Farm Loan Programs

Available Farm Loans

Operating Loans

Used to purchase items such as livestock and feed; farm equipment; fuel, farm chemicals, insurance, and family living expenses; make minor improvements or repairs to buildings and fencing; and general farm operating expenses

Farm Ownership Loans

Used to purchase or enlarge a farm or ranch, construct a new or improve existing farm or ranch buildings, and for soil and water conservation and protection purposes

Microloans

Operating loans designed to meet the needs of small and beginning farmers, non-traditional, specialty crop and niche type operations by easing some requirements and offering less paperwork

Guaranteed Loans

enables lenders to extend credit to family farm operators and owners who do not qualify for standard commercial loans. Farmers receive credit at reasonable terms to finance their current operations or to expand their business; financial institutions receive additional loan business and servicing fees, as well as other benefits from the program, such as protection from loss

Emergency Loans

help farmers and ranchers recover from production and physical losses due to drought, flooding, other natural disasters or quarantine

Targeted Loan Audiences

Youth

Used by young people participating in 4-H clubs, FFA, or a similar organization, to finance educational, income-producing, agriculture-related projects

Minority and Women Farmers and Ranchers

loans support the full participation of minority and women family farmers in FSA's farm loan programs by targeting a portion of its direct and guaranteed farm ownership and operating loan funds for minority and women farmers to buy and operate a farm or ranch

Beginning Farmers and Ranchers

loans provide credit opportunities to eligible family farm and ranch operators and owners who have been in business less than 10 years

Other Helpful Resources

• Your Guide to FSA Farm Loans
• Your FSA Farm Loan Compass
• Farm Loans Fact Sheet
• Farm Loans Information Chart

Farm Loan Contacts

Middlebury, VT Farm Loan Team

68 Catamount Park, Suite A
Middlebury, VT 05753-1292

Phone: (802) 388-6748
Fax: (855) 794-3679

David Girard Jr., Ext. 3029 
Farm Loan Manager

david.girard@usda.gov 

Jill Thomas, Ext. 3028 
Farm Loan Officer

Vacant, Ext. 3031
Farm Loan Officer

Mari Quesnel, Ext. 3039 
Loan Analysis

Jennifer Barnes, Ext. 3041 
Program Technician

St. Albans, VT Farm Loan Team

50 South Main Street, Suite B-14
St. Albans, VT 05478-2215

Phone: (802) 527-1296
Fax: (855) 794-3679

Ryan Howrigan, Ext. 4160 
Farm Loan Manager

ryan.howrigan@usda.gov

Brad Parker, Ext. 4168
Farm Loan Officer

Tracy Derry, Ext. 4165
Farm Loan Officer

Kelly O'Neill, Ext. 4166
Farm Loan Officer Trainee

Daniel Kelly, Ext. 4178
Farm Loan Officer Trainee

Christine Badalamenti Smith, Ext. 4181
Program Technician

Newport, VT Farm Loan Team

59 Waterfront Plaza, Suite 11
Newport, VT 05855-4877

Phone:(802) 334-6090
Fax: (855) 794-3679

Angela Goodridge, Ext. 7003
Farm Loan Manager
angela.goodridge@vt.usda.gov

Brian Kuper, Ext. 7004
Senior Farm Loan Officer

Brock Columbia, Ext. 7007
Farm Loan Officer 

Ryan Kilkka, Ext. 7005
Farm Loan Officer Trainee

William Prue, Ext. 7015
Farm Loan Officer Trainee

Amy Boomer, Ext. 7002
Program Technician

Farm Programs

Farm Program Contacts

Colchester, VT Farm Program Team
356 Mountain View Drive, Suite 104
Colchester, VT 05446
Phone: (802) 658-2803
Fax: 855-794-3676

Kimberly Peck, Ext. 254
Program Specialist 

Julie Jacque, Ext. 246
Program Specialist 

Middlebury, VT Farm Program Team
68 Catamount Park, Suite A
Middlebury, VT 05753-1292
Phone: (802) 388-6748
Fax: 855-794-3679

Pam Smith, Ext. 3027
County Executive Director 

Lisa Gaboriault, Ext. 3024
Program Technician 

Andrew Peet, Ext. 3023
Program Technician

St. Albans, VT Farm Program Team
50 South Main Street, Suite B-14
Saint Albans, VT 05478-2215
Phone: (802) 527-1296
Fax: 855-794-3679

Laurie Locke, Ext. 4162
County Executive Director

Luc Dupuis, Ext. 4161
Program Technician

Rutland, VT Farm Program Team
170 South Main Street, Suite 4
Rutland, VT 05701-4559
Phone: (802) 775-8034
Fax: 855-428-7362

Tina Williams, Ext. 111
County Executive Director

Marjorie Christy, Ext. 112
Program Technician

St. Johnsbury, VT Farm Program Team
481 Summer Street, Suite 201
St. Johnsbury, VT 05819
Phone: (802) 424-3144
Fax: 855-428-0325

Patricia Matte, Ext. 3146
County Executive Director

Brandee Schmidt, Ext. 3161
Program Technician

Morrisville, VT Farm Program Team
109 Professional Drive, Suite 2
Morrisville, VT 05661
Phone: (802) 888-4935
Fax: 855-428-0325

Heather Mateja, Ext. 3002
County Executive Director

Brattleboro, VT Farm Program Team
28 Vernon Street, Suite 330
Brattleboro, VT 05301
Phone: (802) 254-9766
Fax: 855-428-7326

Christine Lary, Ext. 3032
Acting County Executive Director

Williston, VT Farm Program Team
300 Interstate Corporate Center, Suite 200
Williston, VT 05495
Phone: (802) 288-8155
Fax: 855-794-3679

Lawrence Parker, Ext. 102
County Executive Director

Eileen Powers, Ext. 106
Key Program Technician

Newport, VT Farm Program Team
59 Waterfront Plaza, Suite 11
Newport, VT 05855-4877
Phone: (802) 334-6090
Fax: 855-428-0325

Heather Mateja, Ext. 7016
County Executive Director

Peter Moffat, Ext. 7014
Program Technician

White River Junction, VT Farm Program Team
28 Farmvu Drive
White River Jct., VT 05001-6001
Phone: (802) 295-7942
Fax: 855-428-7362

Christine Lary, Ext. 3168
County Executive Director

Eric Winchester, Ext. 3165
Program Technician