| Government Resources |
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FEMA -
Winter Preparedness Safety Tips - Timely preparation is necessary to avoid the impacts
of severe winter weather; it can avert heavy personal, business and government expenditures. Experts agree that the
following measures can be effective in dealing with the challenges of severe winter weather. |
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Mortgage insurance for one- to four-family homes (section 203 (b)) -
FHA mortgage insurance encourages lenders to make loans to otherwise creditworthy borrowers and projects that might not
be able to meet conventional underwriting requirements, by protecting the lender against loan default on mortgages for
properties that meet certain minimum requirements--including manufactured homes, single-family and multifamily properties,
and some health-related facilities. |
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OCC Adopts
Flood Insurance Regulation - The OCC is issuing its flood insurance rule jointly with the
Federal Reserve Board, the Federal Deposit Insurance Corporation, the Office of Thrift Supervision, the Farm Credit
Administration and
the National Credit Union Administration. All six agencies will issue uniform rules implementing the statutory flood insurance
provisions; thus all of the financial institutions they supervise will be subject to the new requirements. |
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OCC's Revised
Rule on Flood Insurance - Consistent with the Reform Act, the final rule requires the
purchase of flood insurance when a building or mobile home used as collateral for a loan is located in a special flood hazard
area in a community participating in the National Flood Insurance Program (NFIP). |
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Renter's Kit -
Looking for an apartment? It can be both exciting - and frustrating! But if you approach the whole process systematically and
if you know your rights, apartment hunting doesn't have to be a hassle. Read through this Renter's Kit before you
begin. |
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The Home Energy
Saver Library: Home Builders - This page lists different resources for choosing a home
builder. |
| Private Resources |
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Find an
Insurance Company - A frequently asked questions is which companies offer certain
types of insurance in a particular state. This Insurance Information Institute web tool allows consumers to select the state in
which they live and the type of insurance they are looking for. It provides a random listing of insurance companies in their
state. |
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Know Your
Water Shed - State Water Shed Contacts - is a coordinated national effort to encourage
the formation of local, voluntary watershed partnerships and help assure that these partnerships successfully attain their
goals. A water shed is the area of land that catches rain and snow and drains or seeps into a marsh, stream, river, lake or
groundwater. |
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Life Stages Insurance
Tool - This tool provides easy to use information on insurance and financial planning for
different stages of your life. Information on auto, home, life, health, disability, and long-term care insurance are
provided. |
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Testing for Discrimination in Home Insurance - Residential segregation
continues to be one of the most important domestic challenges facing America. Fighting discrimination against those who
seek to exercise choice in where to live is a central and long-standing responsibility of the United States Department of
Housing and Urban Development (HUD). It is also a key support to the National Homeownership Strategy, which seeks to
dramatically raise homeownership rates for all Americans, regardless of race, color, religion, sex, familial status, disability, or
national origin |
