MEMBER'S CHOICE® Mechanical Repair Coverage

For just a few dollars a month, Mechanical Repair Coverage (MRC) could save you thousands.
Getting an auto loan is about more than just the right rate. It's also about having the right protection.

MEMBER'S CHOICE® Mechanical Repair Coverage helps ensure that major repairs to your car are covered when the unexpected happens. A few dollars a month in premiums can protect your vehicle and your finances from expenses that could total hundreds or even thousands of dollars!

Mechanical Repair Coverage begins on the date of purchase and continues after your manufacturer's warranty expires. The plan also covers rental and towing reimbursement, 24-hour roadside assistance and emergency travel expense.

You should consider MRC protection if you have miles and/or years at risk.
Ask yourself these four simple questions to help determine your need for Mechanical Repair Coverage:

• How many miles do you drive in a year?
• How many years do you plan to keep your vehicle?
• How many total miles do you expect to drive your vehicle?
• How many miles remain under your factory warranty, if any?

Purchasing MRC before your manufacturer's warranty expires can provide you with seamless, uninterrupted protection.

The MRC plan pays for parts and labor for any
covered repair.
You pay only the deductible amount you select - $0, $50, $100.

The plan also includes:
Rental reimbursement up to $30 per day for up to 5 days if your car is kept out of service overnight for a covered breakdown.
Towing reimbursement up to $50 per occurence for covered breakdown.
24-hour, toll-free roadside assistance, which covers towing, jump starts, flat tire changing, fuel, oil or other fluid delivery, and entry when keys are locked.
Emergency travel expense up to $500 for lodging, meals and transportation if your car breaks down more than 100 miles from home.

The MRC plan is:

• Good at authorized automobile dealers or repair facilities in the U.S. and Canada
• Transferable if you sell your vehicle to a private party.
• Cancelable at any time on a pro-rata basis.
• Convenient, with toll-free customer service and communications.
• Hassle-free, because the repair facility is paid directly by the plan.
• Flexible, since you can choose coverage and terms (months and miles) that match your vehicle and your driving habits.

Contact your credit union today for more information or a quote on MEMBER'S CHOICE® Mechanical Repair Coverage. Use our calculator to estimate the cost of a policy on your vehicle.