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NIH Loan Repayment Programs
NIH Loan Repayment Programs
 Introduction Introduction
NIH Loan Repayment Programs
NIH Loan Repayment Programs
NIH Loan Repayment Programs
 Table of Contents Table of Contents
NIH Loan Repayment Programs
NIH Loan Repayment Programs
NIH Loan Repayment Programs
 The 5 Loan Repayment Programs The 5 Loan Repayment       Programs
NIH Loan Repayment Programs
NIH Loan Repayment Programs
NIH Loan Repayment Programs
 eligibility Basic Eligibility
      Requirements
NIH Loan Repayment Programs
NIH Loan Repayment Programs
NIH Loan Repayment Programs
 Most Student Loans Qualify Most Student Loans
      Qualify
NIH Loan Repayment Programs
NIH Loan Repayment Programs
NIH Loan Repayment Programs
 NIH Pays Your Taxes NIH Pays Your Taxes
NIH Loan Repayment Programs
NIH Loan Repayment Programs
NIH Loan Repayment Programs
 FAQ's FAQ's
NIH Loan Repayment Programs
NIH Loan Repayment Programs
NIH Loan Repayment Programs
 LRP Application Guide LRP Application Guide
NIH Loan Repayment Programs
NIH Loan Repayment Programs
NIH Loan Repayment Programs
 LRP Applicant Information Bulletin LRP Applicant
      Information Bulletin
NIH Loan Repayment Programs
NIH Loan Repayment Programs
NIH Loan Repayment Programs
 LRPs for NIH Employees LRPs for NIH Employees
NIH Loan Repayment Programs
NIH Loan Repayment Programs
NIH Loan Repayment Programs
 LRPs for NIH Employees Repayable Debt
NIH Loan Repayment Programs
NIH Loan Repayment Programs
NIH Loan Repayment Programs
 Glossary of Terms Glossary of Terms
NIH Loan Repayment Programs
NIH Loan Repayment Programs
NIH Loan Repayment Programs
 LRP Data Books LRP Data Books
NIH Loan Repayment Programs
NIH Loan Repayment Programs
Basic Eligibility Requirements

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5 quick checks for LRP eligibility

Here are the basic eligibility requirements for NIH loan repayment programs:  
Doctoral Degree

Applicants must have a M.D., Ph.D., Psy.D., Pharm. D., D.O., D.D.S., D.M.D., D.P.M., D.C., N.D., or equivalent doctoral degree from an accredited institution. D.V.M. is appropriate for all LRPs except the Clinical Research LRP or Clinical Research for Individuals from Disadvantaged Backgrounds LRP.

Government or Nonprofit Research Funding
  • An applicant's research must be funded by a domestic nonprofit or U.S. Government (Federal, state or local) entity. A domestic foundation, professional association, or institution is considered to be non-profit if exempt from Federal tax under the provisions of Section 501 of the Internal Revenue Code (26 U.S.C. 501);
  • An NIH grant is acceptable but is not required;
  • Salary support and/or research funding from your university department is acceptable if your employer is nonprofit;
  • The research must be in a qualifying area and you must commit 50% or more of your total level of effort for an average of at least 20 hours per week during each quarterly service period for two years to the research (that is a minimum of 240 hours based on a 12-week quarter, or a minimum of 260 hours based on a 13-week quarter);
  • Finally, the research must not be prohibited by Federal law or NIH policy.
Educational Debt
Your educational debt - from qualifying types of student loans - must equal at least 20 percent of your "institutional base salary". Institutional base salary is that paid by the institution where you are conducting research.

Citizenship
You must document that you are a U.S. citizen, U.S. national, or permanent resident.

Non-Federal Employment
NIH LRPs are not available to full-time Federal government employees. However, if you are a part-time Federal employee (working 20 hours/week or less) and you are not compensated as a Federal employee for your research, and you are engaged in the qualifying research for at least 20 hours per week, you may be eligible for LRP payments. Separate LRPs are available to NIH employee-researchers.

NOTE: Individuals who apply to the Clinical Research LRP for Individuals from Disadvantaged Backgrounds must, in addition to the requirements listed here, document their disadvantaged status.

For more details on eligibility, see the LRP Applicant Information Bulletin's Eligibility page.

FAQs on Eligibility


NIH Loan Repayment Programs
NIH Loan Repayment Programs
NIH Loan Repayment Programs

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