Recent Releases (Full-Text)    |    Archive Summaries
Summary of FFIEC Statements Published in the Federal Register (1979-2001)

April 1, 2009
The Federal Financial Institutions Examination Council announced today the appointment of Harold E. Feeney, Texas Credit Union Commissioner, to the State Liaison Committee and the reappointment of Texas Department of Savings and Mortgage Lending Commissioner Douglas Foster and Nebraska Department of Banking and Finance Director John Munn.

January 14, 2009
The Federal Financial Institutions Examination Council (FFIEC) issued guidance today for examiners, financial institutions, and technology service providers to identify risks, evaluate controls, and assess risk management practices related to remote deposit capture (RDC) systems.

September 11, 2008
The Federal Financial Institutions Examination Council (FFIEC) today announced the availability of 2007 data on mortgage lending transactions throughout the nation at 8,610 financial institutions covered by the Home Mortgage Disclosure Act (HMDA). Covered institutions include, but are not limited to, banks, savings associations, credit unions, and independent mortgage companies. The HMDA data made available today cover lending activity - applications for loans, loan originations and denials, and purchases of loans - from 2007.

July 31, 2008
The four federal banking agency members of the Federal Financial Institutions Examination Council (FFIEC)--the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation, the Office of the Comptroller of the Currency, and the Office of Thrift Supervision--announced today the availability of data on small business, small farm, and community development lending reported by certain commercial banks and savings institutions pursuant to the Community Reinvestment Act (CRA).

July 2, 2008
The Federal Financial Institutions Examination Council (FFIEC) today announced the appointment of Paul Sanford as Executive Secretary of the Council. Mr. Sanford's principal responsibilities will be to coordinate interagency staff task forces that have been established by the Examination Council and to direct the FFIEC staff on behalf of the Council.

March 19, 2008
The Federal Financial Institutions Examination Council (FFIEC) today issued updated guidance for examiners, financial institutions, and technology service providers to identify business continuity risks and evaluate controls and risk management practices for effective business continuity planning.

December 12, 2007
The Federal Financial Institutions Examination Council (FFIEC) issued guidance today for use by financial institutions in identifying the continuity planning that should be in place to minimize the potential adverse effects of a pandemic. This guidance expands upon the contents of the Interagency Advisory on Influenza Pandemic Preparedness issued in March 2006.

September 12, 2007
The Federal Financial Institutions Examination Council (FFIEC) today announced the availability of 2006 data on mortgage lending transactions at 8,886 financial institutions covered by the Home Mortgage Disclosure Act (HMDA) in metropolitan statistical areas (MSAs) throughout the nation.  Covered institutions include, but are not limited to, banks, savings associations, credit unions, and independent mortgage companies.  The HMDA data made available today cover lending activity--applications for loans, loan originations, and purchases of loans--from 2006.

August 24, 2007
The Federal Financial Institutions Examination Council (FFIEC) today released the revised Bank Secrecy Act/Anti-Money Laundering (BSA/AML) Examination Manual.

August 13, 2007
The Federal Financial Institutions Examination Council (FFIEC) agencies would like to invite financial institutions to participate in the U.S Treasury Department sponsored industry-wide business continuity exercise for members of the financial services sector.

July 26, 2007
Four Federal Financial Institutions Examination Council (FFIEC) agencies--the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation, the Office of the Comptroller of the Currency, and the Office of Thrift Supervision--today announced the availability of data on small business, small farm, and com04/01/2009 9:34 AMl banks and savings institutions, pursuant to the Community Reinvestment Act (CRA).

May 8, 2007
The Federal Financial Institutions Examination Council announced today two new appointments to its State Liaison Committee.

February 5, 2007
Reminder of supervisory guidance for financial institutions affected by Hurricane Katrina. Financial institutions serving the U.S. Gulf Coast region have demonstrated significant flexibility in responding to the changing needs of their customers by offering relief when appropriate to the customer's circumstances.

September 08, 2006
The Federal Financial Institutions Examination Council (FFIEC) today announced the availability of data for the year 2005 on mortgage lending transactions at 8,848 financial institutions covered by the Home Mortgage Disclosure Act (HMDA) in metropolitan statistical areas (MSAs) throughout the nation. The HMDA data made available today include disclosure statements for each financial institution, aggregate data for each MSA, nationwide summary statistics regarding lending patterns, and the Loan Application Register (LAR), modified for borrower privacy, submitted by each institution to its supervisory agency by March 1, 2006.

August 15, 2006
The Federal Financial Institutions Examination Council (FFIEC) member agencies today released a frequently asked questions document (FAQs) to aid in the implementation of the interagency guidance on Authentication in an Internet Banking Environment issued October 12, 2005.

July 28, 2006
The Federal Financial Institutions Examination Council (FFIEC) today released the revised Bank Secrecy Act/Anti-Money Laundering (BSA/AML) Examination Manual (manual).

July 27, 2006
The Federal Financial Institutions Examination Council today issued revised guidance for examiners and financial institutions to use in identifying information security risks and evaluating the adequacy of controls and applicable risk management practices of financial institutions.

July 25, 2006
Four Federal Financial Institutions Examination Council (FFIEC) agencies--the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation, the Office of the Comptroller of the Currency, and the Office of Thrift Supervision--today announced the availability of data on small business, small farm, and community development lending reported by certain commercial banks and savings institutions, pursuant to the Community Reinvestment Act (CRA).

June 15, 2006
The member agencies of the Federal Financial Institutions Examination Council (FFIEC) and the Conference of State Bank Supervisors today announced the release of LESSONS LEARNED FROM HURRICANE KATRINA: Preparing Your Institution for a Catastrophic Event. The booklet relays financial institutions' experiences and lessons learned in the aftermath of Hurricane Katrina that other institutions may find helpful in considering their readiness for a catastrophic event.

January 30, 2006
The Federal Financial Institutions Examination Council announced today a new appointment to its State Liaison Committee. The Council has appointed Mick Thompson, Oklahoma State Banking Commissioner, to fill the vacancy created by the retirement of Richard C. Houseworth, Superintendent of Banks for the Arizona State Banking Department.

January 13, 2006
The federal financial regulatory agencies today announced a public service campaign to aid in the financial recovery of victims of last year’s hurricanes.

November 30, 2005
The Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation, the National Credit Union Administration, the Office of the Comptroller of the Currency, and the Office of Thrift Supervision (the agencies), and the Conference of State Bank Supervisors are encouraging insured depository institutions to consider all reasonable and prudent actions that could help meet the critical financial needs of their customers and their communities affected by Hurricane Katrina.

October 12, 2005
The Federal Financial Institutions Examination Council (FFIEC) today released updated guidance on the risks and risk management controls necessary to authenticate the identity of customers accessing Internet-based financial services. The guidance, Authentication in an Internet Banking Environment, was issued to reflect the many significant legal and technological changes with respect to the protection of customer information, increasing incidents of identity theft and fraud, and the introduction of improved authentication technologies and other risk mitigation strategies.

October 6, 2005
The Federal Financial Institutions Examination Council (FFIEC) member agencies today announced the availability of additional supervisory guidance on regulatory and reporting issues related to Hurricane Katrina and Hurricane Rita.

September 19, 2005
The Federal Financial Institutions Examination Council (FFIEC) is announcing the formation of an interagency working group to enhance the agencies' coordination and communication on, and supervisory responses to, issues facing the industry in the aftermath of Hurricane Katrina.

September 13, 2005
The Federal Financial Institutions Examination Council (FFIEC) today announced the availability of data for the year 2004 regarding mortgage lending transactions at 8,853 financial institutions covered by the Home Mortgage Disclosure Act (HMDA) in metropolitan statistical areas throughout the nation. The HMDA data made available today include disclosure statements for each financial institution, aggregate data for each metropolitan statistical area (MSA), nationwide summary statistics regarding lending patterns, and the Loan Application Register (LAR) submitted by each institution to its supervisory agency on March 1, 2005, modified for borrower privacy.

August 8, 2005
The federal banking and thrift agencies, along with the Financial Crimes Enforcement Network (FinCEN), today announced registration details for a live webcast of the Bank Secrecy Act/Anti-Money Laundering Examination Manual outreach event in New York on August 22.

August 03, 2005
Four Federal Financial Institutions Examination Council (FFIEC) agencies--the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation, the Office of the Comptroller of the Currency, and the Office of Thrift Supervision--today announced the availability of data on small business, small farm, and community development lending reported by certain commercial banks and savings institutions, pursuant to the Community Reinvestment Act (CRA).

July 28, 2005
The Federal Financial Institutions Examination Council (FFIEC) today announced the release of its Bank Secrecy Act (BSA)/Anti-Money Laundering (AML) Examination InfoBase (InfoBase), an automated tool for examiners and industry that provides information on the FFIEC BSA/AML Examination Manual (Manual) released on June 30, 2005.

June 30, 2005
The Federal Financial Institutions Examination Council (FFIEC) today released the Bank Secrecy Act/Anti-Money Laundering Examination Manual (FFIEC BSA/AML Examination Manual). The manual's release marks an important step forward in the effort to ensure the consistent application of the Bank Secrecy Act and related anti-money laundering regulations.

May 10, 2005
The Federal Financial Institutions Examination Council (FFIEC) today requested comments on proposed guidance on the unsafe and unsound use of limitation of liability provisions and certain alternative dispute resolution provisions in external audit engagement letters.

March 9, 2005
The Federal Financial Institutions Examination Council (FFIEC) is pleased to announce that Steven L. Antonakes was appointed as a member of the State Liaison Committee to replace Helen Howell, former Commissioner of Banks for Washington State.

December 2, 2004
The September 30, 2004 Uniform Bank Performance Report (UBPR) is now available on line. The online version of the UBPR includes 5 years of continuous financial history that is restated quarterly to reflect call report amendments and new analytical tools.

October 21, 2004
The Federal Financial Institutions Examination Council (FFIEC) today published guidance for examiners, financial institutions and technology service providers on the acquisition and use of free and open source software (FOSS).

October 12, 2004
The Federal Financial Institutions Examination Council (FFIEC) today announced the availability of an InfoBase for depository institutions that provides information on consumer compliance aspects of the Check Clearing for the 21st Century Act (Check 21).

August 26, 2004
The Federal Financial Institutions Examination Council (FFIEC) today issued revised guidance for examiners, financial institutions, and technology service providers on two topics: information technology (IT) operations and wholesale payment systems.

August 25, 2004
The June 30, 2004 Uniform Bank Performance Report (UBPR) is now available on line. The online version of the UBPR includes 5 years of continuous financial history that is restated quarterly to reflect call report amendments and new analytical tools.

August 18, 2004
On June 7th, the FFIEC agencies requested comments on the proposed Interagency Guidance on Overdraft Protection Programs (Guidance). This proposed Guidance is intended to assist insured depository institutions in the responsible disclosure and administration of overdraft protection services.

July 26, 2004
The Federal Financial Institutions Examination Council (FFIEC) today announced the availability of data for the year 2003 regarding mortgage lending transactions at 8,121 financial institutions covered by the Home Mortgage Disclosure Act (HMDA) in metropolitan statistical areas throughout the nation. These data include disclosure statements for each financial institution, aggregate data for each metropolitan statistical area, and nationwide summary statistics regarding lending patterns.

July 26, 2004
The Federal Financial Institutions Examination Council (FFIEC) today announced the availability of data for the year 2003 on small business, small farm, and community development lending reported by commercial banks and thrifts. From the data reported, the FFIEC prepares a disclosure statement, in electronic form, for each reporting commercial bank and savings association. The FFIEC also prepares aggregate reports for each of the metropolitan areas and each of the nonmetropolitan counties in the United States and its territories.

July 15, 2004
The Federal Financial Institutions Examination Council (FFIEC) today issued revised guidance for examiners, financial institutions, and technology service providers on two topics: managing financial institutions' information technology (IT) activities and outsourcing technology services.

June 30, 2004
The Federal Financial Institutions Examination Council (FFIEC) is pleased to announce its State Liaison Committee's selection of Richard C. Houseworth as their Chairman.

June 23, 2004
The Federal Financial Institutions Examination Council (FFIEC) is announcing the formation of an interagency working group that will enhance coordination of Bank Secrecy Act (BSA)/Anti-Money Laundering (AML) training and awareness.

June 1, 2004
The March 31, 2004 Uniform Bank Performance Report (UBPR) is now available online. The online version of the UBPR includes 5 years of continuous financial history that is restated quarterly to reflect call report amendments and new analytical tools.

May 27, 2004
The Federal Financial Institutions Examination Council (FFIEC) today issued revised guidance for examiners, financial institutions, and technology service providers on the development, acquisition, and maintenance of information systems.

March 31, 2004
The Federal Financial Institutions Examination Council (FFIEC) today issued revised guidance for examiners, financial institutions, and technology service providers on the risks associated with retail payment systems.

March 1, 2004
The December 31, 2003 Uniform Bank Performance Report (UBPR) is now available online. The online version of the UBPR includes 5 years of continuous financial history that is restated quarterly to reflect call report amendments and new analytical tools.

February 17, 2004
The federal bank regulatory agencies today announced the availability of a web site that provides information on the Federal Financial Institutions Examination Council's (FFIEC) Call Report Modernization initiative. The FFIEC Call Report agencies (the Federal Reserve Board, the Federal Deposit Insurance Corporation and the Office of the Comptroller of the Currency) are building a central data repository (CDR) to modernize and streamline how the agencies collect, process, and distribute bank financial data.

February 3, 2004
The Federal Financial Institutions Examination Council announced today a new appointment to its State Liaison Committee. The Conference of State Bank Supervisors appoints Ms. Helen Howell, Director, Washington Department of Financial Institutions, to replace Mr. Thomas Curry, former Massachusetts Commissioner of Banks.

December 2, 2003
The September 30, 2003 Uniform Bank Performance Report (UBPR) is now available online. The online version of the UBPR includes 5 years of continuous financial history that is restated quarterly to reflect call report amendments and new analytical tools.

September 30, 2003
The Federal Financial Institutions Examination Council (FFIEC) today issued revised guidance for examiners, financial institutions, and technology service providers on electronic banking (e-banking), information technology (IT) audit, and the FedLine electronic funds transfer application. The guidance is contained in three booklets.

September 5, 2003
The June 30, 2003 Uniform Bank Performance Report (UBPR) is now available online. The online version of the UBPR includes 5 years of continuous financial history that is restated quarterly to reflect call report amendments and new analytical tools.

August 1, 2003
The Federal Financial Institutions Examination Council (FFIEC) today announced the availability of data for the year 2002 regarding mortgage lending transactions at 7,631 financial institutions covered by the Home Mortgage Disclosure Act (HMDA) in metropolitan areas throughout the nation. These data include disclosure statements for each financial institution, aggregate data for each metropolitan area, and nationwide summary statistics regarding lending patterns.

July 31, 2003
The Federal Financial Institutions Examination Council (FFIEC) today announced the availability of data for the year 2002 on small business, small farm, and community development lending reported by commercial banks and thrifts. From the data reported, the FFIEC prepares a disclosure statement, in electronic form, for each reporting commercial bank and savings association. The FFIEC also prepares aggregate reports for each of the metropolitan areas and each of the nonmetropolitan counties in the United States and its territories.

June 3, 2003
The March 31, 2003 Uniform Bank Performance Report (UBPR) is now available online. The online version of the UBPR includes 5 years of continuous financial history that is restated quarterly to reflect call report amendments and new analytical tools.

May 20, 2003
The Federal Financial Institutions Examination Council (FFIEC) today issued revised guidance for examiners and financial institutions on business continuity planning. The FFIEC also issued guidance to examiners on the supervision of technology service providers. The guidance is contained in two booklets.

April 23, 2003
The Federal Financial Institutions Examination Council announced today several appointments to its State Liaison Committee.

April 1, 2003
James E. Gilleran, Director of the Office of Thrift Supervision, has been named Chairman of the Federal Financial Institutions Examination Council (FFIEC) for a two-year term beginning April l.

March 28, 2003
Donald E. Powell, Chairman of the Federal Financial Institutions Examination Council, announces the appointment of Tamara Wiseman as Executive Secretary of the Council.

March 5, 2003
The December 31, 2002 Uniform Bank Performance Report (UBPR) is now available online. The online version of the UBPR includes 5 years of continuous financial history that is restated quarterly to reflect call report amendments and new analytical tools.

January 29, 2003
The Federal Financial Institutions Examination Council today issued revised guidance for examiners and financial institutions to use in identifying information security risks and evaluating the adequacy of controls and applicable risk management practices of financial institutions.

January 7, 2003
The Federal Financial Institutions Examination Council (Council) announced today that the four federal banking agencies have decided not to proceed with a proposal to collect data on subprime consumer lending programs in the quarterly regulatory reports filed by banks and savings associations.

December 10, 2002
The September 30, 2002 Uniform Bank Performance Report (UBPR) is now available online. The online version of the UBPR includes 5 years of continuous financial history that is restated quarterly to reflect call report amendments and new analytical tools.

September 5, 2002
The June 30, 2002 Uniform Bank Performance Report (UBPR) is now available online. The online version of the UBPR includes 5 years of continuous financial history that is restated quarterly to reflect call report amendments and new analytical tools.

August 16, 2002
On August 8, 2002, the Agencies extended the deadline for review to September 23, 2002 for comment on their draft guidance on account management and loss allowances for credit card lending. This extension was granted in response to requests from industry representatives to provide affected institutions and other interested parties additional time to review the guidance and to submit comments to the Agencies.

August 8, 2002
The federal financial institution regulatory agencies announced Thursday that they are extending the deadline, to September 23, for comment on their draft guidance on account management and loss allowances for credit card lending.

August 1, 2002
The Federal Financial Institutions Examination Council (FFIEC) today announced the availability of data for the year 2001 on small business, small farm, and community development lending reported by commercial banks and thrifts. From the data reported, the FFIEC prepares a disclosure statement, in electronic form, for each reporting commercial bank and savings association. The FFIEC also prepares aggregate reports for each of the metropolitan statistical areas and each of the nonmetropolitan counties in the United States and its territories.

August 1, 2002
The Federal Financial Institutions Examination Council (FFIEC) today announced the availability of data for the year 2001 regarding mortgage lending transactions at 7,631 financial institutions covered by the Home Mortgage Disclosure Act (HMDA) in metropolitan areas throughout the nation. These data include disclosure statements for each financial institution, aggregate data for each metropolitan area, and nationwide summary statistics regarding lending patterns.

July 22, 2002
The Federal Financial Institutions Examination Council (FFIEC) today released a draft on account management and loss allowance guidance for credit card lending.

June 10, 2002
The March 31, 2002 Uniform Bank Performance Report (UBPR) is now available online. The online version of the UBPR includes 5 years of continuous financial history that is restated quarterly to reflect call report amendments and new analytical tools.

March 15, 2002
The December 31, 2001 Uniform Bank Performance Report (UBPR) is now available online. The online version of the UBPR includes 5 years of continuous financial history that is restated quarterly to reflect call report amendments and new analytical tools.

December 14, 2001
The September 30, 2001 Uniform Bank Performance Report (UBPR) now being distributed to all insured commercial banks and Federal Deposit Insurance Corporation - Insured Savings Banks (FDIC-ISB) is now available for sale to the public.

September 13, 2001
The June 30, 2001 Uniform Bank Performance Report (UBPR) now being distributed to all insured commercial banks and Federal Deposit Insurance Corporation - Insured Savings Banks (FDIC-ISB) is now available for sale to the public.

August 8, 2001
The Federal Financial Institutions Examination Council (FFIEC) today released guidance on the risks and risk management controls necessary to authenticate the identity of customers accessing electronic financial services.

July 27, 2001
The March 31, 2001 Uniform Bank Performance Report (UBPR) now being distributed to all insured commercial banks and Federal Deposit Insurance Corporation - Insured Savings Banks (FDIC-ISB) is now available for sale to the public.

July 26, 2001
The Federal Financial Institutions Examination Council (FFIEC) today announced the availability of data on small business, small farm, and community development lending reported by commercial banks and thrifts. From the data reported, the FFIEC prepares a disclosure statement, in electronic form, for each reporting commercial bank and savings association. The FFIEC also prepares aggregate reports for each of the metropolitan statistical areas and each of the nonmetropolitan counties in the United States and its territories.

July 26, 2001
The Federal Financial Institutions Examination Council (FFIEC) today announced the availability of data for the year 2000 regarding mortgage lending transactions at 7,713 financial institutions covered by the Home Mortgage Disclosure Act (HMDA) in metropolitan statistical areas (MSAs) throughout the nation. These data include disclosure statements for each financial institution, aggregate data for each metropolitan area, and nationwide summary statistics regarding lending patterns.

July 6, 2001
The Federal Financial Institutions Examination Council today issued a Policy Statement on Allowance for Loan and Lease Losses (ALLL) Methodologies and Documentation for Banks and Savings Institutions.

May 2, 2001
The State Liaison Committee of the Federal Financial Institutions Examination Council has elected Nicholas J. Ketcha Jr. as its Chairman for the term beginning May 1, 2001 and expiring April 30, 2002.

April 17, 2001
Donna A. Tanoue, Chairman of the Federal Deposit Insurance Corporation, was elected Chairman of the Federal Financial Institutions Examination Council for a two-year term beginning April 1.

April 2, 2001
The Federal Financial Institutions Examination Council (FFIEC) announces the location and date for its 2001 Risk Management Planning Seminar.

March 9, 2001
The December 31, 2000 Uniform Bank Performance Report (UBPR) which is being distributed to all insured commercial banks and Federal Deposit Insurance Corporation - Insured Savings Banks (FDIC-ISB) is now available for sale to the public.

February 28, 2001
The Federal Financial Institutions Examination Council (FFIEC) issued a statement today regarding a major revision of Article 9 of the Uniform Commercial Code (UCC) and its effect on financial institutions.

January 29, 2001
The Federal Financial Institutions Examination Council (FFIEC) today announced the publication of "A Guide to CRA Data Collection and Reporting" (the CRA Data Guide) on the FFIEC's website. (www.ffiec.gov/cra).

December 15, 2000
The September 30, 2000 Uniform Bank Performance Report (UBPR) now being distributed to all insured commercial banks and Federal Deposit Insurance Corporation - Insured Savings Banks (FDIC-ISB) is now available for sale to the public.

November 28, 2000
The Federal Financial Institutions Examination Council issued guidance today on financial institutions' management of risk arising from technology services supplied by outside firms.

November 2, 2000
The Federal Financial Institutions Examination Council (FFIEC) today announced that it has approved revisions to the reporting requirements for the Reports of Condition and Income (Call Report) for 2001.

September 19, 2000
The June 30, 2000 Uniform Bank Performance Report (UBPR) now being distributed to all insured commercial banks and Federal Deposit Insurance Corporation - Insured Savings Banks (FDIC-ISB) is now available for sale to the public.

September 7, 2000
The Federal Deposit Insurance Corporation, Federal Reserve Board, Office of the Comptroller of the Currency and Office of Thrift Supervision are jointly requesting comment on a proposed Policy Statement on Allowance for Loan and Lease Losses (ALLL) Methodologies and Documentation for Banks and Savings Institutions.

August 11, 2000
The Federal Financial Institutions Examination Council (FFIEC) today announced the availability of data on small business, small farm, and community development lending reported by commercial banks and savings associations (including savings banks and savings and loan associations) under the Community Reinvestment Act regulations.

August 08, 2000
The Federal Financial Institutions Examination Council (FFIEC) today announced the availability of data about 1999 mortgage lending activity in metropolitan statistical areas (MSAs) and rural areas throughout the nation and also released nationwide summary statistics regarding lending patterns.

July 19, 2000
The Federal Financial Institutions Examination Council (FFIEC) announced today the availability of data on 1999 mortgage lending transactions at individual lenders in metropolitan statistical areas (MSAs) throughout the nation. These data, in the form of disclosure statements, are available from the 7,833 lenders covered by the Home Mortgage Disclosure Act (HMDA).

June 15, 2000
The FFIEC announces the distribution of the March 31, 2000 Uniform Bank Performance Report (UBPR) now being distributed to all insured commercial banks and Federal Deposit Insurance Corporation - Insured Savings Banks (FDIC-ISB) is now available for sale to the public.

June 12, 2000
Federal bank and thrift regulators today issued a revised policy to guide institutions when they classify or write off delinquent retail loans and lines of credit.

May 30, 2000
The State Liaison Committee of the Federal Financial Institutions Examination Council has re-elected G. Edward Leary as its Chairman for the term beginning May 1, 2000 and expiring April 30, 200l.

May 01, 2000
The FFIEC announced that Uniform Bank Performance Reports (UBPR) are now available in electronic format through the FFIEC website at www.ffiec.gov in the Information Services section. The financial information available spans 5 years and includes 20 consecutive quarters of data.

April 19, 2000
The Federal Financial Institutions Examination Council announced today the appointments of Nicholas J. Ketcha Jr., Director of the Division of Banking in the New Jersey Department of Banking and Insurance, and Steven D. Bridges, Commissioner of the Department of Banking and Finance for the State of Georgia, to the Council's State Liaison Committee.

March 21, 2000
Through the Federal Financial Institutions Examination Council (FFIEC), Bank, thrift, and credit union regulators issued today a Year 2000 Lessons Learned document discussing lessons learned from the preparation for the Year 2000 date change, and urged financial institutions to incorporate the knowledge gained from that experience into future project and technology risk management.

March 10, 2000
The FFIEC announces the distribution of the December 31, 1999, Uniform Bank Performance Report (UBPR) to all insured commercial banks and Federal Deposit Insurance Corporation - Insured Savings Banks (FDIC-ISB), and its availability for sale to the public.

March 3, 2000
The Federal Financial Institutions Examination Council (FFIEC) announces the location and date for its 2000 Risk Management Planning Seminar.

January 18, 2000
Federal banking agencies today issued an advisory letter about the practice of some financial institutions not reporting customer credit lines or high credit balances to credit bureaus.

January 01, 2000
On the first day of the Year 2000, the nation's banks, thrifts and credit unions are conducting business as usual, federal regulators said. No significant disruptions resulting from the century date change have been detected, the regulators added.

December 10, 1999
The September 30, 1999, Uniform Bank Performance Report (UBPR) is now being distributed to all insured commercial banks and Federal Deposit Insurance Corporation - Insured Savings Banks (FDIC-ISB), and is available for sale to the public. For the most part the formats for the commercial banks and the FDIC-ISB are identical, however, the FDIC-ISB have their own unique UBPR peer groupings.

November 19, 1999
The Federal Financial Institutions Examination Council (FFIEC) today issued an advisory to financial institutions concerning information security precautions during the century rollover period. Today's statement serves as a reminder of the FFIEC's previously issued guidance regarding the importance of maintaining an effective security program.

September 15, 1999
The June 30, 1999, Uniform Bank Performance Report (UBPR) is now being distributed to all insured commercial banks and Federal Deposit Insurance Corporation - Insured Savings Banks (FDIC-ISB), and is available for sale to the public. For the most part the formats for the commercial banks and the FDIC-ISBs are identical, however, the FDIC-ISB has their own unique UBPR peer groupings.

August 02, 1999
Federal bank, thrift, and credit union regulators announced today that 99% of federally insured financial institutions have completed testing of critical systems for Year 2000 readiness.

July 29, 1999
The Federal Financial Institutions Examination Council (FFIEC) today announced the availability of data about 1998 mortgage lending activity in metropolitan areas and released analyses of nationwide summary statistics regarding lending patterns. The nationwide summary statistics are attached to this release; the following provides a general overview.

July 29, 1999
The Federal Financial Institutions Examination Council (FFIEC) today announced the availability of data on small business, small farm, and community development lending reported by commercial banks and savings associations (including savings banks and savings and loan associations) under the Community Reinvestment Act regulations.

July 16, 1999
The Federal Financial Institutions Examination Council (FFIEC) announced today the availability of data on 1998 mortgage lending transactions at individual institutions in metropolitan areas throughout the nation. These data, in the form of disclosure statements, are available from the 7,837 lenders covered by the Home Mortgage Disclosure Act (HMDA).

July 15, 1999
The Federal Financial Institutions Examination Council (FFIEC) announced today the release of a new CD-ROM software product, the 1999 FFIEC Census Data CD-ROM, designed to help banks and thrifts comply with the Community Reinvestment Act (CRA) and the Home Mortgage Disclosure Act (HMDA).

July 6, 1999
The Federal Financial Institutions Examination Council (FFIEC) today issued guidance urging financial institutions to review their fraud prevention programs to ensure that they are protecting themselves and their customers from Year-2000 related fraud.

June 14, 1999
The Federal Financial Institutions Examination Council (FFIEC) announces the location and date for its 1999 Risk Management Planning seminar.

June 11, 1999
The March 31, 1999, Uniform Bank Performance Report (UBPR) is now being distributed to all insured commercial banks and Federal Deposit Insurance Corporation - Insured Savings Banks (FDIC-ISB), and is available for sale to the public. For the most part the formats for the commercial banks and the FDIC-ISBs are identical, however, the FDIC-ISB has their own unique UBPR peer groupings.

May 26, 1999
The State Liaison Committee of the Federal Financial Institutions Examination Council has elected G. Edward Leary as its Chairman. Mr. Leary is the Commissioner of the Department of Financial Institutions for the State of Utah with supervisory responsibility over banks, credit unions, industrial loan corporations, savings & loans, trust companies, depository institution holding companies, money transmitters, loan production offices, independent escrow agents, residential mortgage lenders, brokers and servicers.

May 6, 1999
The Federal Financial Institutions Examination Council (FFIEC) today issued additional answers to three frequently asked questions on Year 2000 contingency planning. The FFIEC Q&A on Contingency Planning clarifies expectations concerning the completion of the validation phase of business resumption contingency planning by June 30, 1999, documentation requirements, and the role of "event planning" in the development of business resumption contingency plans.

May 3, 1999
The Federal Financial Institutions Examination Council (FFIEC) today announced the release of "Interagency Community Reinvestment Act Questions and Answers." The document, which is published in today's Federal Register, is available on the FFIEC's web site at: http://www.ffiec.gov/cra/qnadoc.htm.

April 30, 1999
The Federal Financial Institutions Examination Council announced today the appointment by the National Association of State Credit Union Supervisors of James E. Forney, Iowa Superintendent of Credit Unions, to the Council's State Liaison Committee. He will replace Idaho Director of Finance Gavin M. Gee, whose terms has expired. Director Gee has served continuously since 1993. The Council is also announcing that the American Council of State Savings Supervisors has re-appointed Texas Savings and Loan Commissioner James L. Pledger to a second two-year term.

March 19, 1999
The December 31, 1998, Uniform Bank Performance Report (UBPR) is now being distributed to all insured commercial banks and Federal Deposit Insurance Corporation - Insured Savings Banks (FDIC-ISB), and is available for sale to the public. For the most part the formats for the commercial banks and the FDIC-ISBs are identical, however, the FDIC-ISB has their own unique UBPR peer groupings.

February 17, 1999
The Federal Financial Institutions Examination Council (FFIEC) today issued guidance to assist financial institutions with customer communications on the Year 2000. The Year 2000 Customer Communications Outline attached to the press release addresses key elements that a financial institution may wish to incorporate into its customer communication statements.

February 10, 1999
Federal financial institution regulators today announced they have updated and expanded policies for classifying delinquent retail credits. The Uniform Retail Credit Classification and Account Management Policy published in today's Federal Register updates and expands the classification policy for retail credit loans that was issued in 1980.

January 5, 1999
The Federal Financial Institutions Examination Council (FFIEC) today announced the release of core Interagency Fair Lending Examination Procedures (PDF) (with Appendix (PDF)) which establish a uniform set of procedures to be used by each of the FFIEC member agencies in their examinations for compliance with the broad, nondiscriminatory requirements of the Equal Credit Opportunity Act and the Fair Housing Act.

December 18, 1998
The September 30, 1998 Uniform Bank Performance Report (UBPR) is now being distributed to all insured commercial banks and Federal Deposit Insurance Corporation - Insured Savings Banks (FDIC-ISB), and is available for sale to the public. For the most part the formats for the commercial banks and the FDIC-ISB's are identical; however, the FDIC-ISB has their own unique UBPR peer groupings.

December 11, 1998
The Federal Financial Institutions Examination Council (FFIEC) today issued answers to frequently asked questions on Year 2000 contingency planning. The FFIEC Q&A on Contingency Planning document clarifies expectations for completing remediation and business resumption contingency plans and it supplements previous FFIEC Year 2000 guidance.

December 7, 1998
Acting Comptroller of the Currency Julie L. Williams, Chairman of the Federal Financial Institutions Examination Council, announced today the appointment of Keith J. Todd as Executive Secretary of the Council. Mr. Todd most recently served as the Council's Assistant Executive Secretary.

November 5, 1998
The Federal Financial Institutions Examination Council announced today that its Washington, DC office will be relocating effective November 9th, 1998.

October 7, 1998
The Task Force on Supervision, acting under delegated authority from the Federal Financial Institutions Examination Council (FFIEC), announced today that it has approved an updated Uniform Interagency Trust Rating System (UITRS), and is recommending that FFIEC member agencies adopt and implement the updated rating system effective January 1, 1999.

September 23, 1998
The June 30, 1998 Uniform Bank Performance Report (UBPR) is now being distributed to all insured commercial banks and Federal Deposit Insurance Corporation - Insured Savings Banks (FDIC-ISB), and is available for sale to the public. For the most part the formats for the commercial banks and the FDIC-ISB's are identical, however, the FDIC-ISB has their own unique UBPR peer groupings.

August 31, 1998
The Federal Financial Institutions Examination Council (FFIEC) today issued Guidance on the Year 2000 that addresses commonly asked questions of concern to financial institutions and their service providers and software vendors. (Questions and Answers Concerning FFIEC Year 2000 Policy)

August 28, 1998
The FFIEC has added a new CRA Rating Search function to its Internet site http://www.ffiec.gov/craratings/default.aspx.

August 24, 1998
The Federal Financial Institutions Examination Council (FFIEC) today announced the availability of data on small business, small farm, and community development lending reported by commercial banks and savings associations (including savings banks and savings and loan associations) pursuant to the Community Reinvestment Act (CRA).

August 6, 1998
The Federal Financial Institutions Examination Council (FFIEC) today announced the availability of data about 1997 mortgage lending activity in metropolitan areas and released analyses of nationwide summary statistics regarding lending patterns.

August 3, 1998
The Federal Financial Institutions Examination Council (FFIEC) announces the location and date for its 1998 Risk Management Planning seminar.

July 15, 1998
The Federal Financial Institutions Examination Council (FFIEC) has issued industry guidance on the consumer regulatory implications of emerging electronic banking technologies.

July 14, 1998
The Federal Financial Institutions Examination Council (FFIEC) announced today the availability of data on 1997 mortgage lending transactions at individual institutions in metropolitan areas throughout the nation. These data, in the form of disclosure statements, are available from the 7,925 lenders covered by the Home Mortgage Disclosure Act (HMDA).

July 8, 1998
The Federal Financial Institutions Examination Council's Task Force on Supervision today issued an updated work program for conducting Year 2000 examinations in all Federally supervised banks, savings associations and credit unions, as well as service providers and certain software vendors supporting these financial institutions.

July 6, 1998
Federal bank regulators today issued proposals for retail credit classification policies and asked for public comments on two time-frame options for classifying retail loans. The policies would guide banks and bank regulators in classifying a consumer loan that is not being repaid under its original terms.

July 6, 1998
The Federal Financial Institutions Examination Council (FFIEC) issued a customer brochure on the Year 2000 date change. The brochure, entitled The Year 2000 Date Change, answers eight commonly asked questions concerning the effect of the Year 2000 date change. The brochure is also available on the Internet site of the Federal Financial Institutions Examination Council and the Federal Deposit Insurance Corporation.

June 12, 1998
The March 31, 1998 Uniform Bank Performance Report (UBPR) is now being distributed to all insured commercial banks and Federal Deposit Insurance Corporation - Insured Savings Banks (FDIC-ISB), and is available for sale to the public. For the most part the formats for the commercial banks and the FDIC-ISB's are identical, however, the FDIC-ISB has their own unique UBPR peer groupings.

June 1, 1998
The State Liaison Committee of the Federal Financial Institutions Examination Council has elected Thomas J. Curry as its Chairman. Mr. Curry is the Massachusetts Commissioner of Banks with supervisory responsibility over state-chartered trust companies, savings banks, cooperative banks, credit unions, and credit licensees.

May 1, 1998
The Federal Financial Institutions Examination Council announced today the appointment of Bill C. Houston, Tennessee Commissioner of Financial Institutions, and the re-appointment of Thomas J. Curry, Massachusetts Commissioner of Banks, to the Council's State Liaison Committee.

April 23, 1998
Today, federal depository institution regulatory agencies, acting jointly through the Federal Financial Institutions Examination Council (FFIEC), published the Supervisory Policy Statement on Investment Securities and End-User Derivatives Activities (1998 Statement). The 1998 Statement provides guidance on sound practices for managing the risks of investment activities, with a particular emphasis on market risk (primarily interest rate risk).

April 10, 1998
The Federal Financial Institutions Examination Council (FFIEC) today issued guidance for financial institutions on testing for Year 2000 readiness.

March 17, 1998
The Federal Financial Institutions Examination Council (FFIEC) today issued additional guidance for financial institutions on risks they face due to the Year 2000 date change -- risk from service providers and software vendors and from institutions' customers. Today's guidance follows previous FFIEC Year 2000 statements on project management and business risk.

March 13, 1998
The December 31, 1997 Uniform Bank Performance Report (UBPR) is now being distributed to all insured commercial banks and Federal Deposit Insurance Corporation - Insured Savings Banks (FDIC-ISB) and, is available for sale to the public.

February 12, 1998
The Federal Financial Institution Examination Council (FFIEC) has made available the Community Reinvestment Act (CRA) Aggregate Reports for 1996 through its world wide web site. This web site allows the public to retrieve and print aggregated small business and small farm loan data, and data on community development lending for an entire MSA or non-MSA area.

December 17, 1997
The Federal Financial Institutions Examination Council (FFIEC) issues guidance on Year 2000 business enterprise risk.

December 12, 1997
The Uniform Bank Performance Report (UBPR) by the Federal Financial Institutions Examination Council (FFIEC). It is now being distributed to all insured commercial banks and Federal Deposit Insurance Corporation - Insured Savings Banks (FDIC-ISB) and, is available for sale to the public.

October 22, 1997
The Federal Financial Institutions Examination Council (FFIEC) announces the locations and dates for its 1998 Risk Management Planning Seminars.

October 16, 1997
The Federal Financial Institutions Examination Council (FFIEC) announced today it will hold a one-day conference to examine the current regulatory capital framework in today’s evolving financial services environment. The conference is scheduled for December 12, 1997, in Washington, D.C.

October 6, 1997
The Federal Financial Institutions Examination Council (FFIEC) today announced an update of "Interagency Questions and Answers Regarding Community Reinvestment," its comprehensive interpretive document on the Community Reinvestment Act (CRA).

October 3, 1997
Today, federal depository institution regulatory agencies published for industry comment, proposed revisions to their supervisory guidelines for investment securities and end-user derivatives activities. The regulators, acting jointly through the Federal Financial Institutions Examination Council (FFIEC), are seeking comment on a set of sound practices that focus on the risk management of investment activities, with a particular emphasis on market risk (primarily interest rate risk).

September 30, 1997
The Federal Financial Institutions Examination Council (FFIEC) today announced the availability of data on small business, small farm, and community development lending reported by large commercial banks and savings associations (savings banks and savings and loan associations) subject to the Community Reinvestment Act (CRA).

August 4, 1997
The Federal Financial Institutions Examination Council (FFIEC) today announced the release of analyses of nationwide summary statistics regarding lending patterns on 1996 mortgage lending activity in metropolitan areas. The data reflect lending activity for more than 9,300 institutions covered by the Home Mortgage Disclosure Act (HMDA) that reported data to member agencies of the FFIEC.

July 03, 1997
The Federal Financial Institutions Examination Council (FFIEC) announced today the availability of data on 1996 mortgage lending transactions at individual institutions in metropolitan areas throughout the nation. These data, in the form of disclosure statements, are available from the more than 9,300 lenders covered by the Home Mortgage Disclosure Act (HMDA).

May 15, 1997
The Federal Financial Institutions Examination Council (FFIEC) announces the location and date for its final 1997 Risk Management Planning Seminar.

May 5, 1997
The Federal Financial Institutions Examination Council's Task Force on Supervision today issued an Interagency Statement for the banking industry and federal examiners, intended to focus their attention on the critical issues financial institutions need to address quickly to resolve Year 2000 computer problems and avoid major service disruptions.

September 19, 1996
The Federal Financial Institutions Examination Council (FFIEC) is pleased to announce the publication of the 1996 FFIEC Information Systems Examination Handbook (Handbook). This interagency publication was sponsored by the Board of Governors of the Federal Reserve System, Federal Deposit Insurance Corporation, National Credit Union Administration, Office of the Comptroller of the Currency, and the Office of Thrift Supervision.