Office of Thrift Supervision

Guidance and Information

BSA/AML Examination Manual

Complete 2007 manual 405 pages - 2,407 KB

• Cover Letter - 2 pages - 17 KB
• Introduction, Core Overviews and Procedures - 152 pages - 1,235 KB
• Expanded Overviews and Procedures - 156 pages - 1,144 KB
• Appendices - 105 pages - 945 KB

Best Practices - Getting It Right

• Questions and Answers
• Building a Successful Compliance Program
• BSA/AML Enforcement Actions

BSA/AML/USAPA

• Interagency Statement on Enforcement of Bank Secrecy Act/AML Requirement - 10 pages (08/01/2007) 420 KB
• FinCEN Guidance-Freguently Asked Questions - Businesses Cashing Their Own Checks - 3 pages (04/05/2006) 73 KB
• TR 372-Financial Crimes Enforcement Network (FinCEN) issues the final rule implementing Section 312 of the USA PATRIOT Act - 21 pages (01/17/2006) 157 KB
• FinCEN 312 Fact Sheet - FinCEN provides additional information on the final rule implementing Section 312 - 5 pages (01/25/2006) 89 KB 
• CEO Ltr 218 - Interagency Interpretive Guidance on Providing Banking Services to Money Services Businesses Operating in the United States - 15 pages (04/26/2005) 138 KB
• RB 18-6 - Supplemental Guidance on the Bank Secrecy Act and Anti-Money Laundering Programs 3 pages (03/31/2004) 34 KB

• Institutions can also contact the OTS USAPA hotline at (202) 906-6012.

Information Sharing

• 314(a) Contact Updates - EFS Instructions for updating FinCEN 314(a) contacts - 2 pages
• CEO Ltr 210 - FinCEN's New Web-based 314(a) Distribution System - 2 pages (02/15/2005) 22 KB
• FinCEN 314(a) Fact Sheet - FinCEN Provides Feedback on Section 314(a) Information Request Process (10/28/05) - 3 pages (11/03/2005) 55 KB

Reports and Studies

• 2007 National Money Laundering Strategy - Addresses the money laundering threats and vulnerabilities identified in the U.S. Money Laundering Threat Assessment
  480972.pdf (4.0 MBs)
• Money Laundering in the Commercial Real Estate Industry - An assessment based upon suspicious activity report filing analysis - 15 pages (12/27/2006) 184 KB
  480286.pdf (180.1 KBs)
• Mortgage Loan Fraud - An industry assessment based upon suspicious activity report analysis 21 pages (12/27/2006) 245 KB
  480287.pdf (239.2 KBs)
• U.S. Money Laundering Threat Assessment, Dec 2005 - A government-wide analysis of money laundering in the United States - 81 pages (01/20/2006) 4,149 KB
  480215.pdf (4.0 MBs)