Industries in the Credit Intermediation and Related Activities subsector group establishments that (1) lend funds raised from depositors; (2) lend funds raised from credit market borrowing; or (3) facilitate the lending of funds or issuance of credit by engaging in such activities as mortgage and loan brokerage, clearinghouse and reserve services, and check cashing services.
This industry group comprises establishments primarily engaged in accepting deposits (or share deposits) and in lending funds from these deposits. Within this group, industries are defined on the basis of differences in the types of deposit liabilities assumed and in the nature of the credit extended.
See industry description for 522110 below.
This industry comprises establishments primarily engaged in accepting demand and other deposits and making commercial, industrial, and consumer loans. Commercial banks and branches of foreign banks are included in this industry.
Cross-References. Establishments primarily engaged in--
| Go to: | No change 2002 to 2007 | No change 1997 to 2002 | 2002 Economic Census and other data sources |
| 2007 NAICS | 2002 NAICS | 1997 NAICS |
Corresponding Index Entries |
|---|---|---|---|
| 522110 | 522110 | 522110 | Banks, commercial |
| 522110 | 522110 | 522110 | Branches of foreign banks |
| 522110 | 522110 | 522110 | Commercial banking |
| 522110 | 522110 | 522110 | Commercial banks |
| 522110 | 522110 | 522110 | Depository trust companies |
| 522110 | 522110 | 522110 | National commercial banks |
| 522110 | 522110 | 522110 | State commercial banks |
See industry description for 522120 below.
This U.S. industry comprises establishments primarily engaged in accepting time deposits, making mortgage and real estate loans, and investing in high-grade securities. Savings and loan associations and savings banks are included in this industry.
Cross-References. Establishments primarily engaged in accepting demand and other deposits and making all types of loans are classified in Industry 522110, Commercial Banking.
| Go to: | No change 2002 to 2007 | No change 1997 to 2002 | 2002 Economic Census and other data sources |
| 2007 NAICS | 2002 NAICS | 1997 NAICS |
Corresponding Index Entries |
|---|---|---|---|
| 522120 | 522120 | 522120 | Associations, savings and loan |
| 522120 | 522120 | 522120 | Banks, savings |
| 522120 | 522120 | 522120 | Federal savings and loan associations (S&L) |
| 522120 | 522120 | 522120 | Federal savings banks |
| 522120 | 522120 | 522120 | Institutions, savings |
| 522120 | 522120 | 522120 | Mutual savings banks |
| 522120 | 522120 | 522120 | Savings and loan associations (S&L) |
| 522120 | 522120 | 522120 | Savings banks |
| 522120 | 522120 | 522120 | Savings institutions |
| 522120 | 522120 | 522120 | State savings and loan associations |
| 522120 | 522120 | 522120 | State savings banks |
See industry description for 522130 below.
This industry comprises establishments primarily engaged in accepting members' share deposits in cooperatives that are organized to offer consumer loans to their members.
| Go to: | No change 2002 to 2007 | No change 1997 to 2002 | 2002 Economic Census and other data sources |
| 2007 NAICS | 2002 NAICS | 1997 NAICS |
Corresponding Index Entries |
|---|---|---|---|
| 522130 | 522130 | 522130 | Corporate credit unions |
| 522130 | 522130 | 522130 | Credit unions |
| 522130 | 522130 | 522130 | Federal credit unions |
| 522130 | 522130 | 522130 | State credit unions |
| 522130 | 522130 | 522130 | Unions, credit |
See industry description for 522190 below.
This industry comprises establishments primarily engaged in accepting deposits and lending funds (except commercial banking, savings institutions, and credit unions). Establishments known as industrial banks or Morris Plans and primarily engaged in accepting deposits, and private banks (i.e., unincorporated banks) are included in this industry.
Cross-References. Establishments primarily engaged in--
| Go to: | No change 2002 to 2007 | No change 1997 to 2002 | 2002 Economic Census and other data sources |
| 2007 NAICS | 2002 NAICS | 1997 NAICS |
Corresponding Index Entries |
|---|---|---|---|
| 522190 | 522190 | 522190 | Banks, industrial (i.e., known as), depository |
| 522190 | 522190 | 522190 | Banks, private (i.e., unincorporated) |
| 522190 | 522190 | 522190 | Industrial banks (i.e., known as), depository |
| 522190 | 522190 | 522190 | Morris Plans (i.e., known as), depository |
| 522190 | 522190 | 522190 | Plans, Morris (i.e., known as), depository |
| 522190 | 522190 | 522190 | Private banks (i.e., unincorporated) |
This industry group comprises establishments, both public (government-sponsored enterprises) and private, primarily engaged in extending credit or lending funds raised by credit market borrowing, such as issuing commercial paper or other debt instruments or by borrowing from other financial intermediaries. Within this group, industries are defined on the basis of the type of credit being extended.
See industry description for 522210 below.
This industry comprises establishments primarily engaged in providing credit by issuing credit cards. Credit card issuance provides the funds required to purchase goods and services in return for payment of the full balance or payments on an installment basis. Credit card banks are included in this industry.
Cross-References. Establishments primarily engaged in issuing cards that contain a stored prepaid value are classified with the industry providing the service represented by the cards, such as transit fare cards, in Subsector 482, Rail Transportation, and long-distance telephone cards in Subsector 517, Telecommunications.
| Go to: | No change 2002 to 2007 | No change 1997 to 2002 | 2002 Economic Census and other data sources |
| 2007 NAICS | 2002 NAICS | 1997 NAICS |
Corresponding Index Entries |
|---|---|---|---|
| 522210 | 522210 | 522210 | Banks, credit card |
| 522210 | 522210 | 522210 | Charge card issuing |
| 522210 | 522210 | 522210 | Credit card banks |
| 522210 | 522210 | 522210 | Credit card issuing |
| 522210 | 522210 | 522210 | Issuing, credit card |
See industry description for 522220 below.
This industry comprises establishments primarily engaged in sales financing or sales financing in combination with leasing. Sales financing establishments are primarily engaged in lending money for the purpose of providing collateralized goods through a contractual installment sales agreement, either directly from or through arrangements with dealers.
Cross-References. Establishments not engaged in sales financing, but primarily engaged in providing leases for equipment and other assets are classified in Subsector 532, Rental and Leasing Services.
| Go to: | No change 2002 to 2007 | No change 1997 to 2002 | 2002 Economic Census and other data sources |
| 2007 NAICS | 2002 NAICS | 1997 NAICS |
Corresponding Index Entries |
|---|---|---|---|
| 522220 | 522220 | 522220 | Automobile finance leasing companies |
| 522220 | 522220 | 522220 | Automobile financing |
| 522220 | 522220 | 522220 | Equipment finance leasing |
| 522220 | 522220 | 522220 | Financing, sales |
| 522220 | 522220 | 522220 | Installment sales financing |
| 522220 | 522220 | 522220 | Leasing in combination with sales financing |
| 522220 | 522220 | 522220 | Machinery finance leasing |
| 522220 | 522220 | 522220 | Sales financing |
| 522220 | 522220 | 522220 | Truck finance leasing |
This industry comprises establishments primarily engaged in making cash loans or extending credit through credit instruments (except credit cards and sales finance agreements).
Illustrative Examples:
Consumer finance companies (i.e., unsecured cash loans) Mortgage companies International trade financing Secondary market financing
Cross-References. Establishments primarily engaged in--
This U.S. industry comprises establishments primarily engaged in making unsecured cash loans to consumers.
Illustrative Examples:
Finance companies (i.e., unsecured cash loans) Personal credit institutions (i.e., unsecured cash loans) Loan companies (i.e., consumer, personal, student, small) Student loans companies
Cross-References. Establishments primarily engaged in--
| Go to: | No change 2002 to 2007 | No change 1997 to 2002 | 2002 Economic Census and other data sources |
| 2007 NAICS | 2002 NAICS | 1997 NAICS |
Corresponding Index Entries |
|---|---|---|---|
| 522291 | 522291 | 522291 | Consumer finance companies (i.e., unsecured cash loans) |
| 522291 | 522291 | 522291 | Consumer lending |
| 522291 | 522291 | 522291 | Finance companies (i.e., unsecured cash loans) |
| 522291 | 522291 | 522291 | Loan companies (i.e., consumer, personal, small, student) |
| 522291 | 522291 | 522291 | Personal credit institutions (i.e., unsecured cash loans) |
| 522291 | 522291 | 522291 | Personal finance companies (i.e., unsecured cash loans) |
| 522291 | 522291 | 522291 | Small loan companies (i.e., unsecured cash loans) |
| 522291 | 522291 | 522291 | Student loan companies |
This U.S. industry comprises establishments primarily engaged in lending funds with real estate as collateral.
Illustrative Examples:
Home equity credit lending Mortgage companies Mortgage banking (i.e., nondepository mortgage lending)
Cross-References. Establishments primarily engaged in--
| Go to: | No change 2002 to 2007 | No change 1997 to 2002 | 2002 Economic Census and other data sources |
| 2007 NAICS | 2002 NAICS | 1997 NAICS |
Corresponding Index Entries |
|---|---|---|---|
| 522292 | 522292 | 522292 | Construction lending |
| 522292 | 522292 | 522292 | Farm mortgage lending |
| 522292 | 522292 | 522292 | Federal Land Banks |
| 522292 | 522292 | 522292 | Home equity credit lending |
| 522292 | 522292 | 522292 | Loan correspondents (i.e., lending funds with real estate as collaterial) |
| 522292 | 522292 | 522292 | Mortgage banking (i.e., nondepository mortgage lending) |
| 522292 | 522292 | 522292 | Mortgage companies |
| 522292 | 522292 | 522292 | Real estate credit lending |
| 522292 | 522292 | 522292 | Reverse mortgage lending |
This U.S. industry comprises establishments primarily engaged in providing one or more of the following: (1) working capital funds to U.S. exporters; (2) lending funds to foreign buyers of U.S. goods; and/or (3) lending funds to domestic buyers of imported goods.
Illustrative Examples:
Agreement corporations (i.e., international trade financing) Export-Import banks Edge Act corporations (i.e., international trade financing) Trade banks (i.e., international trade financing)
Cross-References. Establishments primarily engaged in--
| Go to: | No change 2002 to 2007 | No change 1997 to 2002 | 2002 Economic Census and other data sources |
| 2007 NAICS | 2002 NAICS | 1997 NAICS |
Corresponding Index Entries |
|---|---|---|---|
| 522293 | 522293 | 522293 | Agencies of foreign banks (i.e., trade financing) |
| 522293 | 522293 | 522293 | Agreement corporations (i.e., international trade financing) |
| 522293 | 522293 | 522293 | Banks, trade (i.e., international trade financing) |
| 522293 | 522293 | 522293 | Edge Act corporations (i.e., international trade financing) |
| 522293 | 522293 | 522293 | Export trading companies (i.e., international trade financing) |
| 522293 | 522293 | 522293 | Export-Import banks |
| 522293 | 522293 | 522293 | International trade financing |
| 522293 | 522293 | 522293 | Trade banks (i.e., international trade financing) |
| 522293 | 522293 | 522293 | Trade financing, international |
This U.S. industry comprises establishments primarily engaged in buying, pooling, and repackaging loans for sale to others on the secondary market.
Illustrative Examples:
Federal Home Loan Mortgage Corporation (FHLMC) Government National Mortgage Association (GNMA) Federal National Mortgage Association (FNMA) Student Loan Marketing Association (SLMA)
| Go to: | No change 2002 to 2007 | No change 1997 to 2002 | 2002 Economic Census and other data sources |
| 2007 NAICS | 2002 NAICS | 1997 NAICS |
Corresponding Index Entries |
|---|---|---|---|
| 522294 | 522294 | 522294 | Federal Agricultural Mortgage Corporation |
| 522294 | 522294 | 522294 | Federal Home Loan Mortgage Corporation (FHLMC) |
| 522294 | 522294 | 522294 | Federal Intermediate Credit Bank |
| 522294 | 522294 | 522294 | Federal National Mortgage Association (FNMA) |
| 522294 | 522294 | 522294 | FHLMC (Federal Home Loan Mortgage Corporation) |
| 522294 | 522294 | 522294 | Financing, secondary market |
| 522294 | 522294 | 522294 | FNMA (Federal National Mortgage Association) |
| 522294 | 522294 | 522294 | GNMA (Government National Mortgage Association) |
| 522294 | 522294 | 522294 | Government National Mortgage Association (GNMA) |
| 522294 | 522294 | 522294 | Government-sponsored enterprises providing secondary market financing |
| 522294 | 522294 | 522294 | Real estate mortgage investment conduits (REMICs) issuing, private |
| 522294 | 522294 | 522294 | REMICs (real estate mortgage investment conduits) issuing, private |
| 522294 | 522294 | 522294 | Repackaging loans for sale to others (i.e., private conduits) |
| 522294 | 522294 | 522294 | Secondary market financing (i.e., buying, pooling, repackaging loans for sale to others) |
| 522294 | 522294 | 522294 | SLMA (Student Loan Marketing Association) |
| 522294 | 522294 | 522294 | Student Loan Marketing Association (SLMA) |
This U.S. industry comprises establishments primarily engaged in providing nondepository credit (except credit card issuing, sales financing, consumer lending, real estate credit, international trade financing, and secondary market financing). Examples of types of lending in this industry are: short-term inventory credit, agricultural lending (except real estate and sales financing) and consumer cash lending secured by personal property.
Illustrative Examples:
Commodity Credit Corporation Morris Plans (i.e., known as), nondepository Factoring accounts receivable Pawnshops Industrial banks (i.e., known as), nondepository
Cross-References. Establishments primarily engaged in--
| Go to: | No change 2002 to 2007 | No change 1997 to 2002 | 2002 Economic Census and other data sources |
| 2007 NAICS | 2002 NAICS | 1997 NAICS |
Corresponding Index Entries |
|---|---|---|---|
| 522298 | 522298 | 522298 | Agricultural credit institutions, making loans or extending credit (except real estate, sales financing) |
| 522298 | 522298 | 522298 | Agricultural lending (except real estate, sales financing) |
| 522298 | 522298 | 522298 | Banks, industrial (i.e., known as), nondepository |
| 522298 | 522298 | 522298 | Commodity Credit Corporation |
| 522298 | 522298 | 522298 | Edge Act corporations (except international trade financing) |
| 522298 | 522298 | 522298 | Factoring accounts receivable |
| 522298 | 522298 | 522298 | Federal Home Loan Banks (FHLB) |
| 522298 | 522298 | 522298 | Industrial banks (i.e., known as), nondepository |
| 522298 | 522298 | 522298 | Industrial loan companies, nondepository |
| 522298 | 522298 | 522298 | Morris Plans (i.e., known as), nondepository |
| 522298 | 522298 | 522298 | National Credit Union Administration (NCUA) |
| 522298 | 522298 | 522298 | Pawnshops |
| 522298 | 522298 | 522298 | Plans, Morris (i.e., known as), nondepository |
| 522298 | 522298 | 522298 | Purchasing of accounts receivable |
| 522298 | 522298 | 522298 | Short-term inventory credit lending |
This industry group comprises establishments primarily engaged in facilitating credit intermediation by performing activities, such as arranging loans by bringing borrowers and lenders together and clearing checks and credit card transactions.
See industry description for 522310 below.
This industry comprises establishments primarily engaged in arranging loans by bringing borrowers and lenders together on a commission or fee basis.
Cross-References. Establishments primarily engaged in--
| Go to: | No change 2002 to 2007 | No change 1997 to 2002 | 2002 Economic Census and other data sources |
| 2007 NAICS | 2002 NAICS | 1997 NAICS |
Corresponding Index Entries |
|---|---|---|---|
| 522310 | 522310 | 522310 | Agencies, loan |
| 522310 | 522310 | 522310 | Brokerages, loan |
| 522310 | 522310 | 522310 | Brokerages, mortgage |
| 522310 | 522310 | 522310 | Brokers' offices, loan |
| 522310 | 522310 | 522310 | Brokers' offices, mortgage |
| 522310 | 522310 | 522310 | Loan brokerages |
| 522310 | 522310 | 522310 | Loan brokers' or agents' offices (i.e., independent) |
| 522310 | 522310 | 522310 | Mortgage brokerages |
| 522310 | 522310 | 522310 | Mortgage brokers' or agents' offices (i.e., independent) |
See industry description for 522320 below.
This industry comprises establishments primarily engaged in providing one or more of the following: (1) financial transaction processing (except central bank); (2) reserve and liquidity services (except central bank); and/or (3) check or other financial instrument clearinghouse services (except central bank).
Illustrative Examples:
Automated clearinghouses, bank or check (except central bank) Credit card processing services Check clearing services (except central bank) Electronic funds transfer services
Cross-References. Establishments primarily engaged in--
| Go to: | No change 2002 to 2007 | No change 1997 to 2002 | 2002 Economic Census and other data sources |
| 2007 NAICS | 2002 NAICS | 1997 NAICS |
Corresponding Index Entries |
|---|---|---|---|
| 522320 | 522320 | 522320 | Automated clearinghouses, bank or check (except central bank) |
| 522320 | 522320 | 522320 | Bank clearinghouse associations |
| 522320 | 522320 | 522320 | Check clearing services (except central banks) |
| 522320 | 522320 | 522320 | Check clearinghouse services (except central banks) |
| 522320 | 522320 | 522320 | Check validation services |
| 522320 | 522320 | 522320 | Clearinghouses, bank or check |
| 522320 | 522320 | 522320 | Credit card processing services |
| 522320 | 522320 | 522320 | Electronic financial payment services |
| 522320 | 522320 | 522320 | Electronic funds transfer services |
| 522320 | 522320 | 522320 | Financial transactions processing (except central bank) |
| 522320 | 522320 | 522320 | Processing financial transactions |
| 522320 | 522320 | 522320 | Reserve and liquidity services (except central bank) |
| 522320 | 522320 | 522320 | U.S. Central Credit Union |
See industry description for 522390 below.
This industry comprises establishments primarily engaged in facilitating credit intermediation (except mortgage and loan brokerage; and financial transactions processing, reserve, and clearinghouse activities).
Illustrative Examples:
Check cashing services Money order issuance services Loan servicing Travelers' check issuance services Money transmission services
Cross-References. Establishments primarily engaged in--
| Go to: | No change 2002 to 2007 | No change 1997 to 2002 | 2002 Economic Census and other data sources |
| 2007 NAICS | 2002 NAICS | 1997 NAICS |
Corresponding Index Entries |
|---|---|---|---|
| 522390 | 522390 | 522390 | Check cashing services |
| 522390 | 522390 | 522390 | Loan servicing |
| 522390 | 522390 | 522390 | Money order issuance services |
| 522390 | 522390 | 522390 | Money transmission services |
| 522390 | 522390 | 522390 | Travelers' check issuance services |
