Legal and Regulatory:
News

This page provides a topical view of OCC News Releases, speeches and testimony of particular legal and regulatory interest for the past six months.  What's New maintains a comprehensive listing of all items in a historical database.

Archived News Articles Capital Community Development Compliance, Consumer Derivatives Enforcement Actions Lending Regulations Risk Management Speeches and Testimony

Topic	Date	Item
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Capital	12/16/2008	Agencies approve final rule on deduction of Goodwill from Tier 1 Capital. News Release 2008-145, Final Rule (PDF)
Capital	10/17/2008	Agencies announce decision on Regulatory Capital Impact of Emergency Economic Stabilization Act of 2008 on Fannie Mae and Freddie Mac Preferred Stock. NR 2008-124
Capital	09/15/2008	The federal banking agencies are evaluating the amendments to generally accepted accounting principles proposed by the Financial Accounting Standards Board (FASB). NR 2008-107
Capital	07/31/2008	The Office of the Comptroller of the Currency, the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation, and the Office of Thrift Supervision have issued final guidance outlining the supervisory review process for banking organizations implementing the new advanced capital adequacy framework known as Basel II. OCC Bulletin 2008-20, Guidance (PDF)
Capital	07/29/2008	This bulletin briefly summarizes an interagency Notice of Proposed Rulemaking (NPR) for a U.S. implementation of the standardized approach of the Basel II Capital Accord. OCC 2008-19, Proposed Rulemaking (PDF), Comments
Capital	07/15/2008	The federal banking and thrift agencies issued final guidance outlining the supervisory review process for banking organizations implementing the new advanced capital adequacy framework known as Basel II. News Release 2008-81, Guidance (PDF)
Capital	07/10/2008	Regulatory Impact Analysis for Risk-Based Capital Guidelines; Capital Adequacy Guidelines; Capital Maintenance: Standardized Risk-Based Capital Rules (Basel II: Standardized Option), Office of the Comptroller of the Currency, International and Economic Affairs (2008) (PDF)
Capital	07/08/2008	The federal banking and thrift agencies issued an interagency statement outlining the qualification process for banking organizations implementing the new advanced capital adequacy framework known as Basel II. News Release 2008-77, Statement (PDF)
Capital	07/03/2008	The Office of the Comptroller of the Currency has approved for publication a notice of proposed rulemaking that would implement the standardized approach of the Basel II Capital Accord. News Release 2008-75
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Community Development	12/30/2008	Small Bank Asset Thresholds and Related Regulatory Revisions. OCC Bulletin 2008-36, Revisions (PDF)
Community Development	12/17/2008	The federal bank regulatory agencies announced the annual adjustment to the asset-size thresholds used to define small bank, small savings association, intermediate small bank, and intermediate small savings association under the Community Reinvestment Act (CRA) regulations. News Release 2008-146, Announced (PDF)
Community Development	11/26/2008	The Office of the Comptroller of the Currency (OCC) published a Community Developments Insights report that describes how banks participate in the Historic Tax Credit (HTC) program which is used to rehabilitate and restore certified historic properties. News Release 2008-140, Community Developments Insights
Community Development	09/19/2008	The Office of the Comptroller of the Currency (OCC) released the Fall 2008 edition of Community Developments Investments focusing on Multibank Community Development Corporations (CDC). NR 2008-109
Community Development	09/18/2008	The Office of the Comptroller of the Currency (OCC) published a Community Developments Insights report which looks at bank participation in the SBA's 7(a) Loan Guarantee Program. NR 2008-108, Community Developments Insights (PDF)
Community Development	08/21/2008	An interim final rule to implement a provision of the Housing and Economic Recovery Act of 2008 (HERA) 1 that expands national banks' authority to make public welfare investments. OCC Bulletin 2008-22, News Release 2008-97, Interim Final Rule (PDF)
Compliance, Consumer	08/20/2008	Transmits a final rule, published by the Federal Reserve Board, for the dollar amount in 2009 that triggers provisions of the Home Ownership and Equity Protection Act. OCC Bulletin 2008-21
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Derivatives	07/09/2008	Deputy Comptroller for Credit and Market Risk Kathryn E. Dick discussed credit derivatives in testimony before the Subcommittee on Securities, Insurance, and Investment of the Senate Committee on Banking, Housing, and Urban Affairs. News Release 2008-79, Oral (PDF), Written (PDF)
Derivatives	07/03/2008	The Office of the Comptroller of the Currency reported the OCC's Quarterly Report on Bank Trading and Derivatives Activities. News Release 2008-74, OCC's Quarterly Report on Bank Trading and Derivatives Activities (PDF)
Enforcement Actions	12/19/2008	The Office of the Comptroller of the Currency (OCC) released new enforcement actions taken against national banks and individuals currently and formerly affiliated with national banks. News Release 2008-149, OCC Enforcement Actions
Enforcement Actions	11/21/2008	The Office of the Comptroller of the Currency (OCC) released new enforcement actions taken against national banks and individuals currently and formerly affiliated with national banks. News Release 2008-138, OCC Enforcement Actions
Enforcement Actions	10/17/2008	The Office of the Comptroller of the Currency released new enforcement actions taken against national banks and individuals currently and formerly affiliated with national banks. News Release 2008-123, Enforcement Actions
Enforcement Actions	08/12/2008	The Office of the Comptroller of the Currency (OCC) release new enforcement actions taken against national banks and individuals currently and formerly affiliated with national banks. News Release 2008-95, Enforcement Actions
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Lending	12/22/2008	The Office of the Comptroller of the Currency and the Office of Thrift Supervision issued their second report on mortgage performance showing continued increases in delinquencies and foreclosures in process. News Release 2008-150, Mortgage Metrics Report (PDF)
Lending	11/12/2008	The Office of the Comptroller of the Currency responded to a request that it approve a new workout program for troubled credit card borrowers. NR 2008-132
Lending	11/12/2008	The Department of the Treasury, the Federal Deposit Insurance Corporation, and the Federal Reserve have recently put into place several programs designed to promote financial stability and to mitigate procyclical effects of the current market conditions. NR 2008-131
Lending	09/12/2008	The Office of the Comptroller of the Currency and the Office of Thrift Supervision joined forces to issue a joint report on the performance of approximately 60 percent of all first lien mortgages outstanding in the United States. NR 2008-105, Mortgage Metrics Report (PDF)
Lending	07/28/2008	Statement of Comptroller of the Currency John C. Dugan on Enactment of Housing Legislation. News Release 2008-90
Lending	07/23/2008	The Federal Reserve Board, the Office of the Comptroller of the Currency, and the Federal Deposit Insurance Corporation recently issued updated host-state loan-to-deposit ratios that the banking agencies will use to determine compliance with section 109 of the Riegle-Neal Interstate Banking and Branching Efficiency Act of 1994 (Interstate Act). OCC Bulletin 2008-18, Host-state loan-to-deposit ratios (PDF)
Lending	07/16/2008	The Office of the Comptroller of the Currency will host a conference on statistical analysis and modeling for fair lending risk assessment. Release 2008-82, Conference
Lending	07/08/2008	Comptroller of the Currency John C. Dugan issued a Forum on Mortgage Lending for Low- and Moderate-Income Households sponsored by the Federal Deposit Insurance Corporation (FDIC). News Release 2008-78
Regulations	12/01/2008	The 2009 fee structure for national banks and federal branches and agencies. OCC Bulletin 2008-34 (PDF)
Regulations	11/13/2008	The federal bank, thrift and credit union regulatory agencies jointly issued for comment proposed Interagency Appraisal and Evaluation Guidelines that reaffirm supervisory expectations for sound real estate appraisal and evaluation practices. NR 2008-133, Interagency Appraisal and Evaluation (PDF), Guidelines (PDF)
Regulations	09/30/2008	Deduction of Goodwill net of associated deferred tax liability. OCC Bulletin 2008-25, Notice of Proposed Rulemaking (PDF), Comment
Regulations	09/19/2008	The Office of the Comptroller of the Currency announced it has approved for publication an interim final rule that would recognize the substantial protection from risk provided to national banks under the Federal Reserve System's NR 2008-110, Interim Final Rule (PDF), Comment
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Speeches and Testimony	10/16/2008	OCC Deputy Comptroller for International Banking Supervision addresses the International Association of Insurance Supervisors NR 2008-122. Speech (PDF)
Speeches and Testimony	09/10/2008	Comptroller of the Currency John C. Dugan said that the present turmoil in credit markets should not distract bankers and lenders from the important priority of fair lending. NR 2008-103. Speech (PDF)
Speeches and Testimony	07/30/2008	Statement of Comptroller of the Currency John C. Dugan on Enactment of Housing Legislation. NR 2008-92
Speeches and Testimony	07/28/2008	Comptroller of the Currency John C. Dugan made the following statement at a press conference on mortgage finance sponsored by the Department of Treasury. NR 2008-90
Speeches and Testimony	07/07/2008	Comptroller Dugan Tells OCC Examiners that Agency Must Continue to Focus on Consumer Compliance. Release 2008-76, Remarks (PDF)
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