This annual report describes FHFA's accomplishments, as well as challenges, the agency faced in meeting the strategic goals and objectives during the past fiscal year.
Read about the agency’s 2019 examinations of Fannie Mac, Freddie Mac and the Home Loan Bank System.
Submit comments and provide input on FHFA Rules Open for Comment by clicking on Rulemaking and Federal Register.
Implement critical reforms that will produce a stronger and more resilient housing finance system.
FOSTER competitive, liquid, efficient, and resilient (CLEAR) national housing finance markets that support sustainable homeownership and affordable rental housing; OPERATE in a safe and sound manner appropriate for entities in conservatorship; and PREPARE for eventual exits from the conservatorships.
2020 Scorecard
2019 Conservatorships Strategic Plan
FHFA experts provide reliable data, including all states, about activity in the U.S. mortgage market through its House Price Index, Refinance Report, Foreclosure Prevention Report, and Performance Report.
Source: FHFA
FHFA economists and policy experts provide reliable research and policy analysis about critical topics impacting the nation’s housing finance sector. Meet the experts...
Glossaries
COVID-19 Resources
BORROWER EDUCATION MATERIALS
Easy to understand materials to assist homebuyers and homeowners navigate purchasing a home and avoiding foreclosure.
Language assistance and resources may be available through housing counseling agencies approved by the U.S. Department of Housing and Urban Development (HUD). You can find a list of HUD-approved housing counseling agencies at www.hud.gov/counseling.
Housing counselor information is also available at www.consumerfinance.gov/find-a-housing-counselor.
Get the Facts on Homeownership: Separating Fact from Fiction in the Homebuying Process:English / Spanish (Español) / Chinese (中文) / Vietnamese (Tiếng Việt) / Korean (한국어) / Tagalog (Filipino)
Building Better Credit: Taking Steps to Improve your Credit:English / Spanish (Español) / Chinese (中文) / Vietnamese (Tiếng Việt) / Korean (한국어) / Tagalog (Filipino)
Buying a Home: Moving More Confidently through the Homebuying Process:English / Spanish (Español) / Chinese (中文) / Vietnamese (Tiếng Việt) / Korean (한국어) / Tagalog (Filipino)
CFPB: Ready to Buy a Home? :English / Spanish (Español)
Your Step-by-Step Mortgage Guide: From Application to Closing:English / Spanish (Español) / Chinese (中文) / Vietnamese (Tiếng Việt)/ Korean (한국어) / Tagalog (Filipino)
Understanding the Mortgage Documents: Completing the Mortgage Documents Required for Home Purchase:English / Spanish (Español) / Chinese (中文) / Vietnamese (Tiếng Việt) / Korean (한국어) / Tagalog (Filipino)
Choosing the Mortgage Option for You: Understanding the Most Common Mortgage Options and Making an Informed Choice:English / Spanish (Español) / Chinese (中文) / Vietnamese (Tiếng Việt) / Korean (한국어) / Tagalog (Filipino)
CFPB: Your Home Loan Toolkit:English / Spanish (Español)
CFPB: Shopping for a mortgage (Booklet):English / Spanish (Español) / Chinese (中文)
CFPB: Have a mortgage? (Booklet):English / Spanish (Español) / Chinese (中文)
CFPB: Should I refinance?:English / Spanish (Español)
CFPB: Considering a Reverse Mortgage?:English / Spanish (Español)
CFPB: How to Avoid Foreclosure:English / Spanish (Español) / Chinese (中文)
Mortgage Assistance Application:English / Spanish (Español) / Chinese (中文) / Vietnamese (Tiếng Việt) / Korean (한국어) / Tagalog (Filipino)
Mortgage Relief Options for Service Members:English / Spanish (Español) / Chinese (中文)/ Korean (한국어) / Tagalog (Filipino)
Avoiding Foreclosure: Identifying the Early Warning Signs and Pursuing Alternatives to Foreclosure:English / Spanish (Español) / Chinese (中文) / Vietnamese (Tiếng Việt) / Korean (한국어) / Tagalog (Filipino)
Can’t Make Your Mortgage Payments?:English / Spanish (Español) / Chinese (中文) / Vietnamese (Tiếng Việt) / Korean (한국어) / Tagalog (Filipino)
One Phone Call May Prevent Foreclosure:English / Spanish (Español) / Chinese (中文) / Vietnamese (Tiếng Việt) / Korean (한국어) / Tagalog (Filipino)
Avoid Foreclosure Today:English / Spanish (Español) / Chinese (中文) / Vietnamese (Tiếng Việt) / Korean (한국어) / Tagalog (Filipino)
Top 10 Tips to Avoid Foreclosure:English / Spanish (Español) / Chinese (中文) / Vietnamese (Tiếng Việt) / Korean (한국어) / Tagalog (Filipino)
Hurricane Relief Flyer for Consumers (2017):English / Spanish (Español)
Unemployment Forbearance Options: Mortgage Relief for the Unemployed:English / Spanish (Español) / Chinese (中文) / Vietnamese (Tiếng Việt) / Korean (한국어) / Tagalog (Filipino)
Freddie Mac Standard Short Sale:English / Spanish (Español) / Chinese (中文) / Vietnamese (Tiếng Việt) / Korean (한국어) / Tagalog (Filipino)
Freddie Mac Standard Deed-in-Lieu:English / Spanish (Español) / Chinese (中文) / Vietnamese (Tiếng Việt) / Korean (한국어) / Tagalog (Filipino)
Save Your Home: Tips to Avoid Foreclosure (FHA):English / Spanish (Español) / Chinese (中文) / Vietnamese (Tiếng Việt)
Federal Housing Administration (FHA): Important Disaster Recovery Information:English / Spanish (Español) / Chinese (中文)
CFPB: Don't get scammed: How to Spot and Avoid Mortgage Assistance and Foreclosure Relief Scams:English / Spanish (Español)
Avoid Financial Traps: Recognizing and Steering Clear of Tricks, Scams, and Other Traps:English / Spanish (Español) / Chinese (中文) / Vietnamese (Tiếng Việt) / Korean (한국어) / Tagalog (Filipino)