Financial Aid for StudentsThis Information Web page, prepared by the Congressional Research Service for Members of Congress, guides students through the process of locating and applying for financial aid. [Updated March 2006]
Start gathering information early. Free information is readily available from: Ask questions: counselors may know if you have exceptional circumstances that affect your eligibility. Be organized: use calendars to keep on track. Keep copies of all forms and correspondence: you must reapply for aid each year. Parents of students: save money long before your child attends college. Good overviews: Beware of scholarship scams -- don't pay for free information!
Basic assistance categories:
Federal Student Aid:
States offer residents a variety of scholarships, loans, and tuition exemptions.
Colleges and universities provide some 20% of aid, most need-based. Check university Web sites and the institution's financial aid office when you apply for admission. Private foundations, corporations, and organizations offer scholarships or grants:
Interested in public service? Federal assistance programs seek to encourage people to work in geographic areas or professions where there's a particular need (such as doctors in underserved areas); encourage underrepresented groups to enter a particular profession; and provide aid in exchange for services provided (such as military service).
Aid for private K-12 education: No direct federal assistance, check with schools themselves:
After college, the federal government has ways to help you repay your loans.
States, schools, and some private employers provide help in repaying loans in exchange for public service.
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