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HUD Office of Housing Counseling

Housing Counseling Works

Housing Counseling Works!

Get Educated, Get Connected, Be Empowered!

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Avoiding Foreclosure

There are a number of programs to assist homeowners who are at risk of foreclosure and otherwise struggling with their mortgage payments.

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Home Equity Conversion Mortgages for Seniors (HECM)

HECM or Reverse mortgages are increasing in popularity with seniors who have equity in their homes and want to supplement their income.

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Homeless Assistance

If you are homeless, at risk of becoming homeless, or know someone that is homeless, help is available

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Rental Assistance

Learn more about renting and HUD rental assistance programs

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Buying a Home

Thinking about buying a home? We have information that can help!

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Help for Homeowners

Helpful information for families that already own their home

The HUD Office of Housing counseling has a new website: Visit the HUD Exchange to view the new website. Please reset your bookmarks.

How Housing Counseling Works: HUD provides support to a nationwide network of Housing Counseling Agencies (HCA) and counselors. HCA's are trained and approved to provide tools to current and prospective homeowners, renters so that they can make responsible choices to address their housing needs in light of their financial situations.

How to obtain advice on buying a home, renting, default, foreclosure avoidance, credit issues or reverse mortgages: HUD sponsors housing counseling agencies throughout the country to provide free or low cost advice. Search the map online or search by Zipcode for a housing counseling agency near you, or call HUD's interactive voice system at: (800) 569-4287 or there is an App for that!

Watch the "Housing Counseling Works" video on HUD's YouTube Channel.

Read our Newsletter

The Office of Housing Counseling publishes a monthly newsletter called "The Bridge". Visit our Bridge Archive to read the latest issue as well as back issues.

Technical Support

Housing counselors can obtain technical support on a wide range of issues by contacting their Agencies designated Point of Contact (POC) or via email at: housing.counseling@hud.gov

Search for a Housing Counselor

Search the Map or Search by Zipcode, or call HUD's interactive voice system at: (800) 569-4287, or there is an App for that!

Want More Information?

Subscribe to our Housing Counselor email list. You will automatically receive email notification of important housing counseling industry announcements such as new policy notices, employment opportunities, contracting opportunities, events, and training. Also visit our Mailing List archive.

Housing Counseling Resources


U.S. Department of Housing and Urban Development 451 7th Street S.W., Washington, DC 20410 Telephone: (202) 708-1112 TTY: (202) 708-1455 Find the address of the HUD office near you