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Your credit report and FICO® Score—all free.

No credit card needed. Sound good?

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Credit score calculated based on FICO® Score 8 model. Your lender or insurer may use a different FICO® Score than FICO® Score 8, or another type of credit score altogether. Learn more.

That's only the start. Boost your FICO® Score instantly, too.

Americans everywhere are seeing instant boosts when they add their bills—now including Netflix®!

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Average users who received a boost improved their FICO® Score 8 based on Experian Data by 13 points. Some may not see improved scores or approval odds. Not all lenders use credit information impacted by Experian BoostTM.