FOIA:
Popular FOIA Requests

Popular FOIA documents are those that have been the subject of previous requests and appear to be of broad public interest. These documents are listed throughout the Web site. Where possible, full databases have been constructed for Web access. These include databases showing Community Reinvestment Act (CRA) Performance Evaluations, enforcement actions (including removals/prohibitions) taken against bankers and national banks, and the Weekly Bulletin, which lists all corporate applications received by the OCC nationwide and is updated weekly. As corporate applications become available electronically, they will be posted here. Requests for these should be directed to FOIA-PA@occ.treas.gov.

Popular FOIA requests include:

• List of National Banks and Federal Branches and Agencies active as of 12/31/2008
        sorted by bank name: Excel | PDF
        sorted by state and city: Excel | PDF
  
  
• List of Credit Card Banks active as of 12/31/2008
        sorted by bank name: Excel | PDF
        sorted by state and city: Excel | PDF
  
  
• List of Trust Banks active as of 12/31/2008
        sorted by bank name: Excel | PDF
        sorted by state and city: Excel | PDF

• OCC Reg AA comment letter (PDF 994KB) (August 18, 2008) to the Fed asking for changes on credit card proposal.
• Change in Bank Control Notice (PDF) filed by Blackstone Capital Partners V, an affiliate of The Blackstone Group, and certain affiliated persons to acquire controlling interest in World Financial Network National Bank, Columbus, Ohio.
  • Cover letter dated June 28, 2007 (PDF)
  • Exhibit A - Publication Notice (PDF)
  • Exhibit B - Alliance Data Systems Corporation, Annual Report (Form 10-K) (February 26, 2007) (PDF)
  • Exhibit C - Operating Agreement between World Financial Network National Bank and the Office of the Comptroller o f the Currency (September 2003) (PDF)
  • Exhibit D - Capital Adequacy and Liquidity Maintenance Agreement (August 28, 2003) (PDF)
  • Exhibit E- Agreement and Plan of Merger by and among Aladdin Holdco, Inc., Aladdin Merger Sub, Inc. and Alliance Data Systems Corporation (May 17, 2007) (PDF)
  • Exhibit F - The Blackstone Group Prospectus (June 21, 2007) (PDF)
  • Exhibit I - Alliance Data Systems Corporation, Preliminary Proxy Statement (Schedule 14A) (June 18, 2007) (PDF)
  
  
• The OCC issues a termination (PDF) of a formal agreement dated July 28, 2003 with Citibank, N.A., Las Vegas, Nevada.
  
  
• Letter (PDF 315KB) dated May 30, 2006, from Comptroller Dugan to The Greenlining Institute concerning Community Reinvestment Act (CRA) consideration for supplier diversity programs.
  
  

• This February 27, 2006 letter (PDF) from Julie L. Williams, First Senior Deputy Comptroller and Chief Counsel, restates the restrictions and limitations associated with a transaction involving a wind energy project discussed in OCC Interpretive Letter 1048.
  
  
• In this January 31, 2006 letter (PDF), Comptroller Dugan wrote to members of Congress explaining the law and precedent that support our decisions on the use of national bank premises and an energy project financing transaction.
  
  
• This enclosure (PDF) to Mr. Dugan's letter provides a point-by-point response to the National Association of Realtors prepared by the OCC Chief Counsel at the Comptroller's request.
  
  
• OCC Purchase Cardholders (PDF) (as of 7/31/08)
  
  
• OCC Issues Consent Order and Civil Money Penalty (PDF) against ABN AMRO Mortgage Group, Inc., Ann Arbor, Michigan

• News Release 2005-110, OCC Takes Action (PDF) Against Bank and Subsidiary for Lending Practices

• OCC Issues Consent Order Against KeyBank, Cleveland, OH

• OCC and FinCEN Assess $3million Penalty Against Banco de Chile, New York, New York

• News Release 2005-80, FinCEN and OCC Assess $24 Million Penalty against Arab Bank PLC Branch

• The OCC issues a civil money penalty and prohibition (PDF) against Hernan Donoso, Former General Manger, Banco de Chile, Federal Branch, New York, New York.

• OCC enters into a consent order (PDF) with City National Bank, Beverly Hills, California.

• The OCC issues a civil money penalty (PDF) against City National Bank, Beverly Hills, California.

• News Release 2005-21, OCC issues cease and desist order and civil money penalty (PDF) against Chicago Title Insurance Company, and civil money penalty and lifetime ban against former bankers, Tom J. Trammell (PDF), former Senior Vice President and Private Banking Manager of Southwest Bank of Texas, NA, Houston, Texas, as well as Whitney National Bank, New Orleans, Louisiana; and David A. Ranostaj (PDF), former Vice President and Loan Officer of both banks.

• News Release 2005-20, OCC issues order against the Federal Branch of Arab Bank PLC
  • February 24, 2005 order (PDF)
  • February 8, 2005 order (PDF)

• News Release 2005-12, OCC Enters Into Written Agreement (PDF) with Bank of America.

• News Release 2005-11, Banco de Chile, New York Federal Branch, New York, New York, enters into a consent order (PDF) with the Office of the Comptroller of the Currency.
  
  
• News Release 2005-7, OCC issues modified consent order (PDF) against Riggs Bank, N.A.
  
  
• News Release 2004-37, The Office of the Comptroller of the Currency (OCC) announced today that it has issued a Cease and Desist Order (PDF) against the First National Bank of Marin requiring the Las Vegas-based bank to pay restitution to credit card customers harmed by unfair practices.
  
  
• News Release 2004-34, On May 13, 2004, the OCC entered into a Consent Order (PDF) with Riggs Bank N.A., McLean, Virginia and a separate Consent Order of Civil Money Penalty (PDF) for violations of the Bank Secrecy Act and for violations of the Consent Order issued against the bank dated July 16, 2003.
  
  
• The Office of the Comptroller of the Currency, on March 5, 2004, filed a notice of charges (PDF) and a notice of assessment (PDF) of civil money penalties against Grant Thornton LLP.
  
  
• Letter (PDF) from Comptroller of the Currency John D. Hawke, Jr. to Senator Paul S. Sarbanes explaining the OCC's position on preemption.
  
  
• News Release 2003-93 , The OCC announces that it has entered into a modified consent order (PDF) with Security Trust Company, NA, Phoenix, Arizona dated November 24, 2003. The OCC entered into consent orders with Security Trust Company, N.A. (PDF) and a controlling shareholder, Capital Management Investors Holdings, Inc. (PDF), Chicago, Illinois on October 29, 2003.
  
  
• The OCC has entered into a consent order (PDF) dated November 7, 2003 with Clear Lake National Bank, San Antonio, Texas.
  
  
• The OCC issues a termination (PDF) of a formal agreement dated, July 17, 2002 with PNC Bank, National Association, Pittsburgh, Pennsylvania.
  
  
• First Consumers National Bank, Beaverton, Oregon, has entered into a Formal Agreement (PDF) dated July 31, 2003 with the Office of the Comptroller of the Currency.
  
  
• Citibank N.A., New York, enters into formal written agreement (PDF) with the Office of the Comptroller of the Currency.
  
  
• News Release 2003-40, The OCC announces that it has entered into a Formal Agreement (PDF) with the law firm of Kutak Rock LLP dated May 21, 2003 relating to The First National Bank of Keystone, West Virginia (failed) and a separate Formal Agreement (PDF) with Michael T. Lambert of the same law firm on the same date involving The First National Bank of Keystone, West Virginia (failed).
  
  
• The OCC has entered into consent orders dated April 11, 2003 with National Bank of the Great Lakes (PDF), Elmhurst, Illinois and Saks Incorporated, a Tennessee Corporation (PDF), Birmingham, Alabama.
  
  
• OCC issues interpretive letter (PDF) approving Bank of America, N.A.'s request to expand its financial intermediation business to include customer-driven, electricity derivative transactions that involve transfers of title to electricity.
  
  
• News Release 2003-27 The OCC announces that it has entered into personal cease and desist orders, prohibitions and civil money penalty orders with James Earl Smith (PDF) and Vicki Boutilier (PDF), former bankers with Grand Valley National Bank, Grand Junction, Colorado.
  
  
• The Office of the Comptroller of the Currency (OCC) has issued a Termination (PDF) of the formal agreement entered into with Direct Merchants Credit Card Bank, N.A., Scottsdale, Arizona dated April 16, 2002. The bank is now subject to an Operating Agreement (PDF) dated March 18, 2003.
  
  
• Decision (PDF) of the Office of the Comptroller of the Currency on the Application to charter Charles Schwab Bank, N.A., Reno, Nevada, February 4, 2003.
  
  
• News Release 2003-06 The OCC has entered into enforcement actions with the following: Consent Order (PDF) - Peoples National Bank, Paris, Texas dated 1/30/2003; and Consent Order (PDF) - Advance America, Cash Advance Centers, Inc., Spartanburg, South Carolina.
  
  
• News Release 2003-03 The OCC has entered into a Consent Order (PDF) dated January 17, 2003 with First National Bank in Brookings, Brookings, South Dakota.
  
  
• Decision (PDF) of the Office of the Comptroller of the Currency (OCC) on the HSBC Holdings plc Notice of Change in Bank Control with respect to Household Bank (SB), National Association, Las Vegas, Nevada, March 27, 2003.
  
  
• The Office of the Comptroller of the Currency (OCC) has entered into a Formal Agreement (PDF) dated March 25, 2003 with Household Bank (SB) National Association, Las Vegas, Nevada.
  
  
• Change in Bank Control Notice (PDF) filed by HSBC Holdings plc to acquire controlling interest in Household Bank (SB), N.A., Prospect Heights, Illinois. Exhibits C, D, and E are also public documents, but due to the volume of pages (683 pages), they do not appear here. If you cannot access or utilize the document that does appear here, or you wish to obtain the entire file, please contact the Manager, Disclosure Services, Communications Division, Mailstop 3-2, Washington, DC 20219. Fax requests should be directed to (202) 874-5263 or (202) 874-5274.
  
  
  • HSBC cover letter dated 11/27/02 (PDF)
  • HSBC CBCA Index of Attachments (PDF)
  • Attachment A - HSBC CBCA Org. chart before acquisition (PDF)
  • Attachment A - HSBC CBCA Org. chart after acquisition (PDF)
  • Attachment B - Draft Notice for publication (PDF)
  • Attachment F - HSBC Holdings statement for Fair Lending (PDF)
  • HSBC 12/9/02 OCC Letter requesting additional information (PDF)
  • HSBC CBCA Amendment to application dated 12/12/02 (PDF)
  • HSBC Rumah Response letter to OCC (PDF)
  • HSBC Conformed Agreement dated 11/14/02 (PDF)
  • HSBC OCC Confidential Request letter dated 12/20/02 (PDF)
  
  
  
• The OCC has entered into a Stipulation (PDF) and Consent Order (PDF) dated October 28, 2002 with Goleta National Bank, Goleta, California.
  
  
• The OCC has entered into a Stipulation (PDF) and Consent Order (PDF) dated October 25, 2002 with ACE Cash Express, Inc., Irving, Texas, agent and bank service provider for Goleta National Bank, Goleta, California.
  
  
• The Office of the Comptroller of the Currency (OCC) has entered into a Formal Agreement (PDF) dated July 18, 2002 with PNC Bank, N.A., Pittsburgh, Pennsylvania.
  
  
• PPM 1000-15 (PDF), "Publication of Significant OCC Interpretive Opinions and Corporate Decisions in Interpretations and Actions," dated September 5, 2001, explains the OCC's policies and procedures for making available to national banks and to the public significant interpretive opinions and corporate decisions by publishing them in Interpretations and Actions.
  
  
• News Release 2000-49 Providian to Cease Unfair Practices, Pay Consumers Minimum of $300 Million Under Settlement with OCC and San Francisco District Attorney 06/28/2000 WORD | ASCII
  • Comptroller Hawke's Statement WORD | ASCII
  • Consent Order PDF
  • Stipulation PDF
  • Fact Sheet WORD | ASCII
  
  
  
• Notice under the Change in Bank Control Act by Citigroup, Inc. to Acquire Associates National Bank (Delaware)--9/15/2000.
  • Modifications (PDF) to the proposal dated October 10, 2000.
    
    
  • Citigroup's Response (PDF) to Public Comments in connection with the Indirect Acquisition of Associates National Bank, Associates Capital Bank, Inc. and Hurley State Bank Dated November 7, 2000
    
    
  • In a letter (PDF) dated November 16, 2000, the OCC extended the review period for Citigroup Inc.'s Notice of Change in Bank Control to acquire Associates National Bank and requested clarification of certain matters.
    
    
  • Response (PDF) of Citigroup, Inc. to the Office of the Comptroller of the Currency letter dated November 16, 2000.
    
    
  • Citigroup Inc. supplemented its November 7, 2000 response to the OCC by letter (PDF) dated November 28, 2000.
    
    
  • In a decision statement (PDF) dated November 30, 2000, the OCC posed no objection to Citigroup's acquisition of Associates National Bank. The OCC's decision followed Citigroup's announcement of various initiatives designed to provide increased consumer protection for subprime borrowers.
    
    
  
  
  
• A list (PDF) of all national banks that are hedging bank permissible, customer-driven, equity derivative transactions with equities.
  
  
• The Office of the Comptroller of the Currency (OCC) has entered into a consent order (PDF) with Direct Merchants Credit Card Bank, N.A. The consent order requires the bank to cease certain practices in the marketing of the bank's credit cards and to pay approximately $3.2 million in restitution to 62,000 consumers. Fact Sheet (PDF)
  
  
• Privacy rule: Interagency letter (PDF), concerning sharing of account numbers for use in marketing. 05/25/2001
  
  
• Fair Lending Referrals. 10/05/2001
  
  
• The Office of the Comptroller of the Currency (OCC) settles case against the First National Bank of Marin, Las Vegas, involving misleading and deceptive marketing of secured credit cards. In a consent order (PDF), the bank agreed to cease practices that the OCC alleged are unlawful or unsafe and unsound and to pay restitution to customers harmed by those practices. Fact Sheet (PDF)
  
  
• The Office of the Comptroller of the Currency (OCC) has entered into a consent order (PDF) with Eagle National Bank, Upper Darby, Pennsylvania, in which the Bank will develop and implement an "exit strategy" to cease originating "Cash 'til Payday" (payday) loans, reduce all outstanding payday loans to zero, and completely discontinue its payday lending program not later than June 15, 2002. Fact Sheet (PDF)
  
  
• The Office of the Comptroller of the Currency (OCC) has entered into a consent order (PDF) dated January 17, 2002 with Bank of China, New York Branch, New York, New York citing unsafe and unsound banking practices.
  
  
• First Consumers National Bank, Beaverton, Oregon, a CEBA credit card bank, has consented to the issuance of a Consent Order (PDF) by the Comptroller of the Currency dated May 15, 2002. The Order requires the bank to address a number of safety and soundness concerns.