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Take it one FDIC-insured bank at a time. Enter all of your personal and business accounts for that bank, then go through all three steps. When your report for the first bank is complete, start back here with your next bank and so on, until you have a report for each bank where you have deposit accounts.
Resources: Page Help | EDIE Security | Summary of Changes |
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Personal Account
Business Account
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You may want to print a copy of your results for your records. If you leave EDIE to go to another web page or if you Start Over (i.e. with another bank) the information you have entered so far will be lost.
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EDIE is designed to give an accurate deposit insurance calculation, assuming it is properly used and the account information is correctly entered. However, the results and conclusions generated by EDIE are strictly advisory. All actual claims for deposit insurance shall be governed exclusively by information set forth in the FDIC-insured institution's records and applicable federal statutes and regulations then in effect. This calculation is based on the deposit insurance regulations in effect as of October 2008. The current $250,000 standard insurance coverage amount is in effect through 12/31/2009. On January 1, 2010, the standard insurance coverage amount will return to $100,000 for all deposits except IRAs, which will remain insured up to $250,000.
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Effective October 14, 2008, all non-interest bearing transaction deposit accounts at an FDIC-insured institution, including all personal and business checking deposit accounts that do not earn interest, are fully insured for the entire amount in the deposit account. This unlimited insurance coverage is temporary and will remain in effect for participating institutions until December 31, 2009. The EDIE system will be updated to reflect this change soon.
What would you like to do?
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Note: If you cannot locate your bank, you can continue
to use EDIE. Simply click on the "Skip Bank Lookup" button and enter the name of your bank manually. As a reminder, if the accounts entered into EDIE are not deposits in an FDIC-insured bank, the coverage information provided in the EDIE report does not apply.
For assistance in confirming the insured status of your bank, you can call the FDIC toll-free at 1-877-275-3342. |
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