Government Resources |
Affordable
Housing and Community Investment - The Community Investment Program (CIP) is a
targeted housing and economic development loan program authorized under the Financial Institutions Reform, Recovery, and
Enforcement Act of 1989. The purpose of the CIP is to provide funding for community-oriented mortgage lending, which means
providing loans to finance home purchases by families whose incomes do not exceed 115 percent of the area median
income; to finance the purchase or rehabilitation of housing for occupancy by families; to finance commercial and economic
development activities that benefit low- and moderate-income households; and to finance projects that include a combination
of these activities |
Energy
Efficient Mortgages Internet Links - helps homebuyers or homeowners save money on
utility bills by enabling them to finance the cost of adding energy-efficiency features to new or existing housing as part of their
FHA-insured home purchase or refinancing mortgage. |
FDIC - Looking
for the best mortgage - |
Federal
Reserve Board - Consumer Information - This page lists information on credit cards,
home mortgages, vehicle leasing, personal finance and more. |
Foreclosure Resources for Consumers - If you are having difficulty making your
mortgage payment, one of the most important things you can do is seek assistance. Eck out these foreclosure
resources. |
Home Loan Guaranty
Service - This lists the general information on homebuying available from the Veterans
Benefits and Services. |
HUD Grants
Available - This lists grants available through the Department of Housing and Urban
Development for the current fiscal year. |
Mortage Insurance Program
(HUD) - The Department of Housing and Urban Development unveiled the HUD/FHA
Homebuyer Protection Plan, a package of far-reaching reforms that will benefit 800,000 families who get Federal Housing
Administration mortgages each year by dramatically reinventing FHA's home appraisal process. |
Mortgage Comparison
Calculator - This mortgage calculator is designed to help you compare the monthly
payments and the amount of equity you will build in your home for several kinds of fixed and adjustable-rate
mortgages. |
Mortgage Payments Sending You Reeling? Here's What to Do. -
Explains different kinds of mortgages, what to do if you’re behind in your payments, how to avoid default and foreclosure, and
how to avoid predatory scams. |
Send a Question to Ginnie
Mae - So many individuals and families dream of having a house of their own, but many
wonder how they could ever afford it. At Ginnie Mae our mission is to promote accessibility to affordable housing for all
Americans. This page is an online form to ask questions or comments online. |
Private Resources |
Consumer Home Buying Guides - Four consumer-focused guides to various
stages of the home buying process. Developed by Fannie Mae Foundation, these guides deliver practical, specific and
concise information in a user-friendly format. |
Fannie Mae - Fannie Mae
provides financial products and services that make it possible for low-, moderate- and middle-income families to
buy homes of their own. Since Fannie Mae has helped more than 30 million families achieve the American dream of
homeownership. |
Freddie Mac - Freddie
Mac purchases mortgages from lenders and packages them into securities that are sold to investors. By doing so, we
ultimately provide homeowners and renters with lower housing costs and better access to home financing. |
Grants and
Fellowships - The Fannie Mae Foundation nurtures community growth and development
through a variety of grants and fellowships each year. This is a great resource for members of the community and its
supporting organizations; the Foundation offers a variety of grants, fellowships, and awards programs. |
Home Loan Learning
Center - A comprehensive, unbiased resource for prospective home buyers. You'll find
tools, tips and information on getting a mortgage that is right for you. |