of 1991 . . Credit crisis 8550.32 United States deposit . Definition 1208 United States depository institutions . Definition 2262.06-D, 6115, 6120.08, 7586.32 United States employees . Assault and resistance 8282 . . Protection 8296 United States funds . Insurance coverage . . Public unit accounts 2364, 4757 United States government agency . Definition 2262.06-D, 6120.08, 6120.16 United States government guaranteed loans . Federally-related mortgage loans . . Discriminatory practices 9703 . Lending limits of the Comptroller of the Currency . . Exceptions 9391 . Risk-based capital 6120.02-B-3 United States government sponsored agencies SEE ALSO Government-sponsored enterprise . Definition 2262.06-E, 6120.09 United States obligation SEE Government obligations United States person . Definition 7841, 8386, 8516.06-D, 8516.08-B, 8516.08-E, 8516.08-K, 9262, 9266 United States resident . Definition 7582 United States savings bond . Definition 8249 . Government securities . . Exemptions 8249 United States securities . Definition 7841, 9192 . Insurance coverage . . Clearing agency 4200 . . Deposits 4253 . . Money market instruments 4535 United States Treasury securities . Securities Exchange Act of 1934 . . Exemptions 8249 Unlisted trading privileges . Delegated authority . . FRB Division of Banking Supervision and Regulation Director 6190 . National securities exchange 9201 Unofficial Personnel System . FDIC . . System of records 2226.01 Unposted credits or debits . Assessment . . Assessment base 2288 . Closed insured banks 4311, 4914 . Definition 2292 Unregistered exchange . Securities Exchange Act of 1934 . . Securities transactions 9186.07 Unregistered investment company SEE ALSO Investment company . Investment Company Act of 1940 . . Securities transactions 9298.03 Unregistered securities . Capital notes . . Subordinated notes and debentures 4399 . Interstate commerce . . Prohibitions 8984.01 . Securities transactions . . Mail or telephone 8984.01 Unsafe or unsound practices or conditions SEE ALSO Conditions endangering safety or soundness . Capital adequacy 2246 . Capital categories . . Reclassification 2166.13, 2252 . Contract . . Limitations 1371 . Removal or suspension of institution-affiliated party . . Corrective action 2166.15 . Termination of insurance . . Notice to primary regulator 1131 Unsecured credit . Consumer credit practices . . Loan and credit applications Unusual circumstances . Definition 8027 Upper-income . Definition 2786.01 Usufruct account SEE ALSO Trust account . Insurance coverage . . Beneficial ownership 4254, 4271 Usury SEE Mortgage usury laws OR State usury laws Value . Definition 3184, 9289 Value-at-risk (VAR) . Definition 2262.14, 2262.37, 6120.29, 6120.60 Variable rate account . Definition 7430, 7461 . Interest on deposits . . Calculations 7437 Variable rates . Disclosure requirements . . Credit other than open end 6664, 6950 . . FRB's Regulation Z 6958, 6902.21 . . Home equity plans 6652.01, 6902.09 . . Residential mortgage transactions 8890.12 Vault cash . Definition 7580 VEF bank . Definition 8516.16-C Very low-income families . Definition 1487 Vested interest . Definition 4984.26 Victim . Definition 6610.15 Violates . Definition 6047, 6063 Violation . Definition 1072, 2129, 8735 Virginia . Garnishment restriction . . State exemptions 7118 Voluntary liquidation . Edge Corporation 7518 Voting rights . Beneficial ownership . . Affiliates 4118 . . Interlocking relationship 4080 . Change in Bank Control Act of 1978 . . Employee stock ownership plan 4082 . . Shareholders 4137 Voting securities . Definition 2054, 6086, 7788, 9290 . Savings and loan holding company . . Proxy 8734 Voting securities or other voting interests . Definition 8516.12 Voting shares . Definition 2054 Voting stock . Definition 2054 Voting trust . Financial Institutions Regulatory and Interest Rate Control Act of 1978 (FIRA) or (FIRIRCA) . . Loans or extensions of credit 4018 . FRB's Regulation O . . Aggregate lending limit 4018 . . Principal shareholder 4026, 4030, 4493 . Investment Company Act of 1940 . . Registered investment company 9317 . Representative or nominee . . Acquisition of control 4092 . . Interlocking relationship 4048 . . Management official 4048 . Securities Exchange Act of 1934, section 16 exemption . . Securities transactions 9432.13 Waiver . Definition 2238.02 Walkaway clause . Definition 1188.14-F, 2262.06-L-1, 6120.15 Well capitalized . Definition 1431, 2251, 2847, 3120, 3136, 6028, 6087, 7614, 7628.23, 7788, 8890.01 Well capitalized insured depository institution . Brokered deposits 4902 . . Interest rates limitation and regulation 4775 . Definition 4658 . Deposit broker . . Registration 4733, 4763 . Risk-based assessment system . . Assessment risk classification 2286 Well managed . Definition 3124.12, 6028, 6088, 7614, 7628.23, 7788 Well secured loan . Definition 5082 Whistleblower protection . Financial institutions 1401, 8404 Wholesale banks . CRA . . Performance tests and standards 2786.06, 2786.19 . Definition 2786.02 Wholesale exposure . Definition 2262.37, 6120.60 Wholesale exposure subcategory . Definition 2262.37, 6120.60 Wholesale expsoure subcategory . Definition 2262.37 Wholly owned subsidiary . Definition 2858, 9290 Wholsale funds transfer SEE Monetary instruments transactions Williams Act SEE ALSO Beneficial ownership . Registered securities . . Beneficial ownership 9209, 9211 Window-period loan . Definition 9536 Wire transfer . Definition 7418, 7418.49, 7425 . Fraud 8299 . Funds availability . . Schedules 7425 . Insurance coverage . . Insured state nonmember banks 4200 Wisconsin . Truth in Lending Act requirements . . Preemption 6974 Withdrawal of funds . Demand deposits 2311 . Depository institutions . . Policy 7428.04 . Early withdrawals 7575 . Savings deposits . . Automatic 1263 Withdrawal shipment control list . Definition 9432.17 Withholding order . Definition 2238.03 Witnesses . Adjudicatory proceedings . . Deposition 2140 . FDI Act, section 10(c) . . Investigation 2164 . Fees or charges 2134, 6988.10, 8022, 9806 . Immunity 8310.02 . Monetary instruments transactions . . Summons 8516 Women's depository institutions . Definition 6988.29 . Federal National Mortgage Association . . Insured deposits 4729 Worker's compensation . Insurance coverage . . Passthrough accounts 4273, 4302 Wrap-around mortgages . FRB's Regulation O . . Insider indebtedness 4038 . . Preferential loans 4038 Written . Definition 8978 Written agreements . Capital requirements . . Capital restoration plan 2262.09 . Definition 2245 . Delegated authority . . Federal Reserve banks 6191 Written appraisal . Definition Wyoming . Truth in Lending Act requirements . . Exemptions 6976 Year 2000 SEE Y2K compliance You . Definition 2394, 2736 |
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