FEMA Flood Risk Information

This page has been provided by the state of Nevada Floodplain Management Program, Nevada Division of Water Resources (NDWR). For further information contact Christie James, Floodplain Manager, NDWR , at (775) 684-2060 or email cajames@water.nv.gov.

Did you know? . . .

During a typical 30-year mortgage, a building in a flood hazard area is 25 times more likely to be damaged by a flood than by a fire.

Federal disaster assistance is not the answer.

Federal disaster assistance is only available if the President declares a disaster. More than 90 percent of all disasters in the U.S. are not Presidentially declared disasters.

Flood damage is not covered by homeowners policies.

You can protect your home, business, and belongings with flood insurance from the National Flood Insurance Program.

You can buy flood insurance no matter what your flood risk is.

It doesn’t matter whether your flood risk is high, medium, or low, you can buy flood insurance as long as your community participates in the National Flood Insurance Program.

Flood Insurance is easy to get.

You can buy flood insurance from private insurance companies.

Contents coverage is separate, so renters can insure their belongings too.

Whether you rent or own your home or business, make sure to ask your insurance agent about contents coverage.  It is not automatically included with the building coverage.

From Addressing Your Community's Flood Problems, A Guide for Elected Officials, 1996, Association of State Floodplain Managers, Inc. and Federal Interagency Floodplain Management Task Force.

Additional information about flood insurance is available from the National Flood Insurance Program <http://www.floodsmart.gov>.

Flood hazards have been mapped by the Federal Emergency Management Agency (FEMA) for approximately 20,000 communities in the United States. FEMA’s Flood Insurance Rate Maps, or FIRMs, delineate Special Flood Hazard Areas which are land areas subject to inundation by a flood that has a 1-percent probability of being equaled or exceeded in a given year. To find out if you’re in a Special Flood Hazard Area area, visit the FEMA Map Service Center <http://msc.fema.gov>.