About Us

Governance

Doing better business through sound governance

Our unwavering commitment to responsible business practices and a safe, sound housing and mortgage finance system is anchored by our diverse, expert Board of Directors and extends through everything we do.

Corporate Governance Guidelines

We have adopted guidelines that outline the policies and procedures for corporate governance for the Board.

Fannie Mae Code of Conduct

The work we do is important to communities and families across America, and we’re dedicated to maintaining the highest standards of conduct every day to reflect that.

Fannie Mae Ethics

Fannie Mae Ethics offers employees and third parties a forum to ask questions or raise concerns about our Code of Conduct in a secure, confidential environment.

Enterprise Compliance Policy

Our Enterprise Compliance Policy stipulates the strict ethics and compliance standards we require for sellers, servicers, and licensees ensuring that they comply with all federal, state, and local laws.

Fannie Mae Annual Form 10-K

Fannie Mae's annual SEC Form 10-K filing demonstrates our company’s financial performance, and sets forth how we are advancing our vision to be America’s most valued housing partner through a sustainable and reliable business model with low risk to the housing finance system and taxpayers.

Fannie Mae Board Committees

The Fannie Mae Board of Directors serves on behalf of our Conservator, the Federal Housing Finance Agency (FHFA), and exercises authority under its direction. In accordance with the Company's Bylaws, our Board of Directors has appointed six standing committees to oversee critical business, risk, and audit functions.

Fannie Mae Board Committee Charters

The standing committees established by our Board of Directors are the Audit, Community Responsibility & Sustainability, Compensation, Nominating & Corporate Governance, Risk Policy & Capital, and Strategic Initiatives & Technology committees. Written charters establish the responsibilities, duties, and authorities of each standing committee.

By the numbers:

42% of our Board members are women and 50% of Fannie Mae Board Committees are Chaired by women
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$767 million in single-family loans purchased from minority- or women-owned lenders in 2019
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85% of our conventional, single-family loans are long-term, fixed-rate mortgages; 89% are backed by primary residences, as of year-end 2019
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We've transferred to the private market a portion of the credit risk on 46% of our single-family conventional guaranty loans through our innovative Credit Risk Transfer transactions, as of year-end 2019
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Lenders share about one-third of the credit risk on nearly all Fannie Mae multifamily loans; in addition, we have transferred a portion of credit risk on 25% of our multifamily guaranty book business through Credit Risk Transfer transactions as of year-end 2019
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Systematic Risk Reporting

Fannie Mae publishes an annual SEC Form 10-K report that includes an in-depth look at our finances and risk factors for the prior year and outlines how we provide a stable source of liquidity to the mortgage market.

Public Policy Engagement

Fannie Mae abides by FHFA’s “External Communications Standards for Enterprises in Conservatorship,” in which FHFA details specific notification requirements when Fannie Mae engages in external communication with Congressional or Administration contacts, the media, and trade groups.

Reporting Mortgage Fraud

We offer valuable resources and information to help individuals detect, prevent, and report mortgage fraud by a borrower, lender, or other persons or institutions.

Expectations of Suppliers

Our goal is to build relationships with qualified, ethical suppliers who join in our commitment to diversity and inclusion, while also delivering the highest quality goods and services at an exceptional value.

Minimum Supplier Qualifications

We have strict requirements for the suppliers we work with. They must demonstrate financial viability and evidence of strong operational controls, as well as the proper documentation confirming they can conduct business in the United States.

Existing Supplier Expectations

We have high expectations of our existing suppliers, which includes a collaborative working relationship and a commitment to excellence evidenced by innovative solutions and ongoing process improvements.

Service Requirements of our Contractors

From a focus on premium service and protection of corporate assets to a safe and inclusive working environment, our contractors are expected to meet strict service and ethical requirements.

Online Privacy Notice

Placing the highest value on customer relationships, Fannie Mae has implemented a comprehensive privacy policy. Our Online Privacy Notice addresses important guidelines regarding the use and sharing of personal information collected on our Fannie Mae sites.

Privacy Rights

We take the protection of shared personal information very seriously, which is why our Fannie Mae Privacy Policy offers high-level safety protocols to protect personally identifiable information.