Legal Opinion Letters
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2005 Opinion Letters
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05-0115 - Electronic Remote Deposit Service
for Members - 03/07/2005
05-0117 - Split Dollar Life Insurance - 01/13/2005
06-0127B - Member Access to FCU Membership List - 02/06/2006; PDF or Word
05-0135 - Interest-Only Payments in a Home Equity Line of Credit Program - 02/16/2005
05-0235 - Loans to County Sheriffs Office - 05/10/2005
05-0243 - Market Value in Construction
Member Business Loans - 05/25/2005
05-0337 - XCEL Federal Credit Union Request
to Serve a Trade, Industry or Profession (TIP Single Occupational
Common Bond) - 05/2/2005
05-0423 - Preemption of State Law - 05/03/2005
05-0514 - Member Business Loan - 05/11/2005
05-0630 - Insurance Coverage on 529 College Savings Plan - 07/01/2005
05-0702 - Overdraft Regulations and Guidance - 09/20/2005; PDF or Word
05-0723 - Denial of Services to Joint Share Account Owners - 09/20/2005
05-0816 - Payout Priority of Deferred Compensation - 11/18/2005; PDF or Word
05-0823 - Permissibility of Sending Third-Party Marketing Material to Members - 09/19/2005
05-0903 - Skip-A-Payment Disclosures - 03/28/2006; PDF or Word ; Clairification 4/19/2006 PDF or Word
05-0915 - World Council of Credit Unions "International Shared Branching" Pilot Project with Ecuador-03/08/2006; PDF or Word
05-0919 - Permissibility of CUSO's Purchases of Nonperforming Loans for Debt Collection - 10/11/2005; PDF or Word
05-1018 - Credit Union Service Organization (CUSO) Investments -11/23/05 - PDF or Word
05-1019 Credit Union Charter Conversions - 10/12/2005; PDF or Word
05-1038 - Member Business Loan (MBL); Meaning of Fleet - 12/08/2005; PDF or Word
05-1140 - Calculating Annual Percentage Yield (APY) Earned under the Truth in Savings Rule - 12/22/2005; Word or PDF
05-1204 - Permissibility of CUSO Assisting Credit Union in Providing Payroll Services - 2/15/2006; Word or PDF
05-1216 - Flexibility in FCU Bylaws for Director and Member Meetings Affected by Hurricane Katrina- 12/14/2005; PDF or Word
05-1219 - Cash Flow as Collateral for Member Business Loans - 02/08/2006; PDF or Word
05-1223 - Credit Union Vendor Endorsements - 12/29/2005; PDF or Word
05-1232 Application of Member Business Loan Rule to Commercial Vehicle -02/03/2006; PDF or Word |
