Calculators

These calculators are intended to provide guidance and financial estimates. Please reach out to your lender for precise calculations.

Preparing For Homeownership

• Rent vs. Buy
  Understand the financial differences between renting and homeownership.

• Tax Savings
  Learn about the potential tax savings with homeownership.

• How Much Can You Afford?
  Research how much house works within your budget; please be mindful of all of your expenses, including utility bills, groceries and all loan payments.

• How Much Can You Borrow?
  Learn how much money you might be able to borrow.

All About Mortgages

• Fixed or Adjustable-Rate?
  Understand the financial differences between the fixed- and adjustable-rate mortgage.

• Adjustable-Rate Mortgages
  Find out how much monthly mortgage payments might be with an adjustable-rate mortgage.

• Fixed-Rate Mortgages
  Find out how much monthly mortgage payments might be with a fixed-rate mortgage.

• 15-year or 30-year Term?
  Learn how a different term affects your mortgage payment and overall cost of the loan.

• Am I Better off Refinancing?
  Find out if you'll benefit from refinancing.

• Closing Costs
  Estimate what your closing costs might be.

• Down Payments
  Research how much of a down payment you should consider.

• Refinancing Costs
  Understand what your refinancing costs might be.

• Extra Payments
  Learn how advantageous extra monthly mortgage payments might be.

• Paying Points
  Find out how paying extra points might lower your mortgage rate.

• Mortgage Insurance
  Understand how to possibly reduce mortgage insurance.