Finance
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Report
The Effects of Increasing Fannie Mae’s and Freddie Mac’s Capital
October 20, 2016In this report, CBO analyzes a policy that would allow Fannie Mae and Freddie Mac to increase their capital by reducing their payments to the government and discusses the effects that it would have on the budget and the mortgage market.
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The Budgetary Effects of the United States’ Participation in the International Monetary Fund
June 16, 2016CBO describes the procedures it uses to develop a market-based estimate of the cost of new U.S. commitments to the International Monetary Fund that reflects the small risk that the IMF could incur large losses.
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Budgetary Estimates for the Single-Family Mortgage Guarantee Program of the Federal Housing Administration
September 23, 2014Loan guarantees made in the FHA’s single-family mortgage program between 1992 and 2013 are now projected to generate small costs over their lifetimes rather than the significant savings that were originally recorded in the federal budget.
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Fair-Value Estimates of the Cost of Selected Federal Credit Programs for 2015 to 2024
May 22, 2014The budgetary costs shown for selected credit programs would be higher under fair-value accounting—an alternative to the current approach for measuring costs—because it more fully accounts for the cost of the risk the government takes on.
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Options to Change Interest Rates and Other Terms on Student Loans
June 10, 2013The interest rate for subsidized student loans is currently scheduled to double from 3.4 percent to 6.8 percent on July 1, 2013. What would be the budgetary impact of changing interest rates for student loans?
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Modifying Mortgages Involving Fannie Mae and Freddie Mac: Options for Principal Forgiveness
May 1, 2013CBO examined three options for Fannie Mae and Freddie Mac to use principal forgiveness for certain underwater borrowers. How would those options affect the number of mortgage defaults, the federal budget, and the overall economy?
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Fair-Value Accounting for Federal Credit Programs
March 5, 2012CBO examines fair-value accounting as an alternative to the current approach for measuring the costs to the government of federal credit programs.
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Fannie Mae, Freddie Mac, and the Federal Role in the Secondary Mortgage Market
December 22, 2010This study looks at how Fannie Mae and Freddie Mac evolved into the institutions they are today.