These resources provide information about adverse action notices and credit card lending.
CFPB LIBOR Transition FAQs (Published June 4, 2020) (opens new window)
CFPB Statement on Supervisory and Enforcement Practices Regarding Electronic Credit Card Disclosures in Light of the COVID-19 Pandemic (Issued June 3, 2020) (opens new window)
CFPB Statement on Supervisory and Enforcement Practices Regarding Regulation Z Billing Error Resolution Timeframes in Light of the COVID-19 Pandemic (Issued May 13, 2020) (opens new window)
CFPB Payments and Deposits Rules FAQs related to the COVID-19 Pandemic (Issued May 13, 2020) (opens new window)
CFPB Open-End (not Home-Secured) Rules FAQs related to the COVID-19 Pandemic (Issued May 13, 2020) (opens new window)
Consumer Credit and Lease Transactions (Regulation Z - Truth in Lending and Regulation M - Consumer Leasing)
Annual Adjustment to Dollar Threshold for Exempt Consumer Leases under the Consumer Leasing Act and Regulation M (Effective Jan. 1, 2020) (opens new window)
Annual Adjustment to Dollar Thresholders for Exempt Consumer Credit Transactions under the Truth in Lending Act and Regulation Z (Effective Jan. 1, 2010) (opens new window)
Annual Adjustment to Dollar Threshold for Exempt Consumer Leases under the Consumer Leasing Act and Regulation M (Effective Jan. 1, 2019) (opens new window)
Annual Adjustment to Dollar Threshold for Exempt Consumer Credit Transactions under the Truth in Lending Act and Regulation Z (Effective Jan. 1, 2019) (opens new window)
Annual Adjustment to Dollar Threshold for Exempt Consumer Leases under the Consumer Leasing Act and Regulation M (Effective Jan. 1, 2018) (opens new window)
Fair Credit Reporting Act (FCRA) (Regulation V - Fair Credit Reporting)
CFPB Consumer Reporting FAQs Related to the CARES Act and the COVID-19 Pandemic (Last updated June 16, 2020) (opens new window)
CFPB Statement on Supervisory and Enforcement Practices Regarding the Fair Credit Reporting Act and Regulation V in Light of the CARES Act (Issued April 1, 2020) (opens new window)
CFPB Consumer Reporting FAQs Related to the CARES Act and the COVID-19 Pandemic (Last updated June 16, 2020) (opens new window)
CFPB Statement on Supervisory and Enforcement Practices Regarding the Fair Credit Reporting Act and Regulation V in Light of the CARES Act (Issued April 1, 2020) (opens new window)
Annual Adjustment Under Fair Credit Reporting Act (Effective Jan. 1, 2020) (opens new window)
Consumer Financial Protection Update 19-01, CFPB Announces Annual Adjustment Under Fair Credit Reporting Act (Jan. 15, 2019) (opens new window)
BCFP Summaries of Rights Under the Fair Credit Reporting Act (Regulation V) Interim Final Rule (Effective Sept. 21, 2018) (opens new window)
CFPB Notice Regarding Charges for Certain Disclosures Under the Fair Credit Reporting Act (Effective Jan. 1, 2018) (opens new window)
Credit Card Accountability Responsibility and Disclosure Act (CARD Act) (Regulation Z - Truth in Lending)
CFPB Truth in Lending (Regulation Z) Annual Threshold Adjustments (CARD Act. HOEPA, and ATR/QM) (Effective Jan. 1, 2021) (opens new window)
Truth in Lending (Regulation Z) Annual Threshold Adjustments (CARD Act, HOEPA and ATR/QM) (effective Jan. 1, 2018) (opens new window)
CFPB Submission of Credit Card Agreements Under the Truth in Lending Act (Regulation Z) Notice of Expiration of Suspension (Issued April 5, 2016) (opens new window)
CFPB Submission of Credit Card Agreements Under the Truth in Lending Act (Regulation Z) (opens new window)
Questions? Contact the Division of Consumer Compliance Policy and Outreach in NCUA's Office of Consumer Financial Protection at compliancemail@ncua.gov.
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